Burke & Herbert Financial Services Corp. logo BHRB - Burke & Herbert Financial Services Corp.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 2
HOLD 1
SELL 0
STRONG
SELL
0
| PRICE TARGET: $74.00 DETAILS
HIGH: $74.00
LOW: $74.00
MEDIAN: $74.00
CONSENSUS: $74.00
UPSIDE: 17.89%
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1 2019 Q4 2019 Q3 2019 Q2 2019 Q1
Revenue
Revenue 118.3 122.8 121.6 123.4 119.7 122.5 127.5 104.5 42.4 42.2 41.1 41.3 38.1 36.8 33.5 31.0 28.4 29.2 29.9 29.8 29.2 29.8 29.8 28.8 31.6 25.6 31.7 32.6 33.9
Cost of Revenue 33.6 36.4 37.7 38.2 38.3 42.9 45.5 60.2 15.9 15.1 14.6 13.5 10.1 4.8 0.2 (1.6) (1.9) (1.0) 1.0 1.4 1.8 1.9 6.0 9.8 6.3 10.2 5.9 6.2 5.5
Gross Profit 84.7 86.4 83.9 85.2 81.4 79.6 82.0 44.3 26.5 27.1 26.5 27.7 28.0 32.0 33.3 32.7 30.2 30.1 28.9 28.4 27.4 27.9 23.8 19.0 25.3 15.5 25.8 26.5 28.5
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 35.0 32.4 27.1 27.4 27.8 32.7 27.1 28.5 13.2 13.4 13.2 13.6 13.3 12.8 13.1 13.0 12.8 15.1 13.8 14.2 13.5 13.0 13.3 11.5 12.8 17.4 14.5 14.1 13.5
Other Expenses 16.4 16.1 19.8 20.6 20.7 26.7 22.1 34.8 7.4 8.0 8.7 7.3 6.6 3.7 6.9 7.4 6.3 5.2 4.8 3.7 4.1 4.8 4.4 2.8 4.9 2.5 5.9 6.1 5.5
Operating Expenses 51.4 48.5 46.9 48.0 48.5 59.3 49.2 63.3 20.6 21.5 21.9 20.9 19.9 16.5 20.0 20.4 19.2 20.4 18.6 17.9 17.6 17.8 17.7 14.4 17.7 19.9 20.4 20.1 19.0
Operating Income
Operating Income 33.3 37.9 37.0 37.2 32.8 20.3 32.8 (19.1) 5.9 5.6 4.5 6.9 8.1 15.6 13.4 12.3 11.1 9.8 10.3 10.5 9.9 10.2 6.1 4.6 7.6 (4.5) 5.4 6.3 9.5
Interest Expense 33.6 36.2 37.4 37.6 37.8 42.1 45.3 36.3 16.6 15.9 14.4 13.3 9.6 4.7 2.6 0.9 0.8 0.8 1.0 1.1 1.3 1.9 2.4 2.8 4.2 4.6 5.7 5.9 5.2
Interest Income 105.5 111.1 111.2 111.9 110.8 112.8 118.5 96.1 38.7 38.2 37.3 37.1 34.3 32.6 29.3 26.5 24.3 24.9 25.4 25.4 25.2 24.6 25.6 25.2 25.8 26.4 27.7 27.8 28.5
Profitability
EBITDA 33.3 37.9 42.5 42.9 38.8 26.3 39.0 (14.7) 6.7 6.4 5.2 7.5 8.8 16.4 14.1 13.0 11.8 9.8 10.3 10.5 9.9 10.2 6.1 4.6 7.6 (4.5) 5.4 6.3 9.5
EBIT 33.3 37.9 37.0 37.2 32.8 20.3 32.8 (19.1) 5.9 5.6 4.5 6.9 8.1 15.6 13.4 12.3 11.1 9.8 10.3 10.5 9.9 10.2 6.1 4.6 7.6 (4.5) 5.4 6.3 9.5
Income Before Tax 33.3 37.9 37.0 37.2 32.8 20.3 32.8 (19.1) 5.9 5.6 4.5 6.9 8.1 15.6 13.4 12.3 11.1 9.8 10.3 10.5 9.9 10.2 6.1 4.6 7.6 (4.5) 5.4 6.3 9.5
Income Tax Expense 6.0 7.7 7.0 7.3 5.6 0.5 5.2 (2.2) 0.7 0.5 0.5 0.8 0.6 2.2 2.2 1.9 1.9 1.1 1.1 1.1 1.0 1.1 0.2 (0.1) 0.7 (3.1) 0.9 0.9 1.0
Net Income 27.3 30.3 30.0 29.9 27.2 19.8 27.6 (16.9) 5.2 5.1 4.1 6.0 7.5 13.4 11.1 10.4 9.1 8.6 9.2 9.4 8.9 9.1 5.8 4.7 6.9 (1.4) 4.5 5.4 8.4
Per Share Data
EPS (Basic) 1.80 1.99 1.98 1.98 1.80 1.31 1.83 -1.41 0.70 0.68 0.55 0.81 1.01 1.95 1.50 1.30 1.14 1.16 1.24 1.26 1.20 1.22 0.79 0.63 0.92 -0.18 0.60 0.72 1.12
EPS (Diluted) 1.79 2.00 1.97 1.97 1.80 1.30 1.82 -1.41 0.69 0.67 0.55 0.80 1.00 1.95 1.50 1.30 1.14 1.16 1.24 1.26 1.15 1.22 0.79 0.63 0.92 -0.18 0.60 0.72 1.12
Shares Outstanding 15.1 15.1 15.0 15.0 15.0 15.0 15.0 12.2 7.4 7.4 7.4 7.4 7.4 6.9 7.4 8 8 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.5 7.5 7.5 7.5 7.5
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1 2019 Q4 2019 Q3 2019 Q2 2019 Q1
Current Assets
Cash & Cash Equivalents 69.6 53.5 131.7 325.1 148.8 135.3 291.8 211.9 54.1 44.5 41.9 80.8 116.9 50.3 0 0 0 77.4 0 0 0 0 0 0 0 0 0 0 0
Short-Term Investments 0 1,616.0 498.4 1,522.6 1,436.9 332.4 1,436.4 1,414.9 1,275.5 505.9 1,224.4 1,252.2 1,362.8 1,371.8 0 0 0 1,605.7 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 37.6 35.4 35.4 35.5 34.5 34.5 32.8 33.4 16.3 15.9 15.6 14.8 15.2 15.5 0 0 0 15.3 0 0 0 0 0 0 0 0 0 0 0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 176.1 242.5 126.8 263.9 243.7 91.9 103.0 78.8 107.5
Total Current Assets 107.2 1,704.9 665.6 1,883.2 1,620.2 502.1 1,761.0 1,660.2 1,345.9 566.3 1,281.9 1,347.8 1,494.9 1,437.5 0 0 0 1,698.3 0 0 176.1 242.5 126.8 263.9 243.7 91.9 103.0 78.8 107.5
Non-Current Assets
Property, Plant & Equipment 136.8 136.8 136.1 134.0 132.3 132.3 134.8 135.6 61.6 61.1 57.5 56.2 55.2 53.2 56.6 36.1 36.2 36.9 37.4 37.3 39.1 49.4 39.7 40.4 40.2 50.9 41.2 41.6 41.8
Goodwill 36.3 34.1 34.1 34.1 32.8 32.8 32.8 32.8 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 38.1 41.7 45.4 49.1 53.0 57.3 61.6 65.9 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Long-Term Investments 7,211.7 0 5,493.2 5,524.7 5,581.1 5,606.5 5,510.4 5,552.0 2,096.0 2,064.0 2,047.5 1,975.5 1,926.4 1,866.2 0 0 0 1,714.6 0 0 0 56.8 0 0 0 45.4 0 0 0
Other Non-Current Assets 397.7 0 1,514.6 427.9 418.7 1,481.2 364.3 363.8 192.9 926.2 198.3 189.8 194.8 206.0 (56.6) (36.1) (36.2) 172.0 (37.4) (37.3) 3,290.2 3,084.0 3,190.1 3,030.1 2,840.3 2,677.8 2,771.6 2,820.2 2,854.3
Total Non-Current Assets 7,820.5 212.7 7,223.5 6,169.9 6,217.9 7,310.0 6,103.9 6,150.0 2,350.5 3,051.2 2,303.3 2,221.5 2,176.3 2,125.4 0 0 0 1,923.4 0 0 3,329.3 3,190.2 3,229.9 3,070.5 2,880.5 2,774.1 2,812.8 2,861.9 2,896.1
Total Assets 7,927.7 7,920.6 7,889.0 8,053.1 7,838.1 7,812.2 7,864.9 7,810.2 3,696.4 3,617.6 3,585.2 3,569.2 3,671.2 3,562.9 3,501.1 3,585.8 3,551.7 3,621.7 3,556.4 3,554.8 3,505.3 3,432.6 3,356.7 3,334.4 3,124.3 2,865.9 2,915.7 2,940.6 3,003.6
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 28.9 29.8 24.9 27.3 25.9 0 0 0 23.7 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 525 450 450 650 300 365 320.2 285.2 360 272 299 0 0 343.1 0 0 0 275 0 0 0 2.3 0 0 0 52.3 0 0 0
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 0 0 6,412.1 6,391.0 6,541.9 6,515.2 6,600.8 6,639.6 2,990.1 3,001.9 2,985.6 3,005.3 3,032.4 2,920.4 0 0 0 2,933.4 0 0 902.2 852.4 809.5 798.3 633.3 622.2 632.9 620.8 620.0
Total Current Liabilities 525 450 6,862.1 7,041.0 6,841.9 6,880.2 6,921.0 6,924.7 3,350.1 3,302.8 3,314.4 3,030.2 3,059.7 3,289.4 0 0 0 3,232.1 0 0 902.2 854.7 809.5 798.3 633.3 674.5 632.9 620.8 620.0
Non-Current Liabilities
Long-Term Debt 88.8 87.5 86.1 114.7 113.3 111.9 110.5 109.1 360 272 299 249 321.7 343.1 243 310 225 275 225 225 227.0 225 225 225 225 25 100 140 230
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 6,449.4 6,528.5 118.6 117.4 124.9 89.9 95.4 83.3 (333.0) (272) (299) 0 0 (343.1) (243) (310) (225) (275) (225) (225) 2,000.1 1,961.2 1,947.9 1,942.4 1,909.7 1,805.3 1,822.3 1,820.7 1,800.8
Total Non-Current Liabilities 6,538.2 6,616.0 204.8 232.1 238.2 201.8 205.9 192.3 27.0 0 0 249 321.7 0 0 0 0 0 0 0 2,227.1 2,193.1 2,172.9 2,167.4 2,134.7 1,837.9 1,922.3 1,960.7 2,030.8
Total Liabilities 7,063.2 7,066.0 7,066.8 7,273.1 7,080.1 7,082.0 7,126.9 7,117.1 3,377.1 3,302.8 3,314.4 3,279.2 3,381.4 3,289.4 3,245.7 3,294.7 3,220.8 3,232.1 3,168.3 3,164.3 3,129.3 3,047.8 2,982.4 2,965.6 2,768.0 2,512.4 2,555.1 2,581.5 2,650.8
Stockholders' Equity
Common Stock 7.8 7.8 7.8 7.8 7.8 7.8 7.8 7.8 4.0 4 4 4 4 4 4 4 4 4 4 4 4 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.7
Retained Earnings 535.8 517.1 495.4 474.0 452.7 434.1 422.8 403.4 428.5 427.3 426.7 426.6 424.5 424.4 415.0 407.8 401.3 396.1 391.2 385.7 380.0 348.4 369.8 367.6 366.7 338.3 368.6 367.8 366.2
Accumulated Other Comprehensive Income (69.0) (59.0) (68.5) (87.9) (88.0) (95.7) (75.8) (100.4) (101.0) (103.5) (146.2) (126.2) (123.8) (139.5) (147.6) (104.2) (57.5) 7.0 10.4 18.4 9.7 22.6 17.3 14.0 2.1 1.4 3.2 2.0 (3.1)
Total Stockholders' Equity 864.5 854.6 822.2 780.0 758 730.2 738.1 693.1 319.3 314.8 270.8 290.1 289.8 273.5 255.5 291.1 330.9 389.6 388.1 390.5 376.0 384.9 374.3 368.7 356.3 353.5 360.6 359.1 352.7
Total Liabilities & Equity 7,927.7 7,920.6 7,889.0 8,053.1 7,838.1 7,812.2 7,864.9 7,810.2 3,696.4 3,617.6 3,585.2 3,569.2 3,671.2 3,562.9 3,501.1 3,585.8 3,551.7 3,621.7 3,556.4 3,554.8 3,505.3 3,432.6 3,356.7 3,334.4 3,124.3 2,865.9 2,915.7 2,940.6 3,003.6
Debt Metrics
Total Debt 613.8 537.5 536.1 764.7 413.3 476.9 430.6 394.2 720 544 598 249 321.7 686.2 243 310 225 550 225 225 227.0 234.1 225 225 225 84.9 100 140 230
Net Debt 544.2 484.0 404.4 439.5 264.4 341.6 138.9 182.3 665.9 499.5 556.1 168.2 204.8 635.9 243 310 225 472.6 225 225 227.0 234.1 225 225 225 84.9 100 140 230
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1
Operating Activities
Net Income 27.3 30.2 30.0 29.9 27.2 19.8 27.6 (16.9) 5.2 5.1 4.1 6.0 7.5 13.4 11.1 10.4 9.1
Depreciation & Amortization 5.6 5.5 5.5 5.7 6.0 6.1 6.2 4.4 0.8 0.8 0.7 0.7 0.7 0.8 0.7 0.7 0.8
Stock-Based Compensation 1.1 1.1 1.2 1.2 1.3 0.7 0.7 0.9 0.6 0.7 0.6 0.6 0.6 0.5 0.5 0.5 0.5
Change in Working Capital (3.0) (2.7) 8.7 (39.1) 10.8 15.8 27.4 (8.1) (1.0) 0.8 5.0 2.8 1.3 (0.8) 4.8 (2.2) 2.5
Other Non-Cash Items (8.1) (8.0) (6.7) (12.1) (8.0) (6.4) (39.5) 11.6 (0.7) 0.8 (1.8) 0.8 0.7 (3.6) (1.1) 4.9 0.0
Operating Cash Flow 26.5 30.9 39.3 0.0 37.6 77.2 21.2 (46.0) 7.1 10.2 9.5 11.9 10.9 12.4 17.7 16.8 14.2
Investing Activities
Capital Expenditure (1.9) (2.6) (3.9) (3.4) (1.8) (0.3) (1.8) (1.0) (1.5) (7.9) (2.0) (1.7) (2.7) (1.1) (21.2) (0.6) (0.1)
Acquisitions (1.3) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Purchases of Investments (319.6) (74.7) (106.6) (145.2) (48.5) (91.1) (49.9) (416.0) (65.7) (9.9) (23.3) 0 0 (12.1) (93.4) (104.1) (158.0)
Sales/Maturities of Investments 95.8 67.5 55.4 58.3 50.4 74.0 62.2 457.7 36.3 36.0 23.6 101.4 28.9 102.5 99.8 53.8 153.4
Other Investing Activities (14.0) 152.9 39.6 76.7 22.6 (61.7) 53.1 195.5 (39.7) (11.3) (73.0) (44.0) (57.2) (131.5) (0.8) (0.6) (13.5)
Investing Cash Flow (241.0) 143.1 (15.4) (13.6) 22.6 (79.1) 63.6 236.3 (70.6) 6.9 (74.8) 55.7 (31.0) (42.2) (15.6) (51.5) (18.2)
Financing Activities
Net Debt Issuance 74.9 (0.1) (230.1) 349.9 (65.1) (65.5) 36.4 34.0 87.9 (27.0) 50.0 (72.7) (21.4) 100.2 (67.0) 85.0 (50.0)
Stock Repurchased 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (8.5) (8.5) (8.5) (8.5) (8.5) (8.5) (8.1) (8.1) (3.9) (3.9) (3.9) (3.9) (3.9) (3.9) (3.9) (3.9) (3.9)
Other Financing Activities (71.7) (8.0) 21.3 (151.6) 26.7 (80.9) (34.0) (59.3) (11.7) 16.4 (19.6) (27.1) 112.0 (57.3) 17.2 (13.2) 40.2
Financing Cash Flow (5.1) (16.6) (217.3) 189.9 (46.7) (154.2) (4.9) (32.5) 73.1 (14.5) 26.4 (103.8) 86.7 39.0 (53.7) 67.9 (13.7)
Cash Position
Net Change in Cash (219.5) 157.4 (193.4) 176.3 13.5 (156.5) 79.8 157.8 9.6 2.6 (38.9) (36.1) 66.6 9.2 (51.7) 30.6 (17.7)
Cash at Beginning 289.1 131.7 325.1 148.8 135.3 291.8 211.9 54.1 44.5 41.9 80.8 116.9 50.3 41.1 92.8 62.2 79.9
Cash at End 69.6 289.1 131.7 325.1 148.8 135.3 291.8 211.9 54.1 44.5 41.9 80.8 116.9 50.3 41.1 92.8 62.2
Free Cash Flow 24.6 28.3 35.4 (3.4) 35.9 76.6 19.4 (47.0) 5.6 2.3 7.4 10.2 8.3 11.3 (3.5) 16.1 14.1
Key Metrics 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1 2019 Q4 2019 Q3 2019 Q2 2019 Q1
Income Statement
Revenue 118.3 122.8 121.6 123.4 119.7 122.5 127.5 104.5 42.4 42.2 41.1 41.3 38.1 36.8 33.5 31.0 28.4 29.2 29.9 29.8 29.2 29.8 29.8 28.8 31.6 25.6 31.7 32.6 33.9
Gross Profit 84.7 86.4 83.9 85.2 81.4 79.6 82.0 44.3 26.5 27.1 26.5 27.7 28.0 32.0 33.3 32.7 30.2 30.1 28.9 28.4 27.4 27.9 23.8 19.0 25.3 15.5 25.8 26.5 28.5
Operating Income 33.3 37.9 37.0 37.2 32.8 20.3 32.8 (19.1) 5.9 5.6 4.5 6.9 8.1 15.6 13.4 12.3 11.1 9.8 10.3 10.5 9.9 10.2 6.1 4.6 7.6 (4.5) 5.4 6.3 9.5
Net Income 27.3 30.3 30.0 29.9 27.2 19.8 27.6 (16.9) 5.2 5.1 4.1 6.0 7.5 13.4 11.1 10.4 9.1 8.6 9.2 9.4 8.9 9.1 5.8 4.7 6.9 (1.4) 4.5 5.4 8.4
EPS (Diluted) 1.79 2.00 1.97 1.97 1.80 1.30 1.82 -1.41 0.69 0.67 0.55 0.80 1.00 1.95 1.50 1.30 1.14 1.16 1.24 1.26 1.15 1.22 0.79 0.63 0.92 -0.18 0.60 0.72 1.12
Balance Sheet
Cash & Equivalents 69.6 53.5 131.7 325.1 148.8 135.3 291.8 211.9 54.1 44.5 41.9 80.8 116.9 50.3 0 0 0 77.4 0 0 0 0 0 0 0 0 0 0 0
Total Assets 7,927.7 7,920.6 7,889.0 8,053.1 7,838.1 7,812.2 7,864.9 7,810.2 3,696.4 3,617.6 3,585.2 3,569.2 3,671.2 3,562.9 3,501.1 3,585.8 3,551.7 3,621.7 3,556.4 3,554.8 3,505.3 3,432.6 3,356.7 3,334.4 3,124.3 2,865.9 2,915.7 2,940.6 3,003.6
Total Debt 613.8 537.5 536.1 764.7 413.3 476.9 430.6 394.2 720 544 598 249 321.7 686.2 243 310 225 550 225 225 227.0 234.1 225 225 225 84.9 100 140 230
Stockholders' Equity 864.5 854.6 822.2 780.0 758 730.2 738.1 693.1 319.3 314.8 270.8 290.1 289.8 273.5 255.5 291.1 330.9 389.6 388.1 390.5 376.0 384.9 374.3 368.7 356.3 353.5 360.6 359.1 352.7
Cash Flow
Operating Cash Flow 26.5 30.9 39.3 0.0 37.6 77.2 21.2 (46.0) 7.1 10.2 9.5 11.9 10.9 12.4 17.7 16.8 14.2
Capital Expenditure (1.9) (2.6) (3.9) (3.4) (1.8) (0.3) (1.8) (1.0) (1.5) (7.9) (2.0) (1.7) (2.7) (1.1) (21.2) (0.6) (0.1)
Free Cash Flow 24.6 28.3 35.4 (3.4) 35.9 76.6 19.4 (47.0) 5.6 2.3 7.4 10.2 8.3 11.3 (3.5) 16.1 14.1