Skyward Specialty Insurance Group, Inc. logo SKWD - Skyward Specialty Insurance Group, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
1
BUY 7
HOLD 3
SELL 0
STRONG
SELL
0
| PRICE TARGET: $70.60 DETAILS
HIGH: $80.00
LOW: $63.00
MEDIAN: $66.00
CONSENSUS: $70.60
UPSIDE: 48.79%
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1
Revenue
Revenue 395.7 385.7 382.2 320.8 330.5 304.5 302.0 277.3 263.9 249.0 239.2 212.6 194.6 189.0 162.0 142.0 143.5 145.1 135.2 129.4 126.1 112.0 112.0 112.0 112.0
Cost of Revenue 265.2 269.7 263.0 225.9 231.8 241.0 207.9 195.0 175.9 167.5 172.6 147.5 136.1 129.2 129.1 106.5 103.4 121.0 101.1 (4.5) (7.8) 0 0 0 0
Gross Profit 130.5 116.0 119.2 94.9 98.7 63.5 94.1 82.3 88.0 81.5 66.6 65.1 58.5 59.8 32.8 35.5 40.0 24.1 34.0 134.0 134.0 112.0 112.0 112.0 112.0
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 34.3 31.4 0 0 0 0
Other Expenses 68.4 61.4 58.6 45.1 47.3 44.9 47.3 42.0 41.0 43.9 38.8 40.1 38.7 33.8 35.9 29.2 19.5 22.5 21.5 0 0 (134.2) (134.2) (134.2) (134.2)
Operating Expenses 68.4 61.4 58.6 45.1 47.3 44.9 47.3 42.0 41.0 43.9 38.8 40.1 38.7 33.8 35.9 29.2 19.5 22.5 21.5 115.3 109.8 (134.2) (134.2) (134.2) (134.2)
Operating Income
Operating Income 62.1 54.6 60.5 49.8 51.4 18.6 46.9 40.4 47.0 37.6 27.8 25.0 19.7 26.0 (3.1) 6.4 20.6 1.6 12.6 18.3 17.5 (22.2) (22.2) (22.2) (22.2)
Interest Expense 7.7 2.3 1.9 1.9 1.8 2.1 2.2 2.4 2.7 2.8 2.6 2.5 2.2 2.1 1.7 1.4 1.2 1.2 1.2 1.2 1.2 1.4 1.4 1.4 1.4
Interest Income 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 69.8 57.4 62.9 52.0 53.6 21.6 49.4 43.2 50.1 42.9 30.9 28.0 22.3 28.5 (1.0) 8.1 22.1 3.2 14.1 16.8 20.4 (20.5) (20.5) (20.5) (20.5)
EBIT 69.8 56.9 62.5 51.7 53.3 20.6 49.1 42.8 49.7 40.3 30.4 27.5 21.9 28.1 (1.4) 7.7 21.8 2.8 13.7 16.4 20.0 (20.8) (20.8) (20.8) (20.8)
Income Before Tax 62.1 54.6 60.5 49.8 51.4 18.6 46.9 40.4 47.0 37.6 27.8 25.0 19.7 26.0 (3.1) 6.4 20.6 1.6 12.6 15.2 18.9 (23.6) (23.6) (23.6) (23.6)
Income Tax Expense 12.3 11.4 14.6 11.0 9.4 4.1 10.2 9.4 10.2 8.3 6.1 5.6 4.2 5.5 (0.7) 1.3 4.3 0.3 2.6 3.1 4.0 (5.0) (5.0) (5.0) (5.0)
Net Income 49.7 43.2 45.9 38.8 42.1 14.4 36.7 31.0 36.8 29.3 21.7 19.5 15.6 20.4 (2.4) 5.1 16.3 1.3 10.0 6.3 7.7 (18.7) (18.7) (18.7) (18.7)
Per Share Data
EPS (Basic) 1.23 1.07 1.13 0.96 1.05 0.36 0.91 0.79 0.94 0.78 0.59 0.53 0.43 0.54 -0.06 0.13 0.43 0.04 0.31 0.24 0.30 -0.50 -0.50 -0.50 -0.50
EPS (Diluted) 1.19 1.03 1.10 0.93 1.01 0.35 0.89 0.75 0.90 0.74 0.57 0.51 0.42 0.54 -0.06 0.13 0.13 0.04 0.27 0.17 0.21 -0.50 -0.50 -0.50 -0.50
Shares Outstanding 40.4 40.4 40.4 40.4 41.4 40.1 40.1 39.2 39.1 37.6 36.7 36.6 37.7 37.6 37.6 37.6 37.6 31.7 31.7 32.5 32.3 37.6 37.6 37.6 37.6
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1
Current Assets
Cash & Cash Equivalents 255.9 168.5 160.1 136.6 112.9 121.6 105.6 73.0 85.1 65.9 53.7 67.5 41.2 45.4 30.7 31.3 26.2 42.1 10.5 10.5 10.5 15.9 15.9 15.9 15.9
Short-Term Investments 2,195.1 1,383.1 1,319.2 1,186.9 1,128.5 1,053.6 972.4 888.5 847.8 1,287.9 1,068.9 958.2 960.5 728.7 104.9 0 0 622.6 41.1 41.1 41.1 59.0 59.0 59.0 59.0
Net Receivables 830.5 1,664.1 1,506.6 1,443.7 1,320.5 1,179.5 1,013.9 1,045.2 885.5 775.6 827.6 849.3 749.5 720.6 703.4 180.1 180.1 648.5 162.1 162.1 162.1 163.3 163.3 163.3 163.3
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets (314.9) 30.6 38.2 (3,061.3) (2,794.1) 0 45.8 (1,776.2) (2,022.9) (2,315.5) (2,169.0) (2,142.6) (1,948.2) (1,652.4) (1,028.3) 441.1 457.1 (1,451.2) 0 0 0 0 0 0 0
Total Current Assets 3,281.5 3,485.3 3,300.4 0 0 2,558.6 2,374.6 485.6 0 0 0 0 0 0 0 441.1 457.1 0 213.7 213.7 213.7 238.2 238.2 238.2 238.2
Non-Current Assets
Property, Plant & Equipment 0 15.1 0 0 0 15.3 0 0 0 9.1 0 0 0 8.7 0 686.8 0 9.6 2.4 2.4 2.4 2.8 2.8 2.8 2.8
Goodwill 0 65.7 0 0 0 65.7 0 0 0 65.7 0 0 0 65.7 0 0 0 65.7 16.4 16.4 16.4 16.0 16.0 16.0 16.0
Intangible Assets 473.3 158.4 233.3 88.8 87.1 21.6 87.6 87.9 192.8 22.7 0 0 0 24.1 0 161.9 155.1 25.6 6.4 6.4 6.4 5.0 5.0 5.0 5.0
Long-Term Investments 1,275.3 917.4 914.6 893.6 864.8 1,811.1 917.7 1,716.3 1,626.9 1,559.8 1,336.6 1,258.0 1,248.0 901.4 965.8 93.3 91.7 787.7 0 0 0 0 0 0 0
Other Non-Current Assets (1,275.3) 122.0 117.7 3,354.0 3,078.7 (743.0) 219.0 1,631.3 1,367.4 1,296.2 (1,425.4) (1,347.2) (1,337.5) (999.9) (1,056.0) 122.2 773.6 (888.7) (25.2) (25.2) (25.2) (23.8) (23.8) (23.8) (23.8)
Total Non-Current Assets 517.5 1,306.6 1,293.7 4,336.4 4,030.6 1,170.8 1,224.3 3,435.5 3,187.1 2,953.4 0 0 0 0 0 1,100.7 1,020.4 0 25.2 25.2 25.2 23.8 23.8 23.8 23.8
Total Assets 6,547.5 4,791.9 4,594.0 4,336.4 4,030.6 3,729.5 3,598.9 3,435.5 3,187.1 2,953.4 2,850.7 2,807.2 2,621.3 2,363.4 2,308.4 1,541.8 1,477.5 2,118.2 529.6 529.6 529.6 487.2 487.2 487.2 487.2
Current Liabilities
Account Payables 628.1 394.9 391.3 401.8 321.2 253.3 274.0 267.4 247.2 201.0 226.2 245.1 226.1 162.2 184.6 0 0 160.7 40.2 0 0 41.1 41.1 41.1 41.1
Short-Term Debt 409.4 0 43 43 43 43 0 0 0 50 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Deferred Revenue 0 774.0 885.7 0 0 0 692.5 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities (1,037.6) 2,493.3 2,236.1 (444.8) (364.2) 102.7 1,716.0 (267.4) (247.2) (251.0) (226.2) (245.1) (226.1) (162.2) (184.6) 412.9 373.4 (160.7) (40.2) (40.2) (40.2) (41.1) (41.1) (41.1) (41.1)
Total Current Liabilities 0 3,662.3 3,556.1 0 0 398.9 2,682.4 0 0 0 0 0 0 0 0 614.1 593.5 0 40.2 40.2 40.2 41.1 41.1 41.1 41.1
Non-Current Liabilities
Long-Term Debt 486.0 120.0 76.6 76.6 76.5 76.5 119.0 118.9 118.9 128.7 128.7 128.7 128.6 128.6 128.6 128.6 128.5 128.5 32.1 32.1 32.1 32.1 32.1 32.1 32.1
Deferred Tax Liabilities 68.5 0 0 0 0 0 0 0 0 0 0 0 0 0 0 104.5 38.0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 3,049.1 (46.5) (51.0) 3,316.9 3,060.4 2,419.6 1,686.6 1,597.4 2,375.9 2,163.7 (170.4) (182.8) (169.5) (158.5) (163.5) 334.1 284.6 (159.0) (39.8) (39.8) (39.8) (41.1) (41.1) (41.1) (41.1)
Total Non-Current Liabilities 3,670.8 120.0 76.6 3,436.5 3,179.9 2,536.5 1,850.6 1,764.3 2,494.8 2,292.4 0 0 0 0 0 501.1 448.4 0 39.8 39.8 39.8 41.1 41.1 41.1 41.1
Total Liabilities 5,322.6 3,782.3 3,632.6 3,436.5 3,179.9 2,935.5 2,801.4 2,711.9 2,494.8 2,292.4 2,315.3 2,284.5 2,114.2 1,941.8 1,908.6 1,115.2 1,041.9 1,692.1 423.0 423.0 423.0 411.4 411.4 411.4 411.4
Stockholders' Equity
Common Stock 0.5 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.2 0.2 0.7 0.7 0.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Retained Earnings 316.9 267.1 223.9 178.0 139.2 97.1 82.7 46.0 15.1 (21.7) (51.0) (72.7) (92.1) (105.4) (125.8) (123.4) (128.5) (144.8) (36.2) (36.2) (36.2) (45.8) (45.8) (45.8) (45.8)
Accumulated Other Comprehensive Income (6.1) 11.5 9.5 (2.7) (10.0) (22.1) (1.7) (31.1) (34.5) (23.0) (53.7) (41.3) (35.7) (43.5) (44.3) (26.5) (11.8) 4.6 0 0 0 0 0 0 0
Total Stockholders' Equity 1,224.9 1,009.6 961.4 899.9 850.7 794.0 797.5 723.6 692.3 661.0 535.4 522.7 507.1 421.7 399.8 426.5 435.6 426.1 106.5 106.5 106.5 75.8 75.8 75.8 75.8
Total Liabilities & Equity 6,547.5 4,791.9 4,594.0 4,336.4 4,030.6 3,729.5 3,598.9 3,435.5 3,187.1 2,953.4 2,850.7 2,807.2 2,621.3 2,363.4 2,308.4 1,541.8 1,477.5 2,118.2 529.6 529.6 529.6 487.2 487.2 487.2 487.2
Debt Metrics
Total Debt 486.0 120.0 119.6 119.6 119.5 119.5 119.0 118.9 118.9 128.7 128.7 128.7 128.6 128.6 128.6 128.6 128.5 128.5 32.1 32.1 32.1 32.1 32.1 32.1 32.1
Net Debt 230.1 (48.6) (40.5) (17.1) 6.6 (2.1) 13.4 45.9 33.9 62.8 74.9 61.1 87.4 83.2 97.9 30.8 30.8 86.4 21.6 21.6 21.6 16.2 16.2 16.2 16.2
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1
Operating Activities
Net Income 49.7 43.2 45.9 38.8 42.1 14.4 36.7 31.0 36.8 29.3 21.7 19.5 15.6 20.4 (2.4) 5.1 16.3 1.3 10.0 12.1 14.9 (18.7) (18.7) (18.7) (18.7)
Depreciation & Amortization 0 3.5 0 0 0 0 0 0.4 0 0 0 0 0.4 0 0.4 0.4 0 4.5 0.4 0.4 0 1.5 1.5 1.5 1.5
Stock-Based Compensation 0 12.0 0 0 0 0 0 0 0 0 0 0 0 0 0.5 0.7 0 (0.1) 0.3 0 0 (0.0) (0.0) (0.0) (0.0)
Change in Working Capital 0 0 0 0 0 99.3 0 0 0 129.4 0 0 0 0 0 0 0 123.0 0 0 0 19.9 19.9 19.9 19.9
Other Non-Cash Items 66.8 (7.0) 125.5 49.3 54.7 (91.8) 131.3 (10.4) 57.5 (39.0) 89.0 (18.2) 91.3 63.6 62.4 12.0 29.6 (90.6) 49.2 26.4 24.7 13.3 13.3 13.3 13.3
Operating Cash Flow 116.5 51.8 171.4 88.2 96.8 21.9 168.0 21.0 94.3 119.6 110.7 1.3 107.2 84.0 60.9 18.1 45.9 38.0 59.9 38.9 39.6 11.2 11.2 11.2 11.2
Investing Activities
Capital Expenditure 1.7 0.3 (2.5) (3.1) (0.2) (1.1) (0.4) (2.5) (0.3) (3.1) 1.2 (0.6) (0.6) (1.5) (0.3) (0.1) (0.4) (0.2) (0.8) (0.8) (0.3) (0.5) (0.5) (0.5) (0.5)
Acquisitions (301.4) (6.1) 0.2 1.7 4.2 (19.9) (19.2) 2.2 4.6 0 0 (0.1) 0 4.5 0 0 0 0 0 (0.6) (10) (22.4) (22.4) (22.4) (22.4)
Purchases of Investments (270.2) (239.6) (259.0) (249.8) (168.4) (196.8) (166.7) (145.9) (127.2) (197.9) (159.5) (30.5) (251.5) (62.7) (97.2) (76.5) (89.6) 0 0 0 (103.0) (54.9) (54.9) (54.9) (54.9)
Sales/Maturities of Investments 214.8 (5.2) 124.3 169.1 48.6 177.7 54.4 104.6 53.5 16.5 36.6 25.1 35.0 2.8 39.0 63.2 33.9 0 0 0 48.1 40.1 40.1 40.1 40.1
Other Investing Activities (5.1) 201.2 (9.3) 11.6 15.0 24.3 1.7 13.6 (0.5) (4.7) 11.3 1.5 23.8 (7.5) 5.9 (6.7) 0.5 (22.1) (63.5) (37.5) 6.5 14.8 14.8 14.8 14.8
Investing Cash Flow (361.8) (51.3) (146.3) (68.5) (100.8) (15.7) (130.1) (28.0) (69.9) (186.0) (110.4) (4.7) (193.4) (65.1) (52.6) (20.1) (55.6) (22.3) (64.3) (38.9) (58.7) (22.9) (22.9) (22.9) (22.9)
Financing Activities
Net Debt Issuance 371.1 0.4 0 0 0 0.0 62.2 0.0 (9.8) 0 1.1 0 0 0 0 0 0 0 0 0 1.0 0 0 0 0
Stock Repurchased 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 (0.1) (0.1) (0.1) (0.1)
Dividends Paid 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Financing Activities (8.7) 0 0 0 0 (0.0) (62.2) (0.0) 0 0.7 0 0 0 0 0 0 0 0 0.4 0 0 (8.5) (8.5) (8.5) (8.5)
Financing Cash Flow 362.6 0.4 0 0 0 0.0 5.2 0.0 (9.5) 63.4 1.1 0 66.5 0 0.0 2.0 0.2 0 0.4 0 1.0 (8.5) (8.5) (8.5) (8.5)
Cash Position
Net Change in Cash 117.3 0.8 25.1 19.7 (4.0) 6.2 43.1 (7.0) 14.9 (2.9) 1.4 (3.4) (19.8) 18.9 8.3 0.0 (9.5) 15.8 (4.1) 0.1 0 6.5 6.5 6.5 6.5
Cash at Beginning 199.1 198.3 173.2 153.5 157.5 151.4 108.3 115.3 100.3 103.3 101.9 105.2 125.0 106.1 97.8 97.7 107.3 91.5 95.6 95.5 0 21.9 21.9 21.9 21.9
Cash at End 316.4 199.1 198.3 173.2 153.5 157.5 151.4 108.3 115.3 100.3 103.3 101.9 105.2 125.0 106.1 97.8 97.7 107.3 91.5 95.6 0 28.4 28.4 28.4 28.4
Free Cash Flow 118.2 52.1 168.9 85.1 96.6 20.8 167.6 18.4 94.0 116.5 111.9 0.6 106.6 82.5 60.6 18.0 45.5 37.8 59.1 38.1 39.3 10.7 10.7 10.7 10.7
Key Metrics 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1
Income Statement
Revenue 395.7 385.7 382.2 320.8 330.5 304.5 302.0 277.3 263.9 249.0 239.2 212.6 194.6 189.0 162.0 142.0 143.5 145.1 135.2 129.4 126.1 112.0 112.0 112.0 112.0
Gross Profit 130.5 116.0 119.2 94.9 98.7 63.5 94.1 82.3 88.0 81.5 66.6 65.1 58.5 59.8 32.8 35.5 40.0 24.1 34.0 134.0 134.0 112.0 112.0 112.0 112.0
Operating Income 62.1 54.6 60.5 49.8 51.4 18.6 46.9 40.4 47.0 37.6 27.8 25.0 19.7 26.0 (3.1) 6.4 20.6 1.6 12.6 18.3 17.5 (22.2) (22.2) (22.2) (22.2)
Net Income 49.7 43.2 45.9 38.8 42.1 14.4 36.7 31.0 36.8 29.3 21.7 19.5 15.6 20.4 (2.4) 5.1 16.3 1.3 10.0 6.3 7.7 (18.7) (18.7) (18.7) (18.7)
EPS (Diluted) 1.19 1.03 1.10 0.93 1.01 0.35 0.89 0.75 0.90 0.74 0.57 0.51 0.42 0.54 -0.06 0.13 0.13 0.04 0.27 0.17 0.21 -0.50 -0.50 -0.50 -0.50
Balance Sheet
Cash & Equivalents 255.9 168.5 160.1 136.6 112.9 121.6 105.6 73.0 85.1 65.9 53.7 67.5 41.2 45.4 30.7 31.3 26.2 42.1 10.5 10.5 10.5 15.9 15.9 15.9 15.9
Total Assets 6,547.5 4,791.9 4,594.0 4,336.4 4,030.6 3,729.5 3,598.9 3,435.5 3,187.1 2,953.4 2,850.7 2,807.2 2,621.3 2,363.4 2,308.4 1,541.8 1,477.5 2,118.2 529.6 529.6 529.6 487.2 487.2 487.2 487.2
Total Debt 486.0 120.0 119.6 119.6 119.5 119.5 119.0 118.9 118.9 128.7 128.7 128.7 128.6 128.6 128.6 128.6 128.5 128.5 32.1 32.1 32.1 32.1 32.1 32.1 32.1
Stockholders' Equity 1,224.9 1,009.6 961.4 899.9 850.7 794.0 797.5 723.6 692.3 661.0 535.4 522.7 507.1 421.7 399.8 426.5 435.6 426.1 106.5 106.5 106.5 75.8 75.8 75.8 75.8
Cash Flow
Operating Cash Flow 116.5 51.8 171.4 88.2 96.8 21.9 168.0 21.0 94.3 119.6 110.7 1.3 107.2 84.0 60.9 18.1 45.9 38.0 59.9 38.9 39.6 11.2 11.2 11.2 11.2
Capital Expenditure 1.7 0.3 (2.5) (3.1) (0.2) (1.1) (0.4) (2.5) (0.3) (3.1) 1.2 (0.6) (0.6) (1.5) (0.3) (0.1) (0.4) (0.2) (0.8) (0.8) (0.3) (0.5) (0.5) (0.5) (0.5)
Free Cash Flow 118.2 52.1 168.9 85.1 96.6 20.8 167.6 18.4 94.0 116.5 111.9 0.6 106.6 82.5 60.6 18.0 45.5 37.8 59.1 38.1 39.3 10.7 10.7 10.7 10.7