Citizens Financial Group, Inc. logo CFG - Citizens Financial Group, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY 0
BUY 31
HOLD 6
SELL 1
STRONG
SELL 0
| PRICE TARGET: $72.42 DETAILS
HIGH: $80.00
LOW: $65.00
MEDIAN: $73.00
CONSENSUS: $72.42
UPSIDE: 15.15%
Annual Quarterly
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1 2019 Q4 2019 Q3 2019 Q2 2019 Q1 2018 Q4 2018 Q3 2018 Q2 2018 Q1 2017 Q4 2017 Q3 2017 Q2 2017 Q1 2016 Q4 2016 Q3 2016 Q2 2016 Q1 2015 Q4 2015 Q3 2015 Q2 2015 Q1 2014 Q4 2014 Q3 2014 Q2 2014 Q1 2013 Q4 2013 Q3 2013 Q2 2013 Q1 2012 Q4
Revenue
Revenue 3,026 2,157 3,088 3,007 2,896 3,026 3,073 3,124 3,127 3,176 3,087 3,037 2,887 2,788 2,481 2,089 1,711 1,797 1,736 1,696 1,757 1,827 1,934 1,940 1,975 1,995 2,031 2,042 1,992 1,958 1,893 1,799 1,699 1,695 1,645 1,575 1,539 1,504 1,509 1,401 1,349 1,345 1,327 1,312 1,289 992 1,254 1,269 1,251 1,255 1,256 1,303 1,319 1,058
Cost of Revenue 998 0 1,124 1,134 1,114 1,212 1,342 1,347 1,339 1,359 1,245 1,119 927 689 427 337 69 51 44 (126) (41) 244 571 654 918 468 494 511 495 455 407 375 315 294 274 249 251 238 220 213 206 207 194 189 164 173 170 133 206 229 248 229 216 0
Gross Profit 2,028 2,157 1,964 1,873 1,782 1,814 1,731 1,777 1,788 1,817 1,842 1,918 1,960 2,099 2,054 1,752 1,642 1,746 1,692 1,822 1,798 1,583 1,363 1,286 1,057 1,527 1,537 1,531 1,497 1,503 1,486 1,424 1,384 1,401 1,371 1,326 1,288 1,266 1,289 1,188 1,143 1,138 1,133 1,123 1,125 819 1,084 1,136 1,045 1,026 1,008 1,074 1,103 1,058
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 1,069 777 781 764 774 720 727 740 802 981 749 714 732 702 721 748 640 580 558 571 582 628 548 540 573 544 539 535 536 533 539 515 526 507 499 497 504 478 488 486 475 454 457 466 475 449 451 514 445 429 439 466 479 667
Other Expenses 309 703 554 555 540 586 534 557 556 631 544 592 564 569 520 526 466 482 453 420 435 384 440 439 439 442 434 416 395 413 371 360 357 391 359 367 350 374 374 341 336 353 341 375 335 87 359 146 365 389 349 4,786 342 0
Operating Expenses 1,378 1,480 1,335 1,319 1,314 1,306 1,261 1,297 1,358 1,612 1,293 1,306 1,296 1,271 1,241 1,274 1,106 1,062 1,011 991 1,017 1,012 988 979 1,012 986 973 951 931 946 910 875 883 898 858 864 854 852 862 827 811 807 798 841 810 536 810 660 810 818 788 5,252 821 894
Operating Income
Operating Income 650 677 629 554 468 508 470 480 430 205 549 612 664 828 813 478 536 684 681 831 781 571 375 307 45 541 564 580 566 557 576 549 501 503 513 462 434 414 427 361 332 331 335 282 315 283 274 476 235 208 220 (4,178) 282 398
Interest Expense 858 909 970 970 961 1,050 1,170 1,165 1,168 1,188 1,073 943 759 557 304 121 66 76 77 87 99 120 143 190 318 358 393 414 410 370 329 290 237 211 202 179 155 136 134 123 115 116 118 112 106 101 93 84 85 97 103 117 126 0
Interest Income 2,420 2,446 2,458 2,407 2,352 2,462 2,539 2,575 2,610 2,676 2,595 2,531 2,402 2,252 1,969 1,626 1,213 1,202 1,222 1,211 1,216 1,249 1,280 1,350 1,478 1,501 1,538 1,580 1,570 1,542 1,477 1,411 1,328 1,291 1,264 1,205 1,160 1,122 1,079 1,046 1,019 986 974 952 942 941 913 917 893 876 873 866 886 0
Profitability
EBITDA 650 677 748 678 591 632 599 623 532 331 671 724 782 945 934 738 603 856 817 996 933 730 478 419 249 734 729 721 700 689 690 670 623 617 626 596 558 550 569 494 444 452 451 403 428 356 391 576 331 308 319 (4,076) 385 (234)
EBIT 650 677 629 554 468 508 470 480 430 205 549 612 664 828 813 478 536 684 681 831 781 571 375 307 45 541 564 580 566 557 576 549 501 503 513 462 434 414 427 361 332 331 335 282 315 283 274 476 235 208 220 (4,178) 282 0
Income Before Tax 650 677 629 554 468 508 470 480 430 205 549 612 664 828 813 478 536 684 681 831 781 571 375 307 45 541 564 580 566 557 576 549 501 503 513 462 434 414 427 361 332 331 335 282 315 283 274 476 235 208 220 (4,178) 282 164
Income Tax Expense 133 149 135 118 95 107 88 88 96 16 119 134 153 175 177 114 116 154 151 183 170 115 61 54 11 91 115 127 127 92 133 124 113 (163) 165 144 114 132 130 118 109 110 115 92 106 86 85 163 69 56 76 (273) 99 63
Net Income 517 528 494 436 373 401 382 392 334 189 430 478 511 653 636 364 420 530 530 648 611 456 314 253 34 450 449 453 439 465 443 425 388 666 348 318 320 282 297 243 223 221 220 190 209 197 189 313 166 152 144 (3,905) 183 101
Per Share Data
EPS (Basic) 1.14 1.13 1.06 0.93 0.78 0.83 0.77 0.79 0.66 0.34 0.85 0.93 1.00 1.26 1.23 0.68 0.94 1.17 1.18 1.45 1.38 0.99 0.68 0.53 0.03 0.98 0.97 0.95 0.92 0.96 0.92 0.88 0.78 1.35 0.68 0.63 0.61 0.55 0.56 0.46 0.41 0.42 0.40 0.35 0.38 0.36 0.34 0.56 0.30 0.27 0.26 -6.98 0.33 0.18
EPS (Diluted) 1.13 1.12 1.05 0.92 0.77 0.83 0.76 0.78 0.66 0.34 0.85 0.92 1.00 1.25 1.23 0.67 0.93 1.17 1.18 1.44 1.37 0.99 0.68 0.53 0.03 0.98 0.97 0.95 0.92 0.96 0.91 0.88 0.78 1.35 0.68 0.63 0.61 0.55 0.56 0.46 0.41 0.42 0.40 0.35 0.38 0.36 0.34 0.56 0.30 0.27 0.26 -6.97 0.33 0.18
Shares Outstanding 425.3 431.4 431.4 433.6 438.3 440.8 446.6 454.1 461.4 466.2 469.5 479.5 485.4 493.3 495.7 491.5 422.4 424.7 426.1 425.9 426.0 427.1 426.8 426.6 427.7 434.7 445.7 458.2 460.7 467.3 476.0 484.7 487.5 492.1 500.9 506.4 509.5 512.0 519.5 529.0 528.1 527.6 531.0 537.7 546.3 548.0 560.0 560.0 560.0 560.0 560.0 559.7 560.0 560.0
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1 2019 Q4 2019 Q3 2019 Q2 2019 Q1 2018 Q4 2018 Q3 2018 Q2 2018 Q1 2017 Q4 2017 Q3 2017 Q2 2017 Q1 2016 Q4 2016 Q3 2016 Q2 2016 Q1
Current Assets
Cash & Cash Equivalents 12,330 12,727 12,344 9,228 12,226 11,236 11,563 12,330 11,991 12,033 15,724 11,851 8,294 10,850 8,421 6,983 10,621 9,474 14,005 13,042 14,968 13,039 9,544 7,921 4,338 3,683 4,000 3,221 2,603 4,222 4,133 3,979 4,001 3,224 2,407 4,600 4,344 4,143 3,635 4,382 2,389
Short-Term Investments 0 36,658 35,304 34,544 34,098 32,613 32,680 31,870 31,107 29,667 24,667 23,362 22,510 23,737 23,313 24,633 24,454 25,427 24,290 24,015 23,928 22,393 22,307 21,456 21,816 20,254 21,269 21,264 21,081 19,532 20,152 20,157 19,958 20,066 19,982 19,257 19,964 19,245 19,425 18,479 17,964
Net Receivables 0 141,947 0 0 0 1,027 0 0 0 1,148 1,192 1,264 1,393 1,456 1,417 1,545 1,490 1,540 1,530 1,768 1,751 1,916 2,748 2,940 2,902 2,518 2,814 2,933 2,912 2,881 3,005 3,082 3,176 3,144 3,475 3,876 3,608 3,705 3,788 3,937 4,056
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 12,330 191,332 47,648 43,772 46,324 44,876 44,243 44,200 43,098 42,848 41,583 36,477 32,197 36,043 33,151 33,161 36,565 36,441 39,825 38,825 40,647 37,348 34,599 32,317 29,056 26,455 28,083 27,418 26,596 26,635 27,290 27,218 27,135 26,434 25,864 27,733 27,916 27,093 26,848 26,798 24,409
Non-Current Assets
Property, Plant & Equipment 874 915 857 855 855 875 862 863 872 895 878 876 866 844 827 885 793 768 732 735 743 759 747 751 746 761 747 740 746 791 753 720 687 685 618 600 582 601 540 551 570
Goodwill 8,221 8,187 8,187 8,187 8,187 8,187 8,187 8,187 8,188 8,188 8,188 8,188 8,177 8,173 8,160 8,081 7,232 7,116 7,065 7,050 7,050 7,050 7,050 7,050 7,050 7,044 7,044 7,040 7,040 6,923 6,946 6,887 6,887 6,887 6,887 6,887 6,876 6,876 6,876 6,876 6,876
Intangible Assets 112 115 123 129 137 146 137 139 148 157 167 175 185 197 0 0 0 64 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Long-Term Investments 188,237 7,933 149,009 148,445 147,600 145,897 149,456 149,487 150,997 152,912 156,939 159,493 163,216 164,771 165,933 166,674 133,572 131,714 127,379 126,806 126,781 127,740 128,133 131,367 132,092 122,408 121,202 120,165 119,414 118,527 117,309 115,362 113,636 112,439 112,493 110,667 109,416 109,147 107,469 105,708 102,888
Other Non-Current Assets 18,144 17,869 16,923 16,922 17,045 17,540 16,821 17,062 17,145 16,964 17,515 17,857 17,615 16,705 16,613 17,911 13,935 12,306 12,006 11,688 11,996 10,452 8,699 8,389 7,775 9,065 7,286 7,386 7,546 7,642 6,300 5,244 5,108 5,891 5,494 5,520 5,495 5,803 5,282 5,250 5,334
Total Non-Current Assets 215,588 35,019 175,099 174,538 173,824 172,645 175,463 175,738 177,350 179,116 183,687 186,589 190,059 190,690 191,533 193,551 155,532 151,968 147,182 146,279 146,570 146,001 144,629 147,557 147,663 139,278 136,279 135,331 134,746 133,883 131,308 128,213 126,318 125,902 125,492 123,674 122,369 122,427 120,167 118,385 115,668
Total Assets 227,918 226,351 222,747 218,310 220,148 217,521 219,706 219,938 220,448 221,964 225,270 223,066 222,256 226,733 224,684 226,712 192,097 188,409 187,007 185,104 187,217 183,349 179,228 179,874 176,719 165,733 164,362 162,749 161,342 160,518 158,598 155,431 153,453 152,336 151,356 151,407 150,285 149,520 147,015 145,183 140,077
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 155 0 0 206 257 93 0 381 0 84 0 0 0 0 0 0 86 276
Short-Term Debt 54 58 2,204 2,239 2,036 1,988 2,003 2 1,253 505 232 1,099 1,018 3 263 3,763 25 74 8 62 70 243 252 552 1,357 274 1,826 2,188 1,424 2,809 2,380 1,825 1,809 2,671 1,958 2,433 3,855 4,359 3,412 3,487 4,014
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 0 183,313 180,011 175,086 177,576 174,776 175,188 176,352 176,428 177,342 178,197 177,667 172,194 180,724 178,566 178,925 158,776 154,361 152,221 150,636 151,349 147,164 142,921 143,618 133,475 125,313 124,714 124,004 123,916 119,575 117,075 117,073 115,730 115,089 113,235 113,613 112,112 109,804 108,327 106,257 102,606
Total Current Liabilities 54 183,371 182,215 177,325 179,612 176,764 177,191 176,354 177,681 177,847 178,429 178,766 173,212 180,727 178,829 182,688 158,801 154,435 152,229 150,698 151,419 147,407 143,173 144,325 134,832 125,587 126,746 126,449 125,433 122,384 119,836 118,898 117,623 117,760 115,193 116,046 115,967 114,163 111,739 109,830 106,896
Non-Current Liabilities
Long-Term Debt 12,260 11,224 8,451 10,536 10,278 10,413 11,956 13,082 12,560 13,467 17,354 14,100 18,855 15,887 16,286 14,440 5,894 6,932 6,947 6,957 8,316 8,346 9,109 8,905 16,139 14,047 12,057 10,791 10,980 14,433 15,639 13,641 13,486 11,765 13,400 13,154 11,780 12,790 11,902 11,810 10,035
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 689 720 593 629 638 709 782 866 752 767 676 573 430 456 475 571 744 740 744 714 994 961 852
Other Non-Current Liabilities 189,432 5,439 6,252 5,215 5,392 6,090 5,627 6,633 6,446 6,308 6,609 6,615 5,988 6,429 6,423 5,256 5,328 3,622 3,719 3,530 4,236 4,294 3,839 3,517 3,016 3,032 2,956 2,725 2,722 2,311 2,417 1,969 1,810 1,970 1,910 1,403 1,947 2,106 2,199 2,356 2,329
Total Non-Current Liabilities 201,692 16,663 14,703 15,751 15,670 16,503 17,583 19,715 19,006 19,775 23,963 20,715 24,843 22,316 22,709 19,696 11,222 10,554 11,355 11,207 13,145 13,269 13,586 13,131 19,937 17,945 15,765 14,283 14,378 17,317 18,486 16,066 15,771 14,306 16,054 15,297 14,471 15,610 15,095 15,127 13,216
Total Liabilities 201,746 200,034 196,918 193,076 195,282 193,267 194,774 196,069 196,687 197,622 202,392 199,481 198,055 203,043 201,538 202,384 170,023 164,989 163,584 161,905 164,564 160,676 156,759 157,456 154,769 143,532 142,511 140,732 139,811 139,701 138,322 134,964 133,394 132,066 131,247 131,343 130,438 129,773 126,834 124,957 120,112
Stockholders' Equity
Common Stock 7 7 7 7 7 7 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6
Retained Earnings 11,631 11,345 11,056 10,783 10,566 10,412 10,233 10,079 9,923 9,816 9,856 9,655 9,416 9,159 8,748 8,346 8,209 7,978 7,648 7,314 6,866 6,445 6,189 6,068 6,011 6,498 6,229 5,959 5,672 5,385 5,062 4,755 4,437 4,164 3,442 3,191 2,944 2,703 2,483 2,255 2,076
Accumulated Other Comprehensive Income (2,088) (1,970) (2,267) (2,639) (2,941) (3,595) (2,926) (4,135) (4,164) (3,758) (5,243) (4,563) (3,943) (4,560) (4,823) (3,218) (2,258) (665) (508) (381) (411) (60) 10 94 85 (411) (440) (488) (793) (1,096) (1,318) (1,210) (1,145) (820) (581) (593) (683) (668) (187) (159) (236)
Total Stockholders' Equity 26,172 26,317 25,829 25,234 24,866 24,254 24,932 23,869 23,761 24,342 22,878 23,585 24,201 23,690 23,146 24,328 22,074 23,420 23,423 23,199 22,653 22,673 22,469 22,418 21,950 22,201 21,851 22,017 21,531 20,817 20,276 20,467 20,059 20,270 20,109 20,064 19,847 19,747 20,181 20,226 19,965
Total Liabilities & Equity 227,918 226,351 222,747 218,310 220,148 217,521 219,706 219,938 220,448 221,964 225,270 223,066 222,256 226,733 224,684 226,712 192,097 188,409 187,007 185,104 187,217 183,349 179,228 179,874 176,719 165,733 164,362 162,749 161,342 160,518 158,598 155,431 153,453 152,336 151,356 151,407 150,285 149,520 147,015 145,183 140,077
Debt Metrics
Total Debt 12,314 11,282 10,655 12,775 12,314 12,401 13,959 13,084 13,813 13,972 17,586 15,199 19,873 15,890 16,549 18,203 5,919 7,006 6,955 7,019 8,386 8,589 9,361 9,457 17,496 14,321 13,883 12,979 12,404 17,242 18,019 15,466 15,295 14,436 15,358 15,587 15,635 17,149 15,314 15,297 14,049
Net Debt (16) (1,445) (1,689) 3,547 88 1,165 2,396 754 1,822 1,939 1,862 3,348 11,579 5,040 8,128 11,220 (4,702) (2,468) (7,050) (6,023) (6,582) (4,450) (183) 1,536 13,158 10,638 9,883 9,758 9,801 13,020 13,886 11,487 11,294 11,212 12,951 10,987 11,291 13,006 11,679 10,915 11,660
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1 2019 Q4 2019 Q3 2019 Q2 2019 Q1 2018 Q4 2018 Q3 2018 Q2 2018 Q1 2017 Q4 2017 Q3 2017 Q2 2017 Q1 2016 Q4 2016 Q3 2016 Q2 2016 Q1
Operating Activities
Net Income 517 528 494 436 373 401 382 392 334 189 430 478 511 653 636 364 420 530 530 648 611 456 314 253 34 450 449 453 439 465 443 425 388 666 348 318 320 282 297 243 223
Depreciation & Amortization 113 112 119 124 123 124 129 143 102 126 122 112 118 117 121 260 67 172 136 165 152 159 103 112 204 193 165 141 134 132 114 121 122 114 113 134 125 136 142 133 112
Stock-Based Compensation 33 23 23 43 31 21 21 21 34 14 18 22 33 16 16 19 33 12 12 13 22 14 11 2 21 (3) 12 12 20 1 12 10 18 13 8 9 18 8 4 7 4
Change in Working Capital (326) (628) 670 188 (536) (8) (524) 214 (253) 287 (177) (310) 473 265 1,874 (3,181) 184 598 322 (1,092) (790) (587) (236) (963) (1,192) (135) (73) 7 (307) (335) (753) 98 76 (328) 330 (726) 103 (90) (46) (123) (74)
Other Non-Cash Items (152) (204) 368 194 (188) 72 140 96 337 235 643 (203) 82 457 307 537 897 436 265 727 (765) 811 509 584 (260) 117 (129) (499) 187 223 (37) 55 92 81 117 8 248 (54) 48 6 79
Operating Cash Flow 237 (158) 1,696 886 (213) 483 130 834 554 670 1,015 122 1,158 1,441 3,000 (1,876) 1,554 1,105 1,280 580 (690) 866 658 (86) (1,327) 727 393 105 472 560 (208) 711 704 433 913 (316) 853 292 494 330 374
Investing Activities
Capital Expenditure 0 (92) (35) (33) (14) (48) (34) (30) (10) (48) (33) (39) (52) 15 (85) (5) (51) (65) (27) (22) (10) (118) 53 (37) (16) (138) (37) (77) (62) (137) (122) (137) (89) (187) (106) (94) (53) (133) (63) (54) (53)
Acquisitions 0 0 0 0 0 0 0 0 0 0 0 0 0 (20) (1) (91) (143) (151) (14) 0 0 0 0 0 (3) 0 0 0 (129) 0 (533) 0 0 0 0 0 0 0 0 0 0
Purchases of Investments (2,516) (3,918) (1,420) (1,760) (2,365) (3,258) (2,010) (1,430) (3,057) (4,511) (2,370) (1,983) (1,223) (1,004) (1,134) (5,982) (2,656) (3,737) (2,256) (2,157) (4,256) (3,724) (2,239) (1,206) (2,102) (4,689) (1,131) (1,438) (2,064) (1,412) (895) (1,462) (1,295) (1,439) (1,982) (937) (1,933) (3,014) (3,054) (1,737) (794)
Sales/Maturities of Investments 1,842 4,040 1,251 1,636 1,638 2,892 2,348 910 1,435 1,196 1,577 930 2,000 963 949 1,626 2,097 2,637 2,014 2,379 2,576 2,963 2,390 1,729 1,141 5,818 1,431 1,482 1,826 1,719 1,190 1,296 1,249 1,566 1,677 1,400 1,535 2,601 1,740 1,323 1,114
Other Investing Activities (1,128) (1,964) (1,293) (1,271) (367) 2,022 (143) 729 2,671 3,588 1,208 4,241 767 (97) 1,154 (4,996) (3,161) (6,183) (1,001) (831) 618 124 1,949 683 (7,788) (3,170) (761) 164 (1,088) (2,246) (1,389) (2,027) (1,040) (49) (1,683) (1,155) (731) (2,120) (1,726) (2,888) (2,633)
Investing Cash Flow (1,802) (1,934) (1,497) (1,428) (1,108) 1,608 161 179 1,039 225 382 3,149 1,492 (158) 883 (9,448) (3,914) (7,499) (1,284) (631) (1,072) (637) 2,100 1,169 (8,768) (2,089) (498) 183 (1,471) (2,014) (1,690) (2,255) (1,118) (60) (2,039) (742) (1,143) (2,627) (3,062) (3,316) (2,321)
Financing Activities
Net Debt Issuance 1,747 620 (2,128) 451 (95) (1,560) 860 (738) (168) (3,629) 2,387 (4,664) 3,973 (669) (1,635) 8,191 (1,056) 90 (56) (1,360) (180) (760) (16) (8,042) 3,080 1,047 882 508 (4,890) (1,608) 2,503 164 1,396 (1,246) (251) 603 (1,453) 1,648 (113) 1,203 791
Stock Repurchased (300) (525) (75) (200) (200) (225) (625) (200) (300) 0 (250) (256) (400) (151) 0 (2) 0 (200) (250) 0 (95) 0 0 0 (270) (400) (500) (120) (200) (300) (400) (150) (175) (335) (225) (130) (130) (180) (250) 0 0
Dividends Paid (236) (233) (217) (218) (220) (226) (225) (224) (228) (230) (231) (229) (238) (233) (243) (218) (198) (193) (200) (191) (199) (193) (196) (190) (191) (175) (180) (163) (164) (134) (129) (114) (108) (96) (90) (78) (72) (69) (62) (71) (53)
Other Financing Activities (43) 3,307 4,930 (2,484) 2,776 (395) (1,157) 321 (926) (808) 537 5,471 (8,554) 2,157 (359) (69) 4,392 2,139 1,585 (713) 4,163 4,241 (776) 10,142 8,148 (3) 710 85 4,323 3,282 50 1,354 128 2,216 (355) 837 2,234 1,725 2,253 3,654 (21)
Financing Cash Flow 1,168 3,169 2,903 (2,451) 2,261 (2,405) (1,147) (841) (1,622) (4,667) 2,443 322 (5,219) 1,104 (2,237) 7,902 3,138 1,836 1,079 (1,968) 3,689 3,288 (988) 2,305 10,767 906 912 311 (639) 1,537 2,024 1,550 1,241 539 (921) 1,232 579 3,124 1,828 4,786 717
Cash Position
Net Change in Cash (397) 1,077 3,102 (2,993) 940 (314) (856) 172 (29) (3,772) 3,833 3,593 (2,573) 2,387 1,646 (3,422) 778 (4,558) 1,075 (2,019) 1,927 3,517 1,770 3,388 672 (456) 807 599 (1,638) 83 126 6 827 912 (2,047) 174 289 789 (740) 1,800 (1,230)
Cash at Beginning 12,727 11,650 8,548 11,541 10,601 10,915 11,771 11,599 11,628 15,400 11,567 7,974 10,547 8,160 6,514 9,936 9,158 13,716 12,641 14,660 12,733 9,216 7,446 4,058 3,386 3,842 3,035 2,436 4,074 3,991 3,865 3,859 3,032 2,120 4,167 3,993 3,704 2,915 3,655 1,855 3,085
Cash at End 12,330 12,727 11,650 8,548 11,541 10,601 10,915 11,771 11,599 11,628 15,400 11,567 7,974 10,547 8,160 6,514 9,936 9,158 13,716 12,641 14,660 12,733 9,216 7,446 4,058 3,386 3,842 3,035 2,436 4,074 3,991 3,865 3,859 3,032 2,120 4,167 3,993 3,704 2,915 3,655 1,855
Free Cash Flow 237 (250) 1,661 853 (227) 435 96 804 544 622 982 83 1,102 1,456 2,915 (1,881) 1,503 1,040 1,253 558 (700) 748 711 (123) (1,343) 589 356 95 472 423 (330) 574 615 246 807 (410) 800 159 431 276 321
Key Metrics 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1 2019 Q4 2019 Q3 2019 Q2 2019 Q1 2018 Q4 2018 Q3 2018 Q2 2018 Q1 2017 Q4 2017 Q3 2017 Q2 2017 Q1 2016 Q4 2016 Q3 2016 Q2 2016 Q1 2015 Q4 2015 Q3 2015 Q2 2015 Q1 2014 Q4 2014 Q3 2014 Q2 2014 Q1 2013 Q4 2013 Q3 2013 Q2 2013 Q1 2012 Q4
Income Statement
Revenue 3,026 2,157 3,088 3,007 2,896 3,026 3,073 3,124 3,127 3,176 3,087 3,037 2,887 2,788 2,481 2,089 1,711 1,797 1,736 1,696 1,757 1,827 1,934 1,940 1,975 1,995 2,031 2,042 1,992 1,958 1,893 1,799 1,699 1,695 1,645 1,575 1,539 1,504 1,509 1,401 1,349 1,345 1,327 1,312 1,289 992 1,254 1,269 1,251 1,255 1,256 1,303 1,319 1,058
Gross Profit 2,028 2,157 1,964 1,873 1,782 1,814 1,731 1,777 1,788 1,817 1,842 1,918 1,960 2,099 2,054 1,752 1,642 1,746 1,692 1,822 1,798 1,583 1,363 1,286 1,057 1,527 1,537 1,531 1,497 1,503 1,486 1,424 1,384 1,401 1,371 1,326 1,288 1,266 1,289 1,188 1,143 1,138 1,133 1,123 1,125 819 1,084 1,136 1,045 1,026 1,008 1,074 1,103 1,058
Operating Income 650 677 629 554 468 508 470 480 430 205 549 612 664 828 813 478 536 684 681 831 781 571 375 307 45 541 564 580 566 557 576 549 501 503 513 462 434 414 427 361 332 331 335 282 315 283 274 476 235 208 220 (4,178) 282 398
Net Income 517 528 494 436 373 401 382 392 334 189 430 478 511 653 636 364 420 530 530 648 611 456 314 253 34 450 449 453 439 465 443 425 388 666 348 318 320 282 297 243 223 221 220 190 209 197 189 313 166 152 144 (3,905) 183 101
EPS (Diluted) 1.13 1.12 1.05 0.92 0.77 0.83 0.76 0.78 0.66 0.34 0.85 0.92 1.00 1.25 1.23 0.67 0.93 1.17 1.18 1.44 1.37 0.99 0.68 0.53 0.03 0.98 0.97 0.95 0.92 0.96 0.91 0.88 0.78 1.35 0.68 0.63 0.61 0.55 0.56 0.46 0.41 0.42 0.40 0.35 0.38 0.36 0.34 0.56 0.30 0.27 0.26 -6.97 0.33 0.18
Balance Sheet
Cash & Equivalents 12,330 12,727 12,344 9,228 12,226 11,236 11,563 12,330 11,991 12,033 15,724 11,851 8,294 10,850 8,421 6,983 10,621 9,474 14,005 13,042 14,968 13,039 9,544 7,921 4,338 3,683 4,000 3,221 2,603 4,222 4,133 3,979 4,001 3,224 2,407 4,600 4,344 4,143 3,635 4,382 2,389
Total Assets 227,918 226,351 222,747 218,310 220,148 217,521 219,706 219,938 220,448 221,964 225,270 223,066 222,256 226,733 224,684 226,712 192,097 188,409 187,007 185,104 187,217 183,349 179,228 179,874 176,719 165,733 164,362 162,749 161,342 160,518 158,598 155,431 153,453 152,336 151,356 151,407 150,285 149,520 147,015 145,183 140,077
Total Debt 12,314 11,282 10,655 12,775 12,314 12,401 13,959 13,084 13,813 13,972 17,586 15,199 19,873 15,890 16,549 18,203 5,919 7,006 6,955 7,019 8,386 8,589 9,361 9,457 17,496 14,321 13,883 12,979 12,404 17,242 18,019 15,466 15,295 14,436 15,358 15,587 15,635 17,149 15,314 15,297 14,049
Stockholders' Equity 26,172 26,317 25,829 25,234 24,866 24,254 24,932 23,869 23,761 24,342 22,878 23,585 24,201 23,690 23,146 24,328 22,074 23,420 23,423 23,199 22,653 22,673 22,469 22,418 21,950 22,201 21,851 22,017 21,531 20,817 20,276 20,467 20,059 20,270 20,109 20,064 19,847 19,747 20,181 20,226 19,965
Cash Flow
Operating Cash Flow 237 (158) 1,696 886 (213) 483 130 834 554 670 1,015 122 1,158 1,441 3,000 (1,876) 1,554 1,105 1,280 580 (690) 866 658 (86) (1,327) 727 393 105 472 560 (208) 711 704 433 913 (316) 853 292 494 330 374
Capital Expenditure 0 (92) (35) (33) (14) (48) (34) (30) (10) (48) (33) (39) (52) 15 (85) (5) (51) (65) (27) (22) (10) (118) 53 (37) (16) (138) (37) (77) (62) (137) (122) (137) (89) (187) (106) (94) (53) (133) (63) (54) (53)
Free Cash Flow 237 (250) 1,661 853 (227) 435 96 804 544 622 982 83 1,102 1,456 2,915 (1,881) 1,503 1,040 1,253 558 (700) 748 711 (123) (1,343) 589 356 95 472 423 (330) 574 615 246 807 (410) 800 159 431 276 321