HTB - HomeTrust Bancshares, Inc.
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DETAILS
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||
| Revenue | 292.5 | 295.1 | 265.8 | 216.1 | 155.3 | 159.9 | 166.6 | 159.7 | 136.1 | 114.9 | 101.5 | 97.6 | 68.4 | 69.8 | 73.4 | 79.2 | 78.3 |
| Cost of Revenue | 86.3 | 100.5 | 80.1 | 45.1 | 4.7 | 8.3 | 40.6 | 36.1 | 16.1 | 8.2 | 6.0 | 5.5 | (0.9) | 8.4 | 27.4 | 63.3 | 64.2 |
| Gross Profit | 206.1 | 194.6 | 185.7 | 171.0 | 150.6 | 151.6 | 125.9 | 123.6 | 120.0 | 106.6 | 95.5 | 92.1 | 69.2 | 61.5 | 46.0 | 15.9 | 14.0 |
| Operating Expenses | |||||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 76.8 | 72.0 | 70.5 | 66.6 | 63.9 | 66.4 | 70.9 | 66.3 | 60.7 | 58.9 | 55.5 | 54.3 | 38.5 | 33.7 | 28.6 | 29.9 | 30.9 |
| Other Expenses | 48.4 | 52.7 | 51.9 | 47.2 | 41.3 | 66.1 | 26.2 | 23.4 | 24.4 | 30.7 | 23.6 | 27.2 | 15.9 | 16.8 | 13.5 | 14.0 | (6.4) |
| Operating Expenses | 125.2 | 124.7 | 122.4 | 113.8 | 105.2 | 132.5 | 97.1 | 89.7 | 85.0 | 89.6 | 79.1 | 81.5 | 54.4 | 50.4 | 42.1 | 43.9 | 24.6 |
| Operating Income | |||||||||||||||||
| Operating Income | 81.0 | 69.9 | 63.3 | 57.2 | 45.4 | 19.1 | 28.8 | 33.9 | 35.0 | 17.0 | 16.4 | 10.6 | 14.9 | 11.0 | 3.9 | (28) | (10.5) |
| Interest Expense | 79.4 | 92.9 | 65.0 | 29.7 | 5.3 | 15.4 | 32.1 | 30.4 | 16.1 | 8.2 | 6.0 | 5.4 | 5.4 | 7.3 | 11.8 | 20.5 | 25.6 |
| Interest Income | 256.1 | 261.6 | 234.5 | 187.1 | 116.1 | 118.7 | 136.3 | 137.2 | 117.4 | 99.4 | 87.7 | 85.2 | 60.3 | 60.4 | 67.5 | 72.1 | 71.3 |
| Profitability | |||||||||||||||||
| EBITDA | 92.1 | 86.9 | 79.4 | 70.6 | 57.2 | 31.3 | 33.6 | 33.4 | 35.5 | 17.0 | 19.3 | 12.1 | 16.1 | 13.2 | 6.0 | (26.0) | (8.5) |
| EBIT | 81.0 | 69.9 | 63.3 | 57.2 | 45.4 | 19.1 | 28.8 | 33.9 | 35.0 | 17.0 | 16.4 | 10.6 | 14.9 | 11.0 | 3.9 | (28) | (10.5) |
| Income Before Tax | 81.0 | 69.9 | 63.3 | 57.2 | 45.4 | 19.1 | 28.8 | 33.9 | 35.0 | 17.0 | 16.4 | 10.6 | 14.9 | 11.0 | 3.9 | (28) | (10.5) |
| Income Tax Expense | 16.6 | 15.1 | 13.3 | 12.6 | 9.7 | 3.4 | 6.0 | 6.8 | 26.7 | 5.2 | 4.9 | 2.6 | 4.5 | 2.0 | (0.6) | (13.3) | (17.6) |
| Net Income | 64.4 | 54.8 | 50.0 | 44.6 | 35.7 | 15.7 | 22.8 | 27.1 | 8.2 | 11.8 | 11.5 | 8.0 | 10.3 | 9.1 | 4.5 | (14.7) | 7.0 |
| Per Share Data | |||||||||||||||||
| EPS (Basic) | 3.75 | 3.21 | 2.98 | 2.82 | 2.27 | 0.97 | 1.34 | 1.52 | 0.45 | 0.66 | 0.65 | 0.42 | 0.54 | 0.45 | 0.21 | -0.70 | 0.33 |
| EPS (Diluted) | 3.72 | 3.20 | 2.97 | 2.80 | 2.23 | 0.94 | 1.30 | 1.46 | 0.44 | 0.65 | 0.65 | 0.42 | 0.54 | 0.45 | 0.21 | -0.70 | 0.33 |
| Shares Outstanding | 17.0 | 16.9 | 16.8 | 15.7 | 15.5 | 16.1 | 16.7 | 17.7 | 18.0 | 17.4 | 17.4 | 19.0 | 18.6 | 19.9 | 21.2 | 21.2 | 21.2 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | |||||||||||
| Cash & Cash Equivalents | 14.4 | 307.8 | 381.9 | 336.6 | 323.1 | 280.7 | 482.3 | 364.5 | 366.8 | 369.1 | 216.0 |
| Short-Term Investments | 142.5 | 152.0 | 127.0 | 151.9 | 127.0 | 156.5 | 127.5 | 121.8 | 155.0 | 199.7 | 0 |
| Net Receivables | 16.0 | 184.3 | 167.2 | 157.0 | 138.3 | 148.4 | 140.3 | 122.5 | 118.5 | 109.9 | 14.4 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 172.9 | 644.1 | 676.0 | 645.6 | 588.4 | 585.5 | 750.1 | 608.8 | 640.3 | 678.7 | 230.3 |
| Non-Current Assets | |||||||||||
| Property, Plant & Equipment | 63.0 | 69.9 | 70.9 | 73.2 | 69.1 | 70.9 | 58.5 | 61.1 | 62.5 | 63.6 | 21.4 |
| Goodwill | 34.1 | 34.1 | 34.1 | 34.1 | 25.6 | 25.6 | 25.6 | 25.6 | 25.6 | 25.6 | 0 |
| Intangible Assets | 4.8 | 6.6 | 9.1 | 10.8 | 0.1 | 0.3 | 1.1 | 2.5 | 4.5 | 7.2 | 0 |
| Long-Term Investments | 0 | 3,658.3 | 3,656.7 | 3,653.0 | 2,696.9 | 2,661.1 | 2,698.5 | 2,596.0 | 2,406.2 | 2,234.8 | 1,286.9 |
| Other Non-Current Assets | (72.3) | 171.7 | 214.1 | 179.9 | 157.6 | 164.3 | 172.7 | 155.6 | 132.4 | 139.2 | 68.5 |
| Total Non-Current Assets | 39.6 | 3,951.3 | 3,996.6 | 3,961.9 | 2,960.8 | 2,939.2 | 2,972.7 | 2,867.3 | 2,663.9 | 2,527.8 | 1,410.8 |
| Total Assets | 4,545.6 | 4,595.4 | 4,672.6 | 4,607.5 | 3,549.2 | 3,524.7 | 3,722.9 | 3,476.2 | 3,304.2 | 3,206.5 | 1,641.1 |
| Current Liabilities | |||||||||||
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 165 | 0 | 123.8 | 200.3 | 0 | 0 | 0 | 0 | 0 | 0 | 25 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 2,628.8 | 3,779.2 | 3,661.4 | 3,601.2 | 3,099.8 | 2,955.5 | 2,785.8 | 2,327.3 | 2,196.3 | 2,048.5 | 1,289.5 |
| Total Current Liabilities | 2,793.8 | 3,779.2 | 3,785.1 | 3,801.4 | 3,099.8 | 2,955.5 | 2,785.8 | 2,327.3 | 2,196.3 | 2,048.5 | 1,321.7 |
| Non-Current Liabilities | |||||||||||
| Long-Term Debt | 10.2 | 10.1 | 10.0 | 10.0 | 0 | 115 | 475 | 680 | 635 | 696.5 | 90.1 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 1,141.0 | 254.3 | 377.6 | 324.9 | 60.6 | 57.7 | 53.8 | 58.1 | 61.8 | 62.0 | 52.5 |
| Total Non-Current Liabilities | 1,151.2 | 264.5 | 387.6 | 334.9 | 60.6 | 172.7 | 528.8 | 740.0 | 698.7 | 760.4 | 144.7 |
| Total Liabilities | 3,944.9 | 4,043.7 | 4,172.7 | 4,136.3 | 3,160.4 | 3,128.2 | 3,314.6 | 3,067.3 | 2,894.9 | 2,808.9 | 1,466.3 |
| Stockholders' Equity | |||||||||||
| Common Stock | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0 |
| Retained Earnings | 436.5 | 380.5 | 333.4 | 308.7 | 270.3 | 240.1 | 242.8 | 224.5 | 200.6 | 191.7 | 151.1 |
| Accumulated Other Comprehensive Income | (2.9) | (1.7) | (1.6) | (4.1) | (2.4) | 1.5 | 2.0 | 0.7 | (1.6) | 0.3 | 0.6 |
| Total Stockholders' Equity | 600.7 | 551.8 | 499.9 | 471.2 | 388.8 | 396.5 | 408.3 | 408.9 | 409.2 | 397.6 | 174.8 |
| Total Liabilities & Equity | 4,545.6 | 4,595.4 | 4,672.6 | 4,607.5 | 3,549.2 | 3,524.7 | 3,722.9 | 3,476.2 | 3,304.2 | 3,206.5 | 1,641.1 |
| Debt Metrics | |||||||||||
| Total Debt | 175.2 | 10.1 | 133.8 | 210.2 | 0 | 115 | 475 | 681.9 | 636.9 | 698.4 | 117.1 |
| Net Debt | 160.8 | (297.6) | (248.1) | (126.4) | (323.1) | (165.7) | (7.3) | 317.4 | 270.2 | 329.3 | (98.8) |
| Metric | 2025 | 2024 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 64.4 | 54.8 | 44.6 | 35.7 | 15.7 | 22.8 | 27.1 | 8.2 | 11.8 | 11.5 |
| Depreciation & Amortization | 0 | 17.0 | 13.4 | 11.8 | 12.2 | 4.8 | (0.6) | 0.5 | (0.0) | 3.0 |
| Stock-Based Compensation | 0 | 3.4 | 3.1 | 3.7 | 3.2 | 3.0 | 3.0 | 4.4 | 5.4 | 3.9 |
| Change in Working Capital | (8.5) | (2.6) | (5.2) | (2.0) | 0.8 | (7.9) | (9.3) | (1.1) | (5.0) | 7.0 |
| Other Non-Cash Items | (29.3) | (28.9) | (97.9) | (22.5) | (25.9) | (67) | (18.1) | (6.8) | (2.0) | (1.0) |
| Operating Cash Flow | 26.6 | 45.0 | (42.4) | 33.1 | 9.6 | (39.1) | 7.6 | 31.3 | 15.1 | 28.9 |
| Investing Activities | ||||||||||
| Capital Expenditure | (6.7) | (16.7) | (14.8) | (9.5) | (28.0) | (17.4) | (18.7) | (3.5) | (2.8) | (0.8) |
| Acquisitions | 0 | 0 | 30.6 | 0 | 0 | 0 | 0 | (0.2) | (10.8) | 0 |
| Purchases of Investments | 0 | (52.8) | (292.4) | (601.0) | (824.4) | (1,607.7) | (43.9) | (73.1) | (22.3) | (66.8) |
| Sales/Maturities of Investments | 0 | 29.1 | 471.9 | 622.8 | 908.5 | 1,543.1 | 38.4 | 20.7 | 128.2 | 128.8 |
| Other Investing Activities | 2.5 | 61.7 | (316.4) | 22.6 | 93.3 | (45.9) | (126.3) | (77.9) | (199.1) | (72.4) |
| Investing Cash Flow | 2.5 | 21.3 | (121.1) | 34.8 | 149.5 | (127.9) | (150.5) | (134.0) | (106.8) | (11.1) |
| Financing Activities | ||||||||||
| Net Debt Issuance | (23) | (245.8) | 432.5 | (115) | (382.7) | (205) | 45 | (61.5) | 158.0 | 16.0 |
| Stock Repurchased | (14.9) | (1.0) | (0.3) | (43.7) | (16.4) | (24.7) | (30.8) | (0.5) | (0.6) | (28.0) |
| Dividends Paid | (8.4) | (7.7) | (6.2) | (5.5) | (5.0) | (4.6) | (3.2) | 0 | 0 | 0 |
| Other Financing Activities | 23 | 120.3 | (64.1) | 150.3 | 174.4 | 451.8 | 132.2 | 148.5 | (31.4) | (69.4) |
| Financing Cash Flow | (21.9) | (134.2) | 361.9 | (13.8) | (229.7) | 217.6 | 143.2 | 86.5 | 126.0 | (81.4) |
| Cash Position | ||||||||||
| Net Change in Cash | 7.3 | (67.9) | 198.4 | 54.1 | (70.6) | 50.6 | 0.3 | (16.2) | 34.4 | (63.6) |
| Cash at Beginning | 1.1 | 347.1 | 105.1 | 51.0 | 121.6 | 71.0 | 70.7 | 87.0 | 52.6 | 116.2 |
| Cash at End | 8.3 | 279.2 | 303.5 | 105.1 | 51.0 | 121.6 | 71.0 | 70.7 | 87.0 | 52.6 |
| Free Cash Flow | 19.9 | 28.2 | (57.1) | 23.6 | (18.4) | (56.5) | (11.1) | 27.9 | 12.3 | 28.1 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||
| Revenue | 292.5 | 295.1 | 265.8 | 216.1 | 155.3 | 159.9 | 166.6 | 159.7 | 136.1 | 114.9 | 101.5 | 97.6 | 68.4 | 69.8 | 73.4 | 79.2 | 78.3 |
| Gross Profit | 206.1 | 194.6 | 185.7 | 171.0 | 150.6 | 151.6 | 125.9 | 123.6 | 120.0 | 106.6 | 95.5 | 92.1 | 69.2 | 61.5 | 46.0 | 15.9 | 14.0 |
| Operating Income | 81.0 | 69.9 | 63.3 | 57.2 | 45.4 | 19.1 | 28.8 | 33.9 | 35.0 | 17.0 | 16.4 | 10.6 | 14.9 | 11.0 | 3.9 | (28) | (10.5) |
| Net Income | 64.4 | 54.8 | 50.0 | 44.6 | 35.7 | 15.7 | 22.8 | 27.1 | 8.2 | 11.8 | 11.5 | 8.0 | 10.3 | 9.1 | 4.5 | (14.7) | 7.0 |
| EPS (Diluted) | 3.72 | 3.20 | 2.97 | 2.80 | 2.23 | 0.94 | 1.30 | 1.46 | 0.44 | 0.65 | 0.65 | 0.42 | 0.54 | 0.45 | 0.21 | -0.70 | 0.33 |
| Balance Sheet | |||||||||||||||||
| Cash & Equivalents | 14.4 | 307.8 | 381.9 | 336.6 | 323.1 | 280.7 | 482.3 | 364.5 | 366.8 | 369.1 | 216.0 | ||||||
| Total Assets | 4,545.6 | 4,595.4 | 4,672.6 | 4,607.5 | 3,549.2 | 3,524.7 | 3,722.9 | 3,476.2 | 3,304.2 | 3,206.5 | 1,641.1 | ||||||
| Total Debt | 175.2 | 10.1 | 133.8 | 210.2 | 0 | 115 | 475 | 681.9 | 636.9 | 698.4 | 117.1 | ||||||
| Stockholders' Equity | 600.7 | 551.8 | 499.9 | 471.2 | 388.8 | 396.5 | 408.3 | 408.9 | 409.2 | 397.6 | 174.8 | ||||||
| Cash Flow | |||||||||||||||||
| Operating Cash Flow | 26.6 | 45.0 | (42.4) | 33.1 | 9.6 | (39.1) | 7.6 | 31.3 | 15.1 | 28.9 | |||||||
| Capital Expenditure | (6.7) | (16.7) | (14.8) | (9.5) | (28.0) | (17.4) | (18.7) | (3.5) | (2.8) | (0.8) | |||||||
| Free Cash Flow | 19.9 | 28.2 | (57.1) | 23.6 | (18.4) | (56.5) | (11.1) | 27.9 | 12.3 | 28.1 | |||||||