Velocity Financial, Inc. logo VEL - Velocity Financial, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY 0
BUY 5
HOLD 1
SELL 1
STRONG
SELL 0
| PRICE TARGET: $23.00 DETAILS
HIGH: $23.00
LOW: $23.00
MEDIAN: $23.00
CONSENSUS: $23.00
UPSIDE: 33.95%

Profitability Ratios

Ratio Value
GP Margin 95.3%
EBIT Margin 71.6%
EBITDA Margin 71.6%
Operating Margin 71.6%
Pretax Margin 20.5%
Cont. Ops Margin 14.7%
Net Margin 14.7%
Bottom Line Margin 14.7%

Liquidity Ratios

Ratio Value
Current Ratio 0.63
Quick Ratio 0.63
Solvency Ratio 0.016
Cash Ratio 0.19

Valuation Ratios

Ratio Value
Price/Earnings
7.28
Hist. avg: 21.5
Peers avg: 14.8
PEG Ratio 0.20
Forward PEG 0.20
Price/Book 1.14
Price/Sales 1.07
Price/FCF 42.79
Price/Op Cash Flow 42.12

Debt Ratios

Ratio Value
Debt/Assets 0.8857
Debt/Equity 9.7207
Debt/Capital 0.9067
Long-Term Debt/Capital 0.9026
Financial Leverage 10.98

Cash Flow Ratios

Ratio Value
Working Capital Turnover -3.11
Operating Cash Flow Ratio 0.038
Operating Cash Flow/Sales 2.5%
Free Cash Flow/Operating Cash Flow 98.5%

Coverage Ratios

Ratio Value
Debt Service Coverage 0.70
Interest Coverage 1.4006
Short-Term Operating Cash Flow Coverage 0.06
Operating Cash Flow Coverage 0.00
Capital Expenditure Coverage 64.63
Dividend + Capital Expenditure Coverage 64.63

Dividend Ratios

Ratio Value
Payout Ratio 0.0000%
Dividend Yield 0.0000%
Dividend Yield % 0.0000%
Dividend Per Share 0.0000

Per Share Ratios

Ratio Value
Revenue/Share 19.39
EPS 2.851
Debt/Share 187.3150
Cash/Share 2.50
Book Value/Share 18.34
Tangible BV/Share 17.80
Equity/Share 18.25
Operating Cash Flow/Share 0.493
Capital Expenditure/Share 0.008
FCF/Share 0.485

Other Ratios

Ratio Value
Net Income/Earnings Before Tax 0.718
Earnings Before Tax/EBIT 0.286
Price/Fair Value 1.14
Debt/Market Cap 8.5457
Effective Tax Rate 28.2%
Enterprise Value Multiple 14.10