First Financial Corporation logo THFF - First Financial Corporation

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 1
HOLD 3
SELL 0
STRONG
SELL
0
| PRICE TARGET: $50.00 DETAILS
HIGH: $50.00
LOW: $50.00
MEDIAN: $50.00
CONSENSUS: $50.00
DOWNSIDE: 27.09%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Revenue
Revenue 326.4 307.5 271.1 230.0 194.3 203.0 187.6 164.4 150.1 156.3 147.9 154.1 156.7 161.9 149.7 153.4 165.6 165.5 169.2 159.7 153.7 152.6 153.5 166.7 166.1 160.0 145.6 139.7 131.4 123.6 106.6 91.7 90.6
Cost of Revenue 72.9 105.9 68.4 16.2 11.3 24.7 22.2 15.4 11.6 7.7 8.9 10.6 16.8 22.2 22.9 36.2 51.1 60.3 69.5 64.1 59.2 53.0 55.7 67.6 80.7 85.0 71.5 71.8 67.5 62.3 53 40.1 40.3
Gross Profit 253.6 201.6 202.7 213.8 183.0 178.3 165.4 149.0 138.5 148.6 139.0 143.5 139.9 139.7 126.8 117.2 114.4 105.2 99.7 95.5 94.5 99.7 97.8 99.2 85.4 75.1 74.1 67.9 63.9 61.3 53.6 51.6 50.3
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 102.1 77.3 71.4 67.9 65.8 62.2 55.5 51.6 51.0 51.4 61.9 57.9 57.1 58.2 47.2 47.7 42.3 41.3 39.4 39.7 38.6 37.9 36.7 36.5 30.5 23.1 24.6 23.5 22 21.2 17.9 17 16
Other Expenses 52.1 67.1 58.7 58.1 51.6 50.5 48.9 39.7 37.7 38.9 36.5 37.7 37.4 34.9 28.0 29.5 41.9 31.3 25.3 24.9 24.9 25.8 25.8 26.8 22.8 19.6 19 19 17.7 17.9 17.6 17.8 17.3
Operating Expenses 154.2 144.4 130.2 126.0 117.4 112.8 104.4 91.3 88.7 90.3 98.4 95.6 94.6 93.1 75.2 77.2 84.2 72.6 64.7 64.7 63.5 63.7 62.5 63.3 53.3 42.7 43.6 42.5 39.7 39.1 35.5 34.8 33.3
Operating Income
Operating Income 99.4 57.2 72.5 87.8 65.6 65.5 61.0 57.7 49.8 58.3 40.6 48.0 45.3 46.6 51.6 40.0 30.3 32.6 35.0 30.9 31.0 36.0 35.3 35.8 32.1 32.3 30.5 25.4 24.2 22.2 18.1 16.8 17
Interest Expense 75.8 89.8 61.1 18.3 8.8 14.1 17.5 9.6 6.3 4.4 4.2 5.5 9.0 13.4 17.1 27.0 39.3 52.5 63.0 57.1 47.5 44.7 48.2 58.1 74.1 80.6 66.8 66.4 62.1 57.8 50.7 37.5 37.7
Interest Income 295.7 264.7 228.4 183.3 152.2 160.5 149.1 126.2 114.2 109.4 108.7 113.4 116.2 122.3 116.3 123.6 126.3 134.0 137.7 130.8 121.6 116.9 122.7 136.3 144.7 146.4 133.6 129.1 122.4 115.8 99.3 84.9 83.7
Profitability
EBITDA 108.5 67.1 79.0 93.9 71.8 71.6 65.8 61.9 54.2 63.3 46.1 53.9 50.8 51.7 55.5 44.7 34.5 36.1 35.8 36.9 32.9 41.3 38.8 37.9 33.4 33.5 33.7 27.2 24.7 22.7 18.5 19.5 22.3
EBIT 99.4 57.2 72.5 87.8 65.6 65.5 61.0 57.7 49.8 58.3 40.6 48.0 45.3 46.6 51.6 40.0 30.3 32.6 35.0 30.9 31.0 36.0 35.3 35.8 32.1 32.3 30.5 25.4 24.2 22.2 18.1 16.8 17
Income Before Tax 99.4 57.2 72.5 87.8 65.6 65.5 61.0 57.7 49.8 58.3 40.6 48.0 45.3 46.6 51.6 40.0 30.3 32.6 35.0 30.9 31.0 36.0 35.3 35.8 32.1 32.3 30.5 25.4 24.2 22.2 18.1 16.8 17
Income Tax Expense 20.1 9.9 11.8 16.7 12.6 11.7 12.1 11.1 20.6 19.9 10.4 14.2 13.8 13.8 14.4 12.0 7.6 7.8 9.4 7.4 7.9 8.0 8.8 7.2 7.9 9.1 8.9 6.8 6.1 6.2 4.8 4.5 4.3
Net Income 79.2 47.3 60.7 71.1 53.0 53.8 48.9 46.6 29.1 38.4 30.2 33.8 31.5 32.8 37.2 28.0 22.7 24.8 25.6 23.5 23.1 28.0 26.5 28.6 24.2 23.2 21.6 18.6 18.1 16 13.3 12.3 12.7
Per Share Data
EPS (Basic) 6.68 4.00 5.08 5.82 4.02 3.93 3.80 3.80 2.38 3.12 2.35 2.55 2.37 2.48 2.83 2.14 1.73 1.89 1.94 1.77 1.72 2.07 1.95 2.10 1.78 1.73 1.55 1.29 1.29 1.14 1.04 0.95 0.99
EPS (Diluted) 6.68 4.00 5.08 5.82 4.02 3.93 3.80 3.80 2.38 3.12 2.35 2.55 2.37 2.48 2.83 2.14 1.73 1.89 1.94 1.77 1.72 2.07 1.95 2.10 1.78 1.73 1.55 1.29 1.29 1.14 1.04 0.95 0.99
Shares Outstanding 11.9 11.8 11.9 12.2 13.2 13.7 12.9 12.3 12.2 12.3 12.8 13.2 13.3 13.2 13.2 13.1 13.1 13.1 13.2 13.3 13.4 13.5 13.6 13.7 13.6 13.5 13.9 14.4 14.0 14.0 12.7 13.0 12.8
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Current Assets
Cash & Cash Equivalents 130.4 93.5 76.8 222.5 688.0 657.5 127.4 74.4 74.1 75.0 84.4 67.3 94.9 94.2 96.0 68.2 68.8 58.1 54.9 53.8 67.8 62.7 51.9 43.5
Short-Term Investments 695.0 727.0 1,259.1 1,330.5 1,359.5 1,020.7 926.7 784.9 814.9 853.7 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 27.8 26.9 24.9 21.3 16.9 17.0 18.5 14.0 12.9 12.3 12.0 13.1 12.0 13.1 15.2 14.9 17.8 14.7 14.7 14.1 15 12.6 9.7 8.9
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 853.1 847.4 1,360.8 1,574.3 2,064.5 1,695.2 1,072.7 873.3 902.0 941.0 96.4 80.4 106.9 107.3 111.2 83.2 86.6 72.8 69.6 67.9 82.8 75.3 61.6 52.4
Non-Current Assets
Property, Plant & Equipment 78.6 89.2 67.3 66.1 69.5 62.1 62.6 46.6 48.3 49.2 35.6 32.1 31.2 29.3 34.8 26.2 26.4 26.1 24.4 24.9 26.1 23.9 20 18.7
Goodwill 98.2 100.0 87.0 87.0 86.1 78.6 78.6 34.4 34.4 34.4 7.1 7.1 7.1 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 16.2 21.5 5.6 6.7 8.0 10.6 12.1 1.2 1.6 2.1 4.9 1.5 6.1 13.1 15.2 14.9 17.8 0 0 0 0 0 0 0
Long-Term Investments 4,461.9 4,301.6 3,128.1 3,027.7 2,767.6 2,566.2 2,636.4 1,933.6 1,886.9 1,820.4 2,211.7 2,052.0 1,951.9 1,985.2 1,922.9 1,793.7 1,847.3 1,768.2 1,728.7 1,520.3 1,490.7 1,329 1,140.3 1,105.3
Other Non-Current Assets 248.1 200.5 202.5 227.5 179.3 147.9 160.9 119.8 127.6 141.4 163.1 129.6 83.8 90.5 89.4 128.0 80.6 38.1 27.1 21.8 20 15.4 38.2 37
Total Non-Current Assets 4,903.0 4,712.9 3,490.4 3,415.0 3,110.6 2,865.3 2,950.6 2,135.4 2,098.7 2,047.5 2,422.3 2,222.3 2,068.4 2,115.8 2,058.5 1,958.8 1,956.7 1,832.4 1,780.2 1,567 1,536.8 1,368.3 1,198.5 1,161
Total Assets 5,756.1 5,560.3 4,851.1 4,989.3 5,175.1 4,560.5 4,023.2 3,008.7 3,000.7 2,988.5 2,518.7 2,302.7 2,184.0 2,223.1 2,169.7 2,041.9 2,043.3 1,905.2 1,849.8 1,634.9 1,619.6 1,443.6 1,260.1 1,213.4
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 292.5 187.1 67.2 70.9 93.4 116.1 80.1 69.7 115.4 162.0 30.4 21.5 75.5 68.6 34.4 54.6 18.7 63.5 289.6 219 207.8 168 118.4 85.9
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 4,551.1 4,718.9 4,090.1 4,368.9 4,409.6 3,755.9 3,275.4 2,436.7 2,458.7 2,428.5 1,789.7 1,563.5 1,443.1 1,479.3 1,434.7 1,313.7 1,322.6 1,256.1 1,260.3 1,194.6 1,175.2 1,073.6 993.4 970.3
Total Current Liabilities 4,843.6 4,906.0 4,157.3 4,439.7 4,502.9 3,872.0 3,355.5 2,506.4 2,574.0 2,590.5 1,820.1 1,585.0 1,518.6 1,548.0 1,469.0 1,368.3 1,341.3 1,319.6 1,549.9 1,413.6 1,383 1,241.6 1,111.8 1,056.2
Non-Current Liabilities
Long-Term Debt 188.2 28.1 108.6 9.6 15.9 5.9 31.0 0 0 0.1 332.7 385.2 362.5 383.2 423.3 426.1 489.1 382.3 96.1 37.2 70.6 56.7 25.6 41.3
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 73.5 77.2 57.3 64.7 67.4 79.9 79.2 59.6 13.1 (16.5) 59.4 45.7 34.5 36.6 35.5 30.1 21.7 34.6 21.6 18.6 15.6 15.2 10.1 7.5
Total Non-Current Liabilities 261.7 105.3 165.9 74.2 89.6 91.5 110.2 59.6 13.1 (16.4) 392.1 430.8 397.0 419.8 458.8 456.1 510.8 416.9 117.7 55.8 86.2 71.9 35.7 48.8
Total Liabilities 5,105.3 5,011.3 4,323.2 4,514.0 4,592.5 3,963.5 3,465.6 2,566.0 2,587.1 2,574.1 2,212.2 2,015.8 1,915.7 1,967.8 1,927.8 1,824.4 1,852.0 1,736.5 1,667.6 1,469.4 1,469.2 1,313.5 1,147.5 1,105
Stockholders' Equity
Common Stock 2.0 2.0 2.0 2.0 2.0 2.0 2.0 1.8 1.8 1.8 1.8 1.8 1.8 1.8 0.9 0.9 0.9 0.9 0.9 0 0 0 0 0
Retained Earnings 741.8 687.4 663.7 614.8 559.1 521.1 492.1 456.7 420.3 421.8 277.4 263.1 211.6 194.3 178.2 158.0 141.7 125.7 110.6 98 101.1 91.8 89.4 80
Accumulated Other Comprehensive Income (86.7) (132.3) (127.1) (140.0) (2.4) 9.8 (7.5) (23.5) (14.7) (14.2) (7.9) (12.9) 8.4 11.5 14.3 8.3 3.9 (7.8) 8.1 6.8 4.7 6.4 (2.4) 0
Total Stockholders' Equity 650.9 549.0 528.0 475.3 582.6 597.0 557.6 442.7 413.6 414.4 306.5 286.8 268.3 255.3 242.0 217.5 191.2 168.7 182.2 165.5 150.4 130.1 112.6 108.4
Total Liabilities & Equity 5,756.1 5,560.3 4,851.1 4,989.3 5,175.1 4,560.5 4,023.2 3,008.7 3,000.7 2,988.5 2,518.7 2,302.7 2,184.0 2,223.1 2,169.7 2,041.9 2,043.3 1,905.2 1,849.8 1,634.9 1,619.6 1,443.6 1,260.1 1,213.4
Debt Metrics
Total Debt 480.7 215.2 175.8 80.5 115.5 127.7 111.1 69.7 115.4 162.1 363.2 406.7 438.0 451.9 457.6 480.7 507.8 445.8 385.7 256.2 278.4 224.7 144 127.2
Net Debt 350.3 121.7 99.0 (142.1) (572.5) (529.7) (16.3) (4.7) 41.3 87.1 278.8 339.4 343.1 357.7 361.6 412.5 439.0 387.7 330.8 202.4 210.6 162 92.1 83.7
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Operating Activities
Net Income 79.2 47.3 60.7 71.1 53.0 53.8 48.9 46.6 29.1 38.4 23.1 28.0 26.5 28.6 24.2 23.2 21.6 18.6 18.1 16 13.3 12.3 12.7
Depreciation & Amortization 0 9.9 6.5 6.1 6.2 6.1 4.8 4.2 4.4 5.0 1.9 5.3 3.4 2.0 1.4 1.1 3.2 1.8 0.5 0.5 0.4 2.7 5.3
Stock-Based Compensation 0 3.0 2.4 2.3 2.2 2.3 2.1 1.8 1.8 2.0 0 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (0.8) (2.1) (3.6) (4.3) 1.0 1.6 (0.9) (1.1) (0.6) (0.6) (0.5) 1.1 2.1 1.0 2.9 (3.1) 0 (0.6) 0.9 (1.4) (2.9) (0.6) 1.4
Other Non-Cash Items 12.0 (1.1) 20.5 6.8 (5.7) 17.4 (2.1) 8.4 19.6 (2.1) 12.9 7.3 13.0 4.0 2.2 (12.9) 19.4 5.1 5.3 4 0.3 3.6 (2.5)
Operating Cash Flow 90.4 60.4 86.1 78.8 55.1 77.4 49.9 57.4 50.1 41.2 39.0 43.3 44.8 34.9 30.8 8.6 43.9 23.9 23.7 18.8 10.8 17.3 17.8
Investing Activities
Capital Expenditure (4.0) (6.1) (6.5) (1.4) (3.8) (3.9) (1.1) (2.0) (3.0) (3.0) (2.9) (4.5) (1.8) (2.4) (2.5) (3.4) (4.9) (2.4) (1.6) (3) (5.7) (2.8) (1.8)
Acquisitions 0 28.2 0 0 (23.1) 0 (32.8) 0 0 16.9 0 0 0 14.6 (1.7) 0 0 0 0 0 0 0 0
Purchases of Investments 0 (40.1) (30.5) (345.2) (589.8) (366.0) (129.5) (124.3) (111.1) (150.9) (422.1) (55.9) (264.4) (140.0) (82.7) (55.6) (219.1) (315.9) (170.2) (251) (261.9) (184) (217.9)
Sales/Maturities of Investments 0 163.7 111.5 179.6 271.6 288.8 185.0 143.2 151.6 168.5 387.5 117.9 197.4 184.4 158.0 97.9 230.4 219.4 232.4 175.4 139.5 225.6 243.4
Other Investing Activities (126.2) (211.8) (96.6) (266.7) 33.0 64.9 (54.5) (51.1) (64.1) (75.5) 44.5 (37.6) (5.8) 6.2 (57.5) (153.1) (84.1) (77.8) (89.6) (0.1) (28.3) (58) (51.6)
Investing Cash Flow (126.2) (66.1) (22.1) (433.7) (312.2) (16.2) (32.9) (34.3) (26.7) (44.0) 7.0 20.0 (74.6) 62.7 13.6 (114.2) (77.7) (176.7) (29) (78.7) (156.4) (19.2) (27.9)
Financing Activities
Net Debt Issuance 265.3 37.6 95.3 (28.9) (23.7) 10.6 (55.1) 12.0 (23.4) 34.8 (67.9) (13.8) (5.8) (33.2) (27.1) 62.0 60.2 129.4 (22.1) 52.8 80.7 17.3 (12.2)
Stock Repurchased (0.8) (0.4) (11.5) (27.7) (42.5) (9.2) (0.3) (0.4) (0.5) (19.4) (5.8) (2.3) 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (24.2) (21.2) (15.4) (14.5) (14.2) (14.3) (12.6) (12.5) (30.6) (12.4) (10.8) (10.2) (8.8) (8.2) (7.6) (6.9) (6.2) (5.6) (4.7) (3.7) (3.2) (3) (2.5)
Other Financing Activities (167.8) 6.6 (278.2) (39.5) 368.0 481.7 104.1 (21.9) 30.1 (13.9) 21.8 (36.2) 44.7 (25.6) (8.9) 66.4 (4.3) 34.1 19.3 11.6 80.2 (3.4) 15.3
Financing Cash Flow 72.6 22.5 (209.8) (110.6) 287.6 468.9 36.0 (22.8) (24.4) (10.8) (62.7) (62.6) 27.9 (69.7) (44.9) 116.3 37 153.8 (7.5) 61.2 156.3 10.3 1.1
Cash Position
Net Change in Cash 36.8 16.8 (145.8) (465.5) 30.6 530.0 53.0 0.3 (0.9) (13.7) (16.7) 0.7 (1.8) 27.8 (0.6) 10.7 3.2 1.1 (66.7) (65.3) (51.9) (43.5) (51.5)
Cash at Beginning 93.5 76.8 222.5 688.0 657.5 127.4 74.4 74.1 75.0 88.7 94.9 94.2 96.0 68.2 68.8 58.1 54.9 53.8 66.7 65.3 51.9 43.5 51.5
Cash at End 130.4 93.5 76.8 222.5 688.0 657.5 127.4 74.4 74.1 75.0 78.2 94.9 94.2 96.0 68.2 68.8 58.1 54.9 59.2 126.5 208.2 53.8 52.6
Free Cash Flow 86.4 54.3 79.5 77.4 51.2 73.5 48.8 55.4 47.2 38.1 36.1 38.9 43.1 32.4 28.2 5.1 39 21.5 22.1 15.8 5.1 14.5 16
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Income Statement
Revenue 326.4 307.5 271.1 230.0 194.3 203.0 187.6 164.4 150.1 156.3 147.9 154.1 156.7 161.9 149.7 153.4 165.6 165.5 169.2 159.7 153.7 152.6 153.5 166.7 166.1 160.0 145.6 139.7 131.4 123.6 106.6 91.7 90.6
Gross Profit 253.6 201.6 202.7 213.8 183.0 178.3 165.4 149.0 138.5 148.6 139.0 143.5 139.9 139.7 126.8 117.2 114.4 105.2 99.7 95.5 94.5 99.7 97.8 99.2 85.4 75.1 74.1 67.9 63.9 61.3 53.6 51.6 50.3
Operating Income 99.4 57.2 72.5 87.8 65.6 65.5 61.0 57.7 49.8 58.3 40.6 48.0 45.3 46.6 51.6 40.0 30.3 32.6 35.0 30.9 31.0 36.0 35.3 35.8 32.1 32.3 30.5 25.4 24.2 22.2 18.1 16.8 17
Net Income 79.2 47.3 60.7 71.1 53.0 53.8 48.9 46.6 29.1 38.4 30.2 33.8 31.5 32.8 37.2 28.0 22.7 24.8 25.6 23.5 23.1 28.0 26.5 28.6 24.2 23.2 21.6 18.6 18.1 16 13.3 12.3 12.7
EPS (Diluted) 6.68 4.00 5.08 5.82 4.02 3.93 3.80 3.80 2.38 3.12 2.35 2.55 2.37 2.48 2.83 2.14 1.73 1.89 1.94 1.77 1.72 2.07 1.95 2.10 1.78 1.73 1.55 1.29 1.29 1.14 1.04 0.95 0.99
Balance Sheet
Cash & Equivalents 130.4 93.5 76.8 222.5 688.0 657.5 127.4 74.4 74.1 75.0 84.4 67.3 94.9 94.2 96.0 68.2 68.8 58.1 54.9 53.8 67.8 62.7 51.9 43.5
Total Assets 5,756.1 5,560.3 4,851.1 4,989.3 5,175.1 4,560.5 4,023.2 3,008.7 3,000.7 2,988.5 2,518.7 2,302.7 2,184.0 2,223.1 2,169.7 2,041.9 2,043.3 1,905.2 1,849.8 1,634.9 1,619.6 1,443.6 1,260.1 1,213.4
Total Debt 480.7 215.2 175.8 80.5 115.5 127.7 111.1 69.7 115.4 162.1 363.2 406.7 438.0 451.9 457.6 480.7 507.8 445.8 385.7 256.2 278.4 224.7 144 127.2
Stockholders' Equity 650.9 549.0 528.0 475.3 582.6 597.0 557.6 442.7 413.6 414.4 306.5 286.8 268.3 255.3 242.0 217.5 191.2 168.7 182.2 165.5 150.4 130.1 112.6 108.4
Cash Flow
Operating Cash Flow 90.4 60.4 86.1 78.8 55.1 77.4 49.9 57.4 50.1 41.2 39.0 43.3 44.8 34.9 30.8 8.6 43.9 23.9 23.7 18.8 10.8 17.3 17.8
Capital Expenditure (4.0) (6.1) (6.5) (1.4) (3.8) (3.9) (1.1) (2.0) (3.0) (3.0) (2.9) (4.5) (1.8) (2.4) (2.5) (3.4) (4.9) (2.4) (1.6) (3) (5.7) (2.8) (1.8)
Free Cash Flow 86.4 54.3 79.5 77.4 51.2 73.5 48.8 55.4 47.2 38.1 36.1 38.9 43.1 32.4 28.2 5.1 39 21.5 22.1 15.8 5.1 14.5 16