Upstart Holdings, Inc. logo UPST - Upstart Holdings, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY 0
BUY 10
HOLD 10
SELL 2
STRONG
SELL 0
| PRICE TARGET: $38.29 DETAILS
HIGH: $46.00
LOW: $30.00
MEDIAN: $37.00
CONSENSUS: $38.29
UPSIDE: 34.07%

Profitability Ratios

Ratio Value
GP Margin 95.2%
EBIT Margin 5.1%
EBITDA Margin 7.4%
Operating Margin 5.1%
Pretax Margin 5.1%
Cont. Ops Margin 5.0%
Net Margin 5.0%
Bottom Line Margin 5.0%

Liquidity Ratios

Ratio Value
Current Ratio 2.99
Quick Ratio 2.99
Solvency Ratio 0.036
Cash Ratio 1.64

Valuation Ratios

Ratio Value
Price/Earnings
78.35
Hist. avg: 104.7
Peers avg: 13.8
PEG Ratio -0.56
Forward PEG -0.56
Price/Book 5.26
Price/Sales 3.90
Price/FCF -25.28
Price/Op Cash Flow -28.43

Debt Ratios

Ratio Value
Debt/Assets 0.6220
Debt/Equity 2.3163
Debt/Capital 0.6985
Long-Term Debt/Capital 0.6843
Financial Leverage 3.72

Cash Flow Ratios

Ratio Value
Working Capital Turnover 1.51
Operating Cash Flow Ratio -0.368
Operating Cash Flow/Sales -13.7%
Free Cash Flow/Operating Cash Flow 112.5%

Coverage Ratios

Ratio Value
Debt Service Coverage 0.53
Interest Coverage 1.0542
Short-Term Operating Cash Flow Coverage -1.52
Operating Cash Flow Coverage -0.08
Capital Expenditure Coverage -8.03
Dividend + Capital Expenditure Coverage -8.03

Dividend Ratios

Ratio Value
Payout Ratio 0.0000%
Dividend Yield 0.0000%
Dividend Yield % 0.0000%
Dividend Per Share 0.0000

Per Share Ratios

Ratio Value
Revenue/Share 11.20
EPS 0.558
Debt/Share 19.8044
Cash/Share 6.85
Book Value/Share 8.32
Tangible BV/Share 7.53
Equity/Share 8.32
Operating Cash Flow/Share -1.538
Capital Expenditure/Share 0.192
FCF/Share -1.730

Other Ratios

Ratio Value
Net Income/Earnings Before Tax 0.987
Earnings Before Tax/EBIT 1.000
Price/Fair Value 5.26
Debt/Market Cap 0.4356
Effective Tax Rate 1.3%
Enterprise Value Multiple 68.12