Profitability Ratios
| Ratio |
Value |
| GP Margin |
69.8% |
| EBIT Margin |
20.9% |
| EBITDA Margin |
24.2% |
| Operating Margin |
20.9% |
| Pretax Margin |
20.9% |
| Cont. Ops Margin |
16.4% |
| Net Margin |
16.4% |
| Bottom Line Margin |
15.1% |
Liquidity Ratios
| Ratio |
Value |
| Current Ratio |
1.04 |
| Quick Ratio |
1.04 |
| Solvency Ratio |
0.011 |
| Cash Ratio |
0.07 |
Valuation Ratios
| Ratio |
Value |
| Price/Earnings |
|
| PEG Ratio |
0.53 |
| Forward PEG |
0.53 |
| Price/Book |
0.96 |
| Price/Sales |
2.26 |
| Price/FCF |
12.37 |
| Price/Op Cash Flow |
11.40 |
Debt Ratios
| Ratio |
Value |
| Debt/Assets |
0.0498 |
| Debt/Equity |
0.4287 |
| Debt/Capital |
0.3001 |
| Long-Term Debt/Capital |
0.2990 |
| Financial Leverage |
8.60 |
Cash Flow Ratios
| Ratio |
Value |
| Working Capital Turnover |
-0.18 |
| Operating Cash Flow Ratio |
0.012 |
| Operating Cash Flow/Sales |
19.8% |
| Free Cash Flow/Operating Cash Flow |
92.1% |
Coverage Ratios
| Ratio |
Value |
| Debt Service Coverage |
0.57 |
| Interest Coverage |
0.6110 |
| Short-Term Operating Cash Flow Coverage |
38.12 |
| Operating Cash Flow Coverage |
0.20 |
| Capital Expenditure Coverage |
12.71 |
| Dividend + Capital Expenditure Coverage |
2.08 |
Dividend Ratios
| Ratio |
Value |
| Payout Ratio |
48.4981% |
| Dividend Yield |
3.5244% |
| Dividend Yield % |
3.5244% |
| Dividend Per Share |
2.0586 |
Per Share Ratios
| Ratio |
Value |
| Revenue/Share |
25.84 |
| EPS |
4.245 |
| Debt/Share |
34.9865 |
| Cash/Share |
114.49 |
| Book Value/Share |
61.01 |
| Tangible BV/Share |
41.76 |
| Equity/Share |
61.01 |
| Operating Cash Flow/Share |
5.126 |
| Capital Expenditure/Share |
0.403 |
| FCF/Share |
4.722 |
Other Ratios
| Ratio |
Value |
| Net Income/Earnings Before Tax |
0.787 |
| Earnings Before Tax/EBIT |
1.000 |
| Price/Fair Value |
0.96 |
| Debt/Market Cap |
0.4478 |
| Effective Tax Rate |
21.3% |
| Enterprise Value Multiple |
8.82 |
CFG - Citizens Financial Group, Inc.