NBT Bancorp Inc. logo NBTB - NBT Bancorp Inc.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 4
HOLD 5
SELL 1
STRONG
SELL
0
| PRICE TARGET: $56.67 DETAILS
HIGH: $59.00
LOW: $55.00
MEDIAN: $56.00
CONSENSUS: $56.67
UPSIDE: 9.93%

Stock News

NBT Bancorp Appears A Bit Pricey At The Moment

NBT Bancorp Appears A Bit Pricey At The Moment

NBT Bancorp is rated Hold due to recent share price appreciation removing upside potential and a lack of compelling valuation or catalysts. NBTB trades at a 1.91x price-to-tangible-book-value ratio, above sector and historical acquisition premiums, with a forward P/E of 12.57 and sub-10% earnings growth expected. Loan portfolio risk is elevated by 12% exposure to auto loans amid near-record delinquencies and 41% allocation to commercial real estate.

Aug 12, 2026 11:43 PM seekingalpha.com
NBT Bancorp Isn't The Cheapest, But It's Still Worth Banking On

NBT Bancorp Isn't The Cheapest, But It's Still Worth Banking On

NBT Bancorp demonstrates high asset quality, strong growth, and disciplined balance sheet management, justifying a soft 'buy' rating. Deposit growth is robust, primarily organic, with a notable $1.86 billion boost from the Evans Bancorp acquisition; uninsured deposits remain elevated at 43.9%. Loan portfolio is diversified, though rising auto loan delinquencies warrant ongoing monitoring; net interest margin and profits are expanding.

Jun 04, 2026 03:17 AM seekingalpha.com

Price Targets