TIPT - Tiptree Inc.
Price:
--
--
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||
| Revenue | 2.6 | 2,042.9 | 1,649.0 | 1,397.8 | 1,200.5 | 810.3 | 765.1 | 625.8 | 579.8 | 506.4 | 392.3 | 80.3 | 23.7 | 67.9 | 14.5 | 34.0 | 20.0 | 22.3 | 12.9 |
| Cost of Revenue | 33.8 | 841.2 | 601.8 | 452.6 | 327.0 | 236.9 | 170.7 | 152.1 | 0 | 0 | 0 | 0 | 0 | 1.4 | 1.3 | 0 | 0 | 0 | 0 |
| Gross Profit | 2.6 | 1,201.6 | 1,047.2 | 945.1 | 873.5 | 573.4 | 594.4 | 473.7 | 579.8 | 506.4 | 440.1 | 80.3 | 100.9 | 14.5 | 13.2 | 34.0 | 20.0 | 22.3 | 12.9 |
| Operating Expenses | |||||||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 33.8 | 293.8 | 261.3 | 253.1 | 288.3 | 229.8 | 181.5 | 156.1 | 157.4 | 162.2 | 132.0 | 50.0 | 23.9 | 33.3 | 3.6 | 30.1 | 13.9 | 10.7 | 11.7 |
| Other Expenses | 13.3 | 758.6 | 702.9 | 638.0 | 519.9 | 382.4 | 383.8 | 337.4 | 436.2 | 321.1 | 265.9 | 36.5 | (2.0) | 27.8 | 6.5 | 0.1 | (1.7) | 33.5 | (14.3) |
| Operating Expenses | 47.2 | 1,052.3 | 964.2 | 891.1 | 808.2 | 612.3 | 565.3 | 493.5 | 593.6 | 483.4 | 397.9 | 86.5 | 21.9 | 61.1 | 10.1 | 30.3 | 12.2 | 44.3 | (2.6) |
| Operating Income | |||||||||||||||||||
| Operating Income | (44.6) | 149.3 | 83.1 | 54.0 | 65.3 | (38.9) | 29.1 | (19.8) | (13.8) | 23.1 | (5.5) | (6.2) | 1.8 | 5.3 | 3.1 | 3.8 | 7.9 | (22.0) | 15.5 |
| Interest Expense | 0 | 32.2 | 27.7 | 30.2 | 37.7 | 32.6 | 27.1 | 27.0 | 25.6 | 21.0 | 16.7 | 12.5 | 4.9 | 8.1 | 5.8 | 0.0 | 6.5 | 4.5 | 0.1 |
| Interest Income | 0 | 62.5 | 52.4 | 36.5 | 35.9 | 22.4 | 32.3 | 34.6 | 29.3 | 12.5 | 12.3 | 14.6 | 11.7 | 9.9 | 0.0 | 0 | 0.1 | 0.4 | 11.2 |
| Profitability | |||||||||||||||||||
| EBITDA | (43.2) | 203.2 | 134.2 | 107.2 | 127.5 | 11.3 | 69.8 | 19.8 | 52.2 | 98.7 | 60.5 | 25.3 | 24.9 | 46.8 | 25.9 | 3.9 | 7.1 | (24.7) | 16.3 |
| EBIT | (44.6) | 181.6 | 110.7 | 84.3 | 103.0 | (6.3) | 56.2 | 7.2 | 22.2 | 70.2 | 13.8 | 13.3 | 21.1 | 44.5 | 22.3 | 3.8 | 3.7 | (26.3) | 15.5 |
| Income Before Tax | (44.6) | 149.3 | 83.1 | 54.0 | 65.3 | (38.9) | 29.1 | (19.8) | (3.3) | 49.1 | (2.9) | 0.8 | 16.3 | 36.5 | 16.5 | 3.8 | (2.8) | (30.8) | 15.5 |
| Income Tax Expense | (5.7) | 61.7 | 43.1 | 50.5 | 21.3 | (13.6) | 9.0 | (5.9) | (12.6) | 12.5 | (0.8) | 4.1 | 0.6 | (0.3) | 0 | 0.0 | 0 | 0 | 17.1 |
| Net Income | (38.9) | 53.4 | 14.0 | (8.3) | 38.1 | (29.2) | 18.4 | 23.9 | 3.6 | 25.3 | 5.8 | (1.7) | 10.4 | 12.8 | 16.5 | 3.8 | (2.8) | (30.8) | (1.6) |
| Per Share Data | |||||||||||||||||||
| EPS (Basic) | 0.93 | 1.44 | 0.34 | -0.23 | 1.15 | -0.74 | 0.53 | 0.69 | 0.12 | 0.79 | 0.17 | -0.10 | -0.90 | -0.05 | 1.63 | 0.37 | -0.09 | -0.98 | -0.05 |
| EPS (Diluted) | 0.76 | 1.30 | 0.33 | -0.23 | 1.13 | -0.74 | 0.50 | 0.69 | 0.11 | 0.78 | 0.17 | -0.10 | -0.90 | -0.05 | 1.60 | 0.37 | -0.09 | -0.98 | -0.05 |
| Shares Outstanding | 37.6 | 36.9 | 36.7 | 35.5 | 33.2 | 33.9 | 34.6 | 34.7 | 29.1 | 31.7 | 32.4 | 16.8 | 10.2 | 10.3 | 10.2 | 10.1 | 30.1 | 31.4 | 31.3 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2009 | 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||||
| Cash & Cash Equivalents | 30.8 | 19.4 | 468.7 | 538.1 | 175.7 | 136.9 | 133.1 | 86.0 | 110.7 | 63.0 | 122.5 | 31.8 |
| Short-Term Investments | 17.1 | 10.9 | 802.6 | 612.0 | 577.4 | 377.1 | 335.2 | 283.6 | 182.4 | 146.2 | 0 | 0 |
| Net Receivables | 0 | 1,891.0 | 1,678.2 | 1,008.8 | 1,391.8 | 1,118.0 | 827.6 | 223.1 | 186.4 | 0 | 0.2 | 1.0 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 13.0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 96.2 | 23.9 | 12.8 | 19.4 | (1,640.2) | (1,304.4) | 356.1 | 0 | 0 | 0 | 0 |
| Total Current Assets | 47.9 | 3,076.3 | 3,886.9 | 2,915.6 | 2,175.0 | 0 | 0 | 1,023.5 | 142.2 | 133.1 | 122.7 | 32.8 |
| Non-Current Assets | ||||||||||||
| Property, Plant & Equipment | 14.6 | 17.9 | 61.1 | 53.3 | 38.7 | 43.1 | 36.1 | 6.1 | 4.3 | 5.9 | 101.5 | 105.1 |
| Goodwill | 0 | 206.7 | 206.2 | 186.6 | 179.1 | 179.2 | 99.1 | 91.6 | 91.6 | 92.8 | (4,466.5) | 0 |
| Intangible Assets | 0 | 711.3 | 725.3 | 657.4 | 532.0 | 153.0 | 56.7 | 52.1 | 64.0 | 85.5 | 4,471 | 4.3 |
| Long-Term Investments | 4.6 | 4.2 | 222.8 | 205.2 | 351.0 | 501.0 | 490.6 | 406.5 | 208.0 | 194.8 | 56.1 | 64.9 |
| Other Non-Current Assets | 6,773.0 | 1,678.5 | 37.0 | 21.4 | 323.3 | (876.3) | (682.6) | 114.3 | 448.5 | 24.3 | 4.6 | 2.4 |
| Total Non-Current Assets | 6,792.2 | 2,618.5 | 1,252.4 | 1,124.0 | 1,424.1 | 0 | 0 | 841.4 | 1,847.5 | 2,757.0 | 192.7 | 338.1 |
| Total Assets | 6,840.1 | 5,694.8 | 5,139.3 | 4,039.6 | 3,599.1 | 2,995.8 | 2,198.3 | 1,864.9 | 1,989.7 | 2,890.1 | 315.4 | 370.9 |
| Current Liabilities | ||||||||||||
| Account Payables | 0 | 529.1 | 675.2 | 424.5 | 415.4 | 375.8 | 213.8 | 129.2 | 151.3 | 139.8 | 2.2 | 1.6 |
| Short-Term Debt | 8.1 | 0 | 197.1 | 60.6 | 158.5 | 147.8 | 114.8 | 0 | 0 | 414.6 | 0 | 37.8 |
| Deferred Revenue | 0 | 1,766.1 | 1,695.1 | 1,357.4 | 1,124.0 | 0 | 0 | 75.8 | 56.7 | 52.3 | 0 | 0 |
| Other Current Liabilities | 80.4 | 1,366.3 | 1,662.3 | 1,319.9 | 906.6 | (542.4) | (337.8) | (56.9) | 21.0 | (564.9) | 0 | 0 |
| Total Current Liabilities | 107.6 | 3,738.4 | 4,298.6 | 3,254.0 | 2,661.9 | 0 | 0 | 241.8 | 631.4 | 1,188.5 | 2.8 | 43.2 |
| Non-Current Liabilities | ||||||||||||
| Long-Term Debt | 63.9 | 363.4 | 205.3 | 198.7 | 234.8 | 183.4 | 224.7 | 354.1 | 346.1 | 378.5 | 81.9 | 82.2 |
| Deferred Tax Liabilities | 80.4 | 57.1 | 139.8 | 90.4 | 40.0 | 24.2 | 32.3 | 25.4 | 22.7 | 32.3 | 0 | 0 |
| Other Non-Current Liabilities | 5,827.0 | 172.2 | (794.5) | (724.3) | (302.0) | (639.7) | (381.1) | 23.1 | 20.2 | 1,121.3 | 4.0 | 4.4 |
| Total Non-Current Liabilities | 5,980.0 | 1,299.6 | 264.1 | 252.0 | 537.1 | 0 | 0 | 1,223.9 | 961.5 | 1,311.4 | 85.8 | 86.6 |
| Total Liabilities | 6,087.7 | 5,038.0 | 4,562.7 | 3,506.0 | 3,199.0 | 2,622.2 | 1,786.9 | 1,465.7 | 1,593.0 | 2,499.9 | 88.6 | 129.8 |
| Stockholders' Equity | ||||||||||||
| Common Stock | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Retained Earnings | 121.6 | 95.7 | 60.7 | 54.1 | 68.1 | 35.4 | 70.2 | 57.2 | 38.1 | 38.0 | (66.8) | (50.2) |
| Accumulated Other Comprehensive Income | (7.5) | (27.8) | (26.1) | (39.4) | (2.7) | 5.7 | 1.7 | (2.1) | 1.0 | 0.6 | 0 | 0 |
| Total Stockholders' Equity | 508.6 | 457.7 | 416.9 | 397.4 | 383.0 | 356.1 | 398.1 | 387.1 | 300.1 | 293.4 | 226.8 | 241.1 |
| Total Liabilities & Equity | 6,840.1 | 5,694.8 | 5,139.3 | 4,039.6 | 3,599.1 | 2,995.8 | 2,198.3 | 1,864.9 | 1,989.7 | 2,890.1 | 315.4 | 370.9 |
| Debt Metrics | ||||||||||||
| Total Debt | 80.7 | 374.5 | 442.8 | 297.4 | 422.7 | 364.2 | 368.9 | 354.1 | 346.1 | 793.0 | 81.9 | 120.0 |
| Net Debt | 50.0 | 355.1 | (25.9) | (240.7) | 247.0 | 227.2 | 235.8 | 268.1 | 235.4 | 730.0 | (40.6) | 88.2 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | (38.9) | 87.7 | 40.0 | 3.6 | 44.1 | (25.2) | 20.1 | 29.9 | 5.2 | 32.3 |
| Depreciation & Amortization | 1.4 | 21.7 | 23.5 | 23.0 | 24.4 | 17.6 | 13.6 | 12.6 | 30.0 | 28.5 |
| Stock-Based Compensation | 0 | 17.7 | 8.3 | 9.7 | 11.1 | 8.1 | 6.4 | 6.7 | 6.6 | 2.6 |
| Change in Working Capital | 2.7 | (852.9) | (12.5) | (1,961.9) | (3,683.4) | (2,975.4) | (1,985.6) | (1,503.0) | (1,598.3) | (1,775.5) |
| Other Non-Cash Items | 203.0 | 935.5 | (24.8) | 2,341.2 | 3,790.3 | 3,104.4 | 1,962.5 | 1,507.5 | 1,614.7 | 1,742.2 |
| Operating Cash Flow | 168.2 | 240.8 | 71.5 | 463.1 | 204.3 | 140.2 | 23.7 | 57.7 | 46.9 | 36.6 |
| Investing Activities | ||||||||||
| Capital Expenditure | 0 | (4.0) | (14.0) | (10.7) | (2.8) | (6.7) | (8.5) | (3.7) | (2.9) | (7.2) |
| Acquisitions | 0 | 0 | (19.7) | (15.0) | 0.3 | (4.8) | 13.7 | 15.7 | (71.7) | (102.3) |
| Purchases of Investments | (90.5) | (955.3) | (1,492.2) | (1,197.4) | (1,430.9) | (1,494.7) | (389.2) | (327.6) | (220.0) | (269.9) |
| Sales/Maturities of Investments | 84.3 | 642.8 | 1,296.3 | 1,260.6 | 1,172.0 | 1,400.2 | 394.3 | 190.9 | 296.9 | 205.1 |
| Other Investing Activities | (195.9) | (6.5) | (15.0) | (28.0) | (12.4) | (17.5) | (18.6) | 15.6 | 203.4 | (145.8) |
| Investing Cash Flow | (202.0) | (323.0) | (244.7) | 9.5 | (273.8) | (123.5) | (8.3) | (109.1) | 205.7 | (320.0) |
| Financing Activities | ||||||||||
| Net Debt Issuance | 71.2 | 30.6 | 143.4 | (300.8) | 90.9 | 57.9 | 55.6 | 15.1 | 41.0 | 128.0 |
| Stock Repurchased | 0 | 0 | 0 | (1.7) | (8.1) | (13.9) | (9.1) | (14.1) | (7.3) | (43.8) |
| Dividends Paid | (9.1) | (24.8) | (13.7) | (7.8) | (5.4) | (5.6) | (5.5) | (4.8) | (3.5) | (3.2) |
| Other Financing Activities | (50.6) | 0.5 | (16.3) | 13.2 | (3.6) | (6.7) | (4.1) | 1.8 | (224.6) | 195.9 |
| Financing Cash Flow | 11.5 | 6.3 | 113.4 | (115.2) | 73.7 | 31.7 | 36.9 | (2.0) | (194.4) | 277.0 |
| Cash Position | ||||||||||
| Net Change in Cash | 11.3 | (76.3) | (58.3) | 355.6 | (5.1) | 43.5 | 45.2 | (56.2) | 47.7 | (6.4) |
| Cash at Beginning | 19.4 | 492.6 | 550.8 | 204.4 | 200.2 | 151.7 | 99.4 | 152.8 | 63.0 | 69.4 |
| Cash at End | 30.8 | 416.3 | 492.6 | 550.8 | 195.1 | 195.3 | 144.6 | 96.5 | 110.7 | 63.0 |
| Free Cash Flow | 168.2 | 236.7 | 57.4 | 452.3 | 201.6 | 133.5 | 15.2 | 54.0 | 44.0 | 29.5 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||||
| Revenue | 2.6 | 2,042.9 | 1,649.0 | 1,397.8 | 1,200.5 | 810.3 | 765.1 | 625.8 | 579.8 | 506.4 | 392.3 | 80.3 | 23.7 | 67.9 | 14.5 | 34.0 | 20.0 | 22.3 | 12.9 |
| Gross Profit | 2.6 | 1,201.6 | 1,047.2 | 945.1 | 873.5 | 573.4 | 594.4 | 473.7 | 579.8 | 506.4 | 440.1 | 80.3 | 100.9 | 14.5 | 13.2 | 34.0 | 20.0 | 22.3 | 12.9 |
| Operating Income | (44.6) | 149.3 | 83.1 | 54.0 | 65.3 | (38.9) | 29.1 | (19.8) | (13.8) | 23.1 | (5.5) | (6.2) | 1.8 | 5.3 | 3.1 | 3.8 | 7.9 | (22.0) | 15.5 |
| Net Income | (38.9) | 53.4 | 14.0 | (8.3) | 38.1 | (29.2) | 18.4 | 23.9 | 3.6 | 25.3 | 5.8 | (1.7) | 10.4 | 12.8 | 16.5 | 3.8 | (2.8) | (30.8) | (1.6) |
| EPS (Diluted) | 0.76 | 1.30 | 0.33 | -0.23 | 1.13 | -0.74 | 0.50 | 0.69 | 0.11 | 0.78 | 0.17 | -0.10 | -0.90 | -0.05 | 1.60 | 0.37 | -0.09 | -0.98 | -0.05 |
| Balance Sheet | |||||||||||||||||||
| Cash & Equivalents | 30.8 | 19.4 | 468.7 | 538.1 | 175.7 | 136.9 | 133.1 | 86.0 | 110.7 | 63.0 | 122.5 | 31.8 | |||||||
| Total Assets | 6,840.1 | 5,694.8 | 5,139.3 | 4,039.6 | 3,599.1 | 2,995.8 | 2,198.3 | 1,864.9 | 1,989.7 | 2,890.1 | 315.4 | 370.9 | |||||||
| Total Debt | 80.7 | 374.5 | 442.8 | 297.4 | 422.7 | 364.2 | 368.9 | 354.1 | 346.1 | 793.0 | 81.9 | 120.0 | |||||||
| Stockholders' Equity | 508.6 | 457.7 | 416.9 | 397.4 | 383.0 | 356.1 | 398.1 | 387.1 | 300.1 | 293.4 | 226.8 | 241.1 | |||||||
| Cash Flow | |||||||||||||||||||
| Operating Cash Flow | 168.2 | 240.8 | 71.5 | 463.1 | 204.3 | 140.2 | 23.7 | 57.7 | 46.9 | 36.6 | |||||||||
| Capital Expenditure | 0 | (4.0) | (14.0) | (10.7) | (2.8) | (6.7) | (8.5) | (3.7) | (2.9) | (7.2) | |||||||||
| Free Cash Flow | 168.2 | 236.7 | 57.4 | 452.3 | 201.6 | 133.5 | 15.2 | 54.0 | 44.0 | 29.5 | |||||||||