Univest Financial Corporation logo UVSP - Univest Financial Corporation

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 2
HOLD 4
SELL 0
STRONG
SELL
0
| PRICE TARGET: $34.00 DETAILS
HIGH: $34.00
LOW: $34.00
MEDIAN: $34.00
CONSENSUS: $34.00
DOWNSIDE: 13.49%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Revenue
Revenue 518.3 500.4 448.6 330.1 293.0 282.3 279.5 250.7 222.3 182.6 154.4 116.9 115.9 112.7 114.8 125.4 128.5 135.9 143.4 130.6 107.9 97.4 95.4 93.6 97.2 96.6 89.4 43.5 38.1 35.0 34.0 28.8
Cost of Revenue 202.0 207.1 162.5 46.1 11.2 70.4 53.4 52.7 29.7 17.2 11.9 7.6 16.3 18.2 28.2 39.0 49.6 51.1 56.3 45.9 28.4 20.6 22.1 27.1 35.2 36.7 32.4 32.8 30.2 28.7 27.9 23.2
Gross Profit 316.4 293.3 286.1 284.0 281.7 211.9 226.1 197.9 192.5 165.4 142.5 109.3 99.5 94.5 86.6 86.4 78.9 84.8 87.1 84.7 79.6 76.8 73.3 66.5 62.0 60.0 57.0 10.7 7.9 6.2 6.1 5.6
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 142.5 130.3 127.2 121.3 109.0 97.8 91.7 85.0 79.7 73.0 62.1 45.7 43.0 40.7 36.9 43.0 42.4 34.7 31.6 30.2 26.8 25.4 24.5 21.9 20.0 20.9 19.2 15.7 15.5 14.5 13.3 12.4
Other Expenses 60.6 67.6 70.2 65.4 58.4 57.2 54.4 52.3 51.0 69.0 43.4 33.9 29.6 27.3 26.0 24.3 25.1 23.8 20.6 19.7 19.0 19.6 17.5 15.8 15.8 14.9 15.3 (25.6) (26.8) (25.3) (23.4) (21.5)
Operating Expenses 203.0 198.0 197.4 186.8 167.4 155.0 146.1 137.2 130.7 142.0 105.5 79.6 72.6 68.0 62.9 67.4 67.5 58.5 52.2 50.0 45.8 44.9 42.0 37.8 35.8 35.8 34.5 (9.9) (11.3) (10.8) (10.1) (9.1)
Operating Income
Operating Income 113.3 95.3 88.7 97.2 114.3 56.9 80.1 60.7 61.8 23.4 37.0 29.7 26.9 26.4 23.7 19.0 11.3 26.4 34.9 34.8 33.8 31.9 31.3 28.7 26.2 24.1 22.4 20.5 19.2 17.1 16.2 14.7
Interest Expense 190.3 201.2 151.7 33.9 21.3 29.6 44.9 32.4 19.8 12.4 8.1 4.0 5.1 8.2 10.7 17.5 28.7 42.3 54.1 43.7 26.3 18.9 21.1 25.8 34.4 36.5 31.4 31.8 28.9 27.7 26.0 21.3
Interest Income 430.5 412.4 371.7 252.2 209.7 203.9 214.1 190.5 163.0 126.6 101.5 75.9 77.6 80.7 85.5 91.0 96.4 108.4 116.5 105.2 85.5 74.8 72.0 73.0 79.2 79.9 73.8 72.5 69.5 66.7 63.5 55.9
Profitability
EBITDA 119.8 102.8 93.3 101.0 117.5 61.9 85.5 66.1 67.3 27.0 40.4 32.9 28.4 27.9 26.9 21.7 13.9 29.3 37.7 37.6 36.3 34.6 33.6 30.8 28.7 26.4 24.7 23.0 21.6 19.3 17.9 16.2
EBIT 113.3 95.3 88.7 97.2 114.3 56.9 80.1 60.7 61.8 23.4 37.0 29.7 26.9 26.4 23.7 19.0 11.3 26.4 34.9 34.8 33.8 31.9 31.3 28.7 26.2 24.1 22.4 20.5 19.2 17.1 16.2 14.7
Income Before Tax 113.3 95.3 88.7 97.2 114.3 56.9 80.1 60.7 61.8 23.4 37.0 29.7 26.9 26.4 23.7 19.0 11.3 26.4 34.9 34.8 33.8 31.9 31.3 28.7 26.2 24.1 22.4 20.5 19.2 17.1 16.2 14.7
Income Tax Expense 22.6 19.4 17.6 19.1 22.5 10.0 14.3 10.1 17.7 3.9 9.8 7.4 5.7 5.6 4.8 3.3 0.6 5.8 9.4 9.4 8.9 8.3 8.2 7.6 7.0 6.8 6.6 6.0 6.0 5.0 5.0 4.5
Net Income 90.8 75.9 71.1 78.1 91.8 46.9 65.7 50.5 44.1 19.5 27.3 22.2 21.2 20.9 18.9 15.8 10.8 20.6 25.6 25.4 24.9 23.6 23.1 21.1 19.2 17.3 15.8 14.5 13.2 12.0 11.2 10.1
Per Share Data
EPS (Basic) 3.16 2.61 2.42 2.66 3.12 1.60 2.24 1.73 1.64 0.85 1.39 1.37 1.28 1.25 1.13 0.95 0.75 1.60 1.98 1.96 1.93 1.84 1.80 1.31 1.45 1.27 1.11 0.98 0.86 0.78 0.73 0.82
EPS (Diluted) 3.16 2.58 2.41 2.64 3.11 1.60 2.24 1.72 1.64 0.84 1.39 1.37 1.27 1.24 1.13 0.95 0.75 1.60 1.98 1.95 1.91 1.80 1.78 1.29 1.44 1.27 1.11 0.97 0.86 0.78 0.73 0.82
Shares Outstanding 28.7 29.1 29.4 29.4 29.4 29.2 29.2 29.2 26.9 23.1 19.6 16.2 16.6 16.8 16.7 16.6 14.3 12.9 12.9 12.9 12.9 12.8 12.8 16.2 13.2 13.6 14.3 14.9 15.3 15.4 15.5 12.3
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Current Assets
Cash & Cash Equivalents 553.7 328.8 249.8 152.8 890.1 219.9 125.1 109.4 75.4 57.8 68.6 40.1 36.6 50.2 41.6 54.8 45.6 38.9 42.7 40.4 39.4 47.9 42.5
Short-Term Investments 8.6 8.3 351.6 350.3 317.0 218.6 246.9 328.5 391.5 443.6 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 29.6 278.8 277.6 239.5 206.6 188.9 170.5 160.1 129.8 134.7 57.0 41.1 27.3 67.6 54.4 53.9 49.9 41.8 0 0 0 0 0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 605.5 628.5 888.6 752.0 1,416.1 638.8 556.5 612.7 596.6 636.2 125.6 81.1 63.9 117.8 96.0 108.7 95.5 80.7 42.7 40.4 39.4 47.9 42.5
Non-Current Assets
Property, Plant & Equipment 71.3 75.2 83.2 81.0 87.3 90.0 91.1 59.6 61.8 63.6 34.2 32.6 19.8 19.5 16.0 16.0 15.5 15.4 15.8 16.6 16.8 16.2 13.9
Goodwill 175.5 175.5 175.5 175.5 175.5 172.6 172.6 172.6 172.6 172.6 50.4 50.2 40.8 0 0 0 0 0 0 0 0 0 0
Intangible Assets 7.3 8.3 10.9 11.4 11.8 8.9 10.3 12.0 13.9 16.7 5.6 5.8 2.8 67.6 0 0 0 0 0 0 0 0 0
Long-Term Investments 7,100.5 6,999.9 6,398.6 5,998.5 5,258.3 5,253.2 4,402.7 3,982.5 3,533.0 3,164.4 1,822.9 1,869.6 1,504.6 1,472.9 1,209.9 1,135.9 1,077.4 1,023.1 977.6 883.5 839.5 801.6 774.0
Other Non-Current Assets 460.9 219.8 201.9 179.5 152.1 156.5 144.2 141.4 177.0 177.1 46.7 45.4 35.1 2.5 3.9 0.1 16.2 1.8 34.4 32.7 16.8 16.2 16.7
Total Non-Current Assets 7,831.4 7,500.0 6,892.0 6,470.0 5,696.5 5,697.7 4,824.4 4,371.6 3,958.2 3,594.3 1,959.8 2,003.7 1,603.0 1,539.4 1,229.9 1,152.0 1,109.2 1,040.3 1,027.8 932.8 873.1 834.0 804.6
Total Assets 8,436.9 8,128.4 7,780.6 7,222.0 7,122.4 6,336.5 5,400.5 4,984.3 4,560.4 4,230.5 2,085.4 2,084.8 1,667.0 1,657.2 1,325.9 1,260.7 1,204.2 1,121.0 1,070.5 973.2 912.5 881.9 847.2
Current Liabilities
Account Payables 20.2 31.4 28.7 14.5 46.1 52.2 44.5 44.6 41.0 50.0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 24.4 11.2 6.3 197.1 20.1 17.9 47.5 210.1 136.2 227.4 183.4 192.7 121.9 129.6 89.5 165.3 68.5 72.1 1.2 1.2 12.1 1.2 1.2
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 7,087.3 6,759.3 6,375.8 5,913.5 6,055.1 5,242.7 4,360.1 3,885.9 3,554.9 3,257.6 1,564.3 1,527.3 1,270.9 1,270.3 1,043.1 998.1 971.9 910.7 874.5 792.9 733.8 725.0 699.1
Total Current Liabilities 7,155.3 6,824.9 6,429.0 6,146.8 6,121.3 5,312.8 4,452.0 4,140.6 3,732.1 3,535.0 1,786.9 1,761.6 1,392.8 1,399.9 1,132.6 1,163.5 1,040.4 982.8 875.7 794.0 745.8 726.2 700.2
Non-Current Liabilities
Long-Term Debt 298.9 374.3 458.8 243.3 193.9 293.5 234.8 219.6 219.4 190.3 10.1 99.4 90.4 87.3 31.1 24.1 26.1 18.1 9.1 9.1 7.1 4.1 9.4
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 10.8 10.4 18.8 22.3 0 0 (18.7) 0 0 0 20.6 20.6 23.3 24.2 28.7 (48.4) 23.0 17.4 82.6 65.5 62.3 62.3 57.3
Total Non-Current Liabilities 338.2 416.2 512.4 298.7 227.3 331.2 253.8 219.6 219.4 190.3 30.7 120.0 113.7 111.5 59.8 (24.3) 49.1 35.5 91.6 74.5 69.4 66.4 66.8
Total Liabilities 7,493.6 7,241.1 6,941.4 6,445.5 6,348.6 5,644.0 4,727.9 4,360.2 3,957.0 3,725.3 1,817.6 1,881.6 1,506.6 1,511.4 1,192.4 1,139.1 1,089.0 1,018.2 967.3 868.6 815.2 792.6 767.0
Stockholders' Equity
Common Stock 157.8 157.8 157.8 157.8 157.8 157.8 157.8 157.8 157.8 144.6 91.3 74.4 49.6 49.6 49.6 41.0 41.0 39.3 39.3 39.3 19.6 19.6 15.7
Retained Earnings 591.2 525.8 474.7 428.6 375.1 306.9 288.8 248.2 216.8 194.5 150.5 151.8 125.8 111.7 95.5 89.7 77.5 73.4 63.0 53.7 44.3 35.0 57.0
Accumulated Other Comprehensive Income (25.5) (44.0) (50.6) (62.1) (16.4) (22.1) (21.7) (28.4) (17.8) (19.5) (0.5) (8.6) 2.2 3.5 7.2 3.1 0.8 (2.7) 0.6 0.3 0.0 0.3 (0.5)
Total Stockholders' Equity 943.3 887.3 839.2 776.5 773.8 692.5 672.6 624.1 603.4 505.2 267.8 203.2 160.4 145.8 133.5 121.6 115.2 102.8 103.2 104.6 97.3 89.3 80.2
Total Liabilities & Equity 8,436.9 8,128.4 7,780.6 7,222.0 7,122.4 6,336.5 5,400.5 4,984.3 4,560.4 4,230.5 2,085.4 2,084.8 1,667.0 1,657.2 1,325.9 1,260.7 1,204.2 1,121.0 1,070.5 973.2 912.5 881.9 847.2
Debt Metrics
Total Debt 351.8 416.9 499.9 473.6 247.4 349.1 319.9 429.7 355.6 417.8 193.4 292.1 212.4 216.9 120.6 189.4 94.6 90.2 10.2 10.2 19.1 5.2 10.6
Net Debt (201.9) 88.1 250.1 320.8 (642.7) 129.3 194.8 320.3 280.2 360.0 124.8 252.1 175.8 166.8 79.0 134.6 48.9 51.3 (32.4) (30.1) (20.2) (42.6) (31.9)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Operating Activities
Net Income 90.8 75.9 71.1 78.1 91.8 46.9 65.7 50.5 44.1 19.5 24.9 23.6 23.1 21.1 19.2 17.3 15.8 14.5 13.2 12.0 11.2 10.1
Depreciation & Amortization 6.0 7.5 4.6 3.8 3.2 5.0 5.4 5.4 5.5 3.6 2.5 2.7 2.3 2.1 2.5 2.3 2.3 2.5 2.4 2.2 1.7 1.5
Stock-Based Compensation 4.7 4.6 4.2 4.1 3.7 1.5 2.3 2.6 3.2 2.1 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (3.9) (8.2) 8.3 0.1 (0.9) 5.8 (0.9) 11.1 (1.2) 4.1 7.7 5.8 (18.0) 0.4 1.0 3.5 (4.0) 0 0 0 0 0
Other Non-Cash Items 3.4 (3.4) 2.2 23.9 1.0 1.9 2.4 17.0 9.6 3.1 (0.3) 0.2 (1.8) (0.9) (0.4) (1.2) 0.6 0.7 3.3 (3.0) 2.5 5.1
Operating Cash Flow 101.5 75.1 89.7 109.5 102.3 51.2 73.1 86.0 68.7 33.3 34.8 32.6 5.6 23.0 21.5 21.5 14.8 17.4 18.9 11.3 15.8 16.9
Investing Activities
Capital Expenditure (4.6) (3.1) (6.7) (5.2) (5.9) (3.8) (3.9) (4.3) (4.0) (12.6) (4.0) (2.3) (5.9) (2.0) (3.0) (2.4) (1.9) 0 0 0 0 0
Acquisitions 0 0 0 0 (3.8) 0 0 0 0 (79.2) (0.2) 0 (51.6) 0 0 0 0 0 0 0 0 0
Purchases of Investments (60.3) (70.7) (40.0) (136.5) (253.1) (147.5) (93.1) (108.7) (115.0) (85.5) (163.8) (145.7) (298.4) (214.5) (286.1) (136.0) (126.6) (250.4) (160.3) (114.7) (102.3) (149.7)
Sales/Maturities of Investments 76.2 76.8 46.8 69.2 127.0 215.4 132.8 78.5 125.2 209.2 148.0 225.7 314.0 183.4 306.6 90.9 148.3 25.1 24.0 27.4 15.0 16.2
Other Investing Activities (95.0) (262.7) (454.5) (825.1) 9.1 (931.5) (379.2) (396.8) (338.8) (345.8) (76.8) (112.7) (59.4) (24.6) (72.8) (25.9) (65.8) 120.4 69.7 62.5 47.8 75.0
Investing Cash Flow (83.7) (259.7) (454.4) (897.6) (126.8) (867.4) (343.4) (431.3) (332.5) (313.9) (96.9) (35.0) (101.2) (57.7) (55.2) (73.5) (46.1) (104.9) (66.6) (24.7) (39.5) (58.5)
Financing Activities
Net Debt Issuance (62.6) (80.1) 24.2 226.1 (97.8) 49.2 (166.1) 74.3 (60.7) 172.7 (15.1) (4.7) 66.8 4.9 21.1 4.4 17.1 96.1 34.1 25.6 10.0 33.8
Stock Repurchased (34.6) (19.8) (1.7) (11.4) (0.7) (4.5) (2.0) (6.0) (3.5) (8.4) 0 0 0 0 0 0 0 (13.7) (3.4) (1.4) 0 0
Dividends Paid (25.3) (24.8) (25.1) (24.6) (23.6) (17.5) (23.4) (23.5) (21.3) (17.0) (8.9) (8.1) (6.7) (6.3) (5.8) (5.2) (4.7) (4.2) (3.6) (3.1) (2.5) (2.3)
Other Financing Activities 328.1 386.0 461.7 (140.0) 814.4 881.3 475.3 332.2 294.1 127.8 96.2 1.3 44.4 45.0 27.4 62.5 36.2 1.2 15.0 0.2 11.9 10.6
Financing Cash Flow 207.0 263.7 461.7 50.8 694.7 910.9 285.9 379.3 281.4 277.7 72.5 (10.6) 103.6 36.6 32.3 57.5 40.3 80.1 42.1 21.5 19.4 42.1
Cash Position
Net Change in Cash 224.9 79.0 97 (737.4) 670.3 94.7 15.7 34.0 17.6 (3.0) 10.3 (13.0) 8.0 1.8 (1.4) 5.5 9.1 (7.3) (5.6) 8.0 (4.3) 0.5
Cash at Beginning 328.8 249.8 152.8 890.1 219.9 125.1 109.4 75.4 57.8 60.8 35.9 48.9 40.9 39.1 40.5 35.1 26.0 33.4 38.9 30.9 35.2 34.7
Cash at End 553.7 328.8 249.8 152.8 890.1 219.9 125.1 109.4 75.4 57.8 46.2 35.9 48.9 40.9 39.1 40.5 35.1 26.0 33.4 38.9 30.9 35.2
Free Cash Flow 96.9 72.0 83.0 104.2 96.5 47.4 69.3 81.7 64.7 20.7 30.7 30.3 (0.2) 20.9 18.5 19.1 12.9 17.4 18.9 11.3 15.8 16.9
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Income Statement
Revenue 518.3 500.4 448.6 330.1 293.0 282.3 279.5 250.7 222.3 182.6 154.4 116.9 115.9 112.7 114.8 125.4 128.5 135.9 143.4 130.6 107.9 97.4 95.4 93.6 97.2 96.6 89.4 43.5 38.1 35.0 34.0 28.8
Gross Profit 316.4 293.3 286.1 284.0 281.7 211.9 226.1 197.9 192.5 165.4 142.5 109.3 99.5 94.5 86.6 86.4 78.9 84.8 87.1 84.7 79.6 76.8 73.3 66.5 62.0 60.0 57.0 10.7 7.9 6.2 6.1 5.6
Operating Income 113.3 95.3 88.7 97.2 114.3 56.9 80.1 60.7 61.8 23.4 37.0 29.7 26.9 26.4 23.7 19.0 11.3 26.4 34.9 34.8 33.8 31.9 31.3 28.7 26.2 24.1 22.4 20.5 19.2 17.1 16.2 14.7
Net Income 90.8 75.9 71.1 78.1 91.8 46.9 65.7 50.5 44.1 19.5 27.3 22.2 21.2 20.9 18.9 15.8 10.8 20.6 25.6 25.4 24.9 23.6 23.1 21.1 19.2 17.3 15.8 14.5 13.2 12.0 11.2 10.1
EPS (Diluted) 3.16 2.58 2.41 2.64 3.11 1.60 2.24 1.72 1.64 0.84 1.39 1.37 1.27 1.24 1.13 0.95 0.75 1.60 1.98 1.95 1.91 1.80 1.78 1.29 1.44 1.27 1.11 0.97 0.86 0.78 0.73 0.82
Balance Sheet
Cash & Equivalents 553.7 328.8 249.8 152.8 890.1 219.9 125.1 109.4 75.4 57.8 68.6 40.1 36.6 50.2 41.6 54.8 45.6 38.9 42.7 40.4 39.4 47.9 42.5
Total Assets 8,436.9 8,128.4 7,780.6 7,222.0 7,122.4 6,336.5 5,400.5 4,984.3 4,560.4 4,230.5 2,085.4 2,084.8 1,667.0 1,657.2 1,325.9 1,260.7 1,204.2 1,121.0 1,070.5 973.2 912.5 881.9 847.2
Total Debt 351.8 416.9 499.9 473.6 247.4 349.1 319.9 429.7 355.6 417.8 193.4 292.1 212.4 216.9 120.6 189.4 94.6 90.2 10.2 10.2 19.1 5.2 10.6
Stockholders' Equity 943.3 887.3 839.2 776.5 773.8 692.5 672.6 624.1 603.4 505.2 267.8 203.2 160.4 145.8 133.5 121.6 115.2 102.8 103.2 104.6 97.3 89.3 80.2
Cash Flow
Operating Cash Flow 101.5 75.1 89.7 109.5 102.3 51.2 73.1 86.0 68.7 33.3 34.8 32.6 5.6 23.0 21.5 21.5 14.8 17.4 18.9 11.3 15.8 16.9
Capital Expenditure (4.6) (3.1) (6.7) (5.2) (5.9) (3.8) (3.9) (4.3) (4.0) (12.6) (4.0) (2.3) (5.9) (2.0) (3.0) (2.4) (1.9) 0 0 0 0 0
Free Cash Flow 96.9 72.0 83.0 104.2 96.5 47.4 69.3 81.7 64.7 20.7 30.7 30.3 (0.2) 20.9 18.5 19.1 12.9 17.4 18.9 11.3 15.8 16.9