RLI Corp. logo RLI - RLI Corp.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 3
HOLD 9
SELL 0
STRONG
SELL
0
| PRICE TARGET: $56.33 DETAILS
HIGH: $59.00
LOW: $52.00
MEDIAN: $58.00
CONSENSUS: $56.33
UPSIDE: 7.17%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Revenue
Revenue 1,882.4 1,770.4 1,512.0 1,698.0 1,183.5 987.7 1,006.6 820.4 800.8 817.9 796.5 777.1 707.7 662.7 621.4 585.6 548.5 561.0 652.3 632.7 569.3 578.8 519.9 382.2 309.4 263.5 225.8 168.1 170.5 155.4 156.7 157.9 155.1
Cost of Revenue 1,321.0 1,315.8 1,121.1 966.2 723.9 679.9 651.2 640.9 605.3 544.2 486.0 480.6 429.2 426.7 343.6 392.3 396.5 410.5 346.5 402.7 387.2 440.7 398.3 308.7 246.8 201.0 163.0 109.0 104.4 97.8 128.9 47.1 27.6
Gross Profit 561.4 454.6 390.9 731.8 459.6 307.8 355.5 179.4 195.5 273.6 310.5 296.5 278.5 236.1 277.8 193.4 152.1 150.5 305.9 230.0 182.1 138.1 121.6 73.5 62.6 62.5 62.7 59.1 66.1 57.5 27.8 110.8 127.5
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 46.2 15.9 15.9 12.9 13.3 10.3 12.7 9.4 11.3 10.2 9.8 10.2 8.7 7.9 7.8 8.0 7.9 42.1 51.7 8.1 6.8 5.5 3.9 3.5 2.6 3.4 2.1 3.9 4.2 3.3 2.1 2.8 1.7
Other Expenses (3.0) 11.2 (2.3) (1.8) 102.0 107.7 110.0 102.4 99.6 106.4 103.9 96.8 94.1 85.5 86.5 6.9 11.7 1.9 (0.3) 35.1 31.4 32.2 23.5 21.3 18.9 20.8 17.6 17.5 (59.8) 19.0 (82.6) 3.4 1.9
Operating Expenses 43.2 27.1 13.6 11.1 115.3 117.9 122.7 111.8 110.9 116.6 113.8 107.0 102.8 93.3 94.2 14.9 19.7 43.9 51.4 43.1 38.2 37.7 27.3 24.8 21.6 24.2 19.7 21.4 (55.6) 22.3 (80.5) 6.2 3.6
Operating Income
Operating Income 518.3 427.6 377.3 720.7 344.3 189.8 232.7 67.6 84.6 157.1 196.7 189.5 175.7 142.7 183.6 178.5 132.4 106.6 254.5 186.9 143.9 100.3 94.3 48.7 41.0 38.3 43.0 37.7 121.7 35.2 108.3 104.6 123.9
Interest Expense 5.4 6.3 7.3 8.0 7.7 7.6 7.6 7.4 7.4 7.4 7.4 7.4 8.1 6.0 6.0 6.0 6.0 6.7 7.0 6.6 7.1 6.9 1.0 1.9 3.2 5.3 4.1 2.3 1.5 2.8 3.3 3.4 1.9
Interest Income 0 149.9 126.6 91.5 75.0 72.9 74.0 66.6 0 0 0 0 0 0 68.3 71.2 71.7 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 530.4 441.5 393.1 736.7 359.4 204.9 248.5 82.1 99.0 170.9 209.5 201.5 187.5 151.9 192.8 187.6 141.8 116.9 265.0 197.0 154.2 110.3 98.5 54.1 47.5 46.7 49.8 42.1 3.8 40.5 6.2 6.5 5
EBIT 522.3 433.9 384.6 728.7 352.0 197.4 240.3 75.0 92.0 164.5 204.1 196.9 183.8 148.8 189.6 184.5 138.5 113.3 261.5 193.5 151.0 107.2 95.3 50.6 44.2 43.6 47.1 40.0 1.5 38.0 3.3 3.4 1.9
Income Before Tax 506.0 427.6 377.3 720.7 344.3 189.8 232.7 67.6 84.6 157.1 196.7 189.5 175.7 142.7 183.6 178.5 132.4 106.6 254.5 186.9 143.9 100.3 94.3 48.7 41.0 38.3 43.0 37.7 41.6 35.2 7.8 (12.3) 18.1
Income Tax Expense 102.6 81.8 72.7 137.3 65.0 32.8 41.1 3.4 (20.4) 42.2 59.1 54.0 49.4 39.4 57.0 51.1 38.6 27.9 78.6 52.3 36.7 27.3 23.0 12.9 10.8 9.6 11.6 9.5 11.4 9.5 (0.1) (7.5) 4
Net Income 403.3 345.8 304.6 583.4 279.4 157.1 191.6 64.2 105.0 114.9 137.5 135.4 126.3 103.3 126.6 127.4 93.8 78.7 175.9 134.6 107.1 73.0 71.3 35.9 31.0 28.7 31.5 28.2 30.2 25.7 7.9 (4.8) 15.8
Per Share Data
EPS (Basic) 4.38 3.78 3.34 6.43 3.09 1.75 2.14 0.72 1.19 1.31 1.56 1.57 1.47 1.22 1.54 1.51 1.08 0.92 1.86 1.35 1.05 0.72 0.71 0.45 0.40 0.36 0.39 0.34 0.36 0.33 0.10 -0.07 0.23
EPS (Diluted) 4.36 3.74 3.31 6.37 3.06 1.73 2.12 0.71 1.18 1.29 1.56 1.54 1.28 1.20 1.52 1.50 1.08 0.90 1.82 1.32 1.02 0.70 0.69 0.44 0.39 0.36 0.39 0.33 0.34 0.28 0.10 -0.07 0.23
Shares Outstanding 92.2 91.5 91.3 90.7 90.5 90 89.5 89.0 88.3 87.9 88.2 86.2 86.0 85.1 84.6 84.1 86.2 86.2 94.3 99.7 101.8 100.9 100.5 79.7 78.5 78.5 81.0 84.1 83.3 79.0 78.0 71.1 68.0
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Current Assets
Cash & Cash Equivalents 51.6 39.8 36.4 22.8 88.8 62.2 46.2 41.7 34.3 23.3 0 0 0.0 (0.1) (0.2) 0 0 0 0 0 0 1.2 0 0
Short-Term Investments 120.6 74.9 2,990.8 2,703.2 2,409.9 2,196.6 1,983.1 0 0 0 104.5 98.0 76.2 33.0 47.9 53.6 48.1 64.1 51.9 18.7 40.8 23.9 0 0
Net Receivables 212.2 230.5 1,002.6 950.8 792.9 618.4 544.9 0 0 414.6 84.0 92.1 0 626.7 558.5 449.0 304.2 296.3 228.0 49.7 53.7 50.2 26.1 27.2
Inventory 0 0 0 0 0 0 0 1,760.5 2,072.7 1,974.4 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets (212.2) (230.5) 0 0 0 (2,990.7) (2,667.8) 0 0 184.3 607.0 623.6 0 (657.2) (606.7) (502.7) 882.5 760.4 0 0 0 0 0 0
Total Current Assets 172.1 114.7 4,142.1 3,815.3 3,422.5 0 0 2,194.2 2,140.8 2,022.0 0.1 0.4 0.0 2.5 (0.2) 0.0 1,234.8 1,120.8 280.0 68.4 94.5 75.3 26.1 27.2
Non-Current Assets
Property, Plant & Equipment 40.7 43.2 46.7 49.6 52.2 51.4 53.1 54.7 55.8 54.6 19.1 21.6 18.3 18.6 17.8 18.4 13.8 15.4 12.2 12.4 12.1 14.0 14.9 14.7
Goodwill 46.1 46.1 46.1 46.1 46.1 46.1 46.1 46.1 49.7 51.3 26.2 26.2 26.2 26.2 27.9 30.8 32.7 34.1 0 0 0 0 0 0
Intangible Assets 7.5 7.5 154.1 135.4 111.1 7.7 8.1 8.5 9.6 13.1 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Long-Term Investments 0 0 706.1 604.6 835.6 2,849.0 2,547.6 2,196.0 2,162.8 2,046.7 1,852.5 1,658.8 1,569.7 1,333.4 275.2 793.5 756.1 691.2 677.3 603.9 537.9 474.6 0 0
Other Non-Current Assets 0 0 69.3 75.9 41.0 (2,954.1) (2,654.8) (1,418.6) (1,525.3) (1,474.5) (1,892.6) (1,701.1) (1,615.3) (1,377.7) (320.1) (42.6) (756.1) (691.2) (689.5) (616.2) (550.1) (488.5) (14.9) (14.7)
Total Non-Current Assets 94.3 96.7 1,038.2 951.8 1,085.8 0 0 910.8 806.5 755.7 5.3 5.5 6.4 6.6 6.4 6.6 46.5 49.6 689.5 616.2 550.1 488.5 14.9 14.7
Total Assets 6,161.5 5,628.8 5,180.2 4,767.1 4,508.3 3,938.5 3,545.7 3,105.1 2,947.2 2,777.6 2,538.7 2,419.4 2,468.8 2,134.4 1,719.3 1,391.0 1,281.3 1,170.4 1,012.7 911.7 845.5 814.6 752.3 668.9
Current Liabilities
Account Payables 40.6 44.7 71.5 61.1 42.9 42.3 25.7 22.6 21.6 17.9 22.4 30.2 78.1 92.4 78.2 59.6 51.2 44.3 32.2 24.4 23.7 0 0 0
Short-Term Debt 100 100 100 199.9 0 0 0 0 0 0 0 0 46.8 47.6 54.4 77.2 78.8 78.4 39.6 24.9 0 2.8 0 0
Deferred Revenue 867.0 0 892.3 785.1 680.4 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities (907.5) (124.2) 2,446.0 2,315.6 2,127.1 (118.2) (92.3) (67.7) (74.5) (69.9) (64.3) (63.1) (136.5) (147.1) (134.4) (98.3) (51.2) (122.7) (73.9) (52.0) (25.8) (40.5) 0 0
Total Current Liabilities 129.7 145.4 3,622.5 3,456.6 2,948.6 0 0 2,149.1 1,944.7 1,805.3 1,606.4 1,611.2 1,745.1 1,480.2 1,262.8 39.6 78.8 122.7 71.8 645.2 599.4 610 0 0
Non-Current Liabilities
Long-Term Debt 0 0 100 199.9 199.7 149.5 149.3 149.1 148.9 148.7 100 100 100 100 0 0 0 0 0 0 46 46 52.3 53
Deferred Tax Liabilities 21.8 0 0 0 83.5 80.2 56.7 24.2 53.8 64.5 24.3 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 4,231.8 4,006.1 44.2 (66.7) 47.1 (229.7) (206.0) 0 0 0 (124.3) (100) (100) (100) 0 0 0 0 0 0 (46) (46) (52.3) (53)
Total Non-Current Liabilities 4,253.6 4,006.1 144.2 133.2 330.3 0 0 149.1 148.9 148.7 100 100 100 100 12.5 0 0 0 0 0 46 46 52.3 53
Total Liabilities 4,383.3 4,106.8 3,766.7 3,589.7 3,278.9 2,802.5 2,550.3 2,298.2 2,093.6 1,954.1 1,706.4 1,711.2 1,845.1 1,580.2 1,262.8 1,055.5 954.7 877.3 718.7 645.2 645.4 656.0 622.7 529.6
Stockholders' Equity
Common Stock 1.4 1.4 1.4 0.7 0.7 0.7 0.7 0.7 67.1 66.9 32.2 32.1 31.1 31.0 30.5 12.8 12.8 12.8 12.8 10.2 8.5 8.5 0 0
Retained Earnings 1,881.2 1,719.7 1,609.8 1,446.3 1,228.1 1,084.2 1,014.0 908.1 788.5 797.3 877.8 807.2 387.0 326.8 265.6 237.0 212.2 189.2 163.3 140.4 115.2 95.4 89.8 98.3
Accumulated Other Comprehensive Income (74.0) (173.7) (166.3) (229.1) 49.8 108.7 52.5 (14.6) 157.9 122.6 77.4 15.1 106.0 97.7 71.3 93.5 113.2 99.8 110.4 86.9 50.6 34.3 0 0
Total Stockholders' Equity 1,778.2 1,522.0 1,413.5 1,177.3 1,229.4 1,136.0 995.4 806.8 853.6 823.6 832.2 708.2 623.7 554.1 456.6 335.4 326.7 293.1 294.0 266.6 200.0 158.6 129.6 139.3
Total Liabilities & Equity 6,161.5 5,628.8 5,180.2 4,767.1 4,508.3 3,938.5 3,545.7 3,105.1 2,947.2 2,777.6 2,538.7 2,419.4 2,468.8 2,134.4 1,719.3 1,391.0 1,281.3 1,170.4 1,012.7 911.7 845.5 814.6 752.3 668.9
Debt Metrics
Total Debt 100 100 200 399.7 199.7 149.5 149.3 149.1 148.9 148.7 100 100 146.8 147.6 54.4 77.2 78.8 78.4 39.6 24.9 46 48.8 52.3 53
Net Debt 48.4 60.2 163.6 376.9 110.9 87.3 103.1 107.4 114.7 125.5 100 100 146.8 147.7 54.6 77.2 78.8 78.4 39.6 24.9 46 47.6 52.3 53
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Operating Activities
Net Income 403.3 345.8 304.6 583.4 279.4 157.1 191.6 64.2 105.0 114.9 107.1 73.0 71.3 35.9 31.0 28.7 31.5 28.2 30.2 25.7 7.9 (5) 14.1
Depreciation & Amortization 8.1 7.7 8.5 8.0 7.4 7.4 8.2 7.0 6.9 6.4 3.2 3.0 3.2 3.5 3.3 3.1 2.7 2.1 2.3 2.5 3.5 3.2 3.1
Stock-Based Compensation 0 8 9 9 6 5.4 6 5.5 4.8 4.1 0 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital 250.0 187.9 110.8 108.5 133.5 101.7 98.2 80.3 105.9 55.2 148.4 106.7 129.8 89.4 93.2 9.9 (0.7) 18.0 1.9 (2.0) 24.2 86.9 113.8
Other Non-Cash Items (47.3) 10.9 31.3 (458.4) (41.4) (8.4) (27.1) 60.1 (25.2) (6.2) (57.0) 11.4 (12.5) 38.8 (52.7) 9.6 27.0 (24.1) 1.0 20.2 (9.9) (57.8) (58.5)
Operating Cash Flow 614.2 560.2 464.3 250.4 384.9 263.3 276.9 217.1 197.5 174.5 198.0 189.0 191.0 162.0 77.9 53.1 58.4 23.6 35.0 48.9 24.3 27.3 72.5
Investing Activities
Capital Expenditure (5.5) (4.7) (5.9) (5.9) (8.3) (5.8) (7.0) (6.1) (9.2) (16.2) (10.5) (4.1) (4.4) (3.4) (8.4) (2.6) (5.7) (2.5) (2.7) (3.4) (2.2) (3.6) (2.4)
Acquisitions 0 0 14.3 682.8 (9.0) (4.5) 0 0.2 0.4 (0.8) 4.8 0 0.3 0.5 0 0 0.3 0 0 0 0 0 0
Purchases of Investments (1,495.2) (909.8) (816.4) (2,134.6) (874.5) (596.2) (617.7) (843.2) (456.4) (593.4) (168.0) (421.1) (540.3) (409.6) (204.7) (139.6) (10) (62.3) (79.8) (73.1) (100.3) (23.8) (156.6)
Sales/Maturities of Investments 1,137.2 0 620.5 1,509.2 620.8 447.1 460.1 730.2 400.9 562.8 25.4 246.6 54.5 162.8 137.7 95.3 78.2 49.1 66.7 31.1 78.0 (95.1) 44.5
Other Investing Activities 1.3 591.0 (24.2) (2.7) (3.8) (8.5) (20.2) (15.4) (16.9) (6.0) (4.5) 1.3 206.0 1.5 0.5 1.2 (135.3) 0.6 0.2 0.8 0.5 96.1 0
Investing Cash Flow (362.1) (318.9) (211.8) 48.9 (274.8) (168.0) (184.8) (134.2) (81.2) (53.6) (152.9) (177.2) (283.9) (248.1) (74.8) (45.7) (72.6) (15.1) (15.7) (44.6) (24.0) (26.4) (114.5)
Financing Activities
Net Debt Issuance 0 0 (100) 0 50 0 0 0 0 0 (31.3) (0.7) 91.7 (22.9) (1.5) 0.4 35.2 14.7 24.9 (2.8) (3.5) (0.7) 46
Stock Repurchased 0 0 0 0 0 0 0 0 0 0 0 (0.0) (0.0) 0 (0.1) (2.1) (18.2) (15.6) (39.7) (3.0) 0 0 0
Dividends Paid (241.6) (235.7) (140.1) (364.8) (135.3) (87.9) (85.6) (83.1) (113.8) (122.5) (15.3) (12.1) (9.5) (6.7) (6.1) (5.7) (5.6) (5.2) (4.7) (4.3) (3.8) (3.4) (3.2)
Other Financing Activities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2.5 (2.5) 0.0 0 (0.0) (0.1) 0.1
Financing Cash Flow (240.3) (238.0) (238.8) (365.3) (83.5) (79.3) (76.1) (77.0) (110.3) (113.7) (45.1) (11.8) 92.9 86.2 (3.1) (7.4) 14.2 (8.5) (19.3) (7.9) (7.3) (1.6) 46.9
Cash Position
Net Change in Cash 11.8 3.4 13.6 (66.0) 26.6 16.0 16.1 5.9 6.0 7.2 0 0 0 0 0 0 0 0 0 (7.9) (7.0) (1.6) 46.9
Cash at Beginning 39.8 36.4 22.8 88.8 62.2 46.2 30.1 24.3 18.3 11.1 0 0 0 0 0 0 0 0 0 3.5 8.2 9.2 4.4
Cash at End 51.6 39.8 36.4 22.8 88.8 62.2 46.2 30.1 24.3 18.3 0 0 0 0 0 0 0 0 0 (4.4) 1.2 7.6 51.3
Free Cash Flow 608.7 555.5 458.3 244.6 376.6 257.5 270.0 211.0 188.3 158.3 187.5 184.9 186.6 158.6 69.5 50.5 52.7 21.0 32.3 45.5 22.1 23.7 70.1
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Income Statement
Revenue 1,882.4 1,770.4 1,512.0 1,698.0 1,183.5 987.7 1,006.6 820.4 800.8 817.9 796.5 777.1 707.7 662.7 621.4 585.6 548.5 561.0 652.3 632.7 569.3 578.8 519.9 382.2 309.4 263.5 225.8 168.1 170.5 155.4 156.7 157.9 155.1
Gross Profit 561.4 454.6 390.9 731.8 459.6 307.8 355.5 179.4 195.5 273.6 310.5 296.5 278.5 236.1 277.8 193.4 152.1 150.5 305.9 230.0 182.1 138.1 121.6 73.5 62.6 62.5 62.7 59.1 66.1 57.5 27.8 110.8 127.5
Operating Income 518.3 427.6 377.3 720.7 344.3 189.8 232.7 67.6 84.6 157.1 196.7 189.5 175.7 142.7 183.6 178.5 132.4 106.6 254.5 186.9 143.9 100.3 94.3 48.7 41.0 38.3 43.0 37.7 121.7 35.2 108.3 104.6 123.9
Net Income 403.3 345.8 304.6 583.4 279.4 157.1 191.6 64.2 105.0 114.9 137.5 135.4 126.3 103.3 126.6 127.4 93.8 78.7 175.9 134.6 107.1 73.0 71.3 35.9 31.0 28.7 31.5 28.2 30.2 25.7 7.9 (4.8) 15.8
EPS (Diluted) 4.36 3.74 3.31 6.37 3.06 1.73 2.12 0.71 1.18 1.29 1.56 1.54 1.28 1.20 1.52 1.50 1.08 0.90 1.82 1.32 1.02 0.70 0.69 0.44 0.39 0.36 0.39 0.33 0.34 0.28 0.10 -0.07 0.23
Balance Sheet
Cash & Equivalents 51.6 39.8 36.4 22.8 88.8 62.2 46.2 41.7 34.3 23.3 0 0 0.0 (0.1) (0.2) 0 0 0 0 0 0 1.2 0 0
Total Assets 6,161.5 5,628.8 5,180.2 4,767.1 4,508.3 3,938.5 3,545.7 3,105.1 2,947.2 2,777.6 2,538.7 2,419.4 2,468.8 2,134.4 1,719.3 1,391.0 1,281.3 1,170.4 1,012.7 911.7 845.5 814.6 752.3 668.9
Total Debt 100 100 200 399.7 199.7 149.5 149.3 149.1 148.9 148.7 100 100 146.8 147.6 54.4 77.2 78.8 78.4 39.6 24.9 46 48.8 52.3 53
Stockholders' Equity 1,778.2 1,522.0 1,413.5 1,177.3 1,229.4 1,136.0 995.4 806.8 853.6 823.6 832.2 708.2 623.7 554.1 456.6 335.4 326.7 293.1 294.0 266.6 200.0 158.6 129.6 139.3
Cash Flow
Operating Cash Flow 614.2 560.2 464.3 250.4 384.9 263.3 276.9 217.1 197.5 174.5 198.0 189.0 191.0 162.0 77.9 53.1 58.4 23.6 35.0 48.9 24.3 27.3 72.5
Capital Expenditure (5.5) (4.7) (5.9) (5.9) (8.3) (5.8) (7.0) (6.1) (9.2) (16.2) (10.5) (4.1) (4.4) (3.4) (8.4) (2.6) (5.7) (2.5) (2.7) (3.4) (2.2) (3.6) (2.4)
Free Cash Flow 608.7 555.5 458.3 244.6 376.6 257.5 270.0 211.0 188.3 158.3 187.5 184.9 186.6 158.6 69.5 50.5 52.7 21.0 32.3 45.5 22.1 23.7 70.1