HG - Hamilton Insurance Group, Ltd.
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$31.20
DETAILS
HIGH:
$35.00
LOW:
$26.00
MEDIAN:
$33.00
CONSENSUS:
$31.20
DOWNSIDE:
1.11%
| Metric | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||
| Revenue | 754.4 | 708.1 | 681.5 | 754.5 | 781.7 | 583.0 | 65.6 | 600.4 | 670.6 | 506.2 | 407.2 | 369.8 | 334.7 | 259.6 | 241.4 | 387.2 | 261.6 |
| Cost of Revenue | 324.8 | 314.6 | 418.0 | 406.5 | 525.1 | 408.0 | 5.2 | 323.3 | 328.9 | 294.9 | 281.1 | 268.8 | 226.0 | 251.7 | 338.1 | 130.8 | 286.5 |
| Gross Profit | 429.6 | 393.4 | 263.5 | 348.0 | 256.7 | 174.9 | 60.4 | 277.1 | 341.7 | 211.3 | 126.2 | 101.0 | 108.7 | 7.9 | (96.8) | 256.3 | (24.9) |
| Operating Expenses | |||||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 61.5 | 237.7 | 15.3 | 12.9 | 13.0 | 19.3 | 62.4 | 16.3 | 11.5 | 44.9 | 18.7 | 6.5 | 6.7 | 4.2 | 5.8 | 45.9 | 4.7 |
| Other Expenses | 148.8 | (34.0) | 67.9 | 64.7 | 59.2 | 78.9 | 0 | 58.0 | 52.3 | 65.1 | 52.4 | 50.2 | 47.4 | 62.7 | 47.8 | (46.8) | 45.1 |
| Operating Expenses | 210.2 | 203.8 | 83.2 | 77.6 | 72.2 | 98.2 | 62.4 | 74.3 | 63.8 | 109.9 | 71.1 | 56.7 | 54.1 | 66.9 | 53.6 | (0.9) | 49.8 |
| Operating Income | |||||||||||||||||
| Operating Income | 219.4 | 189.7 | 180.3 | 270.5 | 184.5 | 76.7 | (2.0) | 202.9 | 277.9 | 101.4 | 55.0 | 44.2 | 54.6 | (59.0) | (150.4) | 257.2 | (74.7) |
| Interest Expense | 4.8 | 4.9 | 4.9 | 4.7 | 5.6 | 5.5 | 5.4 | 6.0 | 5.7 | 5.4 | 5.3 | 5.2 | 5.5 | 4.5 | 4.1 | 3.8 | 3.4 |
| Interest Income | 0 | 40.2 | 36.9 | 35.1 | 32.2 | 32.4 | 29.9 | 26.5 | 24.8 | 24.2 | 19.3 | 20.0 | 14.9 | 0 | 0 | 0 | 4.4 |
| Profitability | |||||||||||||||||
| EBITDA | 224.1 | 197.5 | 189.6 | 279.5 | 194.4 | 85.6 | 75.0 | 212.7 | 287.3 | 110.2 | 63.5 | 52.1 | 63.2 | (51.2) | (143.1) | 264.9 | (67.1) |
| EBIT | 224.1 | 194.6 | 185.2 | 275.2 | 190.1 | 82.2 | 69.4 | 208.9 | 283.6 | 106.8 | 60.3 | 49.4 | 60.1 | (54.5) | (146.3) | 261.0 | (71.3) |
| Income Before Tax | 219.4 | 189.7 | 180.3 | 270.5 | 184.5 | 76.7 | 64.1 | 202.9 | 277.9 | 101.4 | 55.0 | 44.2 | 54.6 | (59.0) | (150.4) | 257.2 | (74.7) |
| Income Tax Expense | 2.3 | (24.9) | 3.9 | 2.7 | 3.2 | 2.3 | 3.0 | 2.5 | 0.6 | (32.0) | 2.4 | 2.9 | 1.6 | 0.0 | 1.1 | 1.3 | 0.8 |
| Net Income | 133.5 | 172.2 | 136.2 | 187.4 | 80.9 | 33.9 | 78.2 | 131.1 | 157.2 | 126.9 | 43.6 | 36.8 | 51.5 | (59.0) | (136.1) | 172.6 | (75.4) |
| Per Share Data | |||||||||||||||||
| EPS (Basic) | 1.32 | 1.74 | 1.37 | 1.85 | 0.80 | 0.33 | 0.74 | 1.24 | 1.42 | 1.18 | 0.40 | 0.33 | 0.47 | -0.54 | -1.32 | 1.57 | -0.69 |
| EPS (Diluted) | 1.32 | 1.70 | 1.32 | 1.79 | 0.80 | 0.32 | 0.77 | 1.20 | 1.38 | 1.15 | 0.40 | 0.33 | 0.47 | -0.54 | -1.32 | 1.57 | -0.69 |
| Shares Outstanding | 101.5 | 101.5 | 101.5 | 101.5 | 101.5 | 101.5 | 105.7 | 101.9 | 111.0 | 110.2 | 110.0 | 110.0 | 110.0 | 110.0 | 103.1 | 110.0 | 110.0 |
| Metric | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||||||
| Cash & Cash Equivalents | 955.5 | 1,062.4 | 955.1 | 985.6 | 838.5 | 996.5 | 957.4 | 1,016.6 | 1,085.0 | 794.5 | 804.5 | 818.5 | 945.6 | 1,076.4 |
| Short-Term Investments | 3,467.5 | 200.5 | 3,271.3 | 1,013.6 | 2,832.2 | 497.1 | 656.1 | 463.5 | 352.1 | 428.9 | 349.0 | 0 | 0 | 0 |
| Net Receivables | 1,154.5 | 2,467.3 | 2,476.9 | 2,455.3 | 2,362.8 | 2,151.2 | 2,261.3 | 2,253.5 | 2,210.9 | 2,007.1 | 2,003.5 | 2,051.8 | 1,957.7 | 1,791.6 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | (1,154.5) | 109.7 | 110.1 | (3,383.3) | 74.5 | 0 | (2,315.5) | (4,033.2) | (3,934.0) | (3,424.8) | (3,389.2) | 0 | 0 | 0 |
| Total Current Assets | 955.5 | 4,136.2 | 7,147.4 | 1,071.3 | 6,437.2 | 3,863.7 | 1,559.2 | 0 | 0 | 0 | 0 | 2,870.3 | 2,903.3 | 2,868.0 |
| Non-Current Assets | ||||||||||||||
| Property, Plant & Equipment | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7.8 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | (151.3) | (145.3) | (136.1) | 0 |
| Intangible Assets | 84.3 | 343.8 | 348.1 | 90.1 | 333.5 | 93.1 | 94.4 | 0 | 0 | 91.0 | 240.9 | 234.1 | 223.1 | 87.0 |
| Long-Term Investments | 5,152.5 | 4,826.2 | 1,500.7 | 4,459.4 | 1,341.1 | 442.3 | 3,760.9 | 3,456.2 | 3,182.9 | 3,111.6 | 631.0 | 2,656.3 | 2,422.4 | 2,286.3 |
| Other Non-Current Assets | (5,152.5) | 265.4 | 217.2 | (4,459.4) | 231.0 | 3,397.0 | (3,760.9) | (3,550.6) | (3,275.5) | (3,202.6) | 5,784.0 | (2,745.1) | (2,509.4) | (2,373.3) |
| Total Non-Current Assets | 84.3 | 5,435.4 | 2,066.0 | 90.1 | 1,905.6 | 3,932.3 | 94.4 | 0 | 0 | 0 | 6,504.6 | 2,745.1 | 2,509.4 | 2,373.3 |
| Total Assets | 9,864.0 | 9,571.6 | 9,213.4 | 8,913.0 | 8,342.8 | 7,796.0 | 7,826.5 | 7,623.1 | 7,349.0 | 6,671.4 | 6,504.6 | 6,280.6 | 6,114.3 | 5,819.0 |
| Current Liabilities | ||||||||||||||
| Account Payables | 610.0 | 473.7 | 540.6 | 559.1 | 483.9 | 446.6 | 503.2 | 557.8 | 522.8 | 459.2 | 527.6 | 531.5 | 427.1 | 382.4 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 1,377.5 | 1,443.5 | 0 | 1,337.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | (782.2) | 4,415.2 | 4,206.1 | (736.9) | 3,815.3 | (215.8) | (676.1) | (712.1) | (653.7) | (532.3) | (527.6) | (554.7) | (427.1) | (48.1) |
| Total Current Liabilities | 0 | 6,599.6 | 6,320.5 | 0 | 5,754.4 | 446.6 | 0 | 0 | 0 | 0 | 0 | 531.5 | 427.1 | 382.4 |
| Non-Current Liabilities | ||||||||||||||
| Long-Term Debt | 149.8 | 149.7 | 149.7 | 149.7 | 150.0 | 149.9 | 149.9 | 149.9 | 149.9 | 149.8 | 149.8 | 149.8 | 149.7 | 149.7 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 5,448.1 | 0 | 0 | 6,135.5 | 0 | 4,870.6 | 5,302.9 | (149.9) | (149.9) | (149.8) | 4,554.9 | (149.8) | (149.7) | 0 |
| Total Non-Current Liabilities | 5,597.9 | 149.7 | 149.7 | 6,285.2 | 150.0 | 5,020.6 | 5,452.9 | 0 | 0 | 0 | 4,704.8 | 149.8 | 149.7 | 149.7 |
| Total Liabilities | 7,111.0 | 6,749.3 | 6,470.2 | 6,285.2 | 5,904.3 | 5,467.2 | 5,452.9 | 5,307.3 | 5,084.8 | 4,623.4 | 4,704.8 | 4,528.3 | 4,397.7 | 4,154.7 |
| Stockholders' Equity | ||||||||||||||
| Common Stock | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 1.1 | 1.1 | 1.0 | 1.0 | 1.0 | 1.0 |
| Retained Earnings | 1,598.0 | 1,690.6 | 1,529.6 | 1,413.5 | 1,242.2 | 1,168.5 | 1,144.7 | 1,070.4 | 957.8 | 801.4 | 674.6 | 631.0 | 598.5 | 547.4 |
| Accumulated Other Comprehensive Income | (4.4) | (4.4) | (4.4) | (4.4) | (4.4) | (4.4) | (4.4) | (4.4) | (4.4) | (4.4) | (4.4) | (4.4) | (4.4) | (4.4) |
| Total Stockholders' Equity | 2,722.4 | 2,822.1 | 2,662.0 | 2,558.6 | 2,399.3 | 2,328.7 | 2,313.6 | 2,238.5 | 2,209.5 | 2,047.8 | 1,799.7 | 1,752.2 | 1,716.4 | 1,664.2 |
| Total Liabilities & Equity | 9,864.0 | 9,571.6 | 9,213.4 | 8,913.0 | 8,342.8 | 7,796.0 | 7,826.5 | 7,623.1 | 7,349.0 | 6,671.4 | 6,504.6 | 6,280.6 | 6,114.3 | 5,819.0 |
| Debt Metrics | ||||||||||||||
| Total Debt | 149.8 | 149.7 | 149.7 | 149.7 | 150.0 | 149.9 | 149.9 | 149.9 | 149.9 | 149.8 | 149.8 | 149.8 | 149.7 | 149.7 |
| Net Debt | (805.7) | (912.6) | (805.4) | (836.0) | (688.5) | (846.5) | (807.5) | (866.7) | (935.2) | (644.7) | (654.7) | (668.8) | (795.9) | (926.7) |
| Metric | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||||
| Net Income | 133.5 | 214.6 | 176.4 | 267.8 | 181.3 | 74.4 | 61.0 | 200.4 | 277.3 | 133.3 | 43.6 | 41.3 | 51.5 | (59.0) | (136.1) | 172.6 | (75.4) |
| Depreciation & Amortization | 4.4 | 2.9 | 4.3 | 4.3 | 4.3 | 3.4 | 5.6 | 3.8 | 3.6 | 3.4 | 3.2 | 2.7 | 0.3 | 3.3 | 3.6 | 0 | 4.2 |
| Stock-Based Compensation | 0 | 8.1 | 7.7 | 6.8 | 6.6 | 8.1 | 6.8 | 8.1 | 7.3 | 34.3 | 4.0 | 3.7 | 2.4 | 1.0 | 3.9 | 0 | 2.5 |
| Change in Working Capital | 22.7 | 184.9 | 222.4 | 165.6 | 100.0 | 239.1 | 148.7 | 96.1 | 123.0 | (20.0) | 67.2 | 37.7 | (137.1) | (14.7) | 188.4 | 113.8 | 37.2 |
| Other Non-Cash Items | (59.8) | (117.1) | (115.2) | (226.1) | (257.3) | (40.9) | (61.7) | (152.0) | (253.0) | (115.6) | 125.0 | (21.6) | (39.7) | (6.7) | (7.0) | (132.9) | 14.1 |
| Operating Cash Flow | 100.8 | 293.4 | 295.6 | 218.4 | 34.9 | 284.1 | 160.6 | 156.4 | 158.2 | 35.5 | 171.8 | 63.8 | 12.1 | 1.9 | 52.8 | 153.6 | (17.3) |
| Investing Activities | |||||||||||||||||
| Capital Expenditure | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.1 | (2.1) |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases of Investments | (2,407.3) | (1,510.4) | (1,621.4) | (1,524.9) | (819.2) | (1,635.8) | 114.8 | (1,429.5) | (1,487.1) | (1,463.7) | (1,293.2) | (1,272.7) | (1,283.3) | (918.7) | 0 | (1,457.7) | (1,336.5) |
| Sales/Maturities of Investments | 2,381.4 | 1,503.2 | 1,394.0 | 1,538.0 | 905.0 | 1,549.2 | (736.2) | 1,370.9 | 1,686.2 | 1,347.0 | 1,028.6 | 1,054.9 | 1,182.9 | 767.0 | 0 | 1,447.1 | 1,459.5 |
| Other Investing Activities | (54.9) | (35.6) | (3.1) | (3.3) | (236.5) | (2.2) | 396.2 | (5.6) | (5.0) | (4.5) | 85.5 | (2.0) | (31.7) | (6.0) | 118.6 | (7.7) | (0.5) |
| Investing Cash Flow | (80.9) | (42.7) | (230.6) | 9.8 | (150.6) | (88.9) | (225.2) | (64.2) | 194.1 | (121.1) | (179.0) | (219.8) | (132.1) | (157.7) | 118.6 | (16.2) | 120.4 |
| Financing Activities | |||||||||||||||||
| Net Debt Issuance | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | (0.1) | 0 | 0 | 0 | 0 | (0.3) | 0 |
| Stock Repurchased | (33.1) | (20.2) | (40.5) | (35.0) | (16.9) | (27.0) | (10.0) | (110.2) | (3.2) | (0.2) | (0.0) | (0.6) | (1.6) | 0.0 | (0.0) | (0.1) | (1.4) |
| Dividends Paid | (199.4) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities | (0.0) | (123.4) | (28.3) | (50.5) | (61.4) | (100.4) | 0 | (46.7) | (65.6) | (6.5) | (9.1) | (4.5) | (1.5) | (0.0) | 0.3 | (0.0) | 0 |
| Financing Cash Flow | (232.5) | (143.6) | (68.8) | (85.5) | (78.3) | (127.4) | (10.0) | (156.9) | (68.4) | 76.3 | (9.1) | (5.1) | (3.1) | (0.0) | 0.3 | (0.4) | (1.4) |
| Cash Position | |||||||||||||||||
| Net Change in Cash | (216.6) | 106.9 | (6.1) | 158.2 | (187.8) | 49.6 | (63.6) | (65.8) | 279.7 | (2.7) | (21.7) | (159.6) | (122.4) | (145.1) | 155.6 | 0 | 100.7 |
| Cash at Beginning | 1,172.1 | 1,065.2 | 1,071.3 | 913.1 | 1,100.9 | 1,051.3 | 1,114.9 | 1,180.6 | 900.9 | 903.5 | 925.2 | 1,084.8 | 1,207.2 | 1,352.3 | 1,196.7 | 0 | 964.1 |
| Cash at End | 955.5 | 1,172.1 | 1,065.2 | 1,071.3 | 913.1 | 1,100.9 | 1,051.3 | 1,114.9 | 1,180.6 | 900.9 | 903.5 | 925.2 | 1,084.8 | 1,207.2 | 1,352.3 | 0 | 1,064.8 |
| Free Cash Flow | 100.8 | 293.4 | 295.6 | 218.4 | 34.9 | 284.1 | 160.6 | 156.4 | 158.2 | 35.5 | 171.8 | 63.8 | 12.1 | 1.9 | 52.8 | 155.6 | (19.4) |
| Key Metrics | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||
| Revenue | 754.4 | 708.1 | 681.5 | 754.5 | 781.7 | 583.0 | 65.6 | 600.4 | 670.6 | 506.2 | 407.2 | 369.8 | 334.7 | 259.6 | 241.4 | 387.2 | 261.6 |
| Gross Profit | 429.6 | 393.4 | 263.5 | 348.0 | 256.7 | 174.9 | 60.4 | 277.1 | 341.7 | 211.3 | 126.2 | 101.0 | 108.7 | 7.9 | (96.8) | 256.3 | (24.9) |
| Operating Income | 219.4 | 189.7 | 180.3 | 270.5 | 184.5 | 76.7 | (2.0) | 202.9 | 277.9 | 101.4 | 55.0 | 44.2 | 54.6 | (59.0) | (150.4) | 257.2 | (74.7) |
| Net Income | 133.5 | 172.2 | 136.2 | 187.4 | 80.9 | 33.9 | 78.2 | 131.1 | 157.2 | 126.9 | 43.6 | 36.8 | 51.5 | (59.0) | (136.1) | 172.6 | (75.4) |
| EPS (Diluted) | 1.32 | 1.70 | 1.32 | 1.79 | 0.80 | 0.32 | 0.77 | 1.20 | 1.38 | 1.15 | 0.40 | 0.33 | 0.47 | -0.54 | -1.32 | 1.57 | -0.69 |
| Balance Sheet | |||||||||||||||||
| Cash & Equivalents | 955.5 | 1,062.4 | 955.1 | 985.6 | 838.5 | 996.5 | 957.4 | 1,016.6 | 1,085.0 | 794.5 | 804.5 | 818.5 | 945.6 | 1,076.4 | |||
| Total Assets | 9,864.0 | 9,571.6 | 9,213.4 | 8,913.0 | 8,342.8 | 7,796.0 | 7,826.5 | 7,623.1 | 7,349.0 | 6,671.4 | 6,504.6 | 6,280.6 | 6,114.3 | 5,819.0 | |||
| Total Debt | 149.8 | 149.7 | 149.7 | 149.7 | 150.0 | 149.9 | 149.9 | 149.9 | 149.9 | 149.8 | 149.8 | 149.8 | 149.7 | 149.7 | |||
| Stockholders' Equity | 2,722.4 | 2,822.1 | 2,662.0 | 2,558.6 | 2,399.3 | 2,328.7 | 2,313.6 | 2,238.5 | 2,209.5 | 2,047.8 | 1,799.7 | 1,752.2 | 1,716.4 | 1,664.2 | |||
| Cash Flow | |||||||||||||||||
| Operating Cash Flow | 100.8 | 293.4 | 295.6 | 218.4 | 34.9 | 284.1 | 160.6 | 156.4 | 158.2 | 35.5 | 171.8 | 63.8 | 12.1 | 1.9 | 52.8 | 153.6 | (17.3) |
| Capital Expenditure | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.1 | (2.1) |
| Free Cash Flow | 100.8 | 293.4 | 295.6 | 218.4 | 34.9 | 284.1 | 160.6 | 156.4 | 158.2 | 35.5 | 171.8 | 63.8 | 12.1 | 1.9 | 52.8 | 155.6 | (19.4) |