WCCB - West Coast Community Bancorp
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$52.00
DETAILS
HIGH:
$52.00
LOW:
$52.00
MEDIAN:
$52.00
CONSENSUS:
$52.00
DOWNSIDE:
4.76%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2007 | 2006 | 2005 | 2004 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||
| Revenue | 170.8 | 124.2 | 98.5 | 76.6 | 68.1 | 55.9 | 40.8 | 33.8 | 29.6 | 26.1 | 23.0 | 21.0 | 18.4 | 15.2 | 12.0 | 9.5 | 4.9 | 1.5 |
| Cost of Revenue | 39.9 | 124.2 | 13.6 | 3.5 | 8.7 | 5.5 | 2.6 | 2.0 | 1.7 | 1.4 | 1.4 | 1.2 | 0.9 | 0 | 3.4 | 2.5 | 1.2 | 0.5 |
| Gross Profit | 130.9 | 92.1 | 84.9 | 73.1 | 59.5 | 50.4 | 38.2 | 31.8 | 27.9 | 24.7 | 21.7 | 19.8 | 17.5 | 15.2 | 8.6 | 7.0 | 3.8 | 0.9 |
| Operating Expenses | ||||||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 37.4 | 34.6 | 21.4 | 18.4 | 18.8 | 16.1 | 11.5 | 9.8 | 8.8 | 8.2 | 8.1 | 7.6 | 7.0 | 8.4 | 4.3 | 3.6 | 2.8 | 1.7 |
| Other Expenses | 23.4 | 23.5 | 13.8 | 11.0 | 10.6 | 9.6 | 9.2 | 6.1 | 5.7 | 5.8 | 4.6 | 5.1 | 5.5 | 0 | 2.6 | 1.9 | 1.4 | 0.8 |
| Operating Expenses | 60.8 | 34.6 | 35.2 | 29.4 | 29.4 | 25.7 | 20.8 | 15.9 | 14.5 | 14.0 | 12.8 | 12.7 | 12.5 | 10.6 | 6.9 | 5.5 | 4.2 | 2.5 |
| Operating Income | ||||||||||||||||||
| Operating Income | 70.1 | 49.5 | 49.8 | 43.8 | 30.1 | 24.7 | 17.4 | 15.9 | 13.4 | 10.7 | 8.9 | 7.2 | 5.0 | 4.6 | 1.7 | 1.5 | (0.4) | (1.6) |
| Interest Expense | 32.9 | 24.5 | 12.1 | 1.9 | 1.8 | 2.7 | 2.2 | 1.3 | 0.8 | 0.6 | 0.5 | 0.4 | 0.4 | 0 | 2.9 | 2.0 | 0.7 | 0.1 |
| Interest Income | 168.3 | 119.6 | 94.4 | 71.6 | 63.0 | 51.5 | 37.2 | 30.4 | 26.3 | 22.1 | 19.9 | 17.7 | 15.1 | 0 | 10.9 | 8.7 | 4.5 | 1.3 |
| Profitability | ||||||||||||||||||
| EBITDA | 75.9 | 49.5 | 51.5 | 45.2 | 31.6 | 26.1 | 18.2 | 16.3 | 13.8 | 10.9 | 9.2 | 7.5 | 5.4 | 5.1 | 1.7 | 1.5 | (0.1) | (1.4) |
| EBIT | 70.1 | 49.5 | 49.8 | 43.8 | 30.1 | 24.7 | 17.4 | 15.9 | 13.4 | 10.7 | 8.9 | 7.2 | 5.0 | 4.6 | 1.7 | 1.5 | (0.4) | (1.6) |
| Income Before Tax | 70.1 | 41.9 | 49.8 | 43.8 | 30.1 | 24.7 | 17.4 | 15.9 | 13.4 | 10.7 | 8.9 | 7.2 | 5.0 | 4.6 | 1.7 | 1.5 | (0.4) | (1.6) |
| Income Tax Expense | 19.6 | 12.4 | 14.6 | 12.8 | 8.8 | 7.1 | 5.2 | 4.5 | 6.7 | 4.2 | 3.5 | 2.8 | 1.7 | 1.7 | 0.7 | (0.7) | 0.0 | 0.0 |
| Net Income | 50.4 | 29.6 | 35.1 | 30.9 | 21.3 | 17.6 | 12.3 | 11.4 | 6.8 | 6.5 | 5.4 | 4.4 | 3.3 | 2.8 | 1.0 | 2.2 | (0.4) | (1.6) |
| Per Share Data | ||||||||||||||||||
| EPS (Basic) | 4.81 | 3.32 | 4.19 | 3.63 | 2.50 | 2.07 | 2.05 | 2.13 | 1.27 | 1.23 | 1.05 | 0.85 | 0.69 | 0.65 | 0.25 | 0.55 | -0.12 | -0.50 |
| EPS (Diluted) | 4.76 | 3.28 | 4.17 | 3.62 | 2.50 | 2.06 | 2.03 | 2.13 | 1.27 | 1.21 | 1.03 | 0.83 | 0.67 | 0.65 | 0.25 | 0.55 | -0.12 | -0.50 |
| Shares Outstanding | 10.5 | 8.9 | 8.4 | 8.5 | 8.5 | 8.5 | 6.0 | 5.3 | 5.3 | 5.3 | 5.2 | 5.2 | 4.8 | 4.4 | 3.9 | 4.0 | 3.5 | 3.2 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2007 | 2006 | 2005 | 2004 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||||||||||
| Cash & Cash Equivalents | 190.8 | 84.8 | 44.4 | 77.4 | 157.3 | 67.8 | 48.2 | 106.8 | 100.8 | 108.6 | 95.0 | 77.1 | 77.5 | 12.4 | 7.1 | 4.7 | 3.4 | 0.9 |
| Short-Term Investments | 32.3 | 0 | 262.6 | 320.7 | 272.8 | 49.9 | 0 | 26.3 | 18.2 | 18.0 | 10.6 | 11.2 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 11.1 | 0 | 27.0 | 28.2 | 18.7 | 18.5 | 0 | 2.4 | 2.1 | 1.8 | 1.6 | 1.4 | 1.3 | 0 | 0.7 | 0.7 | 0.4 | 0.1 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | (11.1) | 95.7 | 0 | 0 | 0 | 0 | 140.8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 223.1 | 95.7 | 334.0 | 426.3 | 448.8 | 136.1 | 189.0 | 135.4 | 121.1 | 128.4 | 107.2 | 89.7 | 78.8 | 12.4 | 7.8 | 5.4 | 3.8 | 1.0 |
| Non-Current Assets | ||||||||||||||||||
| Property, Plant & Equipment | 15.0 | 16.2 | 11.0 | 15.0 | 12.3 | 10.4 | 12.6 | 3.1 | 0.8 | 0.7 | 0.5 | 0.8 | 0.8 | 1.2 | 1.6 | 1.4 | 1.6 | 1.1 |
| Goodwill | 40.1 | 40.1 | 25.8 | 25.8 | 25.8 | 25.8 | 25.8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 23.9 | 28.1 | 1.7 | 2.0 | 2.4 | 2.9 | 4.1 | 0 | 0.7 | 0.8 | 0.7 | 0.7 | 0.6 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 2,508.5 | 0 | 1,403.8 | 1,257.8 | 1,191.0 | 1,228.5 | 163.5 | 502.3 | 475.2 | 443.1 | 50.0 | 57.7 | 53.4 | 0 | 21.6 | 19.9 | 16.5 | 5.5 |
| Other Non-Current Assets | 35.6 | 2,553.3 | 18.1 | 17.6 | 21.0 | 19.1 | 672.1 | 17.7 | 28.5 | 10.3 | (51.3) | (59.2) | (54.9) | (1.2) | (23.1) | (21.2) | (18.1) | (6.7) |
| Total Non-Current Assets | 2,660.6 | 2,680.4 | 1,460.4 | 1,318.2 | 1,252.5 | 1,286.7 | 886.4 | 527.0 | 508.8 | 459.9 | 51.3 | 59.2 | 54.9 | 1.2 | 23.1 | 21.2 | 18.1 | 6.7 |
| Total Assets | 2,883.7 | 2,695.5 | 1,794.4 | 1,744.5 | 1,701.2 | 1,422.9 | 1,075.5 | 662.4 | 630.0 | 588.2 | 513.3 | 459.8 | 398.6 | 356.4 | 160.4 | 132.5 | 97.5 | 44.9 |
| Current Liabilities | ||||||||||||||||||
| Account Payables | 0 | 0 | 16.7 | 16.0 | 18.8 | 19.2 | 0 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0 | 0.5 | 0.4 | 0.2 | 0.0 |
| Short-Term Debt | 1.1 | 1.5 | 32.5 | 0 | 0 | 40.4 | 0.6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 2,475.9 | 2,125.2 | 1,515.1 | 1,530.8 | 1,496.3 | 1,194.8 | 345.6 | 584.1 | 562.7 | 529.3 | (0.1) | (0.1) | (0.2) | 0 | (1.6) | (0.0) | 0.0 | (0.0) |
| Total Current Liabilities | 2,477.1 | 2,126.7 | 1,564.3 | 1,546.8 | 1,515.2 | 1,254.4 | 346.4 | 584.3 | 562.8 | 529.4 | 0.1 | 0.1 | 0.1 | 0 | 0.5 | 0.4 | 0.2 | 0.0 |
| Non-Current Liabilities | ||||||||||||||||||
| Long-Term Debt | 7.8 | 11.6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Tax Liabilities | 13.3 | 0 | 0 | 0 | 0 | 0 | 4.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 2,494.1 | 2,335.8 | 0 | 0 | 0 | 0 | 569.0 | 9.6 | 9.9 | 8.1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Non-Current Liabilities | 2,519.1 | 2,347.4 | 0 | 0 | 0 | 0 | 578.6 | 9.6 | 9.9 | 8.1 | 0.1 | 0.1 | 0.1 | 0 | 0.5 | 0.4 | 0.2 | 0.0 |
| Total Liabilities | 2,506.9 | 2,362.5 | 1,564.3 | 1,546.8 | 1,515.2 | 1,254.4 | 925.0 | 593.9 | 572.7 | 537.5 | 469.2 | 421.2 | 365.8 | 0 | 141.2 | 114.9 | 82.2 | 34.0 |
| Stockholders' Equity | ||||||||||||||||||
| Common Stock | 198.2 | 204.8 | 122.6 | 124.6 | 125.8 | 94.9 | 94.8 | 24.3 | 24.1 | 23.9 | 23.5 | 23.3 | 21.9 | 21.6 | 0 | 18.4 | 18.1 | 13.1 |
| Retained Earnings | 182.4 | 140.7 | 117.3 | 89.2 | 62.3 | 60.1 | 43.7 | 32.3 | 22.0 | 25.4 | 19.4 | 14.4 | 10.4 | 7.4 | 0.6 | (0.4) | (2.6) | (2.2) |
| Accumulated Other Comprehensive Income | (3.9) | (12.5) | (9.8) | (16.2) | (32.8) | 0.6 | 0.0 | (0.2) | (0.4) | (0.4) | (0.3) | (0.4) | (0.5) | 0 | (0.3) | (0.6) | (0.1) | (0.0) |
| Total Stockholders' Equity | 376.8 | 333.0 | 230.0 | 197.7 | 186.1 | 168.5 | 151.1 | 68.5 | 57.3 | 50.7 | 44.1 | 38.6 | 32.8 | 29.0 | 19.2 | 17.6 | 15.3 | 10.9 |
| Total Liabilities & Equity | 2,883.7 | 2,695.5 | 1,794.4 | 1,744.5 | 1,701.2 | 1,422.9 | 1,076.1 | 662.4 | 630.0 | 588.2 | 513.3 | 459.8 | 398.6 | 0 | 160.4 | 132.5 | 97.5 | 44.9 |
| Debt Metrics | ||||||||||||||||||
| Total Debt | 7.8 | 18.8 | 32.5 | 0 | 0 | 40.4 | 5.7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Debt | (183.0) | (73.2) | (11.9) | (77.4) | (157.3) | (27.4) | (42.5) | (106.8) | (100.8) | (108.6) | (95.0) | (77.1) | (77.5) | (12.4) | (7.1) | (4.7) | (3.4) | (0.9) |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2007 | 2006 | 2005 | 2004 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||||||
| Net Income | 50.4 | 29.6 | 35.1 | 30.9 | 21.3 | 17.6 | 12.3 | 11.4 | 6.8 | 6.5 | 5.4 | 4.4 | 3.3 | 2.8 | 1.0 | 2.2 | (0.4) | (1.6) |
| Depreciation & Amortization | 5.8 | 0 | 1.7 | 1.4 | 1.6 | 1.4 | 0.7 | 0.4 | 0.3 | 0.2 | 0.3 | 0.3 | 0.4 | 0.5 | 0 | 0 | 0.3 | 0.2 |
| Stock-Based Compensation | 1.4 | 0 | 0.7 | 0.6 | 0.7 | 0.3 | 0.5 | 0.4 | 0.1 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0 | 0 | 0 | 0 |
| Change in Working Capital | (1.3) | 8.0 | (0.1) | (8.4) | 10.9 | 2.8 | 2.1 | (0.9) | 0.8 | 1.8 | (1.2) | 0.3 | 0.8 | (0.2) | 0 | 0 | 0.0 | (0.2) |
| Other Non-Cash Items | (4.6) | (14.2) | (13.5) | (14.2) | (48.6) | (21.6) | (0.5) | 1.6 | (13.6) | (7.4) | (8.5) | (9.4) | (2.4) | (8.2) | (1.0) | (2.2) | 0.4 | 0.5 |
| Operating Cash Flow | 51.9 | 23.4 | 24.1 | 10.0 | (14.8) | (0.6) | 14.9 | 11.5 | (4.4) | 0.5 | (4.5) | (4.6) | 1.9 | (4.8) | 1.0 | 2.2 | 0.3 | (1.2) |
| Investing Activities | ||||||||||||||||||
| Capital Expenditure | (2.7) | (0.9) | (1.3) | (3.7) | (3.0) | (3.5) | (0.4) | (5.0) | (0.4) | (0.3) | (0.1) | (0.3) | (0.1) | (0.2) | 0 | 0 | (0.8) | (1.3) |
| Acquisitions | 0 | 45.0 | 0 | 0 | 115.2 | (372.8) | 55.3 | 0 | (12.5) | (61.9) | 0 | (47.2) | (24.4) | 0 | 0 | 0 | 0 | 0 |
| Purchases of Investments | (106.4) | (7.9) | (15.3) | (103.9) | (241.0) | (13.9) | (43.6) | (11.9) | (2.0) | (8.2) | 0 | (12.4) | (28.9) | 0 | 0 | 0 | (12.9) | (7.2) |
| Sales/Maturities of Investments | 138 | 123.6 | 75.8 | 30.7 | 14.2 | 25.2 | 36.2 | 10.3 | 6.6 | 5.2 | 6.9 | 7.3 | 12.8 | 0 | 0 | 0 | 1.8 | 1.5 |
| Other Investing Activities | (119.5) | 3.7 | (102.3) | (58.5) | (3.1) | (1.5) | (64.7) | 0.0 | (0.2) | (0.2) | (50.5) | (0.2) | (0.1) | (23.1) | 0 | 0 | (32.1) | (35.5) |
| Investing Cash Flow | (90.6) | 163.5 | (43.1) | (135.4) | (117.8) | (366.5) | (17.3) | (47.3) | (8.5) | (65.5) | (43.7) | (52.9) | (40.8) | (23.3) | 0 | 0 | (44.0) | (42.5) |
| Financing Activities | ||||||||||||||||||
| Net Debt Issuance | (5.2) | (32.5) | 32.5 | 0 | (40.4) | 40.4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | (2) | 0 | 0 | 0 | 0 |
| Stock Repurchased | (8.1) | (0.0) | (3.0) | (2.0) | (0.2) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid | (8.7) | (6.2) | (3.9) | (4.0) | (1.9) | (1.2) | (0.8) | (0.7) | (0.5) | (0.4) | (0.4) | (0.4) | (0.3) | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities | 166.5 | (97.9) | (15.4) | 34.7 | 301.6 | 290.4 | 36.4 | 21.7 | 33.5 | 67.5 | 48.4 | 55.4 | 39.0 | 33.5 | 0 | 0 | 47.9 | 33.8 |
| Financing Cash Flow | 144.7 | (136.0) | 10.2 | 28.6 | 259.5 | 329.7 | 35.5 | 21.0 | 33.1 | 67.1 | 48.0 | 54.9 | 38.7 | 31.9 | 0 | 0 | 52.9 | 46.3 |
| Cash Position | ||||||||||||||||||
| Net Change in Cash | 106.0 | 50.8 | (8.8) | (96.7) | 126.9 | (37.5) | 33.1 | (14.8) | 20.2 | 2.1 | (0.1) | (2.6) | (0.2) | 3.8 | 1.0 | 2.2 | 9.2 | 2.6 |
| Cash at Beginning | 84.7 | 33.9 | 42.7 | 139.4 | 12.5 | 50.0 | 16.9 | 31.7 | 11.5 | 9.4 | 9.5 | 12.1 | 12.4 | 8.6 | 0 | 0 | 2.6 | 0 |
| Cash at End | 190.7 | 84.8 | 33.9 | 42.7 | 139.4 | 12.5 | 50.0 | 16.9 | 31.7 | 11.5 | 9.4 | 9.5 | 12.1 | 12.4 | 1.0 | 2.2 | 11.8 | 2.6 |
| Free Cash Flow | 49.2 | 22.4 | 22.8 | 6.3 | (17.8) | (4.2) | 14.5 | 6.5 | (4.8) | 0.1 | (4.5) | (4.9) | 1.8 | (5.1) | 1.0 | 2.2 | (0.5) | (2.5) |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2007 | 2006 | 2005 | 2004 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||
| Revenue | 170.8 | 124.2 | 98.5 | 76.6 | 68.1 | 55.9 | 40.8 | 33.8 | 29.6 | 26.1 | 23.0 | 21.0 | 18.4 | 15.2 | 12.0 | 9.5 | 4.9 | 1.5 |
| Gross Profit | 130.9 | 92.1 | 84.9 | 73.1 | 59.5 | 50.4 | 38.2 | 31.8 | 27.9 | 24.7 | 21.7 | 19.8 | 17.5 | 15.2 | 8.6 | 7.0 | 3.8 | 0.9 |
| Operating Income | 70.1 | 49.5 | 49.8 | 43.8 | 30.1 | 24.7 | 17.4 | 15.9 | 13.4 | 10.7 | 8.9 | 7.2 | 5.0 | 4.6 | 1.7 | 1.5 | (0.4) | (1.6) |
| Net Income | 50.4 | 29.6 | 35.1 | 30.9 | 21.3 | 17.6 | 12.3 | 11.4 | 6.8 | 6.5 | 5.4 | 4.4 | 3.3 | 2.8 | 1.0 | 2.2 | (0.4) | (1.6) |
| EPS (Diluted) | 4.76 | 3.28 | 4.17 | 3.62 | 2.50 | 2.06 | 2.03 | 2.13 | 1.27 | 1.21 | 1.03 | 0.83 | 0.67 | 0.65 | 0.25 | 0.55 | -0.12 | -0.50 |
| Balance Sheet | ||||||||||||||||||
| Cash & Equivalents | 190.8 | 84.8 | 44.4 | 77.4 | 157.3 | 67.8 | 48.2 | 106.8 | 100.8 | 108.6 | 95.0 | 77.1 | 77.5 | 12.4 | 7.1 | 4.7 | 3.4 | 0.9 |
| Total Assets | 2,883.7 | 2,695.5 | 1,794.4 | 1,744.5 | 1,701.2 | 1,422.9 | 1,075.5 | 662.4 | 630.0 | 588.2 | 513.3 | 459.8 | 398.6 | 356.4 | 160.4 | 132.5 | 97.5 | 44.9 |
| Total Debt | 7.8 | 18.8 | 32.5 | 0 | 0 | 40.4 | 5.7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stockholders' Equity | 376.8 | 333.0 | 230.0 | 197.7 | 186.1 | 168.5 | 151.1 | 68.5 | 57.3 | 50.7 | 44.1 | 38.6 | 32.8 | 29.0 | 19.2 | 17.6 | 15.3 | 10.9 |
| Cash Flow | ||||||||||||||||||
| Operating Cash Flow | 51.9 | 23.4 | 24.1 | 10.0 | (14.8) | (0.6) | 14.9 | 11.5 | (4.4) | 0.5 | (4.5) | (4.6) | 1.9 | (4.8) | 1.0 | 2.2 | 0.3 | (1.2) |
| Capital Expenditure | (2.7) | (0.9) | (1.3) | (3.7) | (3.0) | (3.5) | (0.4) | (5.0) | (0.4) | (0.3) | (0.1) | (0.3) | (0.1) | (0.2) | 0 | 0 | (0.8) | (1.3) |
| Free Cash Flow | 49.2 | 22.4 | 22.8 | 6.3 | (17.8) | (4.2) | 14.5 | 6.5 | (4.8) | 0.1 | (4.5) | (4.9) | 1.8 | (5.1) | 1.0 | 2.2 | (0.5) | (2.5) |