TRST - TrustCo Bank Corp NY
NEXT EARNINGS:
Apr 27, 2026
Price:
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CONSENSUS:
Hold
DETAILS
Market Cap:
818.76M
Volume:
152,192
Avg Volume:
111,516
52 Week Range:
27.18-48.45
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
0.61
Last Dividend:
$1.48
Exchange:
NASDAQ
Country:
US
Employees:
740
IPO Date:
1983-04-20
EPS (TTM):
3.25
P/E Ratio:
12.35
Revenue (TTM):
278.33M
Total Assets:
6.44B
Total Debt:
192.84M
Cash & Equiv:
50.57M
Rev Growth (5Y):
7.3%
EPS Growth (5Y):
3.6%
FCF Growth (5Y):
-1.9%
ROCE:
1.6%
Debt/Equity:
0.28
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-21 | $0.85 | $0.80 | +6.2% | $48.2M | $48.7M | -1.1% |
| 2025-10-21 | $0.86 | $0.73 | +17.8% | $47.8M | $47.3M | +1.1% |
| 2025-07-21 | $0.79 | $0.69 | +14.5% | $46.6M | $46.2M | +0.9% |
| 2025-04-21 | $0.75 | $0.65 | +15.4% | $45.3M | $45.0M | +0.7% |
| 2025-03-14 | $0.59 | — | — | $66.3M | — | — |
| 2024-10-21 | $0.68 | $0.57 | +19.3% | $43.6M | $42.1M | +3.6% |
| 2024-07-22 | $0.66 | $0.53 | +24.5% | $43.4M | $41.0M | +6.0% |
| 2024-04-22 | $0.64 | $0.60 | +6.7% | $41.3M | $43.5M | -5.0% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 278.33M | 263.15M | 244.52M | 205.86M | 185.92M | 195.46M | 210.72M | 199.00M | 187.33M | 180.37M | 177.22M | 176.85M |
| Net Income | 61.14M | 48.83M | 58.65M | 75.23M | 61.52M | 52.45M | 57.84M | 61.45M | 43.15M | 42.60M | 42.24M | 44.19M |
| EPS | 3.25 | 2.57 | 3.08 | 3.93 | 3.19 | 2.72 | 2.99 | 3.18 | 2.25 | 2.23 | 2.22 | 2.34 |
| Total Assets | 6.44B | 6.24B | 6.17B | 6.00B | 6.20B | 5.90B | 5.22B | 4.96B | 4.91B | 4.87B | 4.73B | 4.64B |
| Total Debt | 192.84M | 124.94M | 133.46M | 294.38M | 297.41M | 267.54M | 205.22M | 161.89M | 242.99M | 209.41M | 191.23M | 189.12M |
| Cash & Equivalents | 50.57M | 47.36M | 49.27M | 43.43M | 48.36M | 47.20M | 48.20M | 49.26M | 44.12M | 48.72M | 41.70M | 43.51M |
| Operating Cash Flow | 0 | 59.44M | 64.13M | 78.63M | 55.37M | 62.16M | 63.80M | 67.64M | 61.69M | 54.89M | 60.01M | 54.99M |
| Free Cash Flow | 0 | 54.56M | 58.46M | 74.84M | 52.52M | 58.33M | 59.90M | 63.99M | 58.08M | 52.84M | 56.26M | 46.50M |
| FCF per Share | N/A | 2.87 | 3.07 | 3.91 | 2.73 | 3.02 | 3.09 | 3.32 | 3.02 | 2.76 | 2.96 | 2.46 |
| Book Value | 686.59M | 676.34M | 645.28M | 599.99M | 601.13M | 568.16M | 538.26M | 489.87M | 458.31M | 432.69M | 413.31M | 393.44M |
| Cash & ST Investments | 360.99M | 344.52M | 501.56M | 524.94M | 456.07M | 486.27M | 622.02M | 550.72M | 616.09M | 669.08M | 642.74M | 720.26M |
| ROC Equity | 0.09 | 0.07 | 0.09 | 0.13 | 0.10 | 0.09 | 0.11 | 0.13 | 0.09 | 0.10 | 0.10 | 0.11 |