NBTB - NBT Bancorp Inc.
NEXT EARNINGS:
Apr 27, 2026
EPS Est: $0.97
|
Rev Est: $185.2M
Price:
--
--
|
CONSENSUS:
Hold
DETAILS
|
PRICE TARGET:
$47.00
DETAILS
HIGH:
$47.00
LOW:
$47.00
MEDIAN:
$47.00
CONSENSUS:
$47.00
UPSIDE:
6.99%
Market Cap:
2.30B
Volume:
272,105
Avg Volume:
225,651
52 Week Range:
37.31-47.93
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
0.50
Last Dividend:
$1.42
Exchange:
NASDAQ
Country:
US
Employees:
2,083
IPO Date:
1992-03-17
EPS (TTM):
3.34
P/E Ratio:
11.56
Revenue (TTM):
867.43M
Total Assets:
16.00B
Total Debt:
327.42M
Cash & Equiv:
185.16M
Rev Growth (5Y):
12.0%
EPS Growth (5Y):
6.9%
FCF Growth (5Y):
3.8%
ROCE:
1.4%
Debt/Equity:
0.17
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-26 | $1.05 | $0.99 | +6.1% | $185.1M | $187.0M | -1.0% |
| 2025-10-27 | $1.05 | $0.97 | +8.5% | $183.0M | $183.8M | -0.5% |
| 2025-07-28 | $0.88 | $0.82 | +7.3% | $170.7M | $183.9M | -7.2% |
| 2025-04-24 | $0.80 | $0.76 | +5.3% | $154.0M | $151.0M | +2.0% |
| 2025-01-27 | $0.77 | $0.78 | -1.3% | $147.9M | $146.7M | +0.8% |
| 2024-10-28 | $0.80 | $0.78 | +2.6% | $146.9M | $145.2M | +1.1% |
| 2024-07-22 | $0.69 | $0.69 | 0.0% | $139.7M | $141.1M | -1.0% |
| 2024-04-22 | $0.68 | $0.68 | 0.0% | $140.0M | $139.2M | +0.6% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 867.43M | 785.99M | 662.35M | 537.00M | 494.75M | 491.26M | 507.40M | 464.80M | 425.13M | 399.20M | 384.91M | 378.46M |
| Net Income | 169.24M | 140.64M | 118.78M | 152.00M | 154.88M | 104.39M | 121.02M | 112.57M | 82.15M | 78.41M | 76.42M | 75.07M |
| EPS | 3.34 | 2.98 | 2.67 | 3.54 | 3.57 | 2.39 | 2.76 | 2.58 | 1.89 | 1.81 | 1.74 | 1.71 |
| Total Assets | 16.00B | 13.79B | 13.31B | 11.74B | 12.01B | 10.93B | 9.72B | 9.56B | 9.14B | 8.87B | 8.26B | 7.80B |
| Total Debt | 327.42M | 414.98M | 637.39M | 787.95M | 311.48M | 406.73M | 820.68M | 1.05B | 909.19M | 886.99M | 674.12M | 548.94M |
| Cash & Equivalents | 185.16M | 284.06M | 205.19M | 197.35M | 1.27B | 672.68M | 216.84M | 180.96M | 159.66M | 149.18M | 140.30M | 146.64M |
| Operating Cash Flow | N/A | 188.57M | 157.46M | 183.22M | 159.19M | 145.27M | 153.46M | 147.77M | 136.90M | 109.51M | 124.54M | 87.81M |
| Free Cash Flow | N/A | 176.82M | 148.20M | 176.21M | 151.44M | 137.12M | 146.82M | 140.37M | 130.21M | 106.20M | 116.35M | 78.81M |
| FCF per Share | N/A | 3.75 | 3.33 | 4.11 | 3.49 | 3.14 | 3.35 | 3.22 | 3.00 | 2.45 | 2.65 | 1.80 |
| Book Value | 1.90B | 1.53B | 1.43B | 1.17B | 1.25B | 1.19B | 1.12B | 1.02B | 958.18M | 913.32M | 882.00M | 864.18M |
| Cash & ST Investments | 2.05B | 420.42M | 1.64B | 1.72B | 2.96B | 2.02B | 1.19B | 1.18B | 1.42B | 1.49B | 1.31B | 1.16B |
| ROC Equity | 0.09 | 0.09 | 0.08 | 0.13 | 0.12 | 0.09 | 0.11 | 0.11 | 0.09 | 0.09 | 0.09 | 0.09 |