SMBK - SmartFinancial, Inc.
NEXT EARNINGS:
Apr 20, 2026
EPS Est: $0.81
|
Rev Est: $53.4M
Price:
--
--
|
CONSENSUS:
Hold
DETAILS
|
PRICE TARGET:
$43.75
DETAILS
HIGH:
$48.00
LOW:
$39.50
MEDIAN:
$43.75
CONSENSUS:
$43.75
UPSIDE:
9.65%
Market Cap:
679.47M
Volume:
91,332
Avg Volume:
85,506
52 Week Range:
26.31-43.91
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
0.77
Last Dividend:
$0.32
Exchange:
NASDAQ
Country:
US
Employees:
597
IPO Date:
2003-10-07
EPS (TTM):
3.01
P/E Ratio:
12.33
Revenue (TTM):
316.37M
Total Assets:
5.74B
Total Debt:
102.09M
Cash & Equiv:
383.88M
Rev Growth (5Y):
18.9%
EPS Growth (5Y):
13.1%
FCF Growth (5Y):
14.4%
ROCE:
8.7%
Debt/Equity:
0.19
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-20 | $0.81 | $0.80 | +1.3% | $53.3M | $51.4M | +3.7% |
| 2025-10-21 | $0.86 | $0.73 | +17.8% | $47.1M | $52.0M | -9.3% |
| 2025-07-21 | $0.69 | $0.66 | +4.5% | $49.2M | $50.6M | -2.8% |
| 2025-04-21 | $0.67 | $0.55 | +21.8% | $46.8M | $46.2M | +1.3% |
| 2025-01-21 | $0.57 | $0.50 | +14.0% | $46.7M | $44.8M | +4.4% |
| 2024-10-21 | $0.54 | $0.47 | +14.9% | $44.2M | $42.4M | +4.3% |
| 2024-07-22 | $0.46 | $0.39 | +17.9% | $40.4M | $40.1M | +0.9% |
| 2024-04-22 | $0.49 | $0.41 | +19.5% | $40.1M | $40.3M | -0.4% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 316.37M | 285.27M | 240.37M | 186.55M | 149.18M | 133.04M | 115.17M | 96.74M | 55.65M | 45.59M | 29.25M | 21.32M |
| Net Income | 50.35M | 36.14M | 28.59M | 43.02M | 34.79M | 24.33M | 26.55M | 18.10M | 5.02M | 5.80M | 1.51M | 1.83M |
| EPS | 3.01 | 2.16 | 1.70 | 2.57 | 2.23 | 1.63 | 1.90 | 1.46 | 0.56 | 0.82 | 0.27 | 0.04 |
| Total Assets | 5.74B | 5.28B | 4.83B | 4.64B | 4.61B | 3.30B | 2.45B | 2.27B | 1.72B | 1.06B | 1.02B | 533.80M |
| Total Debt | 102.09M | 47.78M | 55.20M | 83.92M | 141.73M | 120.55M | 70.88M | 62.18M | 67.66M | 45.13M | 80.26M | 37.76M |
| Cash & Equivalents | 383.88M | 373.51M | 294.82M | 251.11M | 1.01B | 415.31M | 160.53M | 115.82M | 106.06M | 68.75M | 73.77M | 39.03M |
| Operating Cash Flow | N/A | 52.70M | 39.72M | 56.79M | 46.18M | 29.07M | 29.87M | 20.82M | 1.24M | 11.59M | 2.34M | 1.69M |
| Free Cash Flow | N/A | 46.30M | 33.45M | 44.31M | 43.80M | 23.63M | 23.60M | 16.98M | (1.56M) | 4.60M | 1.26M | (1.16M) |
| FCF per Share | N/A | 2.76 | 1.99 | 2.65 | 2.81 | 1.58 | 1.69 | 1.37 | -0.18 | 0.78 | 0.22 | -0.70 |
| Book Value | 546.49M | 491.35M | 459.89M | 432.45M | 429.43M | 357.17M | 312.75M | 283.01M | 205.85M | 105.24M | 100.18M | 55.89M |
| Cash & ST Investments | 1.04B | 684.73M | 703.23M | 735.01M | 1.49B | 630.94M | 338.88M | 317.51M | 258.01M | 198.17M | 240.18M | 137.90M |
| ROC Equity | 0.09 | 0.07 | 0.06 | 0.10 | 0.08 | 0.07 | 0.08 | 0.06 | 0.02 | 0.06 | 0.02 | 0.03 |