XP Inc. logo XP - XP Inc.

NEXT EARNINGS: May 5, 2026 EPS Est: $0.48 | Rev Est: $929.5M
Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 7
HOLD 2
SELL 0
STRONG
SELL
0
| PRICE TARGET: $23.50 DETAILS
HIGH: $25.00
LOW: $22.00
MEDIAN: $23.50
CONSENSUS: $23.50
UPSIDE: 4.68%
Market Cap: 11.84B
Volume: 7,995,601
Avg Volume: 7,002,291
52 Week Range: 12.2-23.13
Sector: Financial Services
Industry: Financial - Capital Markets
Beta: 1.23
Last Dividend: $0.18
Exchange: NASDAQ
Country: BR
Employees: 6,834
IPO Date: 2019-12-11
EPS (TTM): 9.80
P/E Ratio: 9.33
Revenue (TTM): 18.24B
Total Assets: 396.53B
Total Debt: 20.96B
Cash & Equiv: 10.36B
Rev Growth (5Y): 16.2%
EPS Growth (5Y): 21.1%
FCF Growth (5Y): 57.6%
ROCE: 1.9%
Debt/Equity: 0.89

Earnings History

Date EPS Actual EPS Est EPS Surprise Rev Actual Rev Est Rev Surprise
2026-02-12 $0.46 $0.45 +2.2% $921.9M $933.5M -1.2%
2025-11-17 $0.45 $0.46 -1.5% $847.0M $875.6M -3.3%
2025-08-18 $0.43 $0.43 0.0% $806.8M $832.1M -3.0%
2025-05-20 $0.39 $0.40 -2.5% $739.6M $779.2M -5.1%
2025-04-24 $0.35 $766.6M
2024-11-19 $0.39 $0.38 +2.6% $796.9M $802.0M -0.6%
2024-08-13 $0.39 $1.98 -80.3% $834.2M $736.5M +13.3%
2024-05-21 $0.37 $0.40 -7.7% $825.6M $809.3M +2.0%

Track Record

Statements >
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 18.24B 19.87B 14.82B 14.18B 12.97B 8.60B 5.17B 3.16B 2.00B 1.18B 661.14M 418.98M
Net Income 5.07B 4.51B 3.90B 3.58B 3.59B 2.08B 1.08B 461.44M 413.87M 243.76M 75.80M 23.59M
EPS 9.80 8.23 7.16 6.44 6.42 3.76 2.11 0.84 0.75 0.44 0.31 0.10
Total Assets 396.53B 347.46B 249.04B 192.03B 139.34B 96.03B 43.62B 17.72B 7.14B 4.24B 3.47B 2.49B
Total Debt 20.96B 115.13B 68.56B 35.52B 28.21B 32.12B 17.11B 7.52B 1.38B 0 0 0
Cash & Equivalents 10.36B 5.61B 3.94B 3.55B 2.49B 1.95B 109.92M 68.41M 153.22M 14.91M 27.60M 6.61M
Operating Cash Flow 12.04B 11.18B 8.13B 1.80B (4.02B) 1.51B (3.81B) (456.75M) 262.37M 4.78M 191.45M 77.46M
Free Cash Flow 11.84B 10.85B 7.93B 1.68B (4.37B) 1.22B (3.98B) (593.41M) 211.37M (26.86M) 180.51M 73.88M
FCF per Share 22.44 19.79 14.57 3.02 -7.82 2.21 -7.77 -1.08 0.38 -0.05 0.74 0.31
Book Value 23.55B 20.04B 19.45B 17.04B 14.42B 10.89B 7.15B 2.08B 1.14B 1.05B 395.64M 302.75M
Cash & ST Investments 10.35B 74.91B 54.41B 41.30B 36.22B 22.05B 3.23B 1.66B 825.06M 14.91M 27.60M 6.61M
ROC Equity 0.22 0.23 0.20 0.21 0.25 0.19 0.15 0.22 0.36 0.23 0.19 0.08