HTB - HomeTrust Bancshares, Inc.
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DETAILS
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||
| Revenue | 292.5 | 295.1 | 265.8 | 216.1 | 155.3 | 159.9 | 166.6 | 159.7 | 136.1 | 114.9 | 101.5 | 97.6 | 68.4 | 69.8 | 73.4 | 79.2 | 78.3 |
| Cost of Revenue | 86.3 | 100.5 | 80.1 | 45.1 | 4.7 | 8.3 | 40.6 | 36.1 | 16.1 | 8.2 | 6.0 | 5.5 | (0.9) | 8.4 | 27.4 | 63.3 | 64.2 |
| Gross Profit | 206.1 | 194.6 | 185.7 | 171.0 | 150.6 | 151.6 | 125.9 | 123.6 | 120.0 | 106.6 | 95.5 | 92.1 | 69.2 | 61.5 | 46.0 | 15.9 | 14.0 |
| Operating Expenses | |||||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 76.8 | 72.0 | 70.5 | 66.6 | 63.9 | 66.4 | 70.9 | 66.3 | 60.7 | 58.9 | 55.5 | 54.3 | 38.5 | 33.7 | 28.6 | 29.9 | 30.9 |
| Other Expenses | 48.4 | 52.7 | 51.9 | 47.2 | 41.3 | 66.1 | 26.2 | 23.4 | 24.4 | 30.7 | 23.6 | 27.2 | 15.9 | 16.8 | 13.5 | 14.0 | (6.4) |
| Operating Expenses | 125.2 | 124.7 | 122.4 | 113.8 | 105.2 | 132.5 | 97.1 | 89.7 | 85.0 | 89.6 | 79.1 | 81.5 | 54.4 | 50.4 | 42.1 | 43.9 | 24.6 |
| Operating Income | |||||||||||||||||
| Operating Income | 81.0 | 69.9 | 63.3 | 57.2 | 45.4 | 19.1 | 28.8 | 33.9 | 35.0 | 17.0 | 16.4 | 10.6 | 14.9 | 11.0 | 3.9 | (28) | (10.5) |
| Interest Expense | 79.4 | 92.9 | 65.0 | 29.7 | 5.3 | 15.4 | 32.1 | 30.4 | 16.1 | 8.2 | 6.0 | 5.4 | 5.4 | 7.3 | 11.8 | 20.5 | 25.6 |
| Interest Income | 256.1 | 261.6 | 234.5 | 187.1 | 116.1 | 118.7 | 136.3 | 137.2 | 117.4 | 99.4 | 87.7 | 85.2 | 60.3 | 60.4 | 67.5 | 72.1 | 71.3 |
| Profitability | |||||||||||||||||
| EBITDA | 92.1 | 86.9 | 79.4 | 70.6 | 57.2 | 31.3 | 33.6 | 33.4 | 35.5 | 17.0 | 19.3 | 12.1 | 16.1 | 13.2 | 6.0 | (26.0) | (8.5) |
| EBIT | 81.0 | 69.9 | 63.3 | 57.2 | 45.4 | 19.1 | 28.8 | 33.9 | 35.0 | 17.0 | 16.4 | 10.6 | 14.9 | 11.0 | 3.9 | (28) | (10.5) |
| Income Before Tax | 81.0 | 69.9 | 63.3 | 57.2 | 45.4 | 19.1 | 28.8 | 33.9 | 35.0 | 17.0 | 16.4 | 10.6 | 14.9 | 11.0 | 3.9 | (28) | (10.5) |
| Income Tax Expense | 16.6 | 15.1 | 13.3 | 12.6 | 9.7 | 3.4 | 6.0 | 6.8 | 26.7 | 5.2 | 4.9 | 2.6 | 4.5 | 2.0 | (0.6) | (13.3) | (17.6) |
| Net Income | 64.4 | 54.8 | 50.0 | 44.6 | 35.7 | 15.7 | 22.8 | 27.1 | 8.2 | 11.8 | 11.5 | 8.0 | 10.3 | 9.1 | 4.5 | (14.7) | 7.0 |
| Per Share Data | |||||||||||||||||
| EPS (Basic) | 3.75 | 3.21 | 2.98 | 2.82 | 2.27 | 0.97 | 1.34 | 1.52 | 0.45 | 0.66 | 0.65 | 0.42 | 0.54 | 0.45 | 0.21 | -0.70 | 0.33 |
| EPS (Diluted) | 3.72 | 3.20 | 2.97 | 2.80 | 2.23 | 0.94 | 1.30 | 1.46 | 0.44 | 0.65 | 0.65 | 0.42 | 0.54 | 0.45 | 0.21 | -0.70 | 0.33 |
| Shares Outstanding | 17.0 | 16.9 | 16.8 | 15.7 | 15.5 | 16.1 | 16.7 | 17.7 | 18.0 | 17.4 | 17.4 | 19.0 | 18.6 | 19.9 | 21.2 | 21.2 | 21.2 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | |||||||||||||||||
| Cash & Cash Equivalents | 343.5 | 307.8 | 381.9 | 336.6 | 323.1 | 280.7 | 482.3 | 364.5 | 366.8 | 369.1 | 444.0 | 582.9 | 209.6 | 262.3 | 332.8 | 153.5 | 216.0 |
| Short-Term Investments | 136.5 | 152.0 | 127.0 | 151.9 | 127.0 | 156.5 | 127.5 | 121.8 | 155.0 | 199.7 | 200.7 | 257.6 | 168.8 | 24.8 | 31.3 | 0 | 0 |
| Net Receivables | 16.0 | 184.3 | 167.2 | 157.0 | 138.3 | 148.4 | 140.3 | 122.5 | 118.5 | 109.9 | 110.6 | 116.1 | 113.0 | 121.9 | 121.5 | 9.5 | 14.4 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 496.0 | 644.1 | 676.0 | 645.6 | 588.4 | 585.5 | 750.1 | 608.8 | 640.3 | 678.7 | 755.2 | 956.6 | 491.4 | 409.0 | 485.7 | 163.0 | 230.3 |
| Non-Current Assets | |||||||||||||||||
| Property, Plant & Equipment | 62.4 | 69.9 | 70.9 | 73.2 | 69.1 | 70.9 | 58.5 | 61.1 | 62.5 | 63.6 | 54.2 | 57.5 | 47.2 | 22.4 | 23.1 | 22.4 | 21.4 |
| Goodwill | 34.1 | 34.1 | 34.1 | 34.1 | 25.6 | 25.6 | 25.6 | 25.6 | 25.6 | 25.6 | 12.7 | 12.7 | 10.8 | 0 | 0 | 0 | 0 |
| Intangible Assets | 4.8 | 6.6 | 9.1 | 10.8 | 0.1 | 0.3 | 1.1 | 2.5 | 4.5 | 7.2 | 7.1 | 10.0 | 4.0 | 0.1 | 0 | 0 | 0 |
| Long-Term Investments | 3,600.8 | 3,658.3 | 3,656.7 | 3,653.0 | 2,696.9 | 2,661.1 | 2,698.5 | 2,596.0 | 2,406.2 | 2,234.8 | 1,714.1 | 1,560.6 | 1,369.9 | 1,026.5 | 1,089.2 | 1,340.0 | 1,286.9 |
| Other Non-Current Assets | 337.5 | 171.7 | 214.1 | 179.9 | 157.6 | 164.3 | 172.7 | 155.6 | 132.4 | 139.2 | 120.1 | 126.1 | 92.6 | 77.9 | 73.1 | 63.7 | 68.5 |
| Total Non-Current Assets | 4,049.6 | 3,951.3 | 3,996.6 | 3,961.9 | 2,960.8 | 2,939.2 | 2,972.7 | 2,867.3 | 2,663.9 | 2,527.8 | 1,962.5 | 1,826.5 | 1,583.1 | 1,174.3 | 1,234.4 | 1,474.6 | 1,410.8 |
| Total Assets | 4,545.6 | 4,595.4 | 4,672.6 | 4,607.5 | 3,549.2 | 3,524.7 | 3,722.9 | 3,476.2 | 3,304.2 | 3,206.5 | 2,717.7 | 2,783.1 | 2,074.5 | 1,583.3 | 1,720.1 | 1,637.6 | 1,641.1 |
| Current Liabilities | |||||||||||||||||
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 123.8 | 200.3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 113 | 25 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 3,710.0 | 3,779.2 | 3,661.4 | 3,601.2 | 3,099.8 | 2,955.5 | 2,785.8 | 2,327.3 | 2,196.3 | 2,048.5 | 1,802.7 | 1,872.1 | 1,583.0 | 1,154.8 | 1,466.2 | 1,264.6 | 1,289.5 |
| Total Current Liabilities | 3,710.0 | 3,779.2 | 3,785.1 | 3,801.4 | 3,099.8 | 2,955.5 | 2,785.8 | 2,327.3 | 2,196.3 | 2,048.5 | 1,802.7 | 1,872.1 | 1,583.0 | 1,154.8 | 1,466.2 | 1,383.8 | 1,321.7 |
| Non-Current Liabilities | |||||||||||||||||
| Long-Term Debt | 10.2 | 10.1 | 10.0 | 10.0 | 0 | 115 | 475 | 680 | 635 | 696.5 | 491 | 475 | 50 | 0 | 22.3 | 26.1 | 90.1 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 224.7 | 254.3 | 377.6 | 324.9 | 60.6 | 57.7 | 53.8 | 58.1 | 61.8 | 62.0 | 62.0 | 63.0 | 62.3 | 59.0 | 57.1 | 58.0 | 52.5 |
| Total Non-Current Liabilities | 234.9 | 264.5 | 387.6 | 334.9 | 60.6 | 172.7 | 528.8 | 740.0 | 698.7 | 760.4 | 555.0 | 539.9 | 114.3 | 61.1 | 81.4 | 86.1 | 144.7 |
| Total Liabilities | 3,944.9 | 4,043.7 | 4,172.7 | 4,136.3 | 3,160.4 | 3,128.2 | 3,314.6 | 3,067.3 | 2,894.9 | 2,808.9 | 2,357.7 | 2,412.1 | 1,697.3 | 1,215.8 | 1,547.6 | 1,469.9 | 1,466.3 |
| Stockholders' Equity | |||||||||||||||||
| Common Stock | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0 | 0 | 0 |
| Retained Earnings | 436.5 | 380.5 | 333.4 | 308.7 | 270.3 | 240.1 | 242.8 | 224.5 | 200.6 | 191.7 | 179.8 | 168.4 | 160.3 | 150.0 | 140.9 | 136.4 | 151.1 |
| Accumulated Other Comprehensive Income | 0.6 | (1.7) | (1.6) | (4.1) | (2.4) | 1.5 | 2.0 | 0.7 | (1.6) | 0.3 | 2.3 | 0.9 | 0.2 | (0.0) | 0.2 | (0.0) | 0.6 |
| Total Stockholders' Equity | 600.7 | 551.8 | 499.9 | 471.2 | 388.8 | 396.5 | 408.3 | 408.9 | 409.2 | 397.6 | 360.0 | 371.1 | 377.2 | 367.5 | 172.5 | 167.8 | 174.8 |
| Total Liabilities & Equity | 4,545.6 | 4,595.4 | 4,672.6 | 4,607.5 | 3,549.2 | 3,524.7 | 3,722.9 | 3,476.2 | 3,304.2 | 3,206.5 | 2,717.7 | 2,783.1 | 2,074.5 | 1,583.3 | 1,720.1 | 1,637.6 | 1,641.1 |
| Debt Metrics | |||||||||||||||||
| Total Debt | 10.2 | 10.1 | 133.8 | 210.2 | 8.4 | 115 | 475 | 681.9 | 636.9 | 698.4 | 493.0 | 477.0 | 52.0 | 2.0 | 24.3 | 141.1 | 117.1 |
| Net Debt | (333.3) | (297.6) | (248.1) | (126.4) | (323.1) | (165.7) | (7.3) | 317.4 | 270.2 | 329.3 | 49.0 | (106.0) | (157.6) | (260.3) | (308.5) | (12.4) | (98.8) |
| Metric | 2025 | 2024 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||||
| Net Income | 64.4 | 54.8 | 44.6 | 35.7 | 15.7 | 22.8 | 27.1 | 8.2 | 11.8 | 11.5 | 8.0 | 10.3 | 9.1 | 4.5 | (14.7) | 7.0 |
| Depreciation & Amortization | 14.8 | 17.0 | 13.4 | 11.8 | 12.2 | 4.8 | (0.6) | 0.5 | (0.0) | 3.0 | 1.5 | 1.3 | 2.2 | 2.1 | 2.0 | 2.0 |
| Stock-Based Compensation | 4.2 | 3.4 | 3.1 | 3.7 | 3.2 | 3.0 | 3.0 | 4.4 | 5.4 | 3.9 | 3.6 | 3.5 | 1.9 | 0 | 0 | 0 |
| Change in Working Capital | (8.5) | (2.6) | (5.2) | (2.0) | 0.8 | (7.9) | (9.3) | (1.1) | (5.0) | 7.0 | (8.4) | (1.1) | 5.7 | 1.8 | 10.6 | (4.2) |
| Other Non-Cash Items | (25.5) | (28.9) | (97.9) | (22.5) | (25.9) | (67) | (18.1) | (6.8) | (2.0) | (1.0) | (4.9) | 5.4 | 3.6 | 12.0 | 46.5 | 31.4 |
| Operating Cash Flow | 49.5 | 45.0 | (42.4) | 33.1 | 9.6 | (39.1) | 7.6 | 31.3 | 15.1 | 28.9 | 2.2 | 23.8 | 23.9 | 19.9 | 32.7 | 23.2 |
| Investing Activities | ||||||||||||||||
| Capital Expenditure | (6.7) | (16.7) | (14.8) | (9.5) | (28.0) | (17.4) | (18.7) | (3.5) | (2.8) | (0.8) | (4.9) | (1.7) | (1.6) | (3.2) | (2.4) | (1.5) |
| Acquisitions | (1.1) | 0 | 30.6 | 0 | 0 | 0 | 0 | (0.2) | (10.8) | 0 | 303.1 | (5.5) | 0 | 0 | 8.2 | 22.8 |
| Purchases of Investments | (31.2) | (52.8) | (292.4) | (601.0) | (824.4) | (1,607.7) | (43.9) | (73.1) | (22.3) | (66.8) | (391.6) | (81.6) | (6) | (12.5) | (35.3) | (16.8) |
| Sales/Maturities of Investments | 36.6 | 29.1 | 471.9 | 622.8 | 908.5 | 1,543.1 | 38.4 | 20.7 | 128.2 | 128.8 | 51.7 | 47.3 | 6.1 | 37.3 | 38.4 | 54.5 |
| Other Investing Activities | 112.5 | 61.7 | (316.4) | 22.6 | 93.3 | (45.9) | (126.3) | (77.9) | (199.1) | (72.4) | (148.1) | 26.3 | 30.9 | 72.2 | (28.7) | (4.3) |
| Investing Cash Flow | 110.1 | 21.3 | (121.1) | 34.8 | 149.5 | (127.9) | (150.5) | (134.0) | (106.8) | (11.1) | (189.8) | (15.1) | 29.4 | 93.8 | (19.8) | 54.6 |
| Financing Activities | ||||||||||||||||
| Net Debt Issuance | (23) | (245.8) | 432.5 | (115) | (382.7) | (205) | 45 | (61.5) | 158.0 | 16.0 | 409.8 | (20.7) | (35.9) | (125.1) | 16.4 | (147.5) |
| Stock Repurchased | (14.9) | (1.0) | (0.3) | (43.7) | (16.4) | (24.7) | (30.8) | (0.5) | (0.6) | (28.0) | (18.7) | (29.7) | (13.3) | 0 | 0 | 0 |
| Dividends Paid | (8.4) | (7.7) | (6.2) | (5.5) | (5.0) | (4.6) | (3.2) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities | (69.2) | 120.3 | (64.1) | 150.3 | 174.4 | 451.8 | 132.2 | 148.5 | (31.4) | (69.4) | (133.3) | (38.2) | (311.4) | 201.6 | (111.4) | 147.6 |
| Financing Cash Flow | (114.1) | (134.2) | 361.9 | (13.8) | (229.7) | 217.6 | 143.2 | 86.5 | 126.0 | (81.4) | 257.9 | (88.5) | (152.4) | 76.5 | (95.1) | 0.1 |
| Cash Position | ||||||||||||||||
| Net Change in Cash | 45.5 | (67.9) | 198.4 | 54.1 | (70.6) | 50.6 | 0.3 | (16.2) | 34.4 | (63.6) | 70.3 | (79.9) | (99.1) | 190.1 | (82.2) | 77.9 |
| Cash at Beginning | 279.2 | 347.1 | 105.1 | 51.0 | 121.6 | 71.0 | 70.7 | 87.0 | 52.6 | 116.2 | 45.8 | 125.7 | 224.8 | 34.7 | 116.8 | 39.0 |
| Cash at End | 324.7 | 279.2 | 303.5 | 105.1 | 51.0 | 121.6 | 71.0 | 70.7 | 87.0 | 52.6 | 116.2 | 45.8 | 125.7 | 224.8 | 34.7 | 116.8 |
| Free Cash Flow | 42.8 | 28.2 | (57.1) | 23.6 | (18.4) | (56.5) | (11.1) | 27.9 | 12.3 | 28.1 | (2.7) | 22.1 | 22.4 | 16.7 | 30.3 | 21.7 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||
| Revenue | 292.5 | 295.1 | 265.8 | 216.1 | 155.3 | 159.9 | 166.6 | 159.7 | 136.1 | 114.9 | 101.5 | 97.6 | 68.4 | 69.8 | 73.4 | 79.2 | 78.3 |
| Gross Profit | 206.1 | 194.6 | 185.7 | 171.0 | 150.6 | 151.6 | 125.9 | 123.6 | 120.0 | 106.6 | 95.5 | 92.1 | 69.2 | 61.5 | 46.0 | 15.9 | 14.0 |
| Operating Income | 81.0 | 69.9 | 63.3 | 57.2 | 45.4 | 19.1 | 28.8 | 33.9 | 35.0 | 17.0 | 16.4 | 10.6 | 14.9 | 11.0 | 3.9 | (28) | (10.5) |
| Net Income | 64.4 | 54.8 | 50.0 | 44.6 | 35.7 | 15.7 | 22.8 | 27.1 | 8.2 | 11.8 | 11.5 | 8.0 | 10.3 | 9.1 | 4.5 | (14.7) | 7.0 |
| EPS (Diluted) | 3.72 | 3.20 | 2.97 | 2.80 | 2.23 | 0.94 | 1.30 | 1.46 | 0.44 | 0.65 | 0.65 | 0.42 | 0.54 | 0.45 | 0.21 | -0.70 | 0.33 |
| Balance Sheet | |||||||||||||||||
| Cash & Equivalents | 343.5 | 307.8 | 381.9 | 336.6 | 323.1 | 280.7 | 482.3 | 364.5 | 366.8 | 369.1 | 444.0 | 582.9 | 209.6 | 262.3 | 332.8 | 153.5 | 216.0 |
| Total Assets | 4,545.6 | 4,595.4 | 4,672.6 | 4,607.5 | 3,549.2 | 3,524.7 | 3,722.9 | 3,476.2 | 3,304.2 | 3,206.5 | 2,717.7 | 2,783.1 | 2,074.5 | 1,583.3 | 1,720.1 | 1,637.6 | 1,641.1 |
| Total Debt | 10.2 | 10.1 | 133.8 | 210.2 | 8.4 | 115 | 475 | 681.9 | 636.9 | 698.4 | 493.0 | 477.0 | 52.0 | 2.0 | 24.3 | 141.1 | 117.1 |
| Stockholders' Equity | 600.7 | 551.8 | 499.9 | 471.2 | 388.8 | 396.5 | 408.3 | 408.9 | 409.2 | 397.6 | 360.0 | 371.1 | 377.2 | 367.5 | 172.5 | 167.8 | 174.8 |
| Cash Flow | |||||||||||||||||
| Operating Cash Flow | 49.5 | 45.0 | (42.4) | 33.1 | 9.6 | (39.1) | 7.6 | 31.3 | 15.1 | 28.9 | 2.2 | 23.8 | 23.9 | 19.9 | 32.7 | 23.2 | |
| Capital Expenditure | (6.7) | (16.7) | (14.8) | (9.5) | (28.0) | (17.4) | (18.7) | (3.5) | (2.8) | (0.8) | (4.9) | (1.7) | (1.6) | (3.2) | (2.4) | (1.5) | |
| Free Cash Flow | 42.8 | 28.2 | (57.1) | 23.6 | (18.4) | (56.5) | (11.1) | 27.9 | 12.3 | 28.1 | (2.7) | 22.1 | 22.4 | 16.7 | 30.3 | 21.7 | |