Stewart Information Services Corporation logo STC - Stewart Information Services Corporation

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY 1
BUY 3
HOLD 2
SELL 2
STRONG
SELL 0
| PRICE TARGET: $80.50 DETAILS
HIGH: $81.00
LOW: $80.00
MEDIAN: $80.50
CONSENSUS: $80.50
UPSIDE: 18.92%
AlphaQuality

AlphaQuality

Quantitative six-pillar business-quality grade

Banks, Insurers & Asset Managers

AlphaQuality — archetype-weighted quantitative grade

B+ 76.9 / 100 composite

Composite Grade

Composite of six pillars weighted for banks, insurers & asset managers businesses. Purely quantitative — no stock price or analyst input.

Profitability

Weight: 25%
B 71.3

Scored using ROA (NIM proxy) — financial-archetype substitution.

  • 5yr Avg ROA 4.3% 100/100
  • Operating Margin Trend -1.79 pp/yr 4/100
Contributes 17.8 pts toward composite.

Capital Efficiency

Weight: 20%
A- 81.0

Scored using ROTCE — financial-archetype substitution.

  • 5yr Avg ROTCE 320.4% 100/100
  • 5yr Share-Count CAGR 1.7% 37/100
Contributes 16.2 pts toward composite.

Growth Quality

Weight: 10%
B- 65.0

Scored using BVPS — financial-archetype substitution.

  • 5yr BVPS CAGR 17.5% 100/100
  • 5yr EPS CAGR -23.7% 0/100
  • Positive-EPS Years (5) 5/5 100/100
Contributes 6.5 pts toward composite.

Cash Generation

Weight: 5%
A+ 93.6

Scored using OCF/NI — banks have no FCF concept.

  • 5yr OCF/NI 1.75x 94/100
Contributes 4.7 pts toward composite.

Balance Sheet

Weight: 30%
A+ 94.1

Scored using Equity/Assets — financial-archetype substitution.

  • Equity / Assets 50.5% 100/100
  • Interest Coverage (EBIT/Int) 8.82x 80/100
Contributes 28.2 pts toward composite.

Stability

Weight: 10%
D 35.5
  • EPS Volatility (σ/μ) 0.79 8/100
  • Piotroski F-Score 5 56/100
  • Negative-Revenue Years (5) 2/5 60/100
Contributes 3.5 pts toward composite.

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Accumulating

2 of 2 gurus held; 2 new buys.

Holders
2 +2
Avg Δ position
—
New buys
2
Full exits
0
As of Q1 2026
How this is calculated

AlphaQuality grades six pillars from 0-100 and weights each by archetype:

  • Profitability (25%) — 5yr Avg ROA, Operating Margin Trend
  • Capital Efficiency (20%) — 5yr Avg ROTCE, 5yr Share-Count CAGR
  • Growth Quality (10%) — 5yr BVPS CAGR, 5yr EPS CAGR, Positive-EPS Years (5)
  • Cash Generation (5%) — 5yr OCF/NI
  • Balance Sheet (30%) — Equity / Assets, Interest Coverage (EBIT/Int)
  • Stability (10%) — EPS Volatility (σ/μ), Piotroski F-Score, Negative-Revenue Years (5)

We deliberately ignore stock price, analyst targets, and consensus ratings so the grade is suitable for backtesting forward returns. A minimum of 5 fiscal years of audited statements is required; distressed and highly leveraged infrastructure businesses are declared ungradable rather than forced into a numeric score.