SPFI - South Plains Financial, Inc.
NEXT EARNINGS:
Apr 23, 2026
EPS Est: $0.88
|
Rev Est: $54.1M
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$44.50
DETAILS
HIGH:
$45.00
LOW:
$44.00
MEDIAN:
$44.50
CONSENSUS:
$44.50
UPSIDE:
8.04%
Market Cap:
671.13M
Volume:
59,524
Avg Volume:
65,963
52 Week Range:
30.01-44
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
0.60
Last Dividend:
$0.68
Exchange:
NASDAQ
Country:
US
Employees:
528
IPO Date:
2019-05-09
EPS (TTM):
3.60
P/E Ratio:
10.78
Revenue (TTM):
296.89M
Total Assets:
4.48B
Total Debt:
60.49M
Cash & Equiv:
58.32M
Rev Growth (5Y):
4.7%
EPS Growth (5Y):
7.5%
FCF Growth (5Y):
16.2%
ROCE:
3.4%
Debt/Equity:
0.12
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-26 | $0.90 | $0.88 | +2.9% | $53.9M | $54.1M | -0.4% |
| 2025-10-23 | $0.96 | $0.87 | +10.3% | $52.5M | $53.7M | -2.1% |
| 2025-07-16 | $0.86 | $0.77 | +11.7% | $54.7M | $54.1M | +1.1% |
| 2025-04-24 | $0.72 | $0.65 | +10.8% | $47.7M | $48.9M | -2.5% |
| 2025-01-24 | $0.96 | $0.67 | +43.3% | $50.4M | $49.0M | +2.9% |
| 2024-10-23 | $0.66 | $0.66 | 0.0% | $46.4M | $49.2M | -5.6% |
| 2024-07-18 | $0.66 | $0.59 | +11.9% | $47.1M | $47.6M | -1.0% |
| 2024-04-25 | $0.64 | $0.57 | +12.3% | $45.4M | $45.5M | -0.2% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 296.89M | 283.10M | 248.51M | 231.94M | 227.51M | 235.58M | 186.23M | 167.47M | 149.53M |
| Net Income | 58.47M | 49.72M | 62.74M | 58.24M | 58.61M | 45.35M | 29.22M | 29.29M | 23.64M |
| EPS | 3.60 | 3.03 | 3.82 | 3.42 | 3.30 | 2.51 | 1.62 | 1.68 | 1.35 |
| Total Assets | 4.48B | 4.23B | 4.20B | 3.94B | 3.90B | 3.60B | 3.24B | 2.71B | 2.57B |
| Total Debt | 60.49M | 110.35M | 110.17M | 122.35M | 122.17M | 223.53M | 205.03M | 193.10M | 177.83M |
| Cash & Equivalents | 58.32M | 359.08M | 330.16M | 234.88M | 486.82M | 300.31M | 158.10M | 245.99M | 294.56M |
| Operating Cash Flow | N/A | 59.38M | 58.54M | 123.59M | 96.27M | 5.63M | 30.48M | 26.92M | 35.32M |
| Free Cash Flow | N/A | 56.03M | 53.86M | 119.12M | 93.35M | 2.32M | 26.49M | 23.79M | 26.30M |
| FCF per Share | N/A | 3.40 | 3.28 | 7.00 | 5.26 | 0.13 | 1.47 | 1.36 | 1.51 |
| Book Value | 493.84M | 438.95M | 407.11M | 357.01M | 407.43M | 370.05M | 306.18M | 154.58M | 158.21M |
| Cash & ST Investments | 625.86M | 627.32M | 514.02M | 936.59M | 1.21B | 1.10B | 865.75M | 584.18M | 488.74M |
| ROC Equity | 0.12 | 0.11 | 0.15 | 0.16 | 0.14 | 0.12 | 0.10 | 0.19 | 0.15 |