UMB Financial Corporation logo UMBF - UMB Financial Corporation

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY 1
BUY 9
HOLD 8
SELL 0
STRONG
SELL 0
| PRICE TARGET: $150.67 DETAILS
HIGH: $170.00
LOW: $140.00
MEDIAN: $148.50
CONSENSUS: $150.67
UPSIDE: 14.83%

Profitability Ratios

Ratio Value
GP Margin 54.4%
EBIT Margin 20.3%
EBITDA Margin 23.9%
Operating Margin 20.3%
Pretax Margin 19.7%
Cont. Ops Margin 15.8%
Net Margin 15.8%
Bottom Line Margin 15.4%

Liquidity Ratios

Ratio Value
Current Ratio 0.01
Quick Ratio 0.01
Solvency Ratio 0.013
Cash Ratio 0.01

Valuation Ratios

Ratio Value
Price/Earnings
12.43
Hist. avg: 16.6
Peers avg: 13.4
PEG Ratio 7.50
Forward PEG 7.50
Price/Book 1.14
Price/Sales 1.97
Price/FCF 8.93
Price/Op Cash Flow 8.51

Debt Ratios

Ratio Value
Debt/Assets 0.0520
Debt/Equity 0.4938
Debt/Capital 0.3306
Long-Term Debt/Capital 0.0581
Financial Leverage 9.50

Cash Flow Ratios

Ratio Value
Working Capital Turnover -0.10
Operating Cash Flow Ratio 0.016
Operating Cash Flow/Sales 23.1%
Free Cash Flow/Operating Cash Flow 95.3%

Coverage Ratios

Ratio Value
Debt Service Coverage 0.18
Interest Coverage 0.6032
Short-Term Operating Cash Flow Coverage 0.31
Operating Cash Flow Coverage 0.27
Capital Expenditure Coverage 21.13
Dividend + Capital Expenditure Coverage 5.57

Dividend Ratios

Ratio Value
Payout Ratio 19.3081%
Dividend Yield 1.5528%
Dividend Yield % 1.5528%
Dividend Per Share 1.7863

Per Share Ratios

Ratio Value
Revenue/Share 58.53
EPS 9.252
Debt/Share 69.6937
Cash/Share 12.55
Book Value/Share 101.34
Tangible BV/Share 70.69
Equity/Share 101.34
Operating Cash Flow/Share 13.523
Capital Expenditure/Share 0.640
FCF/Share 12.883

Other Ratios

Ratio Value
Net Income/Earnings Before Tax 0.803
Earnings Before Tax/EBIT 0.972
Price/Fair Value 1.14
Debt/Market Cap 0.4350
Effective Tax Rate 19.7%
Enterprise Value Multiple 10.92