Profitability Ratios
| Ratio |
Value |
| GP Margin |
61.0% |
| EBIT Margin |
19.4% |
| EBITDA Margin |
22.1% |
| Operating Margin |
19.4% |
| Pretax Margin |
19.4% |
| Cont. Ops Margin |
15.9% |
| Net Margin |
15.9% |
| Bottom Line Margin |
15.9% |
Liquidity Ratios
| Ratio |
Value |
| Current Ratio |
0.22 |
| Quick Ratio |
0.22 |
| Solvency Ratio |
0.011 |
| Cash Ratio |
0.09 |
Valuation Ratios
| Ratio |
Value |
| Price/Earnings |
|
| PEG Ratio |
0.31 |
| Forward PEG |
0.31 |
| Price/Book |
1.12 |
| Price/Sales |
1.96 |
| Price/FCF |
10.47 |
| Price/Op Cash Flow |
10.06 |
Debt Ratios
| Ratio |
Value |
| Debt/Assets |
0.0173 |
| Debt/Equity |
0.1841 |
| Debt/Capital |
0.1554 |
| Long-Term Debt/Capital |
0.1515 |
| Financial Leverage |
10.61 |
Cash Flow Ratios
| Ratio |
Value |
| Working Capital Turnover |
-0.08 |
| Operating Cash Flow Ratio |
0.012 |
| Operating Cash Flow/Sales |
19.5% |
| Free Cash Flow/Operating Cash Flow |
96.1% |
Coverage Ratios
| Ratio |
Value |
| Debt Service Coverage |
0.48 |
| Interest Coverage |
0.5131 |
| Short-Term Operating Cash Flow Coverage |
20.51 |
| Operating Cash Flow Coverage |
0.61 |
| Capital Expenditure Coverage |
25.84 |
| Dividend + Capital Expenditure Coverage |
7.87 |
Dividend Ratios
| Ratio |
Value |
| Payout Ratio |
10.8286% |
| Dividend Yield |
0.8780% |
| Dividend Yield % |
0.8780% |
| Dividend Per Share |
0.3248 |
Per Share Ratios
| Ratio |
Value |
| Revenue/Share |
18.84 |
| EPS |
2.999 |
| Debt/Share |
13.1962 |
| Cash/Share |
68.08 |
| Book Value/Share |
32.91 |
| Tangible BV/Share |
27.23 |
| Equity/Share |
32.90 |
| Operating Cash Flow/Share |
3.677 |
| Capital Expenditure/Share |
0.142 |
| FCF/Share |
3.534 |
Other Ratios
| Ratio |
Value |
| Net Income/Earnings Before Tax |
0.819 |
| Earnings Before Tax/EBIT |
1.000 |
| Price/Fair Value |
1.12 |
| Debt/Market Cap |
0.1637 |
| Effective Tax Rate |
18.1% |
| Enterprise Value Multiple |
3.69 |
SMBK - SmartFinancial, Inc.