The Bank of Nova Scotia logo BNS - The Bank of Nova Scotia

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY 0
BUY 10
HOLD 8
SELL 1
STRONG
SELL 0
| PRICE TARGET: $72.15 DETAILS
HIGH: $75.60
LOW: $67.00
MEDIAN: $73.00
CONSENSUS: $72.15
DOWNSIDE: 9.56%
Annual Quarterly
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Revenue
Revenue 73,177 29,483 31,787 31,148 30,913 31,292 30,236 28,216 26,748 25,936 23,644 23,176 20,663 19,963 17,288 15,505 14,457 11,877.1 12,489.8 11,207.2 10,400.3 10,184.1 10,166.2 10,616.8 10,271.4 8,864 7,855 7,235 6,400 5,362 4,672
Cost of Revenue 40,794 46,458 0 0 0 0 0 0 0 0 0 0 0 1,542 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 32,383 29,564 31,787 31,148 30,913 31,292 30,236 28,216 26,748 25,936 23,644 23,176 20,663 18,421 17,288 15,505 14,457 11,877.1 12,489.8 11,207.2 10,400.3 10,184.1 10,166.2 10,616.8 10,271.4 8,864 7,855 7,235 6,400 5,362 4,672
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 11,496 10,469 10,172 9,316 8,945 9,069 9,068 8,036 7,956 7,642 7,273 7,314 6,818 1,071 956 704 4,651 4,428.8 4,293.8 3,999.8 3,719.4 3,661.3 3,361.5 3,344.2 3,220.1 2,944 2,627 2,501 2,202 1,910 1,652
Other Expenses 10,378 9,171 21,615 (12,347) (27,363) (32,040) (28,442) (13,446) (15,774) (16,515) (14,855) (14,182) (11,840) (4,518) (2,217) (1,955) (3,821) 2,266.7 2,261.8 518.3 (2,131.3) (3,808.8) (3,170.2) (3,869.2) 336.5 1,240 735 1,134 441 1,502 2,344
Operating Expenses 21,874 19,640 31,787 (3,031) (18,418) (22,971) (19,374) (5,410) (7,818) (8,873) (7,582) (6,868) (5,022) (3,447) (1,261) (1,251) 830 6,695.5 6,555.7 4,518.1 1,588.1 (147.5) 191.2 (524.9) 3,556.6 4,184 3,362 3,635 2,643 3,412 3,996
Operating Income
Operating Income 10,509 13,184 8,690 28,117 12,495 8,321 10,862 22,806 18,930 17,063 16,062 16,308 15,641 14,974 16,027 14,254 15,287 18,572.6 19,045.5 15,725.3 11,988.4 10,036.6 10,357.4 10,091.9 13,828.0 13,048 11,217 10,870 9,043 8,774 8,668
Interest Expense 36,080 42,407 38,537 15,443 8,025 12,392 15,607 11,876 8,892 7,916 7,195 7,235 7,456 7,151 9,442 8,270 10,607 14,741.5 13,937.2 11,274.5 7,932.5 6,313.1 7,096.1 7,693.1 10,782.4 10,132 8,799 8,714 6,771 7,040 7,421
Interest Income 57,602 61,659 56,824 33,558 24,986 29,712 32,784 28,067 23,927 22,208 20,287 19,540 18,822 17,154 18,712 16,891 18,935 22,316.0 21,034.9 17,682.0 13,803.3 12,177.5 13,246.7 14,367.6 16,983.0 15,331 13,471 13,091 10,488 10,622 10,536
Profitability
EBITDA 12,113 10,556 0 14,195 13,998 9,700 11,673 11,395 10,630 10,096 9,245 9,398 8,296 8,054 6,733 6,418 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
EBIT 10,509 8,796 (1,820) 12,664 12,487 8,154 10,620 10,547 9,869 9,412 8,661 8,872 7,780 7,604 6,320 6,084 (330) (291) (267) (230) (202) (216) (237.4) (271.0) (295.2) (295) (277) (248) (185) (162) (141)
Income Before Tax 10,509 9,924 9,754 12,932 12,826 8,396 11,270 11,106 10,276 9,398 9,066 9,300 8,460 8,046 6,678 6,084 4,794 3,831.2 5,108.3 4,450.8 4,056.0 3,723.5 3,261.2 2,398.8 3,045.5 2,916 2,418 2,156 2,272 1,734 1,247
Income Tax Expense 2,751 2,032 2,226 2,758 2,871 1,543 2,472 2,382 2,033 2,030 1,853 2,002 1,763 1,580 1,410 1,745 1,133 691.4 1,063.3 871.8 846.6 792.5 784.6 601.2 876.1 990 867 762 758 665 371
Net Income 7,789 7,758 7,410 9,916 9,624 6,778 8,390 8,548 8,005 7,117 7,014 7,071 6,422 6,243 5,175 4,239 3,547 3,139.7 4,045.0 3,579.0 3,209.4 2,931.0 2,476.6 1,797.5 2,169.5 1,926 1,551 1,394 1,514 1,069 876
Per Share Data
EPS (Basic) 5.69 5.94 5.84 8.05 7.74 5.43 6.72 7.05 6.55 5.80 5.70 5.69 5.15 5.31 4.63 3.91 3.32 3.07 4.04 3.59 3.19 2.87 2.38 1.68 2.06 1.84 1.47 1.32 1.48 1.02 0.85
EPS (Diluted) 5.69 5.86 5.81 8.02 7.70 5.30 6.67 6.96 6.49 5.77 5.67 5.66 5.11 5.22 4.53 3.91 3.31 3.05 4.01 3.55 3.15 2.82 2.34 1.65 2.03 1.81 1.47 1.32 1.48 1.02 0.85
Shares Outstanding 1,244 1,226 1,197 1,199 1,214 1,212 1,222 1,213 1,203 1,204 1,210 1,214 1,195 1,133 1,072 1,032 1,013 987 989 988 998 1,010 1,010 1,008.7 1,001.2 990.9 985.0 981.8 957.9 937.3 913.6
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Current Assets
Cash & Cash Equivalents 65,967 63,860 90,312 65,895 86,323 76,460 46,720 62,269 59,663 46,344 37,698 34,893.0 14,853.7 18,483.4 18,246.1 18,432.0 17,441 17,115 22,900 18,174 14,737 16,728
Short-Term Investments 42,132 44,305 50,514 53,412 33,730 40,039 34,744 48,414 45,924 29,691 14,928 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 14,965 13,088 14,010 13,382 9,075 8,705 7,783 7,473 5,196 5,259 3,504 0 2,628.6 2,998.8 3,401.9 3,626.4 3,549 3,082 2,989 3,813 2,078 2,222
Inventory 0 0 0 0 0 0 (328,476) (291,664) (276,501) (270,958) 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 259,308.0 230,054 200,451 205,553 171,081 0 0
Total Current Assets 123,064 121,253 154,836 132,689 129,128 125,204 89,247 118,156 110,783 81,294 56,130 34,893.0 17,482.3 21,482.3 21,648.0 281,366.4 251,044 220,648 231,442 193,068 16,815 18,950
Non-Current Assets
Property, Plant & Equipment 4,881 5,252 5,642 5,700 5,621 5,897 2,669 2,684 2,381 2,520 2,372 2,687.6 1,871.5 1,943.8 2,101.2 2,325.0 1,631 1,681 1,759 1,716 1,523 1,485
Goodwill 8,585 8,961 9,181 8,874 8,848 9,279 9,631 10,007 7,243 7,384 2,908 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 7,584 7,892 8,012 7,959 7,756 7,736 7,834 7,712 4,863 4,757 561 0 2,628.6 2,998.8 3,401.9 3,626.4 3,549 3,082 2,989 3,813 0 0
Long-Term Investments 967,275 276,731 230,486 216,188 216,002 223,351 201,632 169,186 155,020 166,579 117,294 88,035.1 58,773.5 63,191.3 56,193.1 53,283.6 41,386 33,969 29,500 27,999 25,905 21,974
Other Non-Current Assets 345,400 991,938 1,149,523 (1,903) (2,051) (2,185) (1,570) (1,938) (169,506) (2,021) (123,135) (93,278.0) (61,146.1) (65,689.0) (58,898.8) (53,283.6) (41,386) (33,969) (29,500) (27,999) (27,428) (23,459)
Total Non-Current Assets 1,336,978 1,290,774 1,406,374 238,721 238,227 246,263 221,766 189,589 169,506 181,240 123,135 93,278.0 61,146.1 65,689.0 58,898.8 3,058.2 2,127 2,043 2,146 2,085 27,428 23,459
Total Assets 1,460,042 1,412,027 1,410,789 1,349,418 1,184,844 1,136,466 1,086,161 998,493 915,273 896,266 496,516 507,625.1 279,212.4 285,892.1 296,380.1 284,424.7 253,171 222,691 233,588 195,153 157,261 147,189
Current Liabilities
Account Payables 17,850 16,771 16,978 12,564 8,920 8,309 9,203 9,396 8,835 7,988 7,703 7,455 2,106.8 2,240.5 2,227.4 2,932.9 3,307 3,223 2,575 2,531 1,986 1,902
Short-Term Debt 301,494 103,383 119,931 130,106 83,976 0 0 0 0 0 14,688 0 0 0 0 0 82 60 304 340 459 277
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 747,315 600,880 512,004 (143,134) (94,240) (9,052) (9,545) (9,831) (9,243) (8,575) (22,391) (7,455) (5,386.5) (2,580.8) (2,571.7) (2,375.8) (1,686) (1,376) (1,321) (1,202) (565) (562)
Total Current Liabilities 1,066,659 722,104 649,641 142,670 92,896 65,608 122,719 102,758 102,480 105,123 22,485 2,740.5 2,106.8 2,240.5 2,227.4 2,932.9 3,389 3,283 2,879 2,871 2,445 2,179
Non-Current Liabilities
Long-Term Debt 199,575 194,308 190,680 177,426 158,269 155,173 140,238 13,886 10,598 9,092 5,944 4,352 2,615.2 2,661.2 3,878.5 5,343.6 5,288 5,374 5,482 5,167 3,251 3,249
Deferred Tax Liabilities 1,414 1,397 0 1,100 1,149 1,073 1,307 1,205 697 611 337 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 100,852 93,287 450,514 (180,749) (161,682) (158,648) (140,238) (13,886) (10,598) (9,092) (7,408) (4,852) (2,615.2) (420.7) (1,651.1) (5,343.6) (5,288) (5,374) (5,482) (5,167) (3,251) (3,249)
Total Non-Current Liabilities 304,796 291,974 644,396 142,670 162,831 8,478 20,794 102,758 102,480 105,123 22,485 2,740.5 2,106.8 2,240.5 2,227.4 5,343.6 5,288 5,374 5,482 5,167 3,251 3,249
Total Liabilities 1,371,455 1,327,951 1,332,122 1,274,669 1,111,952 1,065,963 1,015,969 930,813 853,648 838,445 471,190 485,482.2 261,697.1 268,951.6 279,690.0 268,731.9 239,467 211,087 222,601 185,618 149,411 139,736
Stockholders' Equity
Common Stock 22,067 22,054 20,109 18,707 18,507 18,239 18,264 18,234 15,644 15,513 4,946 0 0 0 0 2,920.2 0 0 0 0 0 0
Retained Earnings 58,916 57,751 55,746 53,761 51,354 46,345 44,439 41,414 38,117 34,752 19,916 18,548.6 13,239.5 11,747.3 10,500 9,912.7 8,435 6,953 6,414 5,363 4,263 3,751
Accumulated Other Comprehensive Income (4,056) (6,215) (7,002) (7,318) (5,111) (1,765) 935 1,396 1,693 2,392 (3,800) (3,595.5) (1,782.5) (1,073.5) 0 (1,085.5) 0 0 0 0 0 0
Total Stockholders' Equity 86,866 82,369 76,928 73,225 70,802 68,127 67,522 65,228 60,033 56,251 24,772 21,641.4 15,235.3 14,614.3 14,777.3 14,607.2 12,975 11,406 10,814 9,398 7,749 7,320
Total Liabilities & Equity 1,460,042 1,412,027 1,410,789 1,349,418 1,184,844 1,136,466 1,086,161 998,493 915,273 896,266 496,516 507,625.1 279,212.4 285,892.1 296,380.1 284,424.7 253,171 222,691 233,588 195,153 157,261 147,189
Debt Metrics
Total Debt 504,024 300,673 313,813 310,855 245,658 7,405 19,487 13,886 10,598 9,092 5,944 4,351.9 2,615.2 2,661.2 3,878.5 5,343.6 5,370 5,434 5,786 5,507 3,710 3,526
Net Debt 438,057 236,813 223,501 244,960 159,335 (69,055) (27,233) (48,383) (49,065) (37,252) (31,754) (30,541.1) (12,238.5) (15,822.2) (14,367.6) (13,088.4) (12,071) (11,681) (17,114) (12,667) (11,027) (13,202)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Operating Activities
Net Income 7,758 7,758 7,528 10,174 9,955 6,853 8,798 8,724 8,243 7,368 3,209.4 2,931.0 2,476.6 1,797.5 2,169.5 1,926 1,551 1,394 1,514 1,069 876
Depreciation & Amortization 1,604 1,760 1,820 1,531 1,511 1,546 1,053 848 761 684 201.9 215.8 237.4 271.0 295.2 295 277 248 185 162 141
Stock-Based Compensation 15 13 421 10 7 5 7 6 8 7 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (7,929) 1,889 (4,835) 3,064 (26,184) 43,717 (24,265) 5,758 4,667 (6,138) (7,013.8) (102.4) 406.2 (146.4) (104.7) (560) 859 (445) (338) 223 87
Other Non-Cash Items 1,208 2,200 4,310 (594) (967) 3,000 (90) 93 872 148 1,326.0 11.0 254.5 2,506.2 109.5 1,362 1,789 686 (490) 800 (480)
Operating Cash Flow 5,407 15,652 31,724 16,943 (12,807) 56,664 (12,025) 17,811 16,584 4,099 (3,321.5) 977.8 (7,110.6) (3,048.3) (457.1) (4,728) 2,199 206 39 2,207 578
Investing Activities
Capital Expenditure (347) (489) (442) (571) (462) (771) (186) (416) (14,003) (348) (167.7) (228.0) (134.5) (37.4) (163.5) (100) (216) (259) (1,521) (199) (426)
Acquisitions (2,637) 0 895 (549) (717) 3,938 20 (3,862) 229 (1,050) 0 0 0 0 0 0 0 0 0 0 0
Purchases of Investments (70,096) (108,281) (100,919) (97,736) (72,259) (147,629) (89,018) (91,896) (64,560) (94,441) (26,200.3) (24,470.9) (26,566.0) (29,434.6) 41,398.2 (28,472) (22,713) 0 0 (3,802) 0
Sales/Maturities of Investments 75,455 76,794 94,875 63,130 103,765 119,033 86,956 84,336 66,179 65,069 23,679.3 29,125.8 25,852.6 31,967.3 (46,573.6) 29,493 20,601 21 556 0 3,485
Other Investing Activities (807) 24,526 (24,449) 24,433 (15,630) (31,030) 17,446 (1,887) (385) 28,016 (24,847.1) (1,059.5) (970.6) (17,922.1) 5,034.1 (18,870) 3,723 (27,899) (10,373) (5,920) (16,108)
Investing Cash Flow 1,568 (7,450) (30,040) (11,293) 14,697 (56,459) 15,218 (13,725) (12,540) (2,754) (27,535.7) 3,367.5 (1,818.5) (15,426.8) (304.7) (17,949) 1,395 (28,137) (11,338) (9,921) (13,049)
Financing Activities
Net Debt Issuance (548) (2,553) 1,044 1,758 (1,094) (354) 1,479 (233) (1,500) 1,430 0 0 316.5 3,563.9 (1,080.8) 7,813 2,372 2,531 2,811 1,635 233
Stock Repurchased (895) 0 0 (3,373) (1,259) (679) (1,375) (1,327) (1,584) (770) (1,057) (319) 0 0 0 0 0 0 0 0 0
Dividends Paid (5,875) (5,670) (5,422) (5,118) (4,604) (4,559) (4,442) (4,172) (3,797) (3,598) (1,342.5) (1,138.7) (900.7) (836.4) (685.6) (568) (507) (490) (454) (418) (387)
Other Financing Activities (360) (3,264) 19,688 (506) 1,909 33,452 63,500 41,070 29,592 7,317 33,457 (1,923) 10,030.3 16,043.6 2,607.5 15,228 (5,429) 27,726 8,384 6,714 12,184
Financing Cash Flow (6,308) (8,838) 16,712 (4,579) (2,777) 28,125 (1,288) (2,870) (2,932) (1,196) 31,473.6 (3,267.5) 9,384.1 18,199.4 952.2 22,525 (3,542) 30,132 11,290 7,848 12,660
Cash Position
Net Change in Cash 850 (767) (892) 1,372 (1,430) 219 1,907 1,172 970 131 579.8 1,024.1 307.3 (372.3) 228.5 (154) (124) 2,201 61 134 189
Cash at Beginning 9,406 10,173 11,065 9,693 11,123 10,904 8,997 7,825 6,855 6,724 1,921.1 897.3 589.5 961.1 733.2 888 2,950 2,230 2,169 2,035 1,846
Cash at End 10,256 9,406 10,173 11,065 9,693 11,123 10,904 8,997 7,825 6,855 2,500.9 1,921.5 896.7 588.8 961.8 734 2,826 4,431 2,230 2,169 2,035
Free Cash Flow 5,060 15,163 31,282 16,372 (13,269) 55,893 (12,211) 17,395 2,581 3,751 (3,489.2) 749.8 (7,245.2) (3,085.7) (620.5) (4,828) 1,983 (53) (1,482) 2,008 152
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Income Statement
Revenue 73,177 29,483 31,787 31,148 30,913 31,292 30,236 28,216 26,748 25,936 23,644 23,176 20,663 19,963 17,288 15,505 14,457 11,877.1 12,489.8 11,207.2 10,400.3 10,184.1 10,166.2 10,616.8 10,271.4 8,864 7,855 7,235 6,400 5,362 4,672
Gross Profit 32,383 29,564 31,787 31,148 30,913 31,292 30,236 28,216 26,748 25,936 23,644 23,176 20,663 18,421 17,288 15,505 14,457 11,877.1 12,489.8 11,207.2 10,400.3 10,184.1 10,166.2 10,616.8 10,271.4 8,864 7,855 7,235 6,400 5,362 4,672
Operating Income 10,509 13,184 8,690 28,117 12,495 8,321 10,862 22,806 18,930 17,063 16,062 16,308 15,641 14,974 16,027 14,254 15,287 18,572.6 19,045.5 15,725.3 11,988.4 10,036.6 10,357.4 10,091.9 13,828.0 13,048 11,217 10,870 9,043 8,774 8,668
Net Income 7,789 7,758 7,410 9,916 9,624 6,778 8,390 8,548 8,005 7,117 7,014 7,071 6,422 6,243 5,175 4,239 3,547 3,139.7 4,045.0 3,579.0 3,209.4 2,931.0 2,476.6 1,797.5 2,169.5 1,926 1,551 1,394 1,514 1,069 876
EPS (Diluted) 5.69 5.86 5.81 8.02 7.70 5.30 6.67 6.96 6.49 5.77 5.67 5.66 5.11 5.22 4.53 3.91 3.31 3.05 4.01 3.55 3.15 2.82 2.34 1.65 2.03 1.81 1.47 1.32 1.48 1.02 0.85
Balance Sheet
Cash & Equivalents 65,967 63,860 90,312 65,895 86,323 76,460 46,720 62,269 59,663 46,344 37,698 34,893.0 14,853.7 18,483.4 18,246.1 18,432.0 17,441 17,115 22,900 18,174 14,737 16,728
Total Assets 1,460,042 1,412,027 1,410,789 1,349,418 1,184,844 1,136,466 1,086,161 998,493 915,273 896,266 496,516 507,625.1 279,212.4 285,892.1 296,380.1 284,424.7 253,171 222,691 233,588 195,153 157,261 147,189
Total Debt 504,024 300,673 313,813 310,855 245,658 7,405 19,487 13,886 10,598 9,092 5,944 4,351.9 2,615.2 2,661.2 3,878.5 5,343.6 5,370 5,434 5,786 5,507 3,710 3,526
Stockholders' Equity 86,866 82,369 76,928 73,225 70,802 68,127 67,522 65,228 60,033 56,251 24,772 21,641.4 15,235.3 14,614.3 14,777.3 14,607.2 12,975 11,406 10,814 9,398 7,749 7,320
Cash Flow
Operating Cash Flow 5,407 15,652 31,724 16,943 (12,807) 56,664 (12,025) 17,811 16,584 4,099 (3,321.5) 977.8 (7,110.6) (3,048.3) (457.1) (4,728) 2,199 206 39 2,207 578
Capital Expenditure (347) (489) (442) (571) (462) (771) (186) (416) (14,003) (348) (167.7) (228.0) (134.5) (37.4) (163.5) (100) (216) (259) (1,521) (199) (426)
Free Cash Flow 5,060 15,163 31,282 16,372 (13,269) 55,893 (12,211) 17,395 2,581 3,751 (3,489.2) 749.8 (7,245.2) (3,085.7) (620.5) (4,828) 1,983 (53) (1,482) 2,008 152