Upstart (UPST) Down 6.7% Since Last Earnings Report: Can It Rebound?
Upstart (UPST) reported earnings 30 days ago. What's next for the stock?
UPST - Upstart Holdings, Inc.
Price:
--
--
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CONSENSUS:
Buy
DETAILS
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PRICE TARGET:
$40.00
DETAILS
HIGH:
$51.00
LOW:
$30.00
MEDIAN:
$40.00
CONSENSUS:
$40.00
UPSIDE:
42.60%
Stock News
Upstart Publishes August 2026 Originations and Latest UMI
BURLINGAME, Calif.--(BUSINESS WIRE)--Upstart Publishes August 2026 Originations and Latest UMI.
Upstart's Breakout May Occur Sooner Than Expected - H2 2026 Macro Risks
The fee-based revenues underscore Upstart's likely to be a resilient AI-powered lending marketplace, aided by the growing third-party funding capacity. Further margin expansion from FY2027 may be driven by the robust unsecured loan growth and the projected breakeven secured segment by Q4 '26. UPST's consolidation has contributed to the cheap EV/Sales of 3.12x and 3Y PEG ratio of 0.36x, along with the excellent doubling upside potential to my LTPT of $59.10.
Upstart: Massive Short Squeeze Potential
Upstart Holdings, Inc. is scaling rapidly, driven by AI-powered loan origination and expanding transaction volumes. UPST's platform saw 50% year-over-year growth in loan originations in Q2, reaching 558,014 total loans, with improving channel conversion rates. Upstart still benefits from strong credit demand for personal loans which are driving origination volumes.
Down 30% in 2026, Is Upstart an AI Stock to Buy Right Now?
This AI lender is suggesting the U.S. economy is decelerating.
AST SpaceMobile vs. Firefly Aerospace: Which Outer Space Upstart Is a Better Buy in 2026?
AST SpaceMobile is building a first-of-its-kind space-based cellular network designed to connect directly to standard mobile phones. Firefly Aerospace provides specialized launch, lunar, and in-space services for government and commercial national security missions.
Upstart Co-founder and CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2026
BURLINGAME, Calif.--(BUSINESS WIRE)--Upstart Co-founder and CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2026.
Is Upstart Stock a Buy After Falling 55% This Year? Here's What to Know as One Insider Disposes of Shares
The executive disposed of 18,945 shares across two trading sessions for a total transaction value of $566,000. The activity reduced the executive's direct equity holdings by 6%.
An Upstart Insider Filing Involves $216,000. Here's How It Connects to a New Bank Charter
The disposition involved 7,696.0 shares at $28.09 per share, representing a total transaction value of $216,000 on August 20, 2026. The move reduced the total equity position by 6% and the direct ownership stake by 10%.
Upstart's CFO Sold Stock as the Company Returned to Profit. Here's What to Know
The transaction involved 10,175 shares at a weighted average price of $29.35 per share, representing a total value of $298,600. This sale included a non-discretionary event executed to satisfy tax withholding obligations triggered by the vesting of restricted stock units.
SoFi Climbs 6%, Upstart Jumps 8%, Affirm Rises 7% as Fintech Names Rebound With Bond Market Catalyst
Fintech names are rebounding at midday Wednesday. SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) stock is up 6% to $18.66, Upstart Holdings (NASDAQ:UPST) stock is up 8% to $31.58, and Affirm Holdings (NASDAQ:AFRM) stock is up 7% to $78.55.
SoFi vs. Upstart: Which Fintech Lending Stock Fits Your Portfolio Best?
SoFi's diversified revenues, stronger profitability and deposit funding give it an edge over Upstart, despite its richer forward sales valuation.
Upstart CEO Outlines AI Lending Growth Push, Targets Profitable Home and Auto Expansion
Upstart NASDAQ: UPST CEO Paul Gu said the company is entering a “second leg” of its development, focused on converting its artificial-intelligence lending platform into sustained profitable growth while expanding into secured credit products.
PGY vs. UPST: Which AI Credit Stock Is the Better Investment Option?
The artificial intelligence (AI)-driven lending landscape has gained momentum as financial institutions increasingly turn to technology to improve credit underwriting, expand borrower access and manage risk. Pagaya Technologies Ltd.
91% of Upstart's Loans Were Fully Automated Last Quarter. No Bank Can Underwrite That Cheaply.
Is the AI lender starting to turn the corner?
Prediction: This Artificial Intelligence (AI) Stock Is Going to Double by 2027
Upstart stock is down almost 35% this year, but investors might be too pessimistic.
Upstart Holdings, Inc. (UPST) Presents at Bank of America SMID Cap Virtual Conference Transcript
Upstart Holdings, Inc. (UPST) Presents at Bank of America SMID Cap Virtual Conference Transcript
Critical Analysis: Upstart (NASDAQ:UPST) vs. Enova International (NYSE:ENVA)
Upstart (NASDAQ: UPST - Get Free Report) and Enova International (NYSE: ENVA - Get Free Report) are both mid-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, risk, valuation, dividends, institutional ownership, profitability and analyst recommendations. Institutional and Insider Ownership 63.0% of Upstart shares
Why Upstart Stock Plunged 23% in July
High interest rates and concerns about software-as-a-service stocks in the agentic AI era have weighed on Upstart stock. Upstart delivered solid performance in the second quarter, with a 42% year-over-year increase in revenue and positive net income.
Upstart: 27% Short Interest, GAAP Profitability, And 42% Growth
Upstart delivered strong Q2 results with 50% YoY originations growth and 42% revenue growth, returning to GAAP profitability. I maintain a "Neutral" rating on UPST, citing valuation compression as investors compare it to traditional lenders despite its AI-driven underwriting. Management reaffirmed $1.3 billion revenue guidance and a 21% adjusted EBITDA margin for 2026, targeting 35% annual revenue growth over three years.
Price Targets
Upstart price target raised to $51 from $46 at Piper Sandler
$51.00
(was $30.32)
Piper Sandler
Upstart price target raised to $39 from $32 at Goldman Sachs
$39.00
(was $31.81)
Will Nance
·
Goldman Sachs
Upstart Holdings Inc (UPST) PT Raised to $40 at NeedhamMember Login
$40.00
(was $34.33)
Needham
Upstart price target raised to $30 from $27 at Jefferies
$30.00
(was $31.06)
John Hecht
·
Jefferies
Upstart price target lowered to $45 from $51 at Mizuho
$45.00
(was $29.00)
Dan Dolev
·
Mizuho Securities
Upstart price target lowered to $35 from $45 at Morgan Stanley
$35.00
(was $29.75)
Morgan Stanley
Upstart price target lowered to $37 from $40 at Needham
$37.00
(was $28.13)
Kyle Peterson
·
Needham
Upstart price target lowered to $40 from $49 at Truist
$40.00
(was $28.12)
Truist Financial
Upstart price target lowered to $46 from $56 at Piper Sandler
$46.00
(was $31.17)
Piper Sandler
Upstart upgraded to Neutral from Sell at Compass Point
$30.00
(was $30.68)
Giuliano Bologna
·
Compass Point
Upstart upgraded to Neutral from Sell at Goldman Sachs
$35.00
(was $30.19)
Will Nance
·
Goldman Sachs
Upstart price target lowered to $49 from $59 at Truist
$49.00
(was $34.18)
Arvind Ramnani
·
Truist Financial
Upstart initiated with a Buy at Truist
$59.00
(was $50.70)
Arvind Ramnani
·
Truist Financial
Upstart price target lowered to $40 from $54 at Goldman Sachs
$40.00
(was $40.19)
Will Nance
·
Goldman Sachs
Upstart price target lowered to $56 from $80 at Piper Sandler
$56.00
(was $39.72)
Piper Sandler
Upstart price target lowered to $45 from $70 at Morgan Stanley
$45.00
(was $39.76)
James Faucette
·
Morgan Stanley
Upstart Holdings Inc (UPST) PT Lowered to $56 at Needham
$56.00
(was $39.88)
Kyle Peterson
·
Needham
Upstart price target lowered to $80 from $90 at Piper Sandler
$80.00
(was $48.79)
Piper Sandler
Upstart Stock Is Falling Wednesday: What's Going On?
$70.00
(was $67.14)
James Faucette
·
Morgan Stanley
Upstart assumed with a Sell at Goldman Sachs
$71.00
(was $75.62)
Will Nance
·
Goldman Sachs