West Bancorporation, Inc. logo WTBA - West Bancorporation, Inc.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 1
HOLD 2
SELL 0
STRONG
SELL
0
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000
Revenue
Revenue 198.5 197.8 169.7 133.6 116.4 109.4 107.0 92.5 81.7 72.1 67.4 63.8 60.5 61.2 62.2 71.0 76.6 77.4 98.4 95.9 75.0 60.3 52.8 51.3 60.9 40.5
Cost of Revenue 103.2 119.7 92.0 29.1 10.7 29.4 32.8 22.5 13.0 8.9 6.8 6.9 6.2 10.1 12.5 25.1 51.1 48.0 46.2 42.4 26.9 15.2 12.0 14.6 26.0 34.8
Gross Profit 95.2 78.1 77.8 104.4 105.7 80.0 74.1 70.1 68.7 63.2 60.6 56.9 54.3 51.1 49.7 45.9 25.5 29.3 52.2 53.5 48.1 45.2 40.8 36.7 34.9 5.7
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 37.6 31.9 30.7 27.6 26.5 28.0 25.8 23.2 21.9 22.5 21.4 20.7 20.2 18.6 17.5 17.3 14.4 11.6 13.6 13.9 10.3 9.7 7.7 6.4 6.0 0
Other Expenses 16.3 18.8 17.3 17.4 16.3 10.6 12.7 11.8 10.3 7.8 7.8 9.5 9.9 9.7 10.9 9.9 23.5 9.0 11.3 11.0 8.3 7.3 7.0 4.8 4.4 (16.8)
Operating Expenses 53.8 50.7 48.0 45.1 42.8 38.6 38.4 35.0 32.3 30.3 29.2 30.2 30.1 28.3 28.4 27.2 37.9 20.6 24.8 25.0 18.6 17.0 14.7 11.2 10.5 (16.8)
Operating Income
Operating Income 41.4 27.4 29.8 59.4 62.9 41.4 35.7 35.1 36.4 33.0 31.4 26.7 24.2 22.8 21.3 18.7 (12.4) 8.7 27.4 28.5 29.5 28.2 26.1 25.5 24.4 22.5
Interest Expense 103.2 118.7 91.3 31.6 12.2 17.4 32.2 22.7 13.0 7.9 6.0 6.2 7.1 9.5 11.9 19.0 26.6 31.4 43.8 40.7 25.1 14.0 11.1 13.7 25.0 33.6
Interest Income 192.2 190.1 160.3 123.3 107.3 100.2 98.7 84.8 73.0 65.0 60.1 55.3 52.7 50.7 53.3 61.1 67.7 72.5 82.0 79.7 63.5 49.6 43.5 44.6 54.6 61.2
Profitability
EBITDA 41.4 34.4 34.9 63.9 66.5 44.8 40.8 41.4 41.9 38.3 36.3 31.3 29.8 27.8 25.1 21.0 (10.9) 9.9 29.7 29.8 29.5 28.2 28.2 26.2 24.7 22.5
EBIT 41.4 27.4 29.8 59.4 62.9 41.4 35.7 35.1 36.4 33.0 31.4 26.7 24.2 22.8 21.3 18.7 (12.4) 8.7 27.4 28.5 29.5 28.2 26.1 25.5 24.4 22.5
Income Before Tax 41.4 27.4 29.8 59.4 62.9 41.4 35.7 35.1 36.4 33.0 31.4 26.7 24.2 22.8 21.3 18.7 (12.4) 8.7 27.4 28.5 29.5 28.2 26.1 25.5 24.4 22.5
Income Tax Expense 8.9 3.4 5.6 13.0 13.3 8.7 7.1 6.6 13.4 9.9 9.7 6.6 7.3 6.8 6.1 5.3 (7.4) 1.4 8.5 9.1 9.4 9.6 8.8 9.1 8.7 8.0
Net Income 32.6 24.1 24.1 46.4 49.6 32.7 28.7 28.5 23.1 23.0 21.7 20.0 16.9 16.0 15.3 13.4 (14.6) 7.6 18.9 19.4 20.1 18.6 17.3 16.4 15.7 14.4
Per Share Data
EPS (Basic) 1.92 1.43 1.44 2.79 3.00 1.99 1.75 1.75 1.42 1.42 1.35 1.25 1.02 0.92 0.74 0.64 -0.97 0.44 1.08 1.11 1.09 1.06 0.98 0.93 0.81 0.77
EPS (Diluted) 1.92 1.42 1.44 2.76 2.95 1.98 1.74 1.74 1.41 1.42 1.35 1.25 1.02 0.92 0.74 0.64 -0.97 0.44 1.08 1.11 1.09 1.06 0.98 0.93 0.81 0.77
Shares Outstanding 16.9 16.8 16.8 16.6 16.5 16.4 16.4 16.3 16.2 16.1 16.1 16.0 16.6 17.4 17.4 17.4 17.4 17.4 17.5 17.5 18.5 17.6 17.6 17.7 19.5 18.7
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000
Current Assets
Cash & Cash Equivalents 349.7 243.5 65.4 26.5 192.8 77.7 37.8 46.4 35.0 40.9 27.9 23.7 18.7 27.8 23.0 34.5 0
Short-Term Investments 289.8 544.6 623.9 664.1 758.8 420.6 398.6 453.8 444.2 260.6 0 0 0 0 0 0 0
Net Receivables 12.0 12.8 13.6 12.0 8.9 11.2 7.1 7.6 7.3 5.3 5.5 6.4 6.5 5.9 0 5.1 0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 651.5 800.9 702.9 701.0 960.5 509.5 443.5 507.8 486.5 306.9 33.4 30.1 25.2 33.7 23.0 39.6 0
Non-Current Assets
Property, Plant & Equipment 108.4 110.0 86.4 53.1 34.6 29.1 29.7 21.5 23.0 23.3 5.3 4.6 4.3 3.7 0 1.1 0
Goodwill 0 0 0 0 0 0 0 0 0 0 0 13.4 0 0 0 0 0
Intangible Assets 0 0 0 0 0 0 0 0 0 0 0 0 6.5 5.9 0 0 0
Long-Term Investments 3,149.8 2,974.4 2,899.2 2,717.4 2,427.8 2,251.1 1,924.4 1,705.1 1,539.6 1,432.1 1,342.4 1,281.7 1,059.8 863.1 696.3 675.5 0
Other Non-Current Assets 206.7 96.5 103.0 103.5 66.4 384.7 70.7 55.7 60.6 84.9 181.1 218.3 42.5 83.3 166.8 99.8 0
Total Non-Current Assets 3,490.8 3,214.1 3,122.9 2,910.6 2,539.7 2,676.2 2,030.2 1,788.8 1,627.9 1,547.3 1,541.6 1,524.1 1,123.2 966.9 863.1 776.4 0
Total Assets 4,142.2 4,015.0 3,825.8 3,613.2 3,500.2 3,185.7 2,473.7 2,296.6 2,114.4 1,854.2 1,575.1 1,553.2 1,148.4 1,000.6 886.1 816.0 827.9
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 0 0 150.3 200 2.9 5.4 2.7 47.0 23.5 9.7 42.9 93.4 79.2 94.6 132.5 113.8 0
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 3,468.5 3,357.6 2,973.8 2,880.4 3,016.0 2,701.0 2,014.8 1,894.5 1,810.8 1,546.6 1,246.6 1,155.1 865.9 705.1 613.1 571.7 0
Total Current Liabilities 3,468.5 3,357.6 3,124.0 3,116.3 3,042.9 2,745.0 2,039.1 1,947.2 1,839.5 1,563.4 1,296.4 1,257.3 945.1 799.7 745.6 685.6 0
Non-Current Liabilities
Long-Term Debt 376.4 392.6 442.4 285.9 197.0 217.0 222.7 185.3 119.7 125.4 145.6 145.6 101.9 106.0 51.6 48 0
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 31.4 36.9 34.3 0 0 0 0 (27.0) (22.9) 0 0 1.3 3.8 2.0 3.1 3.4 209.7
Total Non-Current Liabilities 407.8 429.5 476.7 285.9 197.0 217.0 222.7 158.3 96.8 125.4 145.6 145.6 105.7 108.1 54.7 51.4 0
Total Liabilities 3,876.3 3,787.1 3,600.7 3,402.1 3,239.9 2,962.0 2,261.9 2,105.5 1,936.3 1,688.8 1,442.0 1,403.1 1,050.8 907.7 800.3 737.0 757.0
Stockholders' Equity
Common Stock 3 3 3 3 3 3 3 3 3 3 0 3 3 3 3 3 0
Retained Earnings 294.3 278.6 271.4 267.6 237.8 203.7 184.8 169.7 153.5 142.0 66.0 82.8 62.6 56.8 49.8 43.4 0
Accumulated Other Comprehensive Income (68.5) (89.4) (83.5) (91.5) (10.6) (11.8) (3.3) (6.8) (1.9) (1.0) (4.3) (3.7) 0.1 1.1 1.0 0.6 0
Total Stockholders' Equity 266.0 227.9 225.0 211.1 260.3 223.7 211.8 191.0 178.1 165.4 133.1 150.1 97.6 92.9 85.8 79.0 70.8
Total Liabilities & Equity 4,142.2 4,015.0 3,825.8 3,613.2 3,500.2 3,185.7 2,473.7 2,296.6 2,114.4 1,854.2 1,575.1 1,553.2 1,148.4 1,000.6 886.1 816.0 827.9
Debt Metrics
Total Debt 376.4 392.6 592.6 485.9 199.9 222.4 225.4 232.4 143.2 135.1 188.5 239.0 181.1 200.6 184.1 161.8 0
Net Debt 26.7 149.2 527.3 459.3 7.0 144.7 187.6 186.0 108.2 94.2 160.6 215.3 162.4 172.8 161.1 127.4 0
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001
Operating Activities
Net Income 32.6 24.1 24.1 46.4 49.6 32.7 28.7 28.5 23.1 23.0 20.1 18.6 17.3 16.4 15.7
Depreciation & Amortization 7.6 6.9 5.1 4.5 3.6 3.4 5.1 6.4 5.5 5.3 0.6 0.4 2.1 0.7 0.3
Stock-Based Compensation 2.7 2.5 3.1 3.4 2.6 2.3 3.0 2.7 2.6 1.7 0 0 0 0 0
Change in Working Capital 0.5 2.3 (7.0) 7.1 4.5 (4.4) 0.5 (2.2) (3.4) 0.3 154.2 81.2 (2.2) (0.7) 2.5
Other Non-Cash Items 2.8 1.0 (0.6) (3.5) (2.5) 11.3 (0.3) (0.3) (1.3) (0.2) (152.1) (78.1) 0.5 0.8 0.8
Operating Cash Flow 46.5 39.8 25.2 59.4 57.9 42.3 37.0 34.7 29.4 30.2 22.3 22.6 17.5 17.2 19.1
Investing Activities
Capital Expenditure (3.3) (26.1) (36.4) (21.3) (8.7) (2.3) (1.0) (0.2) (1.1) (12.8) (1.4) (1.0) (0.2) (0.4) (0.2)
Acquisitions 0 0 0 0 0 0 0 0 0 0 (9) 0 0 0 0
Purchases of Investments 0 0 0 (120.1) (481.1) (232.4) (180.2) (96.2) (341.0) (3.5) 0 0 (164.2) (184.7) (151.0)
Sales/Maturities of Investments 104.9 68.2 53.7 80.0 126.1 215.9 245.5 121.3 156.4 61.4 0 0 119.2 162.1 256.8
Other Investing Activities (8.3) (69.4) (186.0) (296.4) (173.4) (348.3) (219.7) (213.7) (108.3) (150.5) (77.3) (202.6) (27.7) 4.9 6.4
Investing Cash Flow 93.3 (27.3) (168.7) (357.8) (537.2) (367.2) (155.5) (188.7) (294.0) (105.4) (87.7) (203.6) (72.8) (18.2) 111.9
Financing Activities
Net Debt Issuance (5) (50) 156.2 88.7 (20.0) (6.4) 35.9 64.1 (7.2) (3.3) 7.9 0 (23.1) 22.3 (43.9)
Stock Repurchased (1.1) (1.1) (0.9) (1.5) (1.2) (0.7) (0.9) (1.1) (0.6) (0.4) 0 (2.4) 0 0 0
Dividends Paid (16.9) (16.8) (16.7) (16.6) (15.5) (13.8) (13.6) (12.7) (11.5) (10.8) 0 0 (10.3) (10.0) (9.6)
Other Financing Activities 110.9 233.5 43.6 61.5 312.5 689.0 102.9 103.2 255.1 93.8 76.1 128.8 (10.3) 41.4 24.4
Financing Cash Flow 87.8 165.7 182.3 132.1 275.7 668.0 124.3 153.5 235.7 79.3 76.1 128.8 (43.8) 53.7 (29.1)
Cash Position
Net Change in Cash 227.6 178.1 38.8 (166.3) (203.6) 343.1 5.8 (0.5) (28.9) 4.2 10.8 (52.2) (99.1) 52.8 101.9
Cash at Beginning 243.5 65.4 26.5 192.8 396.4 53.3 47.5 47.9 76.8 72.7 0 0 181.2 128.5 26.5
Cash at End 471.1 243.5 65.4 26.5 192.8 396.4 53.3 47.5 47.9 76.8 10.8 (52.2) 82.1 181.2 128.5
Free Cash Flow 43.2 13.7 (11.1) 38.1 49.1 40.0 35.9 34.5 28.3 17.4 20.9 21.6 17.3 16.8 18.9
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000
Income Statement
Revenue 198.5 197.8 169.7 133.6 116.4 109.4 107.0 92.5 81.7 72.1 67.4 63.8 60.5 61.2 62.2 71.0 76.6 77.4 98.4 95.9 75.0 60.3 52.8 51.3 60.9 40.5
Gross Profit 95.2 78.1 77.8 104.4 105.7 80.0 74.1 70.1 68.7 63.2 60.6 56.9 54.3 51.1 49.7 45.9 25.5 29.3 52.2 53.5 48.1 45.2 40.8 36.7 34.9 5.7
Operating Income 41.4 27.4 29.8 59.4 62.9 41.4 35.7 35.1 36.4 33.0 31.4 26.7 24.2 22.8 21.3 18.7 (12.4) 8.7 27.4 28.5 29.5 28.2 26.1 25.5 24.4 22.5
Net Income 32.6 24.1 24.1 46.4 49.6 32.7 28.7 28.5 23.1 23.0 21.7 20.0 16.9 16.0 15.3 13.4 (14.6) 7.6 18.9 19.4 20.1 18.6 17.3 16.4 15.7 14.4
EPS (Diluted) 1.92 1.42 1.44 2.76 2.95 1.98 1.74 1.74 1.41 1.42 1.35 1.25 1.02 0.92 0.74 0.64 -0.97 0.44 1.08 1.11 1.09 1.06 0.98 0.93 0.81 0.77
Balance Sheet
Cash & Equivalents 349.7 243.5 65.4 26.5 192.8 77.7 37.8 46.4 35.0 40.9 27.9 23.7 18.7 27.8 23.0 34.5 0
Total Assets 4,142.2 4,015.0 3,825.8 3,613.2 3,500.2 3,185.7 2,473.7 2,296.6 2,114.4 1,854.2 1,575.1 1,553.2 1,148.4 1,000.6 886.1 816.0 827.9
Total Debt 376.4 392.6 592.6 485.9 199.9 222.4 225.4 232.4 143.2 135.1 188.5 239.0 181.1 200.6 184.1 161.8 0
Stockholders' Equity 266.0 227.9 225.0 211.1 260.3 223.7 211.8 191.0 178.1 165.4 133.1 150.1 97.6 92.9 85.8 79.0 70.8
Cash Flow
Operating Cash Flow 46.5 39.8 25.2 59.4 57.9 42.3 37.0 34.7 29.4 30.2 22.3 22.6 17.5 17.2 19.1
Capital Expenditure (3.3) (26.1) (36.4) (21.3) (8.7) (2.3) (1.0) (0.2) (1.1) (12.8) (1.4) (1.0) (0.2) (0.4) (0.2)
Free Cash Flow 43.2 13.7 (11.1) 38.1 49.1 40.0 35.9 34.5 28.3 17.4 20.9 21.6 17.3 16.8 18.9