CVB Financial Corp. logo CVBF - CVB Financial Corp.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 4
HOLD 12
SELL 0
STRONG
SELL
0
| PRICE TARGET: $24.75 DETAILS
HIGH: $27.00
LOW: $22.50
MEDIAN: $24.75
CONSENSUS: $24.75
UPSIDE: 21.62%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Revenue
Revenue 643.4 658.7 665.7 561.9 467.8 478.5 506.4 405.3 325.9 300.6 295.0 289.3 257.2 276.0 297.2 366.9 371.0 367.0 372.6 349.9 276.7 231.9 196.3 183.3 178.1 169.9 147.1 133.8 119 89.2 73.8 61.6 56.5
Cost of Revenue 129.5 178.5 119.8 19.8 (20.4) 37.8 27.1 14.1 (0.6) 1.1 2.5 (1.0) 0.3 24.3 41.2 119.2 169.0 165.4 184.1 150.5 77.4 46.5 37.1 40.4 54.6 59.6 41.2 38.1 31.1 24.4 19.2 11.6 11.6
Gross Profit 513.8 480.2 545.8 542.2 488.2 440.7 479.4 391.3 326.5 299.5 292.5 290.3 256.9 251.7 256.0 247.7 202.0 201.5 188.5 199.5 199.3 185.4 159.3 142.9 123.5 110.3 105.9 95.7 87.9 64.8 54.6 50 44.9
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 201.6 151.8 145.9 137.9 122.5 124.2 135.2 115.2 91.9 87.7 83.6 81.8 75.7 73.4 75.0 75.5 71.8 75.1 61.3 56.8 57.4 52.4 46.0 39.7 35.8 5.9 32 31.3 30.5 22.2 17.9 16.7 15.5
Other Expenses 30.6 57.2 84.4 75.9 68.1 67.0 52.3 64.9 45.8 49.5 57.5 45.6 37.0 63.6 60.2 85.5 41.0 40.7 44.1 39.1 35.0 43.6 31.8 26.4 24.3 50.4 32.7 25.9 24.1 19.7 17.1 15.7 13.9
Operating Expenses 232.2 208.9 230.4 213.8 190.6 191.2 188.3 180.2 137.7 137.2 141.2 127.5 112.7 137.0 135.2 161.0 112.8 115.8 105.4 95.8 92.3 96.0 77.8 66.1 60.2 56.3 64.7 57.2 54.6 41.9 35 32.4 29.4
Operating Income
Operating Income 281.7 271.2 315.4 328.3 297.6 249.5 291.1 211.1 188.8 162.3 151.4 162.8 144.3 114.7 120.8 86.7 89.2 85.7 83.1 103.6 107.0 89.4 81.5 76.8 63.4 54.0 41.2 38.5 33.3 22.9 19.6 17.6 15.5
Interest Expense 133.0 182.8 118.3 9.2 6.1 14.3 22.1 12.8 8.3 8.0 8.6 16.4 16.5 25.3 35.0 58.0 88.5 138.8 180.1 147.5 77.4 46.5 37.1 40.4 52.8 56.8 38.5 35.5 28.3 21.5 16.6 11.2 9.9
Interest Income 593.3 628.6 604.5 513.5 419.6 429.4 456.6 359.8 285.9 262.8 258.7 250.8 230.7 261.6 269.5 317.0 310.6 328.0 341.3 316.7 246.9 197.7 166.3 154.3 155.9 150.9 128.5 116 101.5 74.9 64.7 54 45.8
Profitability
EBITDA 281.7 286.6 333.6 342.0 291.2 248.4 313.1 219.5 191.5 167.6 149.9 163.6 146.7 122.2 130.5 97.3 99.1 96.6 96.3 118.7 128.6 103.7 103.5 95.1 57.1 63.9 52.4 41 35.7 25 20.6 17.6 15.7
EBIT 281.7 271.2 315.4 328.3 297.6 249.5 291.1 211.1 188.8 162.3 151.4 162.8 144.3 114.7 120.8 86.7 89.2 85.7 83.1 103.6 107.0 89.4 81.5 76.8 63.4 54.0 41.2 38.5 33.3 22.9 19.6 17.6 15.5
Income Before Tax 281.7 271.2 315.4 328.3 297.6 249.5 291.1 211.1 188.8 162.3 151.4 162.8 144.3 114.7 120.8 86.7 89.2 85.7 83.1 103.6 107.0 89.4 81.5 76.8 63.4 54.0 41.2 38.5 33.3 22.9 19.6 17.6 15.5
Income Tax Expense 72.4 70.5 94.0 92.9 85.1 72.4 83.2 59.1 84.4 60.9 52.2 58.8 48.7 37.4 39.1 23.8 23.8 22.7 22.5 31.7 36.3 27.9 28.7 27.1 23.3 19.3 15.2 14.4 12.7 9.6 8.1 7.2 6
Net Income 209.3 200.7 221.4 235.4 212.5 177.2 207.8 152.0 104.4 101.4 99.1 104.0 95.6 77.3 81.7 62.9 65.4 63.1 60.6 71.9 70.6 61.5 52.8 49.7 40.1 34.7 26 24.1 20.6 13.3 11.5 10.4 9.5
Per Share Data
EPS (Basic) 1.53 1.44 1.59 1.67 1.57 1.30 1.48 1.25 0.95 0.94 0.93 0.98 0.91 0.74 0.77 0.59 0.56 0.75 0.72 0.84 0.83 0.74 0.64 0.61 0.49 0.43 0.32 0.30 0.24 0.18 0.17 0.14 0.15
EPS (Diluted) 1.52 1.44 1.59 1.67 1.56 1.30 1.48 1.25 0.95 0.94 0.93 0.98 0.91 0.74 0.77 0.59 0.56 0.75 0.72 0.83 0.83 0.73 0.63 0.59 0.48 0.42 0.31 0.29 0.23 0.18 0.17 0.14 0.14
Shares Outstanding 137.6 138.4 138.3 139.7 135.2 136.0 139.8 121.7 109.4 107.3 105.7 105.2 104.7 104.4 105.1 105.9 93.0 83.1 84.1 85.6 85.1 83.1 82.5 82.2 82.3 81.3 80.0 79.1 87.0 73.3 69.5 74.8 64.3
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Current Assets
Cash & Cash Equivalents 107.5 205.2 289.5 213.0 1,758.5 2,001.7 188.4 171.6 162.3 169.5 104.5 95.6 84.4 112.0 125.0 82.7 140.3 118.4 117.6 107.7 142.5 111.9 109.8 60.9
Short-Term Investments 0 63.8 2,956.1 3,255.2 3,183.9 2,398.9 1,740.3 1,734.1 2,081.0 2,270.5 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 46.7 282.8 301.3 314.2 112.6 106.3 116.2 157.0 133.0 132.3 28.7 28.5 18.4 15.7 15.8 14.7 14.6 11.5 9.4 0 0 0 0 0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 154.2 564.8 3,556.4 3,791.1 5,063.1 4,513.9 2,051.5 2,069.1 2,380.8 2,576.6 133.2 124.1 102.8 127.7 140.8 97.4 154.9 129.9 127 107.7 142.5 111.9 109.8 60.9
Non-Current Assets
Property, Plant & Equipment 26.5 74.7 66.4 69.4 68.4 70.3 72.5 58.2 46.2 42.1 41.4 44.4 33.5 31.1 29.4 29.9 27.2 27.7 27.8 23.4 24.2 17.2 12.8 9.1
Goodwill 765.8 765.8 765.8 765.8 663.7 663.7 663.7 666.5 116.6 89.5 55.1 55.1 19.6 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 5.8 10.0 15.3 21.7 25.4 33.6 43.0 53.8 6.8 5.0 12.8 11.0 6.1 15.7 15.8 14.7 14.6 11.5 9.4 0 0 0 0 0
Long-Term Investments 14,106.6 13,369.8 11,280.5 11,533.7 9,781.8 8,877.1 8,187.3 8,432.2 5,540.7 5,197.0 6,083.8 6,183.2 4,202.6 3,604.4 2,876.8 2,348.6 2,102.4 1,813.1 1,604.1 1,097.6 960.7 781 676.9 591.6
Other Non-Current Assets 528.3 368.6 336.6 294.8 281.4 260.7 264.4 249.3 179.5 163.5 397.4 231.8 146.4 64.2 60.6 31.8 16.0 31.6 72.6 19.3 21.4 18.3 27.5 25.8
Total Non-Current Assets 15,476.8 14,588.8 12,464.5 12,685.4 10,820.6 9,905.4 9,230.9 9,460.0 5,889.7 5,497.1 6,606.6 6,525.6 4,408.2 3,726.6 2,982.6 2,416.7 2,153.1 1,880.9 1,714.1 1,151.1 1,017.9 825 726.3 626.5
Total Assets 15,631.1 15,153.7 16,021.0 16,476.5 15,883.7 14,419.3 11,282.5 11,529.2 8,270.6 8,073.7 6,739.8 6,649.7 4,511.0 3,854.3 3,123.4 2,514.1 2,308.0 2,010.8 1,841.1 1,258.8 1,160.4 936.9 836.1 687.4
Current Liabilities
Account Payables 0 5.0 23.3 0.4 0 0 0 0 0 132.3 6.5 9.7 8.8 5.3 6.5 7.4 6.7 5.3 4.7 0 0 0 0 0
Short-Term Debt 490.6 761.9 2,341.6 1,560.4 644.7 444.4 428.7 722.3 553.8 656.0 1,490.7 2,350.8 356 405.5 222.0 50 486 340 205.1 67.2 68.6 46.7 6.4 14.2
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 11,495.2 11,948.4 11,403.4 12,836.2 12,976.4 11,676.4 8,704.9 8,827.5 6,546.9 6,309.7 4,438.7 3,508.2 2,875.0 2,660.5 2,310.0 1,877.0 1,595.0 1,501.1 1,475.7 1,075.7 990.6 803.6 762.6 596
Total Current Liabilities 11,985.8 12,715.3 13,768.3 14,397.1 13,621.1 12,180.9 9,133.6 9,549.7 7,100.6 6,965.7 5,935.8 5,868.7 3,239.8 3,071.3 2,538.4 1,934.4 2,087.8 1,846.4 1,685.5 1,142.9 1,059.2 850.3 769 610.2
Non-Current Liabilities
Long-Term Debt 500 0 0 0 0 25.8 25.8 25.8 25.8 25.8 115.1 115.1 918.9 467.3 286.9 335.0 11.2 0 0 0 0 0 0 0
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 4.2 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 850.0 252.0 144.5 130.9 181.1 204.6 129.0 102.4 74.9 91.4 50.7 46.8 34.8 29.0 38.3 24.0 20.4 23.6 16.2 13.8 12.1 8.3 5.2 17.2
Total Non-Current Liabilities 1,350.0 252.0 144.5 130.9 181.1 230.4 154.8 128.2 100.7 117.1 165.7 166.0 953.7 496.4 325.2 359.0 31.6 23.6 16.2 13.8 12.1 8.3 5.2 17.2
Total Liabilities 13,335.8 12,967.3 13,943.0 14,528.0 13,802.2 12,411.3 9,288.4 9,678.0 7,201.3 7,082.8 6,101.5 6,034.8 4,193.5 3,567.6 2,863.6 2,293.4 2,119.4 1,870 1,701.7 1,156.7 1,071.3 858.6 774.2 627.4
Stockholders' Equity
Common Stock 1,222.4 1,296.9 1,288.9 1,300.5 1,209.9 1,211.8 1,298.8 1,293.7 573.5 531.2 0 0 236.3 233.0 144.5 146.1 145.6 105.3 102.6 0 0 0 0 0
Retained Earnings 1,300.5 1,201.5 1,112.6 1,002.8 875.6 760.9 682.7 575.8 494.4 449.5 120.6 100.2 72.3 36.5 89.7 60.7 36.2 51.9 35.5 39.1 27.3 34.5 36.1 39.3
Accumulated Other Comprehensive Income (227.7) (312.1) (323.6) (354.8) (4.0) 35.3 12.6 (1,312.0) (572.0) (521.0) 26.4 28.7 8.9 17.3 25.7 14.0 6.8 (16.4) 1.3 0 0 0 0 0
Total Stockholders' Equity 2,295.2 2,186.3 2,078.0 1,948.5 2,081.5 2,008.0 1,994.1 1,851.2 1,069.3 990.9 638.2 614.9 317.5 286.7 259.8 220.7 188.6 140.8 139.4 102.1 89.1 78.3 61.9 60
Total Liabilities & Equity 15,631.1 15,153.7 16,021.0 16,476.5 15,883.7 14,419.3 11,282.5 11,529.2 8,270.6 8,073.7 6,739.8 6,649.7 4,511.0 3,854.3 3,123.4 2,514.1 2,308.0 2,010.8 1,841.1 1,258.8 1,160.4 936.9 836.1 687.4
Debt Metrics
Total Debt 990.6 761.9 2,341.6 1,560.4 644.7 470.2 454.4 748.0 579.5 681.8 1,605.7 2,465.9 1,274.9 872.8 508.9 385.0 497.2 340 205.1 67.2 68.6 46.7 6.4 14.2
Net Debt 883.1 556.7 2,052.1 1,347.4 (1,113.9) (1,531.5) 266.0 576.4 417.2 512.3 1,501.2 2,370.3 1,190.5 760.8 383.9 302.3 356.9 221.6 87.5 (40.5) (73.9) (65.2) (103.4) (46.7)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Operating Activities
Net Income 209.3 200.7 221.4 235.4 212.5 177.2 207.8 152.0 104.4 101.4 70.6 61.5 52.8 49.7 40.1 34.7 26 24.1 20.6 13.3 11.5 10.4 9.5
Depreciation & Amortization 14.8 15.4 18.2 13.7 (6.4) (1.2) 22.0 8.3 2.7 5.3 21.6 14.3 22.0 18.3 (6.2) 9.9 11.2 2.5 2.4 2.1 1 0 0.2
Stock-Based Compensation 6.2 10.2 9.4 7.9 5.2 5.5 5.5 3.5 3.0 2.8 0 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (29.4) 11.7 35.4 (9.8) (8.1) (16.2) (3.1) 5.3 29.7 4.4 0.7 0.9 (0.9) (3.7) 0.6 (1.8) (1.4) (0.1) 0.7 (1) 0.6 (0.7) 0.3
Other Non-Cash Items 20.5 11.8 11.2 26.5 (7.9) 19.8 (24.1) (4.2) (1.3) 10.6 (3.3) 2.5 (7.9) (4.5) 6.4 0.4 8 7.1 5.2 8.2 6.5 (0.5) 1.5
Operating Cash Flow 221.4 249.8 295.6 273.7 195.2 185.1 208.2 165.0 139.6 124.5 89.1 75.7 71.9 61.3 40.2 42.8 40.8 32.4 29.1 21.6 18.2 9.5 10.6
Investing Activities
Capital Expenditure (4.1) (5.1) (4.5) (5.4) (4.7) (4.7) (5.5) (4.2) (4.9) (12.6) (11.9) (11.4) (6.9) (4.4) (7.7) (4.2) (4.1) (4.5) (2.6) (3.3) (6.8) (5.3) (2.3)
Acquisitions 0 0 0 329.0 0 0 0 (132.9) 3.1 (15.7) 0 0 0 (8.1) 0 0 0 0 0 0 0 0 0
Purchases of Investments (596.6) (454.4) (62.0) (1,805.1) (3,162.7) (1,287.6) (557.1) (123.6) (363.5) (809.3) (872.1) (131.3) (104.0) (761.0) (487.7) (399.7) (329.9) (539.1) (217.2) (139.7) (124.7) (163.5) (117.6)
Sales/Maturities of Investments 572.1 901.5 450.3 663.4 928.4 798.7 638.4 1,206.6 578.2 829.5 560.1 120.8 222.1 530.1 400.6 242.7 196.4 258.5 144.2 87.1 43.9 116.9 106.1
Other Investing Activities (181.7) 410.8 152.6 (358.9) 508.4 (775.2) 249.5 (134.9) (72.9) (145.9) (437.5) (673.5) (879.7) (161.7) (137.7) (100.8) (118) (76.3) (40.9) (44.5) (3.5) 30.9 (38.6)
Investing Cash Flow (210.3) 852.7 536.3 (1,177.0) (1,730.5) (1,268.8) 325.3 811.1 138.9 (154.0) (761.4) (695.4) (768.6) (405.2) (232.4) (262.0) (255.6) (361.4) (116.5) (100.4) (91.1) (21) (52.4)
Financing Activities
Net Debt Issuance 228.7 (1,570) 1,075 992.7 (28.5) 5 (280) (183.6) (53) 2 310.0 402.1 387.9 93.9 (112.3) 157.3 139.9 143.2 (11.7) 21.2 40.3 (7.8) 5.2
Stock Repurchased (81.1) (2.8) (21.2) (116.3) (8.3) (92.8) (2.6) (7.8) (1.1) (1.9) (12.3) 0 (7.1) (2.1) 0 0 0 0 0 0 0 0 0
Dividends Paid (111.0) (111.8) (111.7) (104.4) (97.7) (98.5) (95.4) (66.0) (57.0) (51.6) (28.0) (23.8) (21.6) (20.8) (15.6) (12.4) (9.8) (7.9) (5.3) (3.1) (2.6) (2.3) (2.1)
Other Financing Activities 123.6 505.5 (1,696.2) (1,397.8) 1,444.2 3,042.6 (133.9) (699.2) (144.5) 96.6 446.5 214.5 269.4 293.7 281.9 94.0 25.4 181.2 105.5 75.4 36.9 70.4 14.9
Financing Cash Flow 160.6 (1,179.1) (754.1) (625.9) 1,309.6 2,856.3 (511.9) (956.5) (255.7) 45.0 718.0 592.1 629.6 365.2 154.5 241.2 158.2 315.2 87.3 93.9 74.9 60.4 18.1
Cash Position
Net Change in Cash 171.7 (76.6) 77.8 (1,529.1) (225.6) 1,772.6 21.6 19.6 22.7 15.5 45.7 (27.6) (67.0) 21.3 (37.7) 22.0 (56.6) (13.9) 0 (111.9) (109.8) (60.9) (84.5)
Cash at Beginning 204.7 281.3 203.5 1,732.5 1,958.2 185.5 163.9 144.4 121.6 106.1 84.4 112.0 165.0 102.7 140.3 118.4 175 188.9 188.9 111.9 109.8 60.9 84.5
Cash at End 376.4 204.7 281.3 203.5 1,732.5 1,958.2 185.5 163.9 144.4 121.6 130.1 84.4 98.0 123.9 102.7 140.3 118.4 175 188.9 221.3 184.7 121.3 102.6
Free Cash Flow 217.3 244.6 291.1 268.4 190.6 180.4 202.7 160.8 134.7 111.9 77.2 64.3 65.0 56.9 32.6 38.6 36.7 27.9 26.5 18.3 11.4 4.2 8.3
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Income Statement
Revenue 643.4 658.7 665.7 561.9 467.8 478.5 506.4 405.3 325.9 300.6 295.0 289.3 257.2 276.0 297.2 366.9 371.0 367.0 372.6 349.9 276.7 231.9 196.3 183.3 178.1 169.9 147.1 133.8 119 89.2 73.8 61.6 56.5
Gross Profit 513.8 480.2 545.8 542.2 488.2 440.7 479.4 391.3 326.5 299.5 292.5 290.3 256.9 251.7 256.0 247.7 202.0 201.5 188.5 199.5 199.3 185.4 159.3 142.9 123.5 110.3 105.9 95.7 87.9 64.8 54.6 50 44.9
Operating Income 281.7 271.2 315.4 328.3 297.6 249.5 291.1 211.1 188.8 162.3 151.4 162.8 144.3 114.7 120.8 86.7 89.2 85.7 83.1 103.6 107.0 89.4 81.5 76.8 63.4 54.0 41.2 38.5 33.3 22.9 19.6 17.6 15.5
Net Income 209.3 200.7 221.4 235.4 212.5 177.2 207.8 152.0 104.4 101.4 99.1 104.0 95.6 77.3 81.7 62.9 65.4 63.1 60.6 71.9 70.6 61.5 52.8 49.7 40.1 34.7 26 24.1 20.6 13.3 11.5 10.4 9.5
EPS (Diluted) 1.52 1.44 1.59 1.67 1.56 1.30 1.48 1.25 0.95 0.94 0.93 0.98 0.91 0.74 0.77 0.59 0.56 0.75 0.72 0.83 0.83 0.73 0.63 0.59 0.48 0.42 0.31 0.29 0.23 0.18 0.17 0.14 0.14
Balance Sheet
Cash & Equivalents 107.5 205.2 289.5 213.0 1,758.5 2,001.7 188.4 171.6 162.3 169.5 104.5 95.6 84.4 112.0 125.0 82.7 140.3 118.4 117.6 107.7 142.5 111.9 109.8 60.9
Total Assets 15,631.1 15,153.7 16,021.0 16,476.5 15,883.7 14,419.3 11,282.5 11,529.2 8,270.6 8,073.7 6,739.8 6,649.7 4,511.0 3,854.3 3,123.4 2,514.1 2,308.0 2,010.8 1,841.1 1,258.8 1,160.4 936.9 836.1 687.4
Total Debt 990.6 761.9 2,341.6 1,560.4 644.7 470.2 454.4 748.0 579.5 681.8 1,605.7 2,465.9 1,274.9 872.8 508.9 385.0 497.2 340 205.1 67.2 68.6 46.7 6.4 14.2
Stockholders' Equity 2,295.2 2,186.3 2,078.0 1,948.5 2,081.5 2,008.0 1,994.1 1,851.2 1,069.3 990.9 638.2 614.9 317.5 286.7 259.8 220.7 188.6 140.8 139.4 102.1 89.1 78.3 61.9 60
Cash Flow
Operating Cash Flow 221.4 249.8 295.6 273.7 195.2 185.1 208.2 165.0 139.6 124.5 89.1 75.7 71.9 61.3 40.2 42.8 40.8 32.4 29.1 21.6 18.2 9.5 10.6
Capital Expenditure (4.1) (5.1) (4.5) (5.4) (4.7) (4.7) (5.5) (4.2) (4.9) (12.6) (11.9) (11.4) (6.9) (4.4) (7.7) (4.2) (4.1) (4.5) (2.6) (3.3) (6.8) (5.3) (2.3)
Free Cash Flow 217.3 244.6 291.1 268.4 190.6 180.4 202.7 160.8 134.7 111.9 77.2 64.3 65.0 56.9 32.6 38.6 36.7 27.9 26.5 18.3 11.4 4.2 8.3