Guaranty Bancshares, Inc. logo GNTY - Guaranty Bancshares, Inc.

Inactive Ticker GNTY is not actively trading. Quotes and analytics may be stale.
Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY 0
BUY 1
HOLD 5
SELL 0
STRONG
SELL 0
| PRICE TARGET: $35.00 DETAILS
HIGH: $40.00
LOW: $30.00
MEDIAN: $35.00
CONSENSUS: $35.00
DOWNSIDE: 28.21%
Annual Quarterly
Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2004 2003 2002 2001 2000 1999 1998 1997
Revenue
Revenue 180.9 176.1 146.7 127.1 119.1 118.2 102.6 85.2 76.8 66.4 49.9 46.9 46.1 45.5 40.3 31.8 32.5 34.0 36.1 32.7 25.0 21.2 18.7
Cost of Revenue 63.1 59.5 17.5 5.3 26.3 24.9 21.8 15.0 14.5 10.5 0 0 0 45.5 40.3 10.1 11.3 13.5 17.7 17.3 10.8 9.5 8.6
Gross Profit 117.8 116.6 129.2 121.8 92.8 93.2 80.8 70.2 62.3 55.9 49.9 46.9 46.1 0 0 21.7 21.2 20.5 18.3 15.4 14.2 11.7 10.1
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 49.9 52.3 47.5 42.3 37.3 38.6 38.4 32.8 31.4 27.6 36.2 33.1 30.6 61.6 51.1 9.3 9.4 8.7 7.6 6.8 5.7 4.5 3.7
Other Expenses 29.0 27.1 32.4 30.9 22.2 22.6 17.2 14.7 14.0 13.8 6.1 0 0 (30.8) (25.6) 7.2 6.5 6.0 5.9 5.3 4.7 4 3.7
Operating Expenses 78.8 79.5 79.9 73.3 59.5 61.2 55.6 47.5 45.4 41.4 42.3 33.1 30.6 30.8 25.6 16.5 15.8 14.7 13.5 12.1 10.4 8.5 7.4
Operating Income
Operating Income 39.0 37.1 49.3 48.6 33.3 32.1 25.2 22.7 16.8 14.5 13.7 13.8 15.5 14.3 13.5 5.2 5.3 5.8 4.8 3.3 3.8 3.2 2.7
Interest Expense 65.3 59.5 15.4 7.0 13.1 23.7 19.5 12.2 10.9 8.3 6.1 0 0 0 0 9.1 10.2 12.3 16.4 16.7 10.5 9 8.2
Interest Income 163.2 156.5 123.2 102.5 103.0 102.6 88.5 71.8 64.7 56.1 0 0 0 0 0 27.0 27.6 29.0 29.9 29.0 21.6 18.4 17
Profitability
EBITDA 44.0 41.9 54.2 54.1 38.8 37.3 29.8 26.9 21.0 18.4 19.9 13.8 15.5 14.3 13.5 7.5 8.1 7.7 5.9 4.1 4.7 4 3.3
EBIT 39.0 37.1 49.3 48.6 33.3 32.1 25.2 22.7 16.8 14.5 13.7 13.8 15.5 14.3 13.5 5.2 5.3 5.8 4.8 3.3 3.8 3.2 2.7
Income Before Tax 39.0 37.1 49.3 48.6 33.3 32.1 25.2 22.7 16.8 14.5 13.7 13.8 15.5 14.3 13.5 5.2 5.3 5.8 4.8 3.3 3.8 3.2 2.7
Income Tax Expense 7.5 7.1 8.8 8.8 5.9 5.8 4.6 8.2 4.7 4.4 4.0 (3.6) 0 0 0 1.6 1.5 1.4 1.5 0.8 0.7 0.5 0.3
Net Income 31.5 30.0 40.4 39.8 27.4 26.3 20.6 14.4 12.1 10.1 9.7 17.4 15.5 14.3 13.5 3.7 3.8 4.4 3.3 2.5 3.1 2.7 2.4
Per Share Data
EPS (Basic) 2.75 2.59 3.38 3.30 2.25 2.05 1.62 1.28 1.23 1.04 0.90 1.61 1.44 1.88 1.88 1.14 1.20 1.33 0.99 0.73 0.94 0.86 0.83
EPS (Diluted) 2.74 2.56 3.34 3.26 2.24 2.04 1.61 1.27 1.23 1.04 0.90 1.61 1.44 1.88 1.88 1.13 1.18 1.32 0.99 0.73 0.94 0.86 0.83
Shares Outstanding 11.5 11.6 12.0 12.1 12.2 12.8 12.7 11.3 9.9 9.7 10.8 8.1 10.8 7.6 7.2 3.2 3.2 3.3 3.3 3.4 3.3 3.1 2.9
Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2004 2003 2002 2001 2000 1999 1998 1997
Current Assets
Cash & Cash Equivalents 51.2 52.9 59.2 67.6 133.0 45.5 51.2 65.3 66.9 61.5 28.0 27.6 18.2 15.4 10.2 13.2 11.7 9.8
Short-Term Investments 59.6 196.2 188.9 342.2 380.8 212.7 233.0 232.4 156.9 272.9 0 0 0 0 0 0 0 0
Net Receivables 12.0 13.1 11.6 8.9 9.8 9.2 9.3 8.2 7.4 5.9 2.8 2.6 3.0 3.2 3.7 2.7 2.3 2.2
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 122.8 262.3 259.7 418.7 523.6 267.3 293.5 305.8 231.3 340.4 30.8 30.2 21.2 18.6 14.0 15.9 14 12
Non-Current Assets
Property, Plant & Equipment 56.0 57.0 54.3 53.5 55.2 53.4 52.2 43.8 44.8 44.3 13.5 13.2 14.7 14.2 13.5 11.7 7 6.4
Goodwill 32.2 32.2 32.2 32.2 32.2 32.2 32.2 18.7 18.7 18.6 2.8 2.3 0 0 0 0 0 0
Intangible Assets 1.0 1.4 1.9 2.3 3.0 3.9 4.7 2.7 3.3 3.8 0 0 0 0 0 0 0 0
Long-Term Investments 2,718.2 2,696.1 2,856.4 2,064.5 1,837.3 1,848.6 1,810.4 1,524.4 1,425.6 1,188.3 476.9 461.2 468.9 409.6 366.4 332.5 235.8 214.4
Other Non-Current Assets 185.4 135.8 147.1 514.9 289.6 113.0 70.8 64.6 99.7 83.7 18.4 10.1 13.1 18.1 17.2 10.3 16.1 11.4
Total Non-Current Assets 2,992.8 2,922.5 3,091.8 2,667.3 2,217.2 2,051.1 1,973.5 1,656.8 1,597.0 1,342.3 511.2 486.8 496.7 441.9 397.1 354.5 258.9 232.2
Total Assets 3,115.6 3,184.8 3,351.5 3,086.1 2,740.8 2,319.0 2,267.0 1,962.6 1,828.3 1,682.6 542.0 517.1 518.0 460.5 411.0 370.4 272.9 244.2
Current Liabilities
Account Payables 0 0 28.4 26.6 25.3 23.1 10.7 7.1 6.0 5.1 4.7 5.1 5.6 5.3 3.9 2.6 2.8 2.9
Short-Term Debt 31.1 29.7 7.2 19.2 27.6 11.1 12.2 12.9 10.9 13.0 54.6 13.5 42.8 33.1 12.4 10.7 0 0
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 2,692.2 2,633.2 2,681.2 2,670.8 2,286.4 1,956.8 1,871.5 1,676.3 1,576.8 1,466.2 433.7 407.8 424.9 383.3 358.3 328.6 242.4 223
Total Current Liabilities 2,723.2 2,662.9 2,716.8 2,716.5 2,339.3 1,991.0 1,894.4 1,696.3 1,593.7 1,484.3 493.0 426.4 473.3 421.7 374.6 341.9 245.2 225.9
Non-Current Liabilities
Long-Term Debt 41.9 185.8 339.2 67.3 128.9 65.9 127.9 59.0 92.8 60.7 10.3 54.2 10 7 7 3.4 4 0
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 31.3 32.2 0 0 0 0 0 0 0 0 0 0 0 0 0 (3.4) (0.1) 0
Total Non-Current Liabilities 73.2 218.0 339.2 67.3 128.9 65.9 127.9 59.0 92.8 60.7 10.3 54.2 10 7 7 0 3.9 0
Total Liabilities 2,796.5 2,880.9 3,055.9 2,783.9 2,468.2 2,057.4 2,022.4 1,755.3 1,686.4 1,544.9 503.3 480.6 483.3 428.7 381.6 341.9 249.1 225.9
Stockholders' Equity
Common Stock 14.3 14.2 14.2 14.1 13.0 12.9 12.8 11.9 9.6 9.6 3.3 3.3 3.3 3.2 3.2 3.3 2.9 0
Retained Earnings 177.4 156.9 137.6 107.6 113.4 98.2 80.1 66.0 57.2 49.7 26.4 23.9 21.1 17.7 15.3 13.5 11.2 9.2
Accumulated Other Comprehensive Income (27.1) (25.3) (24.3) 6.3 9.6 (1.8) (9.2) (6.1) (6.5) (6.6) 0.3 0.5 1.3 0.8 0.5 (0.8) 0.2 0.2
Total Stockholders' Equity 318.5 303.3 295.0 302.2 272.6 261.6 244.6 207.3 141.9 137.7 38.6 36.4 34.6 31.8 29.4 28.5 23.8 18.3
Total Liabilities & Equity 3,115.6 3,184.8 3,351.5 3,086.1 2,740.8 2,319.0 2,267.0 1,962.6 1,828.3 1,682.6 542.0 517.1 518.0 460.5 411.0 370.4 272.9 244.2
Debt Metrics
Total Debt 73.0 215.5 346.4 86.5 156.5 77.0 140.2 71.8 103.6 73.6 64.9 67.7 52.8 40.1 19.4 14.1 4 0
Net Debt 21.8 162.5 287.2 18.8 23.6 31.6 88.9 6.6 36.7 12.1 36.9 40.1 34.5 24.7 9.2 0.9 (7.7) (9.8)
Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2004 2003 2002 2001 2000 1999 1998 1997
Operating Activities
Net Income 31.5 30.0 40.4 39.8 27.4 26.3 20.6 14.4 12.1 10.1 3.7 3.8 4.4 3.3 2.5 3.1 2.7 2.4
Depreciation & Amortization 5.0 4.8 4.9 5.5 5.5 5.3 4.6 4.2 4.2 3.9 2.3 2.8 1.9 1.1 0.8 0.9 0.8 0.6
Stock-Based Compensation 0.5 0.6 0.7 0.7 0.7 0.7 0.6 0.4 0.2 0.2 0 0 0 0 0 0 0 0
Change in Working Capital 9.7 1.9 (13.0) (6.2) (2.4) (4.6) (3.7) 3.6 (2.8) (12.7) (0.8) (0.1) 2.1 (1.3) (3.1) 0.4 (3.2) (0.3)
Other Non-Cash Items 0.5 1.5 7.0 3.8 14.4 4.9 6.1 4.6 10.1 6.6 0.6 5.6 (3.1) 0.8 0.4 0.3 1.6 0.5
Operating Cash Flow 47.4 39.2 38.8 43.5 42.5 32.0 28.2 29.7 22.4 8.2 5.7 12.1 5.4 3.8 0.6 4.7 1.9 3.2
Investing Activities
Capital Expenditure (3.3) (6.8) (5.7) (2.9) (5.9) (5.1) (2.8) (2.3) (1.6) (4.0) (1.4) (0.6) (0.9) (1.2) (2.7) (4.2) (1.2) (1.4)
Acquisitions 0 0 0 0 0 0 18.5 0 2.4 (2.0) 0 0 0 0 0 (3.4) 0 0
Purchases of Investments (2,177.1) (1,671.0) (1,099.2) (1,238.7) (662.0) (706.2) (429.8) (517.2) (337.1) (423.3) (36.2) (95.9) (95.9) (49.3) (20.3) (34.9) (20.8) (43.2)
Sales/Maturities of Investments 2,099.1 1,765.2 888.4 1,080.4 660.7 739.9 448.2 452.1 383.9 400.6 31.0 100.5 73.8 50.9 16.5 34.5 25 26
Other Investing Activities 189.0 56.6 (468.5) (41.5) (158.5) (46.3) (142.9) (116.5) (181.5) (118.9) (17.0) (11.7) (31.8) (43.5) (32.6) (29.1) (29.2) (17.9)
Investing Cash Flow 107.7 144.0 (685.0) (202.7) (165.8) (17.7) (108.7) (183.8) (134.0) (147.5) (23.6) (7.7) (54.8) (43.1) (39.1) (37.1) (26.2) (36.5)
Financing Activities
Net Debt Issuance (148.5) (149) 266.8 (68.6) 75.0 (62.0) 58.5 (33.8) 32.1 (76.2) (3.2) 14.9 12.7 20.7 8.7 6.7 4 (0.2)
Stock Repurchased (6.4) (11.2) (8.8) 0 (16.9) (10.1) (4.3) 0 (12.2) (14.6) 0 0 0 0 0 0 0 0
Dividends Paid (10.9) (10.7) (10.3) (9.4) (8.5) (8.1) (7.0) (5.6) (4.6) (4.5) (1.2) (1.1) (1.0) (0.8) (0.8) (0.8) (0.7) (0.6)
Other Financing Activities 67.1 (29.3) 5.3 385.0 334.8 85.1 13.4 101.6 103.9 233.0 25.9 (17.1) 41.7 25.0 29.6 28.2 19.3 28.1
Financing Cash Flow (98.7) (200.2) 253.0 306.9 384.3 4.9 60.6 118.0 127.7 145.0 21.4 (3.4) 52.2 44.4 35.5 33.9 26.2 27.3
Cash Position
Net Change in Cash 56.4 (16.9) (393.1) 147.8 261.1 19.2 (19.9) (36.1) 16.2 5.7 3.4 1.0 2.8 5.2 (2.9) 1.5 1.9 (6)
Cash at Beginning 89.5 106.5 499.6 351.8 90.7 71.5 91.4 127.5 111.4 105.7 20.8 19.8 15.4 10.2 13.2 11.7 9.8 15.8
Cash at End 146.0 89.5 106.5 499.6 351.8 90.7 71.5 91.4 127.5 111.4 24.2 20.8 18.2 15.4 10.2 13.2 11.7 9.8
Free Cash Flow 44.1 32.4 33.2 40.6 36.6 27.0 25.4 27.3 20.8 4.2 4.3 11.4 4.5 2.7 (2.1) 0.5 0.7 1.8
Key Metrics 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2004 2003 2002 2001 2000 1999 1998 1997
Income Statement
Revenue 180.9 176.1 146.7 127.1 119.1 118.2 102.6 85.2 76.8 66.4 49.9 46.9 46.1 45.5 40.3 31.8 32.5 34.0 36.1 32.7 25.0 21.2 18.7
Gross Profit 117.8 116.6 129.2 121.8 92.8 93.2 80.8 70.2 62.3 55.9 49.9 46.9 46.1 0 0 21.7 21.2 20.5 18.3 15.4 14.2 11.7 10.1
Operating Income 39.0 37.1 49.3 48.6 33.3 32.1 25.2 22.7 16.8 14.5 13.7 13.8 15.5 14.3 13.5 5.2 5.3 5.8 4.8 3.3 3.8 3.2 2.7
Net Income 31.5 30.0 40.4 39.8 27.4 26.3 20.6 14.4 12.1 10.1 9.7 17.4 15.5 14.3 13.5 3.7 3.8 4.4 3.3 2.5 3.1 2.7 2.4
EPS (Diluted) 2.74 2.56 3.34 3.26 2.24 2.04 1.61 1.27 1.23 1.04 0.90 1.61 1.44 1.88 1.88 1.13 1.18 1.32 0.99 0.73 0.94 0.86 0.83
Balance Sheet
Cash & Equivalents 51.2 52.9 59.2 67.6 133.0 45.5 51.2 65.3 66.9 61.5 28.0 27.6 18.2 15.4 10.2 13.2 11.7 9.8
Total Assets 3,115.6 3,184.8 3,351.5 3,086.1 2,740.8 2,319.0 2,267.0 1,962.6 1,828.3 1,682.6 542.0 517.1 518.0 460.5 411.0 370.4 272.9 244.2
Total Debt 73.0 215.5 346.4 86.5 156.5 77.0 140.2 71.8 103.6 73.6 64.9 67.7 52.8 40.1 19.4 14.1 4 0
Stockholders' Equity 318.5 303.3 295.0 302.2 272.6 261.6 244.6 207.3 141.9 137.7 38.6 36.4 34.6 31.8 29.4 28.5 23.8 18.3
Cash Flow
Operating Cash Flow 47.4 39.2 38.8 43.5 42.5 32.0 28.2 29.7 22.4 8.2 5.7 12.1 5.4 3.8 0.6 4.7 1.9 3.2
Capital Expenditure (3.3) (6.8) (5.7) (2.9) (5.9) (5.1) (2.8) (2.3) (1.6) (4.0) (1.4) (0.6) (0.9) (1.2) (2.7) (4.2) (1.2) (1.4)
Free Cash Flow 44.1 32.4 33.2 40.6 36.6 27.0 25.4 27.3 20.8 4.2 4.3 11.4 4.5 2.7 (2.1) 0.5 0.7 1.8