Repay Holdings Corporation logo RPAY - Repay Holdings Corporation

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 10
HOLD 7
SELL 0
STRONG
SELL
0
| PRICE TARGET: $5.00 DETAILS
HIGH: $9.00
LOW: $3.50
MEDIAN: $3.75
CONSENSUS: $5.00
UPSIDE: 43.27%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue
Revenue 309.3 313.0 296.6 279.2 219.3 155.0 104.6 130.0 94.0 82.3
Cost of Revenue 77.2 71.6 69.7 64.8 55.5 41.4 25.9 1.2 57.6 53.2
Gross Profit 232.0 241.4 226.9 214.4 163.8 113.6 78.7 128.9 36.3 29.1
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 142.0 145.5 0 149.1 0 0 0 1.2 14.6 23.6
Other Expenses 102.0 103.7 338.3 112.5 217.8 145.6 126.9 0 (1.2) 0
Operating Expenses 244.1 249.2 338.3 261.6 217.8 145.6 126.9 1.2 22.1 27.3
Operating Income
Operating Income (12.0) (7.8) (111.4) (47.2) (54.0) (32.0) (48.2) (1.2) 16.4 1.7
Interest Expense 13.9 7.9 1.0 4.4 3.7 14.4 9.1 6.1 5.7 0
Interest Income 4.1 6.0 0 0.1 0 0 0 0 0 2.3
Profitability
EBITDA (161.0) 100.7 58.5 127.0 35.3 26.3 1.9 29.9 21.7 5.4
EBIT (263.0) (3.0) (25.6) 19.3 (46.0) (34.5) (28.1) 16.6 15.2 1.7
Income Before Tax (277.0) (10.9) (119.5) 14.9 (86.7) (105.0) (65.6) 1.5 9.4 (0.5)
Income Tax Expense (5.9) (0.6) (2.1) 6.2 (30.7) 12.4 5.0 (2.7) 0 0
Net Income (256.7) (10.2) (110.5) 12.8 (50.1) (105.6) (55.3) 1.5 9.4 (0.5)
Per Share Data
EPS (Basic) -3.00 -0.11 -1.23 0.14 -0.60 -0.67 0.28 0.05 1.45 -0.08
EPS (Diluted) -3.00 -0.11 -1.23 0.12 -0.60 -0.67 0.28 0.05 1.45 -0.08
Shares Outstanding 85.6 89.9 90.0 88.8 83.3 52.2 37.5 32.2 6.5 6.6
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Current Assets
Cash & Cash Equivalents 115.7 189.5 118.1 64.9 50.0 91.1 24.6 0.1 0.0 2.8
Short-Term Investments 0 0 0 0 0 0 0 0 0 0
Net Receivables 36.4 33.0 36.0 33.5 33.2 21.3 14.6 6.0 0 2.8
Inventory 0 0 0 0 0 0 0 (6.0) (4.9) 0
Other Current Assets 44.8 35.7 26.5 18.2 (0.0) 0 0 0 0 0
Total Current Assets 196.8 275.2 180.6 116.7 95.7 119.4 43.9 0.2 0.0 5.8
Non-Current Assets
Property, Plant & Equipment 10.1 13.5 11.2 14.2 14.3 11.7 1.6 1.2 0.7 0.4
Goodwill 474.5 716.8 716.8 827.8 824.1 459.0 389.7 119.5 119.5 94.1
Intangible Assets 329.8 389.0 447.1 500.6 577.7 369.2 333.0 68.2 73.4 62.5
Long-Term Investments 10.6 11.5 26.0 28.7 0 0 13.3 263.3 0 0
Other Non-Current Assets 4.8 2.5 (8.8) 2.5 28.8 15.4 13.8 263.3 (193.5) 1.6
Total Non-Current Assets 1,002.9 1,296.7 1,339.2 1,510.1 1,590.1 990.6 738.2 263.3 0.2 158.6
Total Assets 1,199.7 1,571.9 1,519.8 1,626.8 1,685.8 1,110.0 782.0 263.5 0.2 164.4
Current Liabilities
Account Payables 25.2 28.9 22.0 21.8 20.1 11.9 9.6 2.9 0 1.2
Short-Term Debt 148.0 0 0 0 0 6.8 5.5 4.9 0.2 2.5
Deferred Revenue 0 0 0 0 0 0 30.5 (17.7) (11.8) 0
Other Current Liabilities 65.9 16.6 0.9 29.0 26.1 10.2 (9.9) 0 (1.4) 0
Total Current Liabilities 240.6 102.2 57.5 82.1 92.3 65.4 51.7 0.3 0.2 8.4
Non-Current Liabilities
Long-Term Debt 280.1 496.8 434.2 451.3 448.5 250.0 207.9 89.3 0 56.6
Deferred Tax Liabilities 0 0 0 16.3 0 0 0.8 0 0 0
Other Non-Current Liabilities 188.5 189.2 190.2 156.8 222.9 229.6 60.9 0.0 0 0
Total Non-Current Liabilities 477.3 696.5 631.6 616.4 680.5 488.4 269.8 9.7 0.2 56.6
Total Liabilities 718.0 798.7 689.0 698.5 772.8 553.8 321.5 10.0 0.2 65.0
Stockholders' Equity
Common Stock 0.0 0.0 0.0 0.0 0.0 0.0 0.0 248.5 0.0 99.5
Retained Earnings (590.5) (333.8) (323.7) (213.2) (226.0) (175.9) (53.9) 1.5 (0.0) 0
Accumulated Other Comprehensive Income 0 0 (0.0) (0.0) (0.0) (6.4) 0.3 (109.1) 0 0
Total Stockholders' Equity 484.4 761.3 815.1 894.6 874.0 509.3 254.4 253.5 0.0 99.5
Total Liabilities & Equity 1,199.7 1,571.9 1,519.8 1,626.8 1,685.8 1,110.0 782.0 263.5 0.2 164.4
Debt Metrics
Total Debt 436.9 508.5 443.0 461.9 459.6 267.1 213.4 94.2 0.2 59.1
Net Debt 321.2 319.0 324.9 397.0 409.5 175.9 188.8 94.1 0.1 56.3
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Operating Activities
Net Income (271.1) (10.3) (117.4) 8.7 (56.0) (117.4) (55.3) 1.5 9.4 (0.5)
Depreciation & Amortization 102.0 103.7 103.9 107.8 89.7 60.8 30.8 10.4 7.5 3.7
Stock-Based Compensation 18.3 24.4 22.2 20.3 22.3 19.4 22.9 0.8 0.6 0.1
Change in Working Capital (10.0) 30.4 3.1 1.2 (10.4) (0.1) 22.3 0.2 2.6 (1.2)
Other Non-Cash Items 244.7 (10.1) 88.9 (1.0) 24.3 65.7 0.6 (2.7) 1.0 0.7
Operating Cash Flow 91.1 150.1 103.6 74.2 53.3 28.5 21.3 (1.0) 21.1 2.8
Investing Activities
Capital Expenditure (0.3) (44.9) (64.4) (39.5) (23.5) (24.3) (0.7) (5.8) (3.4) (0.3)
Acquisitions 0 0 40.3 0 (373.8) (121.7) (331.2) 0 0 (60.5)
Purchases of Investments 0 0 0 0 (2.5) 0 0 (260.6) 0 0
Sales/Maturities of Investments 0 0 0 0 0 0 0 0 0 0
Other Investing Activities (41.7) (43.9) (63.6) (36.4) (18.1) (23.3) (7.2) (4.9) (3.0) (1.7)
Investing Cash Flow (42.0) (44.9) (24.1) (39.5) (397.3) (146.0) (339.1) (260.6) (3.4) (62.4)
Financing Activities
Net Debt Issuance (72.0) 82.3 (20) 0 197.3 43.7 123.2 (1.9) 8.5 (1.8)
Stock Repurchased (38.5) (41.5) (2.5) (10) (4.0) (1.4) (4.5) 0 (10) 0
Dividends Paid 0 (2.3) (3.5) (1.0) (0.1) (1.5) (6.9) (6.3) (5.5) (6.3)
Other Financing Activities (19.7) (51.1) (2.9) (6.5) (21.5) (364.6) 238.9 0 (2.0) 74.1
Financing Cash Flow (130.2) (12.7) (28.9) (17.5) 313.8 186.1 350.7 261.6 (9.0) 66.0
Cash Position
Net Change in Cash (80.2) 92.6 50.6 17.2 (30.2) 68.6 32.9 0.1 8.7 6.3
Cash at Beginning 225.2 144.1 93.6 76.3 106.5 37.9 23.3 0.0 4.4 6.7
Cash at End 145.0 236.7 144.1 93.6 76.3 106.5 56.1 0.1 13.1 13.1
Free Cash Flow 91.1 105.2 39.3 34.7 29.8 4.2 20.6 (6.8) 17.7 2.5
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Income Statement
Revenue 309.3 313.0 296.6 279.2 219.3 155.0 104.6 130.0 94.0 82.3
Gross Profit 232.0 241.4 226.9 214.4 163.8 113.6 78.7 128.9 36.3 29.1
Operating Income (12.0) (7.8) (111.4) (47.2) (54.0) (32.0) (48.2) (1.2) 16.4 1.7
Net Income (256.7) (10.2) (110.5) 12.8 (50.1) (105.6) (55.3) 1.5 9.4 (0.5)
EPS (Diluted) -3.00 -0.11 -1.23 0.12 -0.60 -0.67 0.28 0.05 1.45 -0.08
Balance Sheet
Cash & Equivalents 115.7 189.5 118.1 64.9 50.0 91.1 24.6 0.1 0.0 2.8
Total Assets 1,199.7 1,571.9 1,519.8 1,626.8 1,685.8 1,110.0 782.0 263.5 0.2 164.4
Total Debt 436.9 508.5 443.0 461.9 459.6 267.1 213.4 94.2 0.2 59.1
Stockholders' Equity 484.4 761.3 815.1 894.6 874.0 509.3 254.4 253.5 0.0 99.5
Cash Flow
Operating Cash Flow 91.1 150.1 103.6 74.2 53.3 28.5 21.3 (1.0) 21.1 2.8
Capital Expenditure (0.3) (44.9) (64.4) (39.5) (23.5) (24.3) (0.7) (5.8) (3.4) (0.3)
Free Cash Flow 91.1 105.2 39.3 34.7 29.8 4.2 20.6 (6.8) 17.7 2.5