Profitability
Weight: 25%
A+
93.7
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 48.2% 94/100
BNS - The Bank of Nova Scotia
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$72.15
DETAILS
HIGH:
$75.60
LOW:
$67.00
MEDIAN:
$73.00
CONSENSUS:
$72.15
DOWNSIDE:
22.29%
AlphaQuality
Quantitative six-pillar business-quality grade
Banks, Insurers & Asset Managers
AlphaQuality — archetype-weighted quantitative grade
C+
61.3 / 100 composite
Capital Efficiency
Weight: 15%
B-
64.9
- 5yr Avg ROE 11.0% 65/100
- 5yr Share-Count CAGR 0.0% 64/100
Growth Quality
Weight: 15%
A-
85.8
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 18.5% 97/100
- Revenue-Growth Years (5) 3/5 60/100
Cash Generation
Weight: 15%
F
0.0
Scored using efficiency-ratio stability — bank-archetype substitution.
Balance Sheet
Weight: 20%
C-
44.4
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 5.9% 44/100
Stability
Weight: 10%
B-
63.9
- EPS Volatility (σ/μ) 0.14 79/100
- Negative-Revenue Years (5) 2/5 60/100
- Piotroski F-Score 4 44/100
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 added; 1 trimmed; 1 full exit.
- Holders
- 2
- Avg Δ position
- +74.9%
- New buys
- 0
- Full exits
- 1
How this is calculated
AlphaQuality grades six pillars from 0-100 and weights each by archetype:
- Profitability (25%) — Efficiency Ratio (FY2025)
- Capital Efficiency (15%) — 5yr Avg ROE, 5yr Share-Count CAGR
- Growth Quality (15%) — 5yr Revenue CAGR, Revenue-Growth Years (5)
- Cash Generation (15%) —
- Balance Sheet (20%) — Equity / Assets
- Stability (10%) — EPS Volatility (σ/μ), Negative-Revenue Years (5), Piotroski F-Score
The six pillars read only reported financial-statement fields — no analyst targets or consensus ratings. The archetype that picks which pillar formulas apply is not fully price-free, though: it can route a company to the distressed/ungradable archetype based on price vs. its 52-week high, and beta affects one classification check. A minimum of 5 fiscal years of audited statements is required. Insurers and banks are graded on their own methodology — insurers on loss ratio, its trend and stability, and premiums-to-surplus; banks on the efficiency ratio, its trend and stability, and equity-to-assets — rather than on industrial margin/ROIC signals. Distressed, highly leveraged infrastructure, asset-manager, and other financial businesses are declared ungradable rather than forced into a numeric score.