RRBI - Red River Bancshares, Inc.
Price:
--
--
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CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$94.00
DETAILS
HIGH:
$94.00
LOW:
$94.00
MEDIAN:
$94.00
CONSENSUS:
$94.00
UPSIDE:
3.64%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||
| Revenue | 169.8 | 156.8 | 138.7 | 112.5 | 100.8 | 99.5 | 88.5 | 80.6 | 70.1 | 68.2 |
| Cost of Revenue | 46.6 | 49.1 | 32.9 | 9.5 | 7.5 | 14.7 | 11.9 | 9.6 | 8.1 | 0 |
| Gross Profit | 123.2 | 107.6 | 105.8 | 103.0 | 93.3 | 84.8 | 76.7 | 70.9 | 61.9 | 68.2 |
| Operating Expenses | ||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 48.8 | 40.0 | 38.5 | 35.7 | 33.4 | 32.1 | 28.8 | 26.9 | 24.5 | 28.7 |
| Other Expenses | 21.2 | 25.3 | 24.3 | 22.3 | 19.9 | 18.3 | 17.4 | 15.7 | 14.9 | (8.3) |
| Operating Expenses | 70.1 | 65.3 | 62.9 | 58.0 | 53.2 | 50.4 | 46.2 | 42.6 | 39.4 | 28.7 |
| Operating Income | ||||||||||
| Operating Income | 53.1 | 42.4 | 42.9 | 45.0 | 40.1 | 34.5 | 30.5 | 28.4 | 22.5 | 31.3 |
| Interest Expense | 44.3 | 47.9 | 32.1 | 7.7 | 5.6 | 8.4 | 10.1 | 7.6 | 6.6 | 0 |
| Interest Income | 149.9 | 137.1 | 118.4 | 94.3 | 77.3 | 77.4 | 73.7 | 66.9 | 58.4 | 0 |
| Profitability | ||||||||||
| EBITDA | 53.1 | 45.6 | 45.7 | 47.6 | 42.6 | 36.9 | 32.8 | 30.4 | 24.6 | 26.1 |
| EBIT | 53.1 | 42.4 | 42.9 | 45.0 | 40.1 | 34.5 | 30.5 | 28.4 | 22.5 | 23.9 |
| Income Before Tax | 53.1 | 42.4 | 42.9 | 45.0 | 40.1 | 34.5 | 30.5 | 28.4 | 22.5 | 20.7 |
| Income Tax Expense | 10.4 | 8.1 | 8.1 | 8.1 | 7.1 | 6.3 | 5.6 | 5.3 | 8.5 | 5.6 |
| Net Income | 42.8 | 34.2 | 34.9 | 36.9 | 33.0 | 28.1 | 24.8 | 23.1 | 14.0 | 15.1 |
| Per Share Data | ||||||||||
| EPS (Basic) | 6.40 | 4.96 | 4.87 | 5.14 | 4.53 | 3.84 | 3.51 | 3.20 | 1.94 | 2.07 |
| EPS (Diluted) | 6.38 | 4.95 | 4.86 | 5.13 | 4.51 | 3.83 | 3.49 | 3.20 | 1.94 | 2.07 |
| Shares Outstanding | 6.7 | 6.9 | 7.2 | 7.2 | 7.3 | 7.3 | 7.1 | 7.2 | 7.2 | 7.3 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 213.4 | 269.0 | 305.4 | 278.4 | 784.9 | 447.2 | 133.3 | 151.9 | 59.7 | 120.5 |
| Short-Term Investments | 4.4 | 17.8 | 570.1 | 614.4 | 659.2 | 498.2 | 335.6 | 307.9 | 345.3 | 0 |
| Net Receivables | 11.1 | 10.0 | 9.9 | 8.8 | 6.2 | 6.9 | 5.3 | 5.0 | 4.9 | 0 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 229.0 | 296.9 | 885.5 | 901.6 | 1,450.3 | 952.3 | 474.1 | 464.8 | 409.9 | 125.4 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 60.8 | 62.2 | 60.7 | 58.5 | 51.8 | 51.1 | 46.3 | 39.7 | 35.9 | 34.0 |
| Goodwill | 1.5 | 1.5 | 1.5 | 0 | 0 | 1.5 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 1.5 | 1.5 | 0 | 1.5 | 0 | 0 | 0 |
| Long-Term Investments | 2,999.3 | 2,725.2 | 2,119.3 | 2,061.3 | 1,680.2 | 1,607.1 | 1,435.4 | 1,323.9 | 1,248.9 | 97.3 |
| Other Non-Current Assets | 60.3 | 63.8 | 61.8 | 59.7 | 40.8 | 30.6 | 30.9 | 30.6 | 29.5 | 1,388.2 |
| Total Non-Current Assets | 3,122.0 | 2,852.7 | 2,243.3 | 2,181.1 | 1,774.4 | 1,690.3 | 1,514.1 | 1,395.8 | 1,314.3 | 1,519.5 |
| Total Assets | 3,350.9 | 3,149.6 | 3,128.8 | 3,082.7 | 3,224.7 | 2,642.6 | 1,988.2 | 1,860.6 | 1,724.3 | 1,644.9 |
| Current Liabilities | ||||||||||
| Account Payables | 6.1 | 7.6 | 8 | 1.6 | 1.3 | 1.8 | 2.2 | 1.8 | 1.5 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 2,963.4 | 2,805.1 | 2,801.9 | 2,798.9 | 2,910.3 | 2,340.4 | 1,721.1 | 1,645.6 | 1,526.0 | 1,031.0 |
| Total Current Liabilities | 2,969.5 | 2,812.7 | 2,809.9 | 2,812.7 | 2,922.7 | 2,352.9 | 1,731.7 | 1,655.5 | 1,534.6 | 1,031.0 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 11.3 | 11.5 | 11.8 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 14.7 | 14.3 | 11.3 | 0 | 0 | 0 | 0 | 0 | 0 | 450.3 |
| Total Non-Current Liabilities | 16.2 | 17.2 | 15.1 | 4.3 | 3.8 | 4.2 | 4.6 | 11.3 | 11.5 | 462.1 |
| Total Liabilities | 2,985.8 | 2,829.9 | 2,825.0 | 2,816.9 | 2,926.6 | 2,357.2 | 1,736.3 | 1,666.9 | 1,546.2 | 1,493.1 |
| Stockholders' Equity | ||||||||||
| Common Stock | 27.5 | 38.7 | 55.1 | 60.0 | 60.2 | 68.1 | 68.1 | 41.1 | 45.5 | 33.4 |
| Retained Earnings | 377.7 | 338.6 | 306.8 | 274.8 | 239.9 | 209.0 | 182.6 | 159.1 | 137.9 | 122.8 |
| Accumulated Other Comprehensive Income | (43.3) | (60.2) | (60.5) | (71.2) | (3.8) | 6.9 | (0.0) | (7.5) | (5.4) | (4.4) |
| Total Stockholders' Equity | 365.1 | 319.7 | 303.9 | 265.8 | 298.1 | 285.5 | 251.9 | 193.7 | 178.1 | 151.8 |
| Total Liabilities & Equity | 3,350.9 | 3,149.6 | 3,128.8 | 3,082.7 | 3,224.7 | 2,642.6 | 1,988.2 | 1,860.6 | 1,724.3 | 1,644.9 |
| Debt Metrics | ||||||||||
| Total Debt | 1.5 | 2.9 | 3.8 | 4.3 | 3.8 | 4.2 | 4.6 | 11.3 | 11.5 | 11.8 |
| Net Debt | (211.8) | (266.1) | (301.7) | (274.1) | (781.0) | (443.0) | (128.7) | (140.6) | (48.1) | (108.8) |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 42.8 | 34.2 | 34.9 | 36.9 | 33.0 | 28.1 | 24.8 | 23.1 | 14.0 | 15.1 |
| Depreciation & Amortization | 3.5 | 3.2 | 2.7 | 2.6 | 2.6 | 2.4 | 2.4 | 2.0 | 2.0 | 2.2 |
| Stock-Based Compensation | 0.5 | 0.4 | 0.4 | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 |
| Change in Working Capital | (4.0) | (2.3) | 3.3 | 1.1 | 24.3 | (26.7) | (2.6) | (1.6) | (1.3) | (0.2) |
| Other Non-Cash Items | 2.7 | 1.9 | (0.8) | 4.6 | 2.9 | 8.4 | 2.1 | 2.7 | 3.3 | 2.5 |
| Operating Cash Flow | 44.8 | 38.3 | 40.1 | 45.9 | 62.3 | 12.8 | 26.4 | 26.0 | 20.1 | 19.3 |
| Investing Activities | ||||||||||
| Capital Expenditure | (2.6) | (4.9) | (4.9) | (8.4) | (3.4) | (7.0) | (3.8) | (5.4) | (3.5) | (0.6) |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases of Investments | (182.4) | (129.7) | (99.0) | (324.4) | (393.7) | (421.5) | (145.6) | (20.8) | (168.2) | (138.6) |
| Sales/Maturities of Investments | 115.3 | 158.2 | 172.2 | 126.3 | 213.3 | 263.9 | 126.0 | 59.2 | 127.2 | 121.5 |
| Other Investing Activities | (174.3) | (82.7) | (77.0) | (232.1) | (100.3) | (151.6) | (111.4) | (80.7) | (101.4) | (114.3) |
| Investing Cash Flow | (244.0) | (59.2) | (8.7) | (438.7) | (284.7) | (316.3) | (134.8) | (47.6) | (145.9) | (132.0) |
| Financing Activities | ||||||||||
| Net Debt Issuance | 0 | 0 | 0 | 0 | 0 | 0 | (11.3) | (0.2) | (0.2) | (0.3) |
| Stock Repurchased | (11.1) | (16.3) | (5.0) | (0.2) | (7.9) | (0.1) | 0 | (4.6) | (0.0) | (0.9) |
| Dividends Paid | (3.6) | (2.5) | (2.3) | (2.0) | (2.0) | (1.8) | (1.3) | (1.0) | 0 | 0 |
| Other Financing Activities | 158.3 | 3.2 | 3.0 | (111.4) | 570.0 | 619.2 | 75.6 | 119.6 | 53.1 | 142.1 |
| Financing Cash Flow | 143.7 | (15.6) | (4.3) | (113.6) | 560.1 | 617.4 | 89.8 | 114.0 | 65.0 | 140.9 |
| Cash Position | ||||||||||
| Net Change in Cash | (55.6) | (36.5) | 27.0 | (506.5) | 337.7 | 313.9 | (18.6) | 92.2 | (60.8) | 28.3 |
| Cash at Beginning | 269.0 | 305.4 | 278.4 | 784.9 | 447.2 | 133.3 | 151.9 | 59.7 | 120.5 | 92.2 |
| Cash at End | 213.4 | 269.0 | 305.4 | 278.4 | 784.9 | 447.2 | 133.3 | 151.9 | 59.7 | 120.5 |
| Free Cash Flow | 42.2 | 33.4 | 35.2 | 37.4 | 58.8 | 5.8 | 22.7 | 20.6 | 16.6 | 18.8 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||
| Revenue | 169.8 | 156.8 | 138.7 | 112.5 | 100.8 | 99.5 | 88.5 | 80.6 | 70.1 | 68.2 |
| Gross Profit | 123.2 | 107.6 | 105.8 | 103.0 | 93.3 | 84.8 | 76.7 | 70.9 | 61.9 | 68.2 |
| Operating Income | 53.1 | 42.4 | 42.9 | 45.0 | 40.1 | 34.5 | 30.5 | 28.4 | 22.5 | 31.3 |
| Net Income | 42.8 | 34.2 | 34.9 | 36.9 | 33.0 | 28.1 | 24.8 | 23.1 | 14.0 | 15.1 |
| EPS (Diluted) | 6.38 | 4.95 | 4.86 | 5.13 | 4.51 | 3.83 | 3.49 | 3.20 | 1.94 | 2.07 |
| Balance Sheet | ||||||||||
| Cash & Equivalents | 213.4 | 269.0 | 305.4 | 278.4 | 784.9 | 447.2 | 133.3 | 151.9 | 59.7 | 120.5 |
| Total Assets | 3,350.9 | 3,149.6 | 3,128.8 | 3,082.7 | 3,224.7 | 2,642.6 | 1,988.2 | 1,860.6 | 1,724.3 | 1,644.9 |
| Total Debt | 1.5 | 2.9 | 3.8 | 4.3 | 3.8 | 4.2 | 4.6 | 11.3 | 11.5 | 11.8 |
| Stockholders' Equity | 365.1 | 319.7 | 303.9 | 265.8 | 298.1 | 285.5 | 251.9 | 193.7 | 178.1 | 151.8 |
| Cash Flow | ||||||||||
| Operating Cash Flow | 44.8 | 38.3 | 40.1 | 45.9 | 62.3 | 12.8 | 26.4 | 26.0 | 20.1 | 19.3 |
| Capital Expenditure | (2.6) | (4.9) | (4.9) | (8.4) | (3.4) | (7.0) | (3.8) | (5.4) | (3.5) | (0.6) |
| Free Cash Flow | 42.2 | 33.4 | 35.2 | 37.4 | 58.8 | 5.8 | 22.7 | 20.6 | 16.6 | 18.8 |