RPAY - Repay Holdings Corporation
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$5.00
DETAILS
HIGH:
$9.00
LOW:
$3.50
MEDIAN:
$3.75
CONSENSUS:
$5.00
UPSIDE:
43.27%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||
| Revenue | 309.3 | 313.0 | 296.6 | 279.2 | 219.3 | 155.0 | 104.6 | 130.0 | 94.0 | 82.3 |
| Cost of Revenue | 77.2 | 71.6 | 69.7 | 64.8 | 55.5 | 41.4 | 25.9 | 1.2 | 57.6 | 53.2 |
| Gross Profit | 232.0 | 241.4 | 226.9 | 214.4 | 163.8 | 113.6 | 78.7 | 128.9 | 36.3 | 29.1 |
| Operating Expenses | ||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 142.0 | 145.5 | 0 | 149.1 | 0 | 0 | 0 | 1.2 | 14.6 | 23.6 |
| Other Expenses | 102.0 | 103.7 | 338.3 | 112.5 | 217.8 | 145.6 | 126.9 | 0 | (1.2) | 0 |
| Operating Expenses | 244.1 | 249.2 | 338.3 | 261.6 | 217.8 | 145.6 | 126.9 | 1.2 | 22.1 | 27.3 |
| Operating Income | ||||||||||
| Operating Income | (12.0) | (7.8) | (111.4) | (47.2) | (54.0) | (32.0) | (48.2) | (1.2) | 16.4 | 1.7 |
| Interest Expense | 13.9 | 7.9 | 1.0 | 4.4 | 3.7 | 14.4 | 9.1 | 6.1 | 5.7 | 0 |
| Interest Income | 4.1 | 6.0 | 0 | 0.1 | 0 | 0 | 0 | 0 | 0 | 2.3 |
| Profitability | ||||||||||
| EBITDA | (161.0) | 100.7 | 58.5 | 127.0 | 35.3 | 26.3 | 1.9 | 29.9 | 21.7 | 5.4 |
| EBIT | (263.0) | (3.0) | (25.6) | 19.3 | (46.0) | (34.5) | (28.1) | 16.6 | 15.2 | 1.7 |
| Income Before Tax | (277.0) | (10.9) | (119.5) | 14.9 | (86.7) | (105.0) | (65.6) | 1.5 | 9.4 | (0.5) |
| Income Tax Expense | (5.9) | (0.6) | (2.1) | 6.2 | (30.7) | 12.4 | 5.0 | (2.7) | 0 | 0 |
| Net Income | (256.7) | (10.2) | (110.5) | 12.8 | (50.1) | (105.6) | (55.3) | 1.5 | 9.4 | (0.5) |
| Per Share Data | ||||||||||
| EPS (Basic) | -3.00 | -0.11 | -1.23 | 0.14 | -0.60 | -0.67 | 0.28 | 0.05 | 1.45 | -0.08 |
| EPS (Diluted) | -3.00 | -0.11 | -1.23 | 0.12 | -0.60 | -0.67 | 0.28 | 0.05 | 1.45 | -0.08 |
| Shares Outstanding | 85.6 | 89.9 | 90.0 | 88.8 | 83.3 | 52.2 | 37.5 | 32.2 | 6.5 | 6.6 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 115.7 | 189.5 | 118.1 | 64.9 | 50.0 | 91.1 | 24.6 | 0.1 | 0.0 | 2.8 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 36.4 | 33.0 | 36.0 | 33.5 | 33.2 | 21.3 | 14.6 | 6.0 | 0 | 2.8 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | (6.0) | (4.9) | 0 |
| Other Current Assets | 44.8 | 35.7 | 26.5 | 18.2 | (0.0) | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 196.8 | 275.2 | 180.6 | 116.7 | 95.7 | 119.4 | 43.9 | 0.2 | 0.0 | 5.8 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 10.1 | 13.5 | 11.2 | 14.2 | 14.3 | 11.7 | 1.6 | 1.2 | 0.7 | 0.4 |
| Goodwill | 474.5 | 716.8 | 716.8 | 827.8 | 824.1 | 459.0 | 389.7 | 119.5 | 119.5 | 94.1 |
| Intangible Assets | 329.8 | 389.0 | 447.1 | 500.6 | 577.7 | 369.2 | 333.0 | 68.2 | 73.4 | 62.5 |
| Long-Term Investments | 10.6 | 11.5 | 26.0 | 28.7 | 0 | 0 | 13.3 | 263.3 | 0 | 0 |
| Other Non-Current Assets | 4.8 | 2.5 | (8.8) | 2.5 | 28.8 | 15.4 | 13.8 | 263.3 | (193.5) | 1.6 |
| Total Non-Current Assets | 1,002.9 | 1,296.7 | 1,339.2 | 1,510.1 | 1,590.1 | 990.6 | 738.2 | 263.3 | 0.2 | 158.6 |
| Total Assets | 1,199.7 | 1,571.9 | 1,519.8 | 1,626.8 | 1,685.8 | 1,110.0 | 782.0 | 263.5 | 0.2 | 164.4 |
| Current Liabilities | ||||||||||
| Account Payables | 25.2 | 28.9 | 22.0 | 21.8 | 20.1 | 11.9 | 9.6 | 2.9 | 0 | 1.2 |
| Short-Term Debt | 148.0 | 0 | 0 | 0 | 0 | 6.8 | 5.5 | 4.9 | 0.2 | 2.5 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 30.5 | (17.7) | (11.8) | 0 |
| Other Current Liabilities | 65.9 | 16.6 | 0.9 | 29.0 | 26.1 | 10.2 | (9.9) | 0 | (1.4) | 0 |
| Total Current Liabilities | 240.6 | 102.2 | 57.5 | 82.1 | 92.3 | 65.4 | 51.7 | 0.3 | 0.2 | 8.4 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 280.1 | 496.8 | 434.2 | 451.3 | 448.5 | 250.0 | 207.9 | 89.3 | 0 | 56.6 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 16.3 | 0 | 0 | 0.8 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 188.5 | 189.2 | 190.2 | 156.8 | 222.9 | 229.6 | 60.9 | 0.0 | 0 | 0 |
| Total Non-Current Liabilities | 477.3 | 696.5 | 631.6 | 616.4 | 680.5 | 488.4 | 269.8 | 9.7 | 0.2 | 56.6 |
| Total Liabilities | 718.0 | 798.7 | 689.0 | 698.5 | 772.8 | 553.8 | 321.5 | 10.0 | 0.2 | 65.0 |
| Stockholders' Equity | ||||||||||
| Common Stock | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 248.5 | 0.0 | 99.5 |
| Retained Earnings | (590.5) | (333.8) | (323.7) | (213.2) | (226.0) | (175.9) | (53.9) | 1.5 | (0.0) | 0 |
| Accumulated Other Comprehensive Income | 0 | 0 | (0.0) | (0.0) | (0.0) | (6.4) | 0.3 | (109.1) | 0 | 0 |
| Total Stockholders' Equity | 484.4 | 761.3 | 815.1 | 894.6 | 874.0 | 509.3 | 254.4 | 253.5 | 0.0 | 99.5 |
| Total Liabilities & Equity | 1,199.7 | 1,571.9 | 1,519.8 | 1,626.8 | 1,685.8 | 1,110.0 | 782.0 | 263.5 | 0.2 | 164.4 |
| Debt Metrics | ||||||||||
| Total Debt | 436.9 | 508.5 | 443.0 | 461.9 | 459.6 | 267.1 | 213.4 | 94.2 | 0.2 | 59.1 |
| Net Debt | 321.2 | 319.0 | 324.9 | 397.0 | 409.5 | 175.9 | 188.8 | 94.1 | 0.1 | 56.3 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | (271.1) | (10.3) | (117.4) | 8.7 | (56.0) | (117.4) | (55.3) | 1.5 | 9.4 | (0.5) |
| Depreciation & Amortization | 102.0 | 103.7 | 103.9 | 107.8 | 89.7 | 60.8 | 30.8 | 10.4 | 7.5 | 3.7 |
| Stock-Based Compensation | 18.3 | 24.4 | 22.2 | 20.3 | 22.3 | 19.4 | 22.9 | 0.8 | 0.6 | 0.1 |
| Change in Working Capital | (10.0) | 30.4 | 3.1 | 1.2 | (10.4) | (0.1) | 22.3 | 0.2 | 2.6 | (1.2) |
| Other Non-Cash Items | 244.7 | (10.1) | 88.9 | (1.0) | 24.3 | 65.7 | 0.6 | (2.7) | 1.0 | 0.7 |
| Operating Cash Flow | 91.1 | 150.1 | 103.6 | 74.2 | 53.3 | 28.5 | 21.3 | (1.0) | 21.1 | 2.8 |
| Investing Activities | ||||||||||
| Capital Expenditure | (0.3) | (44.9) | (64.4) | (39.5) | (23.5) | (24.3) | (0.7) | (5.8) | (3.4) | (0.3) |
| Acquisitions | 0 | 0 | 40.3 | 0 | (373.8) | (121.7) | (331.2) | 0 | 0 | (60.5) |
| Purchases of Investments | 0 | 0 | 0 | 0 | (2.5) | 0 | 0 | (260.6) | 0 | 0 |
| Sales/Maturities of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activities | (41.7) | (43.9) | (63.6) | (36.4) | (18.1) | (23.3) | (7.2) | (4.9) | (3.0) | (1.7) |
| Investing Cash Flow | (42.0) | (44.9) | (24.1) | (39.5) | (397.3) | (146.0) | (339.1) | (260.6) | (3.4) | (62.4) |
| Financing Activities | ||||||||||
| Net Debt Issuance | (72.0) | 82.3 | (20) | 0 | 197.3 | 43.7 | 123.2 | (1.9) | 8.5 | (1.8) |
| Stock Repurchased | (38.5) | (41.5) | (2.5) | (10) | (4.0) | (1.4) | (4.5) | 0 | (10) | 0 |
| Dividends Paid | 0 | (2.3) | (3.5) | (1.0) | (0.1) | (1.5) | (6.9) | (6.3) | (5.5) | (6.3) |
| Other Financing Activities | (19.7) | (51.1) | (2.9) | (6.5) | (21.5) | (364.6) | 238.9 | 0 | (2.0) | 74.1 |
| Financing Cash Flow | (130.2) | (12.7) | (28.9) | (17.5) | 313.8 | 186.1 | 350.7 | 261.6 | (9.0) | 66.0 |
| Cash Position | ||||||||||
| Net Change in Cash | (80.2) | 92.6 | 50.6 | 17.2 | (30.2) | 68.6 | 32.9 | 0.1 | 8.7 | 6.3 |
| Cash at Beginning | 225.2 | 144.1 | 93.6 | 76.3 | 106.5 | 37.9 | 23.3 | 0.0 | 4.4 | 6.7 |
| Cash at End | 145.0 | 236.7 | 144.1 | 93.6 | 76.3 | 106.5 | 56.1 | 0.1 | 13.1 | 13.1 |
| Free Cash Flow | 91.1 | 105.2 | 39.3 | 34.7 | 29.8 | 4.2 | 20.6 | (6.8) | 17.7 | 2.5 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||
| Revenue | 309.3 | 313.0 | 296.6 | 279.2 | 219.3 | 155.0 | 104.6 | 130.0 | 94.0 | 82.3 |
| Gross Profit | 232.0 | 241.4 | 226.9 | 214.4 | 163.8 | 113.6 | 78.7 | 128.9 | 36.3 | 29.1 |
| Operating Income | (12.0) | (7.8) | (111.4) | (47.2) | (54.0) | (32.0) | (48.2) | (1.2) | 16.4 | 1.7 |
| Net Income | (256.7) | (10.2) | (110.5) | 12.8 | (50.1) | (105.6) | (55.3) | 1.5 | 9.4 | (0.5) |
| EPS (Diluted) | -3.00 | -0.11 | -1.23 | 0.12 | -0.60 | -0.67 | 0.28 | 0.05 | 1.45 | -0.08 |
| Balance Sheet | ||||||||||
| Cash & Equivalents | 115.7 | 189.5 | 118.1 | 64.9 | 50.0 | 91.1 | 24.6 | 0.1 | 0.0 | 2.8 |
| Total Assets | 1,199.7 | 1,571.9 | 1,519.8 | 1,626.8 | 1,685.8 | 1,110.0 | 782.0 | 263.5 | 0.2 | 164.4 |
| Total Debt | 436.9 | 508.5 | 443.0 | 461.9 | 459.6 | 267.1 | 213.4 | 94.2 | 0.2 | 59.1 |
| Stockholders' Equity | 484.4 | 761.3 | 815.1 | 894.6 | 874.0 | 509.3 | 254.4 | 253.5 | 0.0 | 99.5 |
| Cash Flow | ||||||||||
| Operating Cash Flow | 91.1 | 150.1 | 103.6 | 74.2 | 53.3 | 28.5 | 21.3 | (1.0) | 21.1 | 2.8 |
| Capital Expenditure | (0.3) | (44.9) | (64.4) | (39.5) | (23.5) | (24.3) | (0.7) | (5.8) | (3.4) | (0.3) |
| Free Cash Flow | 91.1 | 105.2 | 39.3 | 34.7 | 29.8 | 4.2 | 20.6 | (6.8) | 17.7 | 2.5 |