PaySign, Inc. logo PAYS - PaySign, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 5
HOLD 1
SELL 2
STRONG
SELL
0
| PRICE TARGET: $9.00 DETAILS
HIGH: $9.00
LOW: $9.00
MEDIAN: $9.00
CONSENSUS: $9.00
UPSIDE: 33.93%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
Revenue
Revenue 82.0 58.4 47.3 38.0 29.5 24.1 34.7 23.4 15.2 10.4 8.1 10.3 6.3 6.7 3.2 4.3
Cost of Revenue 41.6 26.2 23.1 17.1 14.8 14.8 15.4 12.0 8.5 5.2 4.0 4.7 4.1 5.3 2,430,125 3.6
Gross Profit 40.4 32.2 24.1 21.0 14.7 9.3 19.2 11.4 6.7 5.2 4.1 5.6 2.2 1.4 (2,430,121.8) 0.7
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 33.2 25.2 20.3 18.2 15.8 15.1 11.7 7.8 4.1 3.3 3.7 2.7 1.5 0.8 0.5 0.5
Other Expenses 0 6.0 4.0 2.4 1.6 2.6 1.5 (0.0) 0.1 0.0 (0.0) 0.2 0.1 (1.3) 43,508 0.1
Operating Expenses 33.2 31.2 24.3 20.6 17.5 17.6 13.1 8.9 4.9 3.9 4.1 2.9 1.5 0.8 591,202 0.7
Operating Income
Operating Income 7.2 1.0 (0.2) 0.3 (2.7) (8.3) 6.1 2.5 1.8 1.4 (0.0) 2.8 0.7 0.6 278,886 3.6
Interest Expense 0 0 0 0 0 0 0 0 0.0 0.1 0.0 0.1 0.1 0.1 0.1 0.1
Interest Income 2.7 3.1 2.5 0.8 0.0 0.1 0.4 0.1 0 0 0 0 0 0 0 0
Profitability
EBITDA 15.6 7.0 3.9 2.8 (1.1) (5.8) 8.0 3.6 2.6 1.9 (2.1) 2.9 0.7 1.9 0.3 0.2
EBIT 7.2 1.0 (0.2) (0.1) (3.6) (7.9) 6.5 2.6 1.8 1.4 (2.5) 2.8 0.7 1.9 0.3 0.1
Income Before Tax 10.0 4.1 2.4 1.1 (2.7) (8.2) 6.5 2.6 1.8 1.3 (2.5) 2.6 0.6 1.8 0.2 (0.0)
Income Tax Expense 2.5 0.3 (4.1) 0.1 0.0 0.9 (0.9) 0 0.0 0 0 0 0 0 (105) (0.0)
Net Income 7.6 3.8 6.5 1.0 (2.7) (9.1) 7.5 2.6 1.8 1.4 (2.4) 2.6 0.6 1.8 0.2 (0.0)
Per Share Data
EPS (Basic) 0.14 0.07 0.12 0.02 -0.05 -0.19 0.16 0.05 0.04 0.03 -0.06 0.07 0.02 0.05 0.01 -0.00
EPS (Diluted) 0.13 0.07 0.12 0.02 -0.05 -0.19 0.14 0.05 0.04 0.03 -0.06 0.06 0.01 0.05 0.01 -0.00
Shares Outstanding 54.4 53.2 52.5 52.0 51.0 49.3 47.4 51.8 43.4 42.9 39.6 38.8 38.9 36.5 35.2 34.7
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Current Assets
Cash & Cash Equivalents 21.1 10.8 17.0 9.7 7.4 7.8 9.7 5.6 2.7 1.6
Short-Term Investments 0 0 0 0 0 0 0 0 0 0
Net Receivables 73.1 34.2 16.2 4.7 3.4 0.5 0.9 0.3 0.2 0.1
Inventory 0 0 0 0 0 0 0 26.1 14.4 10.0
Other Current Assets 145.9 113.8 93.9 81.6 62.3 48.2 35.9 26.1 14.4 10.0
Total Current Assets 240.1 158.8 129.2 97.7 74.3 58.0 47.9 33.2 17.9 12.0
Non-Current Assets
Property, Plant & Equipment 7.6 4.0 4.3 4.9 5.6 6.2 0.9 0.9 0.9 0.3
Goodwill 4.5 0 0 0 0 0 0 0 0 0
Intangible Assets 22.3 12.2 8.8 5.7 4.1 3.7 3.8 2.1 1.6 1.6
Long-Term Investments 0 0 0 0 0 0 0 0 0 0
Other Non-Current Assets 0 0 4.3 0 0.0 0 0.9 0 0.0 0.0
Total Non-Current Assets 36.2 20.2 17.4 10.5 9.7 9.9 5.7 3.0 2.5 1.9
Total Assets 276.3 179.0 146.6 108.2 84.1 67.8 53.5 36.2 20.4 13.9
Current Liabilities
Account Payables 70.5 0 26.5 8.1 5.8 2.2 1.5 1.3 1.1 0.8
Short-Term Debt 2.6 0.4 0 0 0 0 0 0 0 0.1
Deferred Revenue 0 0 0 0 0 0 0 26.0 14.4 10.0
Other Current Liabilities 143.2 145.7 92.3 80.2 61.3 48.1 32.7 26.0 14.4 0.3
Total Current Liabilities 216.3 146.1 119.2 88.6 67.4 50.6 34.2 27.3 15.6 11.2
Non-Current Liabilities
Long-Term Debt 6.1 0 0 0 0 0 0 0 0 0.0
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0 0 0 0.0 0 0 0
Total Non-Current Liabilities 11.4 2.5 2.9 3.3 3.7 4.0 0.0 0 0 0.0
Total Liabilities 227.8 148.6 122.1 92.0 71.1 54.6 34.2 27.3 15.6 11.2
Stockholders' Equity
Common Stock 0.1 0.1 0.1 0.1 0.1 0.1 0.0 0.0 0.0 0.0
Retained Earnings 15.1 7.5 3.7 (2.7) (3.8) (1.1) 8.1 0.6 (2.0) (3.8)
Accumulated Other Comprehensive Income 0 0 0 0 0 0 0 (1.1) (0.9) (0.7)
Total Stockholders' Equity 48.5 30.4 24.5 16.3 13.0 13.2 19.6 9.1 5.0 2.8
Total Liabilities & Equity 276.3 179.0 146.6 108.2 84.1 67.8 53.5 36.2 20.4 13.9
Debt Metrics
Total Debt 14.0 2.9 3.3 3.7 4.0 4.3 0 0 0 0.2
Net Debt (7.0) (7.8) (13.7) (6.0) (3.4) (3.5) (9.7) (5.6) (2.7) (1.5)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Operating Activities
Net Income 7.6 3.8 6.5 1.0 (2.7) (9.1) 7.5 2.6 1.8 1.4
Depreciation & Amortization 8.3 6.0 4.0 2.9 2.5 2.1 1.5 1.1 0.9 0.6
Stock-Based Compensation 4.3 2.6 2.9 2.3 2.3 3.0 2.5 1.4 0.3 0.1
Change in Working Capital 29.5 9.8 18.2 18.7 12.8 16.3 (0.6) 11.0 4.2 (0.7)
Other Non-Cash Items 2.9 0.4 0.4 0.4 0.3 0.6 (0.0) (0.0) (0.0) (0.1)
Operating Cash Flow 52.5 22.9 27.6 25.3 15.2 13.8 10.0 16.0 7.2 1.3
Investing Activities
Capital Expenditure (1.2) (9.5) (7.0) (4.1) (2.7) (3.3) (0.5) (1.6) (1.5) (0.9)
Acquisitions 0 0 0 0 0 0 0 0 0 0
Purchases of Investments 0 0 0 0 0 0 0 0 0 0
Sales/Maturities of Investments 0 0 0 0 0 0 0 0 0 0
Other Investing Activities (8.9) (9.1) (6.8) (4.0) (2.4) (2.0) 0 (1.3) (0.8) (0.8)
Investing Cash Flow (10.1) (9.5) (7.0) (4.1) (2.7) (3.3) (3.2) (1.6) (1.5) (0.9)
Financing Activities
Net Debt Issuance 0 0 0 0 0 0 0 0 (0.2) (0.1)
Stock Repurchased (0.4) (0.5) (1.1) 0 0 (0.2) 0 0 0 0
Dividends Paid 0 0 0 0 0 0 0 0 0 0
Other Financing Activities 0 0.0 0.0 0 0.2 0.2 0 0.1 0.1 0
Financing Cash Flow 0.3 (0.5) (1.1) 0 0.2 (0.1) 0.4 0.1 (0.1) (0.1)
Cash Position
Net Change in Cash 42.6 13.0 19.5 21.2 12.7 10.4 13.9 14.5 5.5 0.2
Cash at Beginning 122.3 109.4 89.9 68.7 55.9 45.6 31.7 17.2 11.6 1.4
Cash at End 165.0 122.3 109.4 89.9 68.7 55.9 45.6 31.7 17.2 1.6
Free Cash Flow 51.2 13.5 20.6 21.2 12.5 10.4 9.5 14.4 5.6 0.4
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
Income Statement
Revenue 82.0 58.4 47.3 38.0 29.5 24.1 34.7 23.4 15.2 10.4 8.1 10.3 6.3 6.7 3.2 4.3
Gross Profit 40.4 32.2 24.1 21.0 14.7 9.3 19.2 11.4 6.7 5.2 4.1 5.6 2.2 1.4 (2,430,121.8) 0.7
Operating Income 7.2 1.0 (0.2) 0.3 (2.7) (8.3) 6.1 2.5 1.8 1.4 (0.0) 2.8 0.7 0.6 278,886 3.6
Net Income 7.6 3.8 6.5 1.0 (2.7) (9.1) 7.5 2.6 1.8 1.4 (2.4) 2.6 0.6 1.8 0.2 (0.0)
EPS (Diluted) 0.13 0.07 0.12 0.02 -0.05 -0.19 0.14 0.05 0.04 0.03 -0.06 0.06 0.01 0.05 0.01 -0.00
Balance Sheet
Cash & Equivalents 21.1 10.8 17.0 9.7 7.4 7.8 9.7 5.6 2.7 1.6
Total Assets 276.3 179.0 146.6 108.2 84.1 67.8 53.5 36.2 20.4 13.9
Total Debt 14.0 2.9 3.3 3.7 4.0 4.3 0 0 0 0.2
Stockholders' Equity 48.5 30.4 24.5 16.3 13.0 13.2 19.6 9.1 5.0 2.8
Cash Flow
Operating Cash Flow 52.5 22.9 27.6 25.3 15.2 13.8 10.0 16.0 7.2 1.3
Capital Expenditure (1.2) (9.5) (7.0) (4.1) (2.7) (3.3) (0.5) (1.6) (1.5) (0.9)
Free Cash Flow 51.2 13.5 20.6 21.2 12.5 10.4 9.5 14.4 5.6 0.4