Burke & Herbert Financial Services Corp. logo BHRB - Burke & Herbert Financial Services Corp.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY 0
BUY 2
HOLD 1
SELL 0
STRONG
SELL 0
| PRICE TARGET: $74.00 DETAILS
HIGH: $74.00
LOW: $74.00
MEDIAN: $74.00
CONSENSUS: $74.00
UPSIDE: 17.89%
Annual Quarterly
Metric 2025 2024 2023 2022 2021 2020 2019
Revenue
Revenue 491.1 396.9 162.3 127.5 119.1 121.4 127.5
Cost of Revenue 150.6 164.6 53.4 1.5 3.2 23.9 27.7
Gross Profit 340.5 232.3 108.9 126.0 115.9 97.4 99.8
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0
SG&A Expenses 132.2 101.5 53.2 51.4 53.4 48.9 61.4
Other Expenses 63.3 90.9 30.9 22.3 22.0 20.1 21.7
Operating Expenses 195.6 192.4 83.9 73.7 75.5 69.0 83.1
Operating Income
Operating Income 144.9 39.9 25.1 52.3 40.4 28.4 16.7
Interest Expense 149.1 140.4 53.1 8.9 4.2 11.3 21.5
Interest Income 445.0 366.2 146.9 112.6 100.8 101.0 110.7
Profitability
EBITDA 144.9 57.3 27.9 55.6 40.4 28.4 16.7
EBIT 144.9 39.9 25.1 52.3 40.4 28.4 16.7
Income Before Tax 144.9 39.9 25.1 52.3 40.4 28.4 16.7
Income Tax Expense 27.6 4.2 2.4 8.3 4.3 1.9 (0.3)
Net Income 117.3 35.7 22.7 44.0 36.2 26.5 17.0
Per Share Data
EPS (Basic) 7.75 2.34 3.05 5.93 4.52 3.31 2.12
EPS (Diluted) 7.75 2.34 3.02 5.89 4.52 3.31 2.12
Shares Outstanding 15.1 15.0 7.4 7.4 8 8 8
Metric 2025 2024 2023 2022 2021 2020 2019
Current Assets
Cash & Cash Equivalents 53.5 135.3 44.5 50.3 77.4 228.7 83.7
Short-Term Investments 1,616.0 332.4 505.9 1,371.8 1,605.7 1,159.7 693.8
Net Receivables 35.4 34.5 15.9 15.5 15.3 13.8 8.1
Inventory 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0
Total Current Assets 1,704.9 502.1 566.3 1,437.5 1,698.3 1,402.2 785.6
Non-Current Assets
Property, Plant & Equipment 136.8 132.3 61.1 53.2 36.9 40.5 41.2
Goodwill 34.1 32.8 0 0 0 0 0
Intangible Assets 41.7 57.3 0 0 0 0 0
Long-Term Investments 0 5,606.5 2,064.0 1,866.2 1,714.6 1,809.3 1,861.0
Other Non-Current Assets 0 1,481.2 926.2 206.0 172.0 172.8 178.2
Total Non-Current Assets 212.7 7,310.0 3,051.2 2,125.4 1,923.4 2,022.6 2,080.3
Total Assets 7,920.6 7,812.2 3,617.6 3,562.9 3,621.7 3,424.8 2,865.9
Current Liabilities
Account Payables 0 0 28.9 25.9 23.7 25.5 43.4
Short-Term Debt 450 365 272 343.1 275 225 75
Deferred Revenue 0 0 0 0 0 0 0
Other Current Liabilities (124.5) 6,515.2 3,001.9 2,920.4 2,933.4 2,789.4 2,394.0
Total Current Liabilities 450 6,880.2 3,302.8 3,289.4 3,232.1 3,039.9 2,512.4
Non-Current Liabilities
Long-Term Debt 87.5 111.9 272 343.1 275 225 75
Deferred Tax Liabilities 0 0 0 0 0 0 0
Other Non-Current Liabilities 6,528.5 89.9 (272) (343.1) (275) (225) (75)
Total Non-Current Liabilities 6,616.0 201.8 0 0 0 0 0
Total Liabilities 7,066.0 7,082.0 3,302.8 3,289.4 3,232.1 3,039.9 2,512.4
Stockholders' Equity
Common Stock 7.8 7.8 4 4 4 4 3.7
Retained Earnings 517.1 434.1 427.3 424.4 396.1 374.8 338.3
Accumulated Other Comprehensive Income (59.0) (95.7) (103.5) (139.5) 7.0 22.6 1.4
Total Stockholders' Equity 854.6 730.2 314.8 273.5 389.6 384.9 353.5
Total Liabilities & Equity 7,920.6 7,812.2 3,617.6 3,562.9 3,621.7 3,424.8 2,865.9
Debt Metrics
Total Debt 537.5 476.9 544 686.2 550 450 150
Net Debt 484.0 341.6 499.5 635.9 472.6 221.3 66.3
Metric 2025 2024 2023 2022 2021 2020 2019
Operating Activities
Net Income 117.3 35.7 22.7 44.0 36.2 26.5 17.0
Depreciation & Amortization 22.7 17.4 2.9 3.1 3.2 2.9 3.0
Stock-Based Compensation 4.8 2.9 2.5 2 0.3 0.1 0.0
Change in Working Capital (22.3) 34.2 9.9 4.2 1.1 (14.5) 7.5
Other Non-Cash Items (34.9) (8.0) 0.4 0.2 9.0 4.8 3.2
Operating Cash Flow 107.9 86.1 42.5 61.1 55.0 23.2 25.7
Investing Activities
Capital Expenditure (11.7) (4.6) (14.2) (23.1) (1.1) (2.7) (1.8)
Acquisitions 0 0 0 0 0 0 0
Purchases of Investments (374.9) (622.8) (33.2) (367.6) (670.0) (679.9) (101.8)
Sales/Maturities of Investments 231.7 630.2 189.8 409.5 195.3 237.9 264.7
Other Investing Activities 291.7 120.6 (185.5) (146.2) 91.6 39.0 (28.8)
Investing Cash Flow 136.7 123.6 (43.2) (127.4) (384.1) (405.7) 132.4
Financing Activities
Net Debt Issuance 54.8 92.8 (71.2) 67.9 49.8 150 (245)
Stock Repurchased 0 0 0 0 (1.1) (1.5) (3.1)
Dividends Paid (33.9) (28.6) (15.7) (15.7) (14.9) (14.9) (15.0)
Other Financing Activities (111.7) (185.9) 81.7 (13.0) 144.0 394.0 86.9
Financing Cash Flow (90.8) (118.5) (5.1) 39.3 177.8 527.5 (176.2)
Cash Position
Net Change in Cash 153.8 90.8 (5.8) (27.1) (151.3) 145.0 (18.1)
Cash at Beginning 135.3 44.5 50.3 77.4 228.7 83.7 101.9
Cash at End 289.1 135.3 44.5 50.3 77.4 228.7 83.7
Free Cash Flow 96.2 81.2 28.3 38.0 53.9 20.5 23.9
Key Metrics 2025 2024 2023 2022 2021 2020 2019
Income Statement
Revenue 491.1 396.9 162.3 127.5 119.1 121.4 127.5
Gross Profit 340.5 232.3 108.9 126.0 115.9 97.4 99.8
Operating Income 144.9 39.9 25.1 52.3 40.4 28.4 16.7
Net Income 117.3 35.7 22.7 44.0 36.2 26.5 17.0
EPS (Diluted) 7.75 2.34 3.02 5.89 4.52 3.31 2.12
Balance Sheet
Cash & Equivalents 53.5 135.3 44.5 50.3 77.4 228.7 83.7
Total Assets 7,920.6 7,812.2 3,617.6 3,562.9 3,621.7 3,424.8 2,865.9
Total Debt 537.5 476.9 544 686.2 550 450 150
Stockholders' Equity 854.6 730.2 314.8 273.5 389.6 384.9 353.5
Cash Flow
Operating Cash Flow 107.9 86.1 42.5 61.1 55.0 23.2 25.7
Capital Expenditure (11.7) (4.6) (14.2) (23.1) (1.1) (2.7) (1.8)
Free Cash Flow 96.2 81.2 28.3 38.0 53.9 20.5 23.9