Profitability Ratios
| Ratio |
Value |
| GP Margin |
52.3% |
| EBIT Margin |
12.4% |
| EBITDA Margin |
14.3% |
| Operating Margin |
12.4% |
| Pretax Margin |
8.9% |
| Cont. Ops Margin |
6.9% |
| Net Margin |
6.9% |
| Bottom Line Margin |
6.9% |
Liquidity Ratios
| Ratio |
Value |
| Current Ratio |
8.39 |
| Quick Ratio |
8.39 |
| Solvency Ratio |
0.031 |
| Cash Ratio |
0.42 |
Valuation Ratios
| Ratio |
Value |
| Price/Earnings |
|
| PEG Ratio |
1.06 |
| Forward PEG |
1.06 |
| Price/Book |
1.03 |
| Price/Sales |
0.60 |
| Price/FCF |
1.32 |
| Price/Op Cash Flow |
1.24 |
Debt Ratios
| Ratio |
Value |
| Debt/Assets |
0.7941 |
| Debt/Equity |
4.6479 |
| Debt/Capital |
0.8229 |
| Long-Term Debt/Capital |
0.7956 |
| Financial Leverage |
5.85 |
Cash Flow Ratios
| Ratio |
Value |
| Working Capital Turnover |
0.89 |
| Operating Cash Flow Ratio |
1.311 |
| Operating Cash Flow/Sales |
47.9% |
| Free Cash Flow/Operating Cash Flow |
94.5% |
Coverage Ratios
| Ratio |
Value |
| Debt Service Coverage |
0.25 |
| Interest Coverage |
0.9475 |
| Short-Term Operating Cash Flow Coverage |
1.31 |
| Operating Cash Flow Coverage |
0.18 |
| Capital Expenditure Coverage |
18.10 |
| Dividend + Capital Expenditure Coverage |
10.82 |
Dividend Ratios
| Ratio |
Value |
| Payout Ratio |
25.8601% |
| Dividend Yield |
2.9848% |
| Dividend Yield % |
2.9848% |
| Dividend Per Share |
1.1566 |
Per Share Ratios
| Ratio |
Value |
| Revenue/Share |
65.01 |
| EPS |
4.473 |
| Debt/Share |
183.1745 |
| Cash/Share |
9.87 |
| Book Value/Share |
37.57 |
| Tangible BV/Share |
34.37 |
| Equity/Share |
37.57 |
| Operating Cash Flow/Share |
31.125 |
| Capital Expenditure/Share |
1.720 |
| FCF/Share |
29.405 |
Other Ratios
| Ratio |
Value |
| Net Income/Earnings Before Tax |
0.769 |
| Earnings Before Tax/EBIT |
0.719 |
| Price/Fair Value |
1.03 |
| Debt/Market Cap |
4.3872 |
| Effective Tax Rate |
23.1% |
| Enterprise Value Multiple |
21.95 |
RM - Regional Management Corp.