South Plains Financial, Inc. logo SPFI - South Plains Financial, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY 0
BUY 4
HOLD 0
SELL 0
STRONG
SELL 0
| PRICE TARGET: $45.00 DETAILS
HIGH: $46.00
LOW: $44.00
MEDIAN: $45.00
CONSENSUS: $45.00
UPSIDE: 11.06%

Profitability Ratios

Ratio Value
GP Margin 69.6%
EBIT Margin 24.9%
EBITDA Margin 24.9%
Operating Margin 24.9%
Pretax Margin 24.9%
Cont. Ops Margin 19.7%
Net Margin 19.7%
Bottom Line Margin 19.7%

Liquidity Ratios

Ratio Value
Current Ratio 386.09
Quick Ratio 386.09
Solvency Ratio 0.015
Cash Ratio 35.98

Valuation Ratios

Ratio Value
Price/Earnings
10.78
Hist. avg: 10.0
Peers avg: 13.3
PEG Ratio 0.57
Forward PEG 0.57
Price/Book 1.28
Price/Sales 2.12
Price/FCF 8.78
Price/Op Cash Flow 8.13

Debt Ratios

Ratio Value
Debt/Assets 0.0135
Debt/Equity 0.1225
Debt/Capital 0.1091
Long-Term Debt/Capital 0.1091
Financial Leverage 9.07

Cash Flow Ratios

Ratio Value
Working Capital Turnover -0.25
Operating Cash Flow Ratio 47.804
Operating Cash Flow/Sales 26.1%
Free Cash Flow/Operating Cash Flow 92.7%

Coverage Ratios

Ratio Value
Debt Service Coverage 0.69
Interest Coverage 0.8715
Short-Term Operating Cash Flow Coverage 0.00
Operating Cash Flow Coverage 1.28
Capital Expenditure Coverage 13.69
Dividend + Capital Expenditure Coverage 4.92

Dividend Ratios

Ratio Value
Payout Ratio 17.2752%
Dividend Yield 1.6026%
Dividend Yield % 1.6026%
Dividend Per Share 0.6218

Per Share Ratios

Ratio Value
Revenue/Share 18.28
EPS 3.599
Debt/Share 8.9561
Cash/Share 38.53
Book Value/Share 30.40
Tangible BV/Share 29.14
Equity/Share 30.40
Operating Cash Flow/Share 4.770
Capital Expenditure/Share 0.348
FCF/Share 4.422

Other Ratios

Ratio Value
Net Income/Earnings Before Tax 0.789
Earnings Before Tax/EBIT 1.000
Price/Fair Value 1.28
Debt/Market Cap 0.0960
Effective Tax Rate 21.1%
Enterprise Value Multiple 8.54