Unity Bancorp, Inc. logo UNTY - Unity Bancorp, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY 0
BUY 5
HOLD 0
SELL 0
STRONG
SELL 0
| PRICE TARGET: $66.50 DETAILS
HIGH: $68.00
LOW: $65.00
MEDIAN: $66.50
CONSENSUS: $66.50
UPSIDE: 21.84%

Profitability Ratios

Ratio Value
GP Margin 67.9%
EBIT Margin 40.1%
EBITDA Margin 40.1%
Operating Margin 40.1%
Pretax Margin 40.1%
Cont. Ops Margin 30.8%
Net Margin 30.8%
Bottom Line Margin 30.8%

Liquidity Ratios

Ratio Value
Current Ratio 0.16
Quick Ratio 0.16
Solvency Ratio 0.022
Cash Ratio 0.09

Valuation Ratios

Ratio Value
Price/Earnings
8.95
Hist. avg: 11.8
Peers avg: 12.4
PEG Ratio 0.22
Forward PEG 0.22
Price/Book 1.50
Price/Sales 2.75
Price/FCF 11.70
Price/Op Cash Flow 11.56

Debt Ratios

Ratio Value
Debt/Assets 0.0897
Debt/Equity 0.7698
Debt/Capital 0.4350
Long-Term Debt/Capital 0.4350
Financial Leverage 8.58

Cash Flow Ratios

Ratio Value
Working Capital Turnover -0.10
Operating Cash Flow Ratio 0.019
Operating Cash Flow/Sales 23.8%
Free Cash Flow/Operating Cash Flow 98.7%

Coverage Ratios

Ratio Value
Debt Service Coverage 1.02
Interest Coverage 1.3343
Short-Term Operating Cash Flow Coverage 0.00
Operating Cash Flow Coverage 0.17
Capital Expenditure Coverage 79.62
Dividend + Capital Expenditure Coverage 7.27

Dividend Ratios

Ratio Value
Payout Ratio 9.6789%
Dividend Yield 1.0809%
Dividend Yield % 1.0809%
Dividend Per Share 0.5591

Per Share Ratios

Ratio Value
Revenue/Share 18.78
EPS 5.776
Debt/Share 32.1618
Cash/Share 33.94
Book Value/Share 34.45
Tangible BV/Share 34.30
Equity/Share 34.45
Operating Cash Flow/Share 4.476
Capital Expenditure/Share 0.056
FCF/Share 4.420

Other Ratios

Ratio Value
Net Income/Earnings Before Tax 0.767
Earnings Before Tax/EBIT 1.000
Price/Fair Value 1.50
Debt/Market Cap 0.5128
Effective Tax Rate 23.3%
Enterprise Value Multiple 7.53