ECPG - Encore Capital Group, Inc.
NEXT EARNINGS:
Feb 25, 2026
(today)
EPS Est: $2.20
|
Rev Est: $422.2M
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$70.00
DETAILS
HIGH:
$70.00
LOW:
$70.00
MEDIAN:
$70.00
CONSENSUS:
$70.00
UPSIDE:
20.65%
Market Cap:
1.29B
Volume:
129,876
Avg Volume:
199,178
52 Week Range:
26.45-59.59
Sector:
Financial Services
Industry:
Financial - Mortgages
Beta:
1.40
Last Dividend:
$N/A
Exchange:
NASDAQ
Country:
US
Employees:
7,350
IPO Date:
1999-07-09
EPS (TTM):
-5.83
P/E Ratio:
-8.19
Revenue (TTM):
1.32B
Total Assets:
4.79B
Total Debt:
3.67B
Cash & Equiv:
199.87M
Rev Growth (5Y):
-1.2%
EPS Growth (5Y):
N/A
FCF Growth (5Y):
-9.1%
ROCE:
3.1%
Debt/Equity:
4.79
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2025-11-05 | $3.17 | $1.92 | +65.1% | $460.4M | $423.1M | +8.8% |
| 2025-08-06 | $2.49 | $1.44 | +72.9% | $442.1M | $393.3M | +12.4% |
| 2025-05-07 | $1.93 | $1.24 | +55.6% | $392.8M | $374.5M | +4.9% |
| 2025-02-26 | $1.50 | $1.55 | -3.2% | $265.6M | $373.4M | -28.9% |
| 2024-11-06 | $1.26 | $1.48 | -14.9% | $367.1M | $373.4M | -1.7% |
| 2024-08-07 | $1.34 | $1.24 | +8.1% | $352.1M | $346.1M | +1.8% |
| 2024-05-08 | $0.95 | $0.94 | +1.1% | $328.4M | $330.8M | -0.7% |
| 2024-02-21 | $1.25 | $1.22 | +2.5% | $277.4M | $330.7M | -16.1% |
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.32B | 1.22B | 1.40B | 1.61B | 1.50B | 1.40B | 1.36B | 1.19B | 1.03B | 1.13B | 1.04B | 773.36M |
| Net Income | (139.24M) | (206.49M) | 194.56M | 350.78M | 211.85M | 167.87M | 115.89M | 83.23M | 76.57M | 45.13M | 103.73M | 75.30M |
| EPS | -5.83 | -8.72 | 8.06 | 11.64 | 6.74 | 5.38 | 4.09 | 3.20 | 2.98 | 1.75 | 4.01 | 3.05 |
| Total Assets | 4.79B | 4.63B | 4.51B | 4.61B | 4.86B | 4.91B | 4.63B | 4.49B | 3.67B | 4.22B | 3.75B | 2.69B |
| Total Debt | 3.67B | 3.32B | 2.90B | 3.00B | 3.28B | 3.51B | 3.49B | 3.45B | 2.81B | 3.22B | 2.77B | 1.85B |
| Cash & Equivalents | 199.87M | 158.36M | 143.91M | 189.65M | 189.18M | 192.34M | 157.42M | 212.14M | 149.76M | 153.59M | 124.16M | 126.21M |
| Operating Cash Flow | 156.17M | 152.99M | 210.68M | 303.05M | 312.86M | 244.73M | 186.79M | 123.82M | 130.33M | 116.15M | 111.54M | 74.78M |
| Free Cash Flow | 127.16M | 101.28M | 134.12M | 269.68M | 278.26M | 205.13M | 119.32M | 95.69M | 98.66M | 87.53M | 88.46M | 61.35M |
| FCF per Share | 5.33 | 4.28 | 5.56 | 8.95 | 8.85 | 6.57 | 4.21 | 3.68 | 3.84 | 3.40 | 3.42 | 2.49 |
| Book Value | 767.33M | 936.54M | 1.18B | 1.19B | 1.22B | 1.02B | 818.01M | 581.86M | 562.30M | 602.58M | 632.07M | 571.90M |
| Cash & ST Investments | 199.87M | 158.36M | 143.91M | 189.65M | 189.18M | 192.34M | 157.42M | 212.14M | 149.76M | 153.59M | 124.16M | 126.21M |
| ROC Equity | -0.18 | -0.22 | 0.16 | 0.30 | 0.17 | 0.16 | 0.14 | 0.14 | 0.14 | 0.07 | 0.16 | 0.13 |