UNTY - Unity Bancorp, Inc.
NEXT EARNINGS:
Apr 10, 2026
EPS Est: $1.37
|
Rev Est: $33.6M
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$65.00
DETAILS
HIGH:
$65.00
LOW:
$65.00
MEDIAN:
$65.00
CONSENSUS:
$65.00
UPSIDE:
24.89%
Market Cap:
522.50M
Volume:
31,518
Avg Volume:
45,316
52 Week Range:
36.65-57.3
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
0.67
Last Dividend:
$0.58
Exchange:
NASDAQ
Country:
US
Employees:
227
IPO Date:
1997-01-14
EPS (TTM):
5.78
P/E Ratio:
8.95
Revenue (TTM):
188.41M
Total Assets:
2.97B
Total Debt:
266.08M
Cash & Equiv:
216.52M
Rev Growth (5Y):
15.7%
EPS Growth (5Y):
21.2%
FCF Growth (5Y):
7.8%
ROCE:
12.3%
Debt/Equity:
0.77
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-13 | $1.41 | $1.35 | +4.4% | $35.3M | $33.4M | +5.6% |
| 2025-10-14 | $1.33 | $1.28 | +3.9% | $48.5M | $31.4M | +54.7% |
| 2025-08-06 | $1.20 | $1.17 | +2.6% | $36.1M | $30.3M | +19.3% |
| 2025-04-11 | $1.13 | $1.12 | +0.9% | $29.4M | $29.6M | -1.0% |
| 2025-03-07 | $1.13 | — | — | $42.0M | — | — |
| 2025-01-15 | $1.13 | $1.08 | +4.6% | $27.4M | $28.0M | -1.9% |
| 2024-07-12 | $0.93 | $0.92 | +1.1% | $25.1M | $25.9M | -3.2% |
| 2024-04-12 | $0.93 | $0.90 | +3.3% | $25.6M | $25.6M | -0.3% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 188.41M | 163.07M | 150.72M | 108.27M | 95.78M | 91.02M | 84.11M | 76.45M | 62.93M | 55.01M | 49.38M | 44.10M |
| Net Income | 57.95M | 41.45M | 39.71M | 38.46M | 36.12M | 23.64M | 23.65M | 21.92M | 12.89M | 13.21M | 9.56M | 6.41M |
| EPS | 5.78 | 4.13 | 3.89 | 3.66 | 3.47 | 2.21 | 2.18 | 2.04 | 1.22 | 1.40 | 1.03 | 0.75 |
| Total Assets | 2.97B | 2.65B | 2.58B | 2.44B | 2.03B | 1.96B | 1.72B | 1.58B | 1.46B | 1.19B | 1.08B | 1.01B |
| Total Debt | 266.08M | 230.81M | 366.75M | 398.91M | 55.61M | 212.73M | 293.31M | 220.31M | 285.31M | 146.31M | 107.47M | 140.47M |
| Cash & Equivalents | 216.52M | 180.44M | 194.78M | 114.79M | 244.82M | 22.75M | 21.11M | 20.03M | 23.70M | 22.11M | 22.68M | 29.35M |
| Operating Cash Flow | N/A | 47.99M | 46.91M | 42.67M | 32.53M | 22.32M | 33.20M | 38.59M | 14.45M | 8.79M | 2.98M | 11.72M |
| Free Cash Flow | N/A | 47.29M | 45.95M | 41.19M | 31.28M | 21.76M | 32.49M | 37.08M | 12.94M | (807,000) | 2.03M | 11.12M |
| FCF per Share | N/A | 4.71 | 4.50 | 3.92 | 3.01 | 2.03 | 3.00 | 3.46 | 1.23 | -0.09 | 0.22 | 1.29 |
| Book Value | 345.63M | 295.58M | 261.43M | 239.23M | 205.73M | 173.91M | 160.71M | 138.49M | 118.11M | 106.29M | 78.47M | 70.12M |
| Cash & ST Investments | 340.53M | 195.97M | 286.54M | 210.19M | 301.30M | 68.37M | 85.38M | 66.74M | 75.99M | 62.67M | 75.55M | 89.42M |
| ROC Equity | 0.17 | 0.14 | 0.15 | 0.16 | 0.18 | 0.14 | 0.15 | 0.16 | 0.11 | 0.12 | 0.12 | 0.09 |