WesBanco, Inc. logo WSBC - WesBanco, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
1
BUY 8
HOLD 7
SELL 0
STRONG
SELL
0
| PRICE TARGET: $41.50 DETAILS
HIGH: $42.00
LOW: $41.00
MEDIAN: $41.50
CONSENSUS: $41.50
UPSIDE: 20.08%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Revenue
Revenue 1,434.8 947.6 824.9 625.1 609.5 661.1 594.0 509.5 416.8 363.3 331.7 280.3 282.9 272.7 281.1 293.5 322.0 339.1 289.3 267.7 263.9 205.0 198.7 204.0 188.5 186.5 180.4 188.4 175.5 160.1 109 102.8 82.7
Cost of Revenue 531.8 366.6 247.9 37.7 (37.2) 169.5 95.5 75.5 52.1 41 33.1 29.2 41.5 63.2 90.1 115.0 149.4 153.9 125.6 113.2 100.5 67.9 72.1 81.9 82.3 82.8 73.5 78.3 75.6 66.4 44.7 41.7 34.3
Gross Profit 903.0 581.0 577.0 587.5 646.8 491.6 498.5 434.0 364.6 322.1 298.6 251.1 241.4 209.5 191.0 178.4 172.6 185.2 163.7 154.5 163.4 137.0 126.6 122.1 106.2 103.7 106.9 110.1 99.9 93.7 64.3 61.1 48.4
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 340.0 299.9 247.3 222.0 208.1 208.6 193.4 163.2 145.9 129.6 122.1 104.9 106.3 96.6 92.1 92.3 88.3 77.8 61.9 58.8 60.8 50.4 32.9 39.2 33.8 33.3 35.3 35.4 34.8 31.3 21.6 21.7 15.2
Other Expenses 280.7 96.0 135.6 129.0 136.8 137.9 111.9 96.3 70.4 74.7 67.4 52.5 50.4 49.8 45.2 46.2 61.4 64.1 49.2 47.4 48.1 39.4 48.9 37.4 31.1 31.2 32.5 32.9 30.4 25.9 17.3 17.9 13.6
Operating Expenses 620.7 395.9 382.9 351.1 344.9 346.5 305.3 259.5 216.3 204.4 189.5 157.4 156.7 146.4 137.4 138.5 149.6 142.6 111.0 106.2 108.9 89.9 81.8 76.6 64.9 64.5 67.8 68.3 65.2 57.2 38.9 39.6 28.8
Operating Income
Operating Income 282.3 185.1 194.0 236.4 301.8 145.1 193.2 174.5 148.3 117.7 109.2 93.7 84.7 63.1 53.6 40.0 22.9 42.6 52.7 48.3 54.5 47.2 44.8 45.4 41.3 39.2 39.1 41.8 34.7 36.5 25.4 21.5 19.6
Interest Expense 457.6 347.4 230.2 39.3 27.0 61.8 84.3 67.7 42.1 32.8 24.7 22.8 32.4 43.3 54.8 70.4 99.0 121.2 117.1 104.4 92.4 60.2 62.5 72.6 76.4 79.6 69.3 73.9 70 61.6 41.9 35.6 31.6
Interest Income 1,271.9 825.6 711.5 513.7 485.0 541.3 484.3 415.0 332.4 286.1 261.7 216.0 217.9 211.7 224.2 236.5 257.4 281.8 236.4 227.3 224.7 169.4 165.5 176.2 163.9 163.1 155.9 162.7 157.8 144.4 97.9 92 74
Profitability
EBITDA 311.4 200.4 208.5 249.4 315.2 159.2 204.8 185.0 158.7 126.9 117.3 101.1 91.7 69.2 59.9 46.8 33.3 49.0 57.4 52.5 60.4 56.0 55.6 50.7 45.7 44.8 46.1 47.2 41 43 30.8 28.6 20.9
EBIT 282.3 185.1 194.0 236.4 301.8 145.1 193.2 174.5 148.3 117.7 109.2 93.7 84.7 63.1 53.6 40.0 22.9 42.6 52.7 48.3 54.5 47.2 44.8 45.4 41.3 39.2 39.1 41.8 34.7 36.5 25.4 21.5 19.6
Income Before Tax 279.2 185.1 194.0 236.4 301.8 145.1 193.2 174.5 148.3 117.7 109.2 93.7 84.7 63.1 53.6 40.0 22.9 42.6 52.7 48.3 54.5 47.2 44.8 45.4 41.3 39.2 39.1 41.8 34.7 36.5 25.4 21.5 19.6
Income Tax Expense 56.1 33.6 35.0 44.3 59.6 23.0 34.3 31.4 53.8 31.0 28.4 23.7 20.8 13.6 9.8 4.3 (1.0) 4.5 8.0 9.3 11.7 9.0 8.7 10.6 12.3 12.3 11.5 13.5 9.5 10.6 7.2 5.8 4.9
Net Income 223.1 151.5 159.0 192.1 242.3 122.0 158.9 143.1 94.5 86.6 80.8 70.0 63.9 49.5 43.8 35.6 23.9 38.1 44.7 39.0 42.8 38.2 36.1 34.8 29.0 26.9 27.6 28.3 25.2 25.9 18.2 15.7 14.7
Per Share Data
EPS (Basic) 2.26 2.26 2.51 3.03 3.54 1.78 2.83 2.93 2.15 2.16 2.15 2.39 2.18 1.84 1.65 1.34 0.70 1.42 2.09 1.79 1.90 1.91 1.80 1.70 1.60 1.41 1.36 1.36 1.23 1.39 1.43 1.22 1.25
EPS (Diluted) 2.26 2.26 2.51 3.02 3.53 1.77 2.83 2.92 2.14 2.16 2.15 2.39 2.18 1.84 1.65 1.34 0.70 1.43 2.09 1.79 1.90 1.90 1.80 1.70 1.60 1.41 1.37 1.36 1.23 1.39 1.43 1.21 1.25
Shares Outstanding 89.6 62.6 59.3 60.0 65.5 67.3 56.1 48.9 44.0 40.1 37.5 29.2 29.3 26.9 26.6 26.6 26.6 26.6 21.4 21.8 22.5 20.0 20.1 20.5 18.1 19.1 20.2 20.9 20.5 15.3 12.7 12.9 11.8
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Current Assets
Cash & Cash Equivalents 204.9 568.1 595.4 408.4 1,251.4 905.4 234.8 169.2 117.6 128.2 82.9 141.2 97.1 91.2 81.1 82.3 73.4 71.8 68.2 161.3 70 63.5 65.3 47.3
Short-Term Investments 0 212.6 2,194.3 2,529.1 3,013.5 1,978.1 2,393.6 2,114.1 1,267.5 1,241.2 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 106.7 78.3 77.4 68.5 60.8 66.8 43.6 38.9 29.7 28.3 20.0 20.0 18.6 18.2 20.0 16.3 15.7 15.7 14.8 15.6 11.7 11 11.3 9.8
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 311.5 859.0 2,867.1 3,006.1 4,325.7 2,950.4 2,672.0 2,322.2 1,409.2 1,397.6 102.9 161.1 115.7 109.5 101.1 98.6 89.1 87.5 83 176.9 81.7 74.5 76.6 57.1
Non-Current Assets
Property, Plant & Equipment 263.2 219.1 233.6 220.9 229.0 249.4 261.0 166.9 130.7 133.3 89.6 93.7 56.7 53.2 55.7 50.3 53.1 56.2 48 45.1 32.7 23 21.9 14.7
Goodwill 1,582.3 1,096.8 1,096.8 1,096.8 1,096.8 1,096.8 1,068.7 861.9 573.9 573.8 0 0 73.8 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 141.1 27.3 35.5 44.6 54.9 66.3 80.4 57.0 15.3 19.4 20.0 20.0 10.2 18.2 20.0 0 0 0 0 0 0 0 0 0
Long-Term Investments 24,424.7 15,736.0 12,735.8 11,853.1 10,655.2 11,515.7 11,122.7 8,637.3 7,326.0 7,291.0 4,682.5 4,494.0 3,631.2 3,108.4 2,989.7 2,277.4 2,117.1 2,071.6 2,034.5 1,950.8 1,536.1 1,261 1,238 959.7
Other Non-Current Assets 1,099.8 746.1 743.6 710.5 565.7 547.0 515.3 413.4 361.1 375.7 234.1 205.4 123.9 116.1 91.9 48.3 50.8 54.3 77.2 38.7 27.3 13.3 14.5 7.4
Total Non-Current Assets 27,384.8 17,825.2 14,845.2 13,925.8 12,601.5 13,475.2 13,048.1 10,136.5 8,407.0 8,393.2 5,294.4 5,060.9 3,895.7 3,335.5 3,196.1 2,375.9 2,221.0 2,182.1 2,159.7 2,034.6 1,596.1 1,297.3 1,274.4 981.8
Total Assets 27,696.3 18,684.3 17,712.4 16,931.9 16,927.1 16,425.6 15,720.1 12,458.6 9,816.2 9,790.9 5,397.4 5,222.0 4,011.4 3,445.0 3,297.2 2,474.5 2,310.1 2,269.7 2,242.7 2,211.5 1,677.8 1,371.8 1,351 1,038.9
Current Liabilities
Account Payables 0 14.2 11.1 4.6 1.9 4.3 8.1 4.6 3.2 2.2 9.2 10.5 6.9 5.8 7.9 7.3 8.4 6.2 6.7 7.2 5.8 6.7 5.4 4.8
Short-Term Debt 1,267.9 192.1 105.9 135.1 141.9 241.9 282.4 581.0 184.8 199.4 188.5 297.8 300.5 0 0 0 159.3 173.5 134.7 120.2 92.8 71.9 70.2 48.2
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 0 14,133.7 13,168.7 13,131.1 13,565.9 12,429.4 11,004.0 8,831.6 7,043.6 7,040.9 3,974.2 3,503.9 2,725.9 2,482.1 2,400.0 1,913.5 1,870.4 1,814 1,787.7 1,779.9 1,342.8 1,115.5 1,109.2 854.4
Total Current Liabilities 1,267.9 14,340.0 13,285.7 13,270.8 13,709.7 12,675.6 11,294.4 9,417.3 7,231.6 7,242.5 4,172.0 3,812.2 3,033.4 2,487.9 2,407.9 1,920.8 2,038.1 1,993.7 1,929.1 1,907.3 1,441.4 1,194.1 1,184.8 907.4
Non-Current Liabilities
Long-Term Debt 358.5 1,279.3 1,629.1 986.4 316.8 741.3 1,615.5 1,244.0 1,112.5 1,132.5 607.6 708 571.6 609.9 519.0 279.1 159.3 0 0 0 0 0 0 0
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 21,999.6 274.7 264.5 248.1 207.5 251.9 216.3 (181.5) 76.8 74.4 29.1 42.5 36.3 28.8 32.6 16.4 (145.8) 6.3 17.1 16.2 8.9 7.7 7.7 6.3
Total Non-Current Liabilities 22,396.5 1,554.0 1,893.6 1,234.5 524.3 993.2 1,831.7 1,062.5 1,189.3 1,207.0 636.7 750.5 607.9 638.7 551.5 295.5 13.5 6.3 17.1 16.2 8.9 7.7 7.7 6.3
Total Liabilities 23,664.4 15,894.0 15,179.3 14,505.2 14,234.0 13,668.9 13,126.2 10,479.8 8,420.9 8,449.5 4,808.6 4,562.7 3,641.2 3,126.6 2,959.4 2,216.3 2,051.6 2,000 1,946.2 1,923.5 1,450.3 1,201.8 1,192.5 913.7
Stockholders' Equity
Common Stock 200.1 157.0 141.8 141.8 141.8 141.8 141.8 113.8 91.8 91.5 55.5 55.5 44.4 44.4 44.4 43.7 43.7 43.7 43.7 0 0 0 0 0
Retained Earnings 1,252.8 1,192.1 1,142.6 1,077.7 977.8 831.7 824.7 737.6 645.8 597.1 340.8 344.4 281.0 263.1 246.1 230.9 218.5 208.5 198.8 187.4 170.1 131.5 121.6 95
Accumulated Other Comprehensive Income (135.6) (220.7) (228.7) (264.2) (6.8) 29.9 (0.1) (38.9) (32.5) (27.7) 2.9 (3.2) (4.0) (3.6) 2.2 1.1 (1.2) (8.4) 3.1 0 0 0 0 0
Total Stockholders' Equity 4,031.9 2,790.3 2,533.1 2,426.7 2,693.2 2,756.7 2,593.9 1,978.8 1,395.3 1,341.4 588.7 659.4 370.2 318.4 325.2 258.2 258.5 269.7 296.5 288 227.5 170 158.5 125.2
Total Liabilities & Equity 27,696.3 18,684.3 17,712.4 16,931.9 16,927.1 16,425.6 15,720.1 12,458.6 9,816.2 9,790.9 5,397.4 5,222.0 4,011.4 3,445.0 3,297.2 2,474.5 2,310.1 2,269.7 2,242.7 2,211.5 1,677.8 1,371.8 1,351 1,038.9
Debt Metrics
Total Debt 1,664.8 1,471.4 1,735.0 1,121.5 458.7 983.2 1,897.8 1,825.1 1,297.3 1,331.9 796.1 1,005.8 872.1 609.9 519.0 279.1 318.6 173.5 134.7 120.2 92.8 71.9 70.2 48.2
Net Debt 1,459.9 903.2 1,139.6 713.1 (792.7) 77.8 1,663.0 1,655.9 1,179.8 1,203.8 713.2 864.6 775.0 518.7 437.9 196.9 245.2 101.6 66.5 (41.1) 22.8 8.4 4.9 0.9
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Operating Activities
Net Income 223.1 151.5 159.0 192.1 242.3 122.0 158.9 143.1 94.5 86.6 42.8 38.2 36.1 34.8 29.0 26.9 27.6 28.3 25.2 25.9 18.2 15.7 14.7
Depreciation & Amortization 20.2 15.3 14.4 13.0 13.4 14.1 11.6 10.5 10.4 9.2 5.9 8.8 10.8 5.3 4.4 5.6 7.0 5.4 6.3 6.5 5.4 7.1 1.3
Stock-Based Compensation 8.7 7.5 8.3 6.2 6.5 5.7 5.3 4.4 3.0 2.0 0 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (10.1) 16.0 (28.4) (29.6) 16.5 (21.4) 2.2 11.4 2.4 15.9 (15.2) (15.8) 2.0 (1.3) (1.7) 2.2 (1.3) (1.5) 3.4 (3.2) (5.2) (2.2) 0.1
Other Non-Cash Items 48.5 23.9 19.7 17.8 39.0 (50.3) (23.1) 15.4 4.7 (1.5) 6.7 0.2 7.1 8.2 5.2 3.8 (1.7) (1.5) 5.7 4.1 2.5 5.7 93.8
Operating Cash Flow 290.4 211.0 169.3 204.1 336.3 59.6 163.4 191.9 142.1 123.7 43.9 32.8 55.6 47.4 36.7 38.5 31.9 30.5 40.2 33 21.1 26.2 109.8
Investing Activities
Capital Expenditure (10.4) (10.3) (22.5) (8.0) (8.5) (7.6) (12.2) (4.7) (6.0) (2.1) (8.5) (5.0) (3.2) (4.1) (2.2) (2.2) (10.2) (9) (7.5) (7.1) (3.2) (1.5) (1.6)
Acquisitions 0 0 0 0 0 0 60.0 278.7 0 4.9 (37.8) (26.9) 0 24.5 0 0 2.8 0 0 0 0 0 0
Purchases of Investments (1,375.0) (383.4) (4.5) (803.4) (2,341.2) (668.6) (615.2) (931.6) (318.8) (307.3) (224.1) (386.3) (750.1) (673.9) (467.4) (110.6) (133.2) (443) (228.7) (269.4) (106.6) (162.2) (106.7)
Sales/Maturities of Investments 0 385.3 418.9 692.7 948.5 1,229.4 731.9 430.5 337.3 673.5 399.7 484.2 724.1 526.6 264.8 144.3 227.3 384.8 211.2 278.7 166.3 165.9 22.5
Other Investing Activities 1,304.0 (1,021.7) (927.1) (949.5) 1,072.8 (495.4) (60.6) 175.3 (89.9) (174.4) 15.3 (220.6) (125.4) 18.4 45.8 (74.6) (124.4) (56.9) 4.1 (121.5) (75.8) (32.9) (34)
Investing Cash Flow (71.0) (1,030.1) (535.2) (1,068.2) (328.5) 57.8 103.8 (51.9) (77.4) 194.0 144.5 (159.0) (154.7) (108.6) (159.0) (43.1) (37.6) (124.1) (20.9) (119.3) (19.3) (30.7) (119.8)
Financing Activities
Net Debt Issuance (436.2) (266.8) 610.2 661.3 (525.7) (906.9) 67.4 118.9 (2.7) (78.3) (101.5) 125.6 79.8 80.2 119.8 (14.1) 38.7 16.9 19.3 25 (3.1) (5.9) 2.8
Stock Repurchased (151.1) 0 (3.5) (116.0) (179.9) (24.5) (10.2) (0.4) 0 (3.0) (36.6) (2.7) 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (140.3) (97.5) (92.4) (91.5) (96.6) (87.9) (66.6) (53.6) (44.9) (37.8) (22.8) (19.8) (19.3) (18.9) (16.7) (17.2) (17.8) (15.8) (14) (11.6) (8) (7) (5)
Other Financing Activities 821.4 965.2 38.6 (432.8) 1,140.3 1,428.0 (192.3) (154.9) (28.7) (158.8) (14.0) 12.0 83.6 18.6 43.1 56.4 (3.1) 47.1 48.7 57.9 11 10.2 17.4
Financing Cash Flow 168.6 791.9 552.9 21.1 338.1 553.3 (201.5) (88.4) (75.3) (276.2) (174.9) 114.8 126.2 60.0 131.2 (3.3) (19.1) 38.5 48 69.9 (3.6) (7.2) 15.2
Cash Position
Net Change in Cash 388.0 (27.2) 187.0 (842.9) 345.9 670.7 65.6 51.6 (10.6) 41.5 13.6 (11.2) 27.1 (1.2) 8.9 (7.9) (24.9) (55) 67.2 (110.5) (65) (76.7) (41.8)
Cash at Beginning 568.1 595.4 408.4 1,251.4 905.4 234.8 169.2 117.6 128.2 86.7 97.1 108.2 81.1 82.3 73.4 81.4 106.2 161.3 94.1 110.5 65 76.7 41.8
Cash at End 956.1 568.1 595.4 408.4 1,251.4 905.4 234.8 169.2 117.6 128.2 110.6 97.1 108.2 81.1 82.3 73.4 81.4 106.3 161.3 138.4 61.4 69.5 57
Free Cash Flow 280.0 200.7 146.8 196.2 327.8 52.1 151.2 187.2 136.0 121.6 35.4 27.8 52.4 43.3 34.5 36.3 21.7 21.5 32.7 25.9 17.9 24.7 108.2
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Income Statement
Revenue 1,434.8 947.6 824.9 625.1 609.5 661.1 594.0 509.5 416.8 363.3 331.7 280.3 282.9 272.7 281.1 293.5 322.0 339.1 289.3 267.7 263.9 205.0 198.7 204.0 188.5 186.5 180.4 188.4 175.5 160.1 109 102.8 82.7
Gross Profit 903.0 581.0 577.0 587.5 646.8 491.6 498.5 434.0 364.6 322.1 298.6 251.1 241.4 209.5 191.0 178.4 172.6 185.2 163.7 154.5 163.4 137.0 126.6 122.1 106.2 103.7 106.9 110.1 99.9 93.7 64.3 61.1 48.4
Operating Income 282.3 185.1 194.0 236.4 301.8 145.1 193.2 174.5 148.3 117.7 109.2 93.7 84.7 63.1 53.6 40.0 22.9 42.6 52.7 48.3 54.5 47.2 44.8 45.4 41.3 39.2 39.1 41.8 34.7 36.5 25.4 21.5 19.6
Net Income 223.1 151.5 159.0 192.1 242.3 122.0 158.9 143.1 94.5 86.6 80.8 70.0 63.9 49.5 43.8 35.6 23.9 38.1 44.7 39.0 42.8 38.2 36.1 34.8 29.0 26.9 27.6 28.3 25.2 25.9 18.2 15.7 14.7
EPS (Diluted) 2.26 2.26 2.51 3.02 3.53 1.77 2.83 2.92 2.14 2.16 2.15 2.39 2.18 1.84 1.65 1.34 0.70 1.43 2.09 1.79 1.90 1.90 1.80 1.70 1.60 1.41 1.37 1.36 1.23 1.39 1.43 1.21 1.25
Balance Sheet
Cash & Equivalents 204.9 568.1 595.4 408.4 1,251.4 905.4 234.8 169.2 117.6 128.2 82.9 141.2 97.1 91.2 81.1 82.3 73.4 71.8 68.2 161.3 70 63.5 65.3 47.3
Total Assets 27,696.3 18,684.3 17,712.4 16,931.9 16,927.1 16,425.6 15,720.1 12,458.6 9,816.2 9,790.9 5,397.4 5,222.0 4,011.4 3,445.0 3,297.2 2,474.5 2,310.1 2,269.7 2,242.7 2,211.5 1,677.8 1,371.8 1,351 1,038.9
Total Debt 1,664.8 1,471.4 1,735.0 1,121.5 458.7 983.2 1,897.8 1,825.1 1,297.3 1,331.9 796.1 1,005.8 872.1 609.9 519.0 279.1 318.6 173.5 134.7 120.2 92.8 71.9 70.2 48.2
Stockholders' Equity 4,031.9 2,790.3 2,533.1 2,426.7 2,693.2 2,756.7 2,593.9 1,978.8 1,395.3 1,341.4 588.7 659.4 370.2 318.4 325.2 258.2 258.5 269.7 296.5 288 227.5 170 158.5 125.2
Cash Flow
Operating Cash Flow 290.4 211.0 169.3 204.1 336.3 59.6 163.4 191.9 142.1 123.7 43.9 32.8 55.6 47.4 36.7 38.5 31.9 30.5 40.2 33 21.1 26.2 109.8
Capital Expenditure (10.4) (10.3) (22.5) (8.0) (8.5) (7.6) (12.2) (4.7) (6.0) (2.1) (8.5) (5.0) (3.2) (4.1) (2.2) (2.2) (10.2) (9) (7.5) (7.1) (3.2) (1.5) (1.6)
Free Cash Flow 280.0 200.7 146.8 196.2 327.8 52.1 151.2 187.2 136.0 121.6 35.4 27.8 52.4 43.3 34.5 36.3 21.7 21.5 32.7 25.9 17.9 24.7 108.2