VEL - Velocity Financial, Inc.
NEXT EARNINGS:
Mar 11, 2026
(in 14 days)
EPS Est: $0.90
|
Rev Est: $52.5M
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$23.00
DETAILS
HIGH:
$23.00
LOW:
$23.00
MEDIAN:
$23.00
CONSENSUS:
$23.00
UPSIDE:
23.59%
Market Cap:
723.93M
Volume:
114,358
Avg Volume:
109,168
52 Week Range:
16.12-21.395
Sector:
Financial Services
Industry:
Financial - Mortgages
Beta:
0.81
Last Dividend:
$N/A
Exchange:
NYSE
Country:
US
Employees:
309
IPO Date:
2020-01-17
EPS (TTM):
2.07
P/E Ratio:
9.34
Revenue (TTM):
482.78M
Total Assets:
5.53B
Total Debt:
4.86B
Cash & Equiv:
50.11M
Rev Growth (5Y):
25.9%
EPS Growth (5Y):
19.2%
FCF Growth (5Y):
4.3%
ROCE:
1.9%
Debt/Equity:
9.40
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2025-11-06 | $0.69 | $0.67 | +3.0% | $172.3M | $52.5M | +227.9% |
| 2025-08-07 | $0.73 | $0.54 | +34.4% | $151.6M | $43.0M | +252.2% |
| 2025-05-01 | $0.55 | $0.52 | +5.8% | $119.3M | $40.4M | +195.4% |
| 2025-03-06 | $0.60 | $0.48 | +25.0% | $124.9M | $42.7M | +192.4% |
| 2024-11-07 | $0.47 | $0.48 | -2.1% | $49.3M | $42.6M | +15.5% |
| 2024-08-01 | $0.45 | $0.41 | +9.8% | $107.1M | $50.2M | +113.3% |
| 2024-05-02 | $0.51 | $0.39 | +30.8% | $98.6M | $46.2M | +113.4% |
| 2024-03-07 | $0.46 | $0.38 | +21.1% | $93.7M | $47.5M | +97.2% |
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 482.78M | 131.72M | 248.38M | 181.31M | 165.84M | 152.78M | 121.52M | 94.93M | 75.47M | 56.50M | 26.49M |
| Net Income | 68.42M | 52.27M | 32.21M | 29.22M | 17.78M | 17.29M | 7.63M | 13.99M | 6.80M | 7.15M | (6.30M) |
| EPS | 2.07 | 1.60 | 0.99 | 0.90 | -1.55 | 0.86 | 0.65 | 1.19 | 0.58 | 0.36 | -0.31 |
| Total Assets | 5.53B | 4.40B | 3.75B | 2.81B | 2.10B | 2.21B | 1.74B | 1.37B | 1.13B | 912.65M | 448.53M |
| Total Debt | 4.86B | 3.84B | 3.28B | 2.38B | 1.73B | 2.01B | 1.55B | 1.19B | 1.05B | 817.65M | 365.55M |
| Cash & Equivalents | 50.11M | 40.76M | 45.42M | 36.13M | 13.91M | 22.55M | 15.01M | 15.92M | 49.98M | 12.29M | 5.64M |
| Operating Cash Flow | 37.76M | 61.05M | 48.67M | 57.62M | 54.89M | (105.34M) | (72.48M) | 37.64M | 29.77M | N/A | N/A |
| Free Cash Flow | 37.47M | 60.87M | 48.35M | 57.29M | 53.32M | (107.34M) | (74.19M) | 34.56M | 26.85M | N/A | N/A |
| FCF per Share | 1.15 | 1.89 | 1.51 | 2.51 | 2.65 | -0.95 | -6.31 | 2.94 | 2.29 | N/A | N/A |
| Book Value | 516.94M | 433.44M | 376.81M | 341.11M | 219.59M | 152.84M | 163.26M | 130.94M | 1.13B | 86.43M | 79.28M |
| Cash & ST Investments | 50.11M | 40.76M | 45.42M | 36.13M | 13.91M | 22.55M | 15.01M | 15.92M | 49.98M | 12.29M | 5.64M |
| ROC Equity | 0.13 | 0.12 | 0.09 | 0.09 | 0.08 | 0.11 | 0.05 | 0.11 | 0.01 | 0.08 | -0.08 |