UMBF - UMB Financial Corporation
NEXT EARNINGS:
Apr 28, 2026
EPS Est: $2.81
|
Rev Est: $701.1M
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$146.43
DETAILS
HIGH:
$160.00
LOW:
$130.00
MEDIAN:
$150.00
CONSENSUS:
$146.43
UPSIDE:
22.42%
Market Cap:
9.08B
Volume:
430,297
Avg Volume:
512,036
52 Week Range:
82-136.11
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
0.78
Last Dividend:
$1.63
Exchange:
NASDAQ
Country:
US
Employees:
3,698
IPO Date:
1980-03-17
EPS (TTM):
9.20
P/E Ratio:
12.43
Revenue (TTM):
4.44B
Total Assets:
73.09B
Total Debt:
3.80B
Cash & Equiv:
952.55M
Rev Growth (5Y):
28.0%
EPS Growth (5Y):
9.1%
FCF Growth (5Y):
-5.6%
ROCE:
11.0%
Debt/Equity:
0.49
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-27 | $3.08 | $2.71 | +13.7% | $720.9M | $701.1M | +2.8% |
| 2025-10-28 | $2.70 | $2.50 | +8.0% | $1.1B | $661.6M | +64.4% |
| 2025-07-29 | $2.96 | $2.35 | +26.0% | $633.2M | $652.0M | -2.9% |
| 2025-04-29 | $2.58 | $2.21 | +16.7% | $510.2M | $559.0M | -8.7% |
| 2025-01-28 | $2.49 | $2.25 | +10.7% | $394.2M | $412.3M | -4.4% |
| 2024-10-29 | $2.19 | $2.20 | -0.5% | $363.9M | $398.9M | -8.8% |
| 2024-07-30 | $2.07 | $2.01 | +3.0% | $348.5M | $384.9M | -9.5% |
| 2024-04-29 | $2.25 | $1.76 | +27.8% | $360.2M | $368.0M | -2.1% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.44B | 2.64B | 2.24B | 1.58B | 1.24B | 1.30B | 1.22B | 1.07B | 978.67M | 868.78M | 744.90M | 786.92M |
| Net Income | 702.40M | 441.24M | 350.02M | 431.68M | 353.02M | 286.50M | 243.60M | 195.51M | 247.10M | 158.80M | 116.07M | 120.66M |
| EPS | 9.20 | 9.05 | 7.22 | 8.93 | 7.31 | 5.95 | 4.99 | 3.96 | 5.02 | 3.25 | 2.46 | 2.69 |
| Total Assets | 73.09B | 50.41B | 44.01B | 38.51B | 42.69B | 33.13B | 26.56B | 23.35B | 21.77B | 20.68B | 19.09B | 17.50B |
| Total Debt | 3.80B | 3.00B | 3.50B | 2.60B | 3.51B | 2.59B | 1.97B | 1.60B | 1.34B | 1.93B | 1.91B | 2.03B |
| Cash & Equivalents | 952.55M | 8.56B | 5.61B | 1.68B | 9.26B | 3.54B | 1.70B | 1.69B | 1.74B | 1.14B | 981.09M | 1.98B |
| Operating Cash Flow | 0 | 225.29M | 472.60M | 769.55M | 534.08M | 373.60M | 339.93M | 295.70M | 326.53M | 296.44M | 210.96M | 245.66M |
| Free Cash Flow | 0 | 201.08M | 445.69M | 717.84M | 500.39M | 313.38M | 267.62M | 237.76M | 290.08M | 245.60M | 157.20M | 198.99M |
| FCF per Share | N/A | 4.12 | 9.19 | 14.85 | 10.37 | 6.51 | 5.49 | 4.82 | 5.89 | 5.03 | 3.34 | 4.44 |
| Book Value | 7.69B | 3.47B | 3.10B | 2.67B | 3.15B | 3.02B | 2.61B | 2.23B | 2.18B | 1.96B | 1.89B | 1.64B |
| Cash & ST Investments | 952.55M | 16.33B | 12.68B | 8.69B | 21.23B | 12.84B | 9.15B | 8.24B | 8.00B | 7.60B | 7.79B | 8.90B |
| ROC Equity | 0.09 | 0.13 | 0.11 | 0.16 | 0.11 | 0.09 | 0.09 | 0.09 | 0.11 | 0.08 | 0.06 | 0.07 |