HG - Hamilton Insurance Group, Ltd.
Price:
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--
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CONSENSUS:
Buy
DETAILS
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PRICE TARGET:
$31.20
DETAILS
HIGH:
$35.00
LOW:
$26.00
MEDIAN:
$33.00
CONSENSUS:
$31.20
DOWNSIDE:
1.11%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Revenue | ||||||
| Revenue | 2,742.7 | 2,379.0 | 1,618.1 | 1,287.6 | 1,336.2 | 739.8 |
| Cost of Revenue | 1,258.5 | 1,448.2 | 1,070.8 | 1,084.1 | 919.7 | 723.7 |
| Gross Profit | 1,484.2 | 930.8 | 547.3 | 203.5 | 416.5 | 16.1 |
| Operating Expenses | ||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 278.9 | 61.1 | 76.7 | 20.1 | 22.5 | 22.9 |
| Other Expenses | 380.4 | 248.1 | 215.4 | 210.2 | 131.8 | 167.3 |
| Operating Expenses | 659.3 | 309.3 | 292.1 | 230.3 | 154.3 | 190.2 |
| Operating Income | ||||||
| Operating Income | 824.9 | 621.6 | 255.2 | (26.8) | 262.2 | (174.0) |
| Interest Expense | 20.2 | 22.6 | 21.4 | 15.7 | 14.9 | 18.9 |
| Interest Income | 0 | 113.6 | 78.5 | 34.2 | 15.1 | 21.6 |
| Profitability | ||||||
| EBITDA | 861.0 | 660.6 | 289.1 | 3.9 | 291.0 | (141.1) |
| EBIT | 845.1 | 644.2 | 276.7 | (11.1) | 277.1 | (155.1) |
| Income Before Tax | 824.9 | 621.6 | 255.2 | (26.8) | 262.2 | (174.0) |
| Income Tax Expense | (15.1) | 8.4 | (25.1) | 3.1 | 12.4 | 11.5 |
| Net Income | 576.7 | 400.4 | 258.7 | (98.0) | 188.2 | (210.4) |
| Per Share Data | ||||||
| EPS (Basic) | 5.68 | 3.81 | 2.47 | -0.89 | -4.20 | -2.05 |
| EPS (Diluted) | 5.68 | 3.67 | 2.44 | -0.89 | -4.20 | -2.05 |
| Shares Outstanding | 101.5 | 109.1 | 106.0 | 110.0 | 102.5 | 102.6 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Current Assets | |||||
| Cash & Cash Equivalents | 1,062.4 | 996.5 | 794.5 | 1,076.4 | 797.8 |
| Short-Term Investments | 200.5 | 497.1 | 2,260.1 | 0 | 643.9 |
| Net Receivables | 2,467.3 | 2,151.2 | 2,007.1 | 1,791.6 | 1,723.8 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 109.7 | 0 | 106.4 | 0 | (643.9) |
| Total Current Assets | 4,136.2 | 3,863.7 | 5,362.4 | 2,868.0 | 2,521.6 |
| Non-Current Assets | |||||
| Property, Plant & Equipment | 0 | 9.1 | 0 | 7.8 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 24.9 |
| Intangible Assets | 343.8 | 93.1 | 247.9 | 87.0 | 92.1 |
| Long-Term Investments | 4,826.2 | 442.3 | 851.5 | 2,286.3 | 2,464.6 |
| Other Non-Current Assets | 265.4 | 3,387.9 | 209.6 | (2,373.3) | 0 |
| Total Non-Current Assets | 5,435.4 | 3,932.3 | 1,309.0 | 2,373.3 | 2,581.6 |
| Total Assets | 9,571.6 | 7,796.0 | 6,671.4 | 5,819.0 | 5,611.6 |
| Current Liabilities | |||||
| Account Payables | 473.7 | 446.6 | 459.2 | 382.4 | 496.0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 1,377.5 | 0 | 911.2 | 0 | 0 |
| Other Current Liabilities | 4,415.2 | (215.8) | 3,030.0 | (48.1) | (674.1) |
| Total Current Liabilities | 6,599.6 | 446.6 | 4,473.5 | 382.4 | 0 |
| Non-Current Liabilities | |||||
| Long-Term Debt | 149.7 | 149.9 | 149.8 | 149.7 | 149.9 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 4,870.6 | 0 | 0 | 3,674.1 |
| Total Non-Current Liabilities | 149.7 | 5,020.6 | 149.8 | 149.7 | 3,824.0 |
| Total Liabilities | 6,749.3 | 5,467.2 | 4,623.4 | 4,154.7 | 3,824.0 |
| Stockholders' Equity | |||||
| Common Stock | 1.0 | 1.0 | 1.1 | 1.0 | 1.0 |
| Retained Earnings | 1,690.6 | 1,168.5 | 801.4 | 547.4 | 681.7 |
| Accumulated Other Comprehensive Income | (4.4) | (4.4) | (4.4) | (4.4) | (4.4) |
| Total Stockholders' Equity | 2,822.1 | 2,328.7 | 2,047.8 | 1,664.2 | 1,787.4 |
| Total Liabilities & Equity | 9,571.6 | 7,796.0 | 6,671.4 | 5,819.0 | 5,611.6 |
| Debt Metrics | |||||
| Total Debt | 149.7 | 149.9 | 149.8 | 149.7 | 149.9 |
| Net Debt | (912.6) | (846.5) | (644.7) | (926.7) | (647.9) |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Operating Activities | ||||||
| Net Income | 840.0 | 613.2 | 258.7 | (98.0) | 249.8 | (210.4) |
| Depreciation & Amortization | 15.9 | 16.5 | 12.4 | 15.0 | 13.9 | 14.0 |
| Stock-Based Compensation | 29.3 | 30.4 | 44.4 | 10.8 | 8.9 | 7.2 |
| Change in Working Capital | 672.9 | 606.9 | 162.2 | (60.4) | 352.6 | 49.5 |
| Other Non-Cash Items | (715.8) | (507.6) | (194.6) | 273.9 | (398.7) | 199.2 |
| Operating Cash Flow | 842.4 | 759.3 | 283.2 | 190.9 | 226.5 | 2.7 |
| Investing Activities | ||||||
| Capital Expenditure | 0 | 0 | 0 | 0 | 0 | 0 |
| Acquisitions | 0 | 0 | 0 | 0 | 57.4 | 0 |
| Purchases of Investments | (3,585.2) | (3,761.6) | (5,304.3) | (4,789.9) | (4,561.3) | (5,725.6) |
| Sales/Maturities of Investments | 3,130.9 | 3,185.8 | 4,670.1 | 4,856.0 | 4,657.3 | 5,565.1 |
| Other Investing Activities | 40.2 | 391.6 | (17.9) | 67.1 | (15.6) | (19.7) |
| Investing Cash Flow | (414.1) | (184.2) | (652.1) | 133.1 | 137.8 | (180.1) |
| Financing Activities | ||||||
| Net Debt Issuance | (0.3) | 0 | 0 | (0.3) | 0 | 0 |
| Stock Repurchased | (112.5) | (150.3) | (2.4) | (1.5) | (7.4) | (3.9) |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities | (263.3) | (212.7) | (21.5) | (68.1) | (61.6) | (25.0) |
| Financing Cash Flow | (376.2) | (362.7) | 59.0 | (69.6) | (68.0) | (26.7) |
| Cash Position | ||||||
| Net Change in Cash | 71.2 | 200.0 | (306.3) | 243.1 | 294.8 | (201.5) |
| Cash at Beginning | 1,100.9 | 900.9 | 1,207.2 | 964.1 | 660.1 | 861.5 |
| Cash at End | 1,172.1 | 1,100.9 | 900.9 | 1,207.2 | 954.9 | 660.1 |
| Free Cash Flow | 842.4 | 759.3 | 283.2 | 190.9 | 226.5 | 2.7 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Income Statement | ||||||
| Revenue | 2,742.7 | 2,379.0 | 1,618.1 | 1,287.6 | 1,336.2 | 739.8 |
| Gross Profit | 1,484.2 | 930.8 | 547.3 | 203.5 | 416.5 | 16.1 |
| Operating Income | 824.9 | 621.6 | 255.2 | (26.8) | 262.2 | (174.0) |
| Net Income | 576.7 | 400.4 | 258.7 | (98.0) | 188.2 | (210.4) |
| EPS (Diluted) | 5.68 | 3.67 | 2.44 | -0.89 | -4.20 | -2.05 |
| Balance Sheet | ||||||
| Cash & Equivalents | 1,062.4 | 996.5 | 794.5 | 1,076.4 | 797.8 | |
| Total Assets | 9,571.6 | 7,796.0 | 6,671.4 | 5,819.0 | 5,611.6 | |
| Total Debt | 149.7 | 149.9 | 149.8 | 149.7 | 149.9 | |
| Stockholders' Equity | 2,822.1 | 2,328.7 | 2,047.8 | 1,664.2 | 1,787.4 | |
| Cash Flow | ||||||
| Operating Cash Flow | 842.4 | 759.3 | 283.2 | 190.9 | 226.5 | 2.7 |
| Capital Expenditure | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 842.4 | 759.3 | 283.2 | 190.9 | 226.5 | 2.7 |