Profitability Ratios
| Ratio |
Value |
| GP Margin |
69.6% |
| EBIT Margin |
20.9% |
| EBITDA Margin |
20.9% |
| Operating Margin |
20.9% |
| Pretax Margin |
20.9% |
| Cont. Ops Margin |
16.9% |
| Net Margin |
16.8% |
| Bottom Line Margin |
16.8% |
Liquidity Ratios
| Ratio |
Value |
| Current Ratio |
0.10 |
| Quick Ratio |
0.10 |
| Solvency Ratio |
0.010 |
| Cash Ratio |
0.02 |
Valuation Ratios
| Ratio |
Value |
| Price/Earnings |
|
| PEG Ratio |
5.44 |
| Forward PEG |
5.44 |
| Price/Book |
1.06 |
| Price/Sales |
2.54 |
| Price/FCF |
12.09 |
| Price/Op Cash Flow |
9.79 |
Debt Ratios
| Ratio |
Value |
| Debt/Assets |
0.0189 |
| Debt/Equity |
0.1532 |
| Debt/Capital |
0.1329 |
| Long-Term Debt/Capital |
0.1219 |
| Financial Leverage |
8.13 |
Cash Flow Ratios
| Ratio |
Value |
| Working Capital Turnover |
-0.08 |
| Operating Cash Flow Ratio |
0.019 |
| Operating Cash Flow/Sales |
25.9% |
| Free Cash Flow/Operating Cash Flow |
81.0% |
Coverage Ratios
| Ratio |
Value |
| Debt Service Coverage |
0.54 |
| Interest Coverage |
0.7437 |
| Short-Term Operating Cash Flow Coverage |
7.51 |
| Operating Cash Flow Coverage |
0.70 |
| Capital Expenditure Coverage |
5.25 |
| Dividend + Capital Expenditure Coverage |
2.03 |
Dividend Ratios
| Ratio |
Value |
| Payout Ratio |
46.7757% |
| Dividend Yield |
3.0978% |
| Dividend Yield % |
3.0978% |
| Dividend Per Share |
1.0337 |
Per Share Ratios
| Ratio |
Value |
| Revenue/Share |
13.14 |
| EPS |
2.210 |
| Debt/Share |
8.5231 |
| Cash/Share |
3.30 |
| Book Value/Share |
31.67 |
| Tangible BV/Share |
22.66 |
| Equity/Share |
31.57 |
| Operating Cash Flow/Share |
3.409 |
| Capital Expenditure/Share |
0.649 |
| FCF/Share |
2.759 |
Other Ratios
| Ratio |
Value |
| Net Income/Earnings Before Tax |
0.806 |
| Earnings Before Tax/EBIT |
1.000 |
| Price/Fair Value |
1.06 |
| Debt/Market Cap |
0.1450 |
| Effective Tax Rate |
18.8% |
| Enterprise Value Multiple |
12.74 |
TOWN - TowneBank