U.S. Bancorp logo USB - U.S. Bancorp

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY 1
BUY 22
HOLD 23
SELL 3
STRONG
SELL 0
| PRICE TARGET: $63.82 DETAILS
HIGH: $73.00
LOW: $60.00
MEDIAN: $63.00
CONSENSUS: $63.82
UPSIDE: 16.40%
Annual Quarterly
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Revenue
Revenue 42,861 42,712 40,624 27,401 23,714 25,241 27,325 25,775 23,663 22,424 21,195 21,392 21,059 22,202 21,399 20,518 19,490 19,229 20,432 19,215 16,596 14,705 14,571 14,704.6 15,615.8 16,955.7 8,435.4 7,664 5,613.9 2,897.1 848.5 686.7 2,231.4
Cost of Revenue 15,930 17,615 14,886 5,194 (180) 5,821 5,946 4,633 3,356 2,792 2,358 2,682 3,021 4,020 4,859 6,935 8,577 7,782 7,239 6,066 4,162 2,744 3,322.7 4,028.6 7,124.5 6,850.9 2,947 2,725.8 2,350 1,120.7 357.3 248 654.1
Gross Profit 26,931 25,097 25,738 22,207 23,894 19,420 21,379 21,142 20,307 19,632 18,837 18,710 18,038 18,182 16,540 13,583 10,913 11,447 13,193 13,149 12,434 11,961 11,248.3 10,676 8,491.3 10,104.8 5,488.4 4,938.2 3,263.9 1,776.4 491.2 438.7 1,577.3
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 12,543 11,173 11,142 9,613 9,094 8,256 8,037 7,822 7,422 6,655 6,142 5,946 5,868 5,653 5,255 4,833 4,087 3,864 3,394 3,227 3,049 2,835 2,685.5 2,485 2,322.1 2,826.9 1,709.3 1,433.2 1,036.2 563.2 133.2 125 685.7
Other Expenses 4,871 6,015 7,731 5,293 4,634 5,113 4,748 4,642 5,368 4,872 4,665 4,769 4,406 4,803 4,656 4,550 4,194 3,484 3,513 3,059 2,814 2,950 2,911.4 3,255.5 3,826.9 2,890.1 1,417.6 1,411.1 1,068.6 589.1 153 135.3 414.8
Operating Expenses 17,414 17,188 18,873 14,906 13,728 13,369 12,785 12,464 12,790 11,527 10,807 10,715 10,274 10,456 9,911 9,383 8,281 7,348 6,907 6,286 5,863 5,785 5,596.9 5,740.5 6,149 5,717 3,126.9 2,844.3 2,104.8 1,152.3 286.2 260.3 1,100.5
Operating Income
Operating Income 9,517 7,909 6,865 7,301 10,166 6,051 8,594 8,678 7,517 8,105 8,030 7,995 7,764 7,726 6,629 4,200 2,632 4,099 6,286 6,863 6,571 6,176 5,651.4 4,935.5 2,342.3 4,387.8 2,361.5 2,093.9 1,159.1 624.1 205 178.4 476.8
Interest Expense 14,321 15,377 12,611 3,217 993 2,015 4,442 3,254 1,966 1,468 1,226 1,453 1,681 2,138 2,516 2,579 3,020 4,686 6,447 5,522 3,496 2,075 2,068.7 2,679.6 4,595.7 6,022.9 2,416 2,346.8 2,145.9 1,023.4 332.2 223.6 528.9
Interest Income 30,970 31,666 30,007 17,945 13,487 14,840 17,494 16,173 14,346 13,134 12,377 12,228 12,285 12,883 12,639 12,158 11,538 12,418 13,136 12,263 10,551 9,186 9,258 9,493.9 10,946.4 12,029.3 5,676.7 5,407.4 4,513.7 2,275.7 710.4 569.7 1,661.8
Profitability
EBITDA 10,291 8,848 7,883 7,861 10,663 6,578 9,096 9,145 7,985 8,575 8,511 8,496 8,284 8,287 7,194 4,796 3,239 4,672 6,905 7,451 7,260 6,970 6,609 5,773.8 3,155.8 5,042.7 2,669.6 2,368 1,373.9 746.7 238.7 209 621.3
EBIT 9,517 7,909 6,865 7,301 10,166 6,051 8,594 8,678 7,517 8,105 8,030 7,995 7,764 7,726 6,629 4,200 2,632 4,099 6,286 6,863 6,571 6,176 5,651.4 4,935.5 2,342.3 4,387.8 2,361.5 2,093.9 1,159.1 624.1 205 178.4 476.8
Income Before Tax 9,517 7,909 6,865 7,301 10,166 6,051 8,594 8,678 7,517 8,105 8,030 7,995 7,764 7,726 6,629 4,200 2,632 4,099 6,286 6,863 6,571 6,176 5,651.4 4,935.5 2,342.3 4,387.8 2,361.5 2,093.9 1,159.1 624.1 205 178.4 476.8
Income Tax Expense 1,921 1,580 1,407 1,463 2,181 1,066 1,648 1,554 1,264 2,161 2,097 2,087 2,032 2,236 1,841 935 395 1,087 1,883 2,112 2,082 2,009 1,941.3 1,707.5 818.3 1,512.2 855 766.5 398.4 208.7 68.4 61.8 178.8
Net Income 7,576 6,299 5,429 5,825 7,963 4,959 6,914 7,096 6,218 5,888 5,879 5,851 5,836 5,647 4,872 3,317 2,205 2,946 4,324 4,751 4,489 4,167 3,732.6 3,168.1 1,478.8 2,875.6 1,506.5 1,327.4 760.7 415.4 136.6 116.6 298
Per Share Data
EPS (Basic) 4.62 3.79 3.27 3.69 5.11 3.06 4.16 4.15 3.53 3.25 3.18 3.10 3.02 2.85 2.47 1.74 0.97 1.62 2.45 2.64 2.45 2.21 1.94 1.65 0.89 1.51 2.07 2.04 1.13 1.25 0.41 0.35 0.90
EPS (Diluted) 4.61 3.79 3.27 3.69 5.10 3.06 4.16 4.14 3.51 3.24 3.16 3.08 3.00 2.84 2.46 1.73 0.97 1.61 2.42 2.61 2.42 2.18 1.93 1.65 0.88 1.50 2.06 2.02 1.11 1.25 0.41 0.35 0.90
Shares Outstanding 1,555 1,560 1,543 1,489 1,489 1,509 1,581 1,634 1,677 1,718 1,764 1,803 1,839 1,887 1,914 1,912 1,851 1,742 1,735 1,778 1,831 1,887 1,924 1,916 1,927.9 1,906 2,183.3 1,954.6 2,018.2 996.5 996.5 996.5 996.5
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Current Assets
Cash & Cash Equivalents 46,890 56,502 61,192 53,542 28,905 62,580 22,405 21,453 19,505 15,705 6,206 6,859 6,336 8,630 11,192 9,745 9,132 4,036 4,605.5 2,228.9 559 486.2 486.1 1,682
Short-Term Investments 90,841 86,364 69,368 72,052 132,406 136,438 122,344 64,058 67,448 65,529 44,721 39,468 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 0 8,270 8,340 10,081 12,367 13,706 14,185 14,141 13,591 11,774 11,105 11,985 0 0 0 0 525 433 0 0 0 0 0 184
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 137,731 151,136 138,900 135,675 173,678 212,724 158,934 99,652 100,544 93,008 62,032 58,312 6,336 8,630 11,192 9,745 9,657 4,469 4,605.5 2,231.2 559 486.2 486.1 1,866
Non-Current Assets
Property, Plant & Equipment 3,768 3,565 3,623 3,858 3,305 3,468 3,702 2,457 2,432 2,443 2,263 1,790 1,890 1,957 1,697 1,741 1,836 862 1,116.7 544.3 136 134.4 122.8 382
Goodwill 12,635 12,536 12,489 12,373 10,262 9,918 9,655 9,369 9,434 9,344 9,011 8,571 0 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 4,904 5,547 6,084 7,155 3,738 2,864 3,223 3,392 3,228 3,303 3,406 2,834 0 0 0 0 525 433 0 0 0 0 0 0
Long-Term Investments 454,181 444,494 444,362 462,136 343,570 285,448 283,475 316,802 310,832 305,437 183,390 172,993 167,155 160,818 146,476 141,376 138,984 66,761 64,947.6 28,896.4 8,968.8 8,521.5 8,481.5 21,675
Other Non-Current Assets 79,126 61,040 58,033 53,608 38,731 39,483 36,437 35,702 35,570 32,429 21,074 21,412 11,095 9,917 12,016 11,116 9,135 6,372 3,606.2 1,190.8 430 431.2 300.4 2,462
Total Non-Current Assets 554,614 527,182 524,591 539,130 399,606 341,181 336,492 367,722 361,496 352,956 219,144 207,600 188,768 180,841 167,937 160,663 154,054 77,061 69,541.2 30,629.2 9,534.8 9,087.1 8,904.7 24,519
Total Assets 692,345 678,318 663,491 674,805 573,284 553,905 495,426 467,374 462,040 445,964 281,176 265,912 195,104 189,471 180,027 171,390 164,921 81,530 74,276 32,860.4 10,093.8 9,573.3 9,390.8 26,385
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 17,162 15,518 15,279 31,216 11,796 11,766 23,723 14,139 16,651 13,963 31,312 33,983 13,084 10,850 10,800 17,496 13,776 2,256 6,646 3,414.3 921.3 735 1,034.7 965
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 522,216 518,309 512,312 524,976 456,083 429,770 361,916 345,475 347,215 334,590 183,242 159,350 120,741 119,052 115,534 105,219 109,535 51,530 54,312.1 24,486 7,876.3 7,693.9 7,363.8 21,031
Total Current Liabilities 539,378 533,827 527,591 556,192 467,879 441,536 385,639 359,614 363,866 348,553 214,554 193,333 133,825 129,902 126,334 122,715 123,311 53,786 60,958.1 27,900.3 8,797.6 8,428.9 8,398.5 21,996
Non-Current Liabilities
Long-Term Debt 60,764 58,002 51,480 39,829 32,125 41,297 40,167 41,340 32,259 33,323 32,338 37,981 34,739 33,816 28,588 25,716 23,276 17,513 5,457.2 1,744.8 247.4 161.2 166.5 1,015
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 26,552 27,449 28,649 27,552 17,893 17,347 17,137 14,763 16,249 16,155 7,381 7,187 7,001 6,511 7,004 6,498 3,166 2,593 1,257 465.4 193.7 163 107.6 1,129
Total Non-Current Liabilities 87,316 85,451 80,129 67,381 50,018 58,644 57,304 56,103 48,508 49,478 39,961 45,546 41,740 40,327 35,592 32,214 26,442 20,106 6,714.2 2,210.2 441.1 324.2 274.1 2,144
Total Liabilities 626,694 619,278 607,720 623,573 517,897 500,180 442,943 415,717 412,374 398,031 254,515 238,879 175,565 170,229 161,926 154,929 149,753 73,892 67,672.3 30,110.5 9,238.7 8,753.1 8,672.6 24,140
Stockholders' Equity
Common Stock 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20 19 943 0 0 0 0 0 144
Retained Earnings 80,906 76,863 74,026 71,901 69,201 64,188 63,186 59,065 54,142 50,151 24,116 22,541 16,758 14,508 13,719 11,918 11,658 5,389 4,302.4 2,095.4 400.8 599 510.3 1,328
Accumulated Other Comprehensive Income (6,987) (9,764) (10,096) (11,407) (1,943) 322 (1,373) (2,322) (1,404) (1,535) (1,484) (3,363) (16) 68 784 95 95 (62) 0 9.3 7.1 0 0 0
Total Stockholders' Equity 65,193 58,578 55,306 50,766 54,918 53,095 51,853 51,029 49,040 47,298 25,963 26,300 19,539 19,242 18,101 16,461 15,168 7,638 6,603.7 2,749.9 855.1 820.2 718.2 2,245
Total Liabilities & Equity 692,345 678,318 663,491 674,805 573,284 553,905 495,426 467,374 462,040 445,964 281,176 265,912 195,104 189,471 180,027 171,390 164,921 81,530 74,276 32,860.4 10,093.8 9,573.3 9,390.8 26,385
Debt Metrics
Total Debt 77,926 73,520 66,759 71,045 43,921 53,063 63,890 55,479 48,910 47,286 63,892 72,342 47,823 44,666 39,388 43,212 37,052 19,769 12,103.2 5,159.1 1,168.7 896.2 1,201.2 1,980
Net Debt 31,036 17,018 5,567 17,503 15,016 (9,517) 41,485 34,026 29,405 31,581 57,686 65,483 41,487 36,036 28,196 33,467 27,920 15,733 7,497.7 2,930.2 609.7 410 715.1 298
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Operating Activities
Net Income 7,570 6,299 5,429 5,825 7,963 4,959 6,914 7,096 6,218 5,888 4,489 4,166.8 3,732.6 3,289.2 1,706.5 2,875.6 1,506.5 1,327.4 760.7 415.4 136.6 116.6 298
Depreciation & Amortization 875 939 1,018 560 497 527 502 467 468 470 689 737.7 957.6 838.3 813.5 654.9 308.1 274.1 214.8 122.6 33.7 30.6 144.5
Stock-Based Compensation 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital 0 2,075 0 0 0 0 0 0 0 0 0 (229.4) 2,686 81.8 (229.1) (135.6) 212.3 (327.8) (41.8) 16.1 (56.6) (12) (154.7)
Other Non-Cash Items (475) 1,960 2,000 14,734 1,410 (1,770) (2,527) 3,001 (214) (1,022) (1,400) 549.7 1,033.3 (780.9) 75 972.1 603.7 72.9 102 255 (18.9) 63.3 215.5
Operating Cash Flow 7,970 11,273 8,447 21,119 9,870 3,716 4,889 10,564 6,472 5,336 3,477 5,224.8 8,682.2 3,786.3 2,181.9 4,724.1 2,686.3 1,372.5 1,066 840.3 114.5 205.8 567.3
Investing Activities
Capital Expenditure 0 0 0 0 0 0 0 0 0 0 0 (192) (670.1) (429.8) (299.2) (382.8) (134) (155.8) (623.3) (83.5) (20) (30.5) (111.6)
Acquisitions (36) (103) (330) 12,257 (661) (556) 0 0 0 0 (1,008) (271.5) 0 1,368.8 (741.4) 9,044 (220.5) (780.2) 0 0 0 0 9.8
Purchases of Investments (25,802) (36,132) (9,274) (31,683) (100,133) (68,662) (40,515) (19,870) (27,572) (38,855) (13,148) (19,623.9) (51,127.3) (26,469.8) (32,278.6) (12,161.3) (1,773) (603.5) (8,074.1) (1,012.6) (214.4) (609.3) (889.4)
Sales/Maturities of Investments 21,039 25,292 23,687 57,077 58,367 56,235 31,843 19,430 24,432 34,235 15,303 20,477 35,523.2 25,633.4 23,812.4 12,321.7 2,540.9 2,206 6,030.7 1,725.3 867.3 645.4 1,282.3
Other Investing Activities (15,739) (13,591) 4,842 (30,151) (15,060) (2,457) (12,888) (8,537) (8,986) (13,338) (12,985) (8,905.2) (3,151.3) (2,046.7) 5,856.3 (16,119.1) (3,134.9) (4,571.7) 492.3 (596.2) (74.9) (829.6) (1,127.1)
Investing Cash Flow (20,538) (24,534) 18,925 7,500 (57,487) (15,440) (21,560) (8,977) (12,126) (17,958) (11,838) (8,515.6) (19,425.5) (1,944.1) (3,650.5) (7,297.5) (2,721.5) (3,905.2) (2,174.4) 33 558 (824) (836)
Financing Activities
Net Debt Issuance 2,952 6,214 (5,009) 17,019 (8,776) (11,932) 8,364 6,638 1,605 (12,694) 9,787 3,255.8 6,369.1 (5,023.6) 6,407 1,287.3 1,646 3,178.6 2,232.4 (393.2) (305.2) 332.6 240.8
Stock Repurchased (489) (173) (62) (1,169) (2,805) (1,672) (4,525) (2,822) (3,716) (2,556) (1,855) (2,660) 0 0 0 0 0 0 0 0 0 0 (187.1)
Dividends Paid (3,502) (3,448) (3,311) (3,075) (2,887) (2,852) (2,745) (2,366) (2,212) (2,077) (2,245) (1,820) (1,556.8) (1,480.7) (1,235.1) (1,271.3) (573.1) (516.4) (352.9) (171.7) (46.4) (40.4) (137.5)
Other Financing Activities 3,244 5,946 (12,291) (17,215) 26,146 67,854 16,529 (1,740) 12,692 34,152 3,968 1,688.8 3,449 7,002.3 (4,258.1) 3,403.7 (583.4) 888.8 (606.7) 230.2 (313.3) 271.4 (233)
Financing Cash Flow 2,250 8,571 (19,722) (3,982) 13,942 51,899 17,623 361 9,454 17,180 10,026 1,045.1 8,333.4 (395.4) 2,082.3 2,447.5 (71.3) 2,587 1,000.2 (585.1) (672.4) 543.7 (432)
Cash Position
Net Change in Cash 0 (4,690) 7,650 24,637 (33,675) 40,175 952 1,948 3,800 4,558 1,665 (2,245) (2,409.9) 1,446.8 613.7 (125.9) (106.5) 54.3 (108.1) (1,994.3) (486.1) (560.5) (700.7)
Cash at Beginning 0 61,192 53,542 28,905 62,580 22,405 21,453 19,505 15,705 11,147 6,537 8,782 11,192.1 9,745.3 9,131.6 9,257.5 4,855.3 4,801 4,059.9 1,994.3 486.1 560.5 3,414.2
Cash at End 0 56,502 61,192 53,542 28,905 62,580 22,405 21,453 19,505 15,705 8,202 6,537 8,782.2 11,192.1 9,745.3 9,131.6 4,748.8 4,855.3 3,951.8 755.3 (186.3) 1,104.2 2,713.5
Free Cash Flow 7,970 11,273 8,447 21,119 9,870 3,716 4,889 10,564 6,472 5,336 3,477 5,032.8 8,012.1 3,356.5 1,882.7 4,341.3 2,552.3 1,216.7 442.7 756.8 94.5 175.3 455.7
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Income Statement
Revenue 42,861 42,712 40,624 27,401 23,714 25,241 27,325 25,775 23,663 22,424 21,195 21,392 21,059 22,202 21,399 20,518 19,490 19,229 20,432 19,215 16,596 14,705 14,571 14,704.6 15,615.8 16,955.7 8,435.4 7,664 5,613.9 2,897.1 848.5 686.7 2,231.4
Gross Profit 26,931 25,097 25,738 22,207 23,894 19,420 21,379 21,142 20,307 19,632 18,837 18,710 18,038 18,182 16,540 13,583 10,913 11,447 13,193 13,149 12,434 11,961 11,248.3 10,676 8,491.3 10,104.8 5,488.4 4,938.2 3,263.9 1,776.4 491.2 438.7 1,577.3
Operating Income 9,517 7,909 6,865 7,301 10,166 6,051 8,594 8,678 7,517 8,105 8,030 7,995 7,764 7,726 6,629 4,200 2,632 4,099 6,286 6,863 6,571 6,176 5,651.4 4,935.5 2,342.3 4,387.8 2,361.5 2,093.9 1,159.1 624.1 205 178.4 476.8
Net Income 7,576 6,299 5,429 5,825 7,963 4,959 6,914 7,096 6,218 5,888 5,879 5,851 5,836 5,647 4,872 3,317 2,205 2,946 4,324 4,751 4,489 4,167 3,732.6 3,168.1 1,478.8 2,875.6 1,506.5 1,327.4 760.7 415.4 136.6 116.6 298
EPS (Diluted) 4.61 3.79 3.27 3.69 5.10 3.06 4.16 4.14 3.51 3.24 3.16 3.08 3.00 2.84 2.46 1.73 0.97 1.61 2.42 2.61 2.42 2.18 1.93 1.65 0.88 1.50 2.06 2.02 1.11 1.25 0.41 0.35 0.90
Balance Sheet
Cash & Equivalents 46,890 56,502 61,192 53,542 28,905 62,580 22,405 21,453 19,505 15,705 6,206 6,859 6,336 8,630 11,192 9,745 9,132 4,036 4,605.5 2,228.9 559 486.2 486.1 1,682
Total Assets 692,345 678,318 663,491 674,805 573,284 553,905 495,426 467,374 462,040 445,964 281,176 265,912 195,104 189,471 180,027 171,390 164,921 81,530 74,276 32,860.4 10,093.8 9,573.3 9,390.8 26,385
Total Debt 77,926 73,520 66,759 71,045 43,921 53,063 63,890 55,479 48,910 47,286 63,892 72,342 47,823 44,666 39,388 43,212 37,052 19,769 12,103.2 5,159.1 1,168.7 896.2 1,201.2 1,980
Stockholders' Equity 65,193 58,578 55,306 50,766 54,918 53,095 51,853 51,029 49,040 47,298 25,963 26,300 19,539 19,242 18,101 16,461 15,168 7,638 6,603.7 2,749.9 855.1 820.2 718.2 2,245
Cash Flow
Operating Cash Flow 7,970 11,273 8,447 21,119 9,870 3,716 4,889 10,564 6,472 5,336 3,477 5,224.8 8,682.2 3,786.3 2,181.9 4,724.1 2,686.3 1,372.5 1,066 840.3 114.5 205.8 567.3
Capital Expenditure 0 0 0 0 0 0 0 0 0 0 0 (192) (670.1) (429.8) (299.2) (382.8) (134) (155.8) (623.3) (83.5) (20) (30.5) (111.6)
Free Cash Flow 7,970 11,273 8,447 21,119 9,870 3,716 4,889 10,564 6,472 5,336 3,477 5,032.8 8,012.1 3,356.5 1,882.7 4,341.3 2,552.3 1,216.7 442.7 756.8 94.5 175.3 455.7