RBB - RBB Bancorp
Price:
--
--
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CONSENSUS:
Hold
DETAILS
|
PRICE TARGET:
$22.00
DETAILS
HIGH:
$23.00
LOW:
$21.00
MEDIAN:
$22.00
CONSENSUS:
$22.00
DOWNSIDE:
7.41%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||
| Revenue | 238.0 | 232.0 | 236.1 | 191.5 | 165.8 | 153.1 | 159.9 | 113.6 | 87.2 | 77.0 | 50.3 | 43.4 | 30.5 | 20.3 |
| Cost of Revenue | 119.2 | 127.2 | 105.2 | 36.4 | 26.7 | 46.1 | 47.1 | 26.7 | 12.8 | 16.5 | 8.2 | 5.8 | 0 | 0 |
| Gross Profit | 118.8 | 104.8 | 130.9 | 155.1 | 139.1 | 107.0 | 112.8 | 86.8 | 74.4 | 60.5 | 42.1 | 37.7 | 30.5 | 20.3 |
| Operating Expenses | ||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 46.6 | 44.3 | 43.0 | 40.0 | 37.4 | 36.4 | 41.6 | 29.1 | 21.1 | 17.8 | 14.2 | 13.1 | 15.9 | 11.2 |
| Other Expenses | 30.1 | 24.8 | 27.6 | 23.8 | 20.8 | 23.1 | 15.9 | 11.5 | 6.5 | 10.1 | 5.8 | 7.0 | 0 | 0 |
| Operating Expenses | 76.7 | 69.2 | 70.7 | 63.8 | 58.2 | 59.5 | 57.5 | 40.6 | 27.6 | 27.9 | 20.1 | 20.1 | 18.2 | 13.3 |
| Operating Income | ||||||||||||||
| Operating Income | 42.1 | 35.7 | 60.2 | 91.3 | 80.9 | 47.5 | 55.3 | 46.2 | 46.8 | 32.6 | 22.0 | 17.6 | 13.2 | 8.1 |
| Interest Expense | 108.8 | 117.3 | 101.9 | 31.4 | 22.7 | 34.4 | 44.9 | 23.6 | 13.9 | 11.7 | 6.9 | 4.5 | 0 | 0 |
| Interest Income | 220.1 | 215.3 | 220.0 | 180.0 | 146.2 | 138.5 | 140.6 | 101.5 | 73.6 | 67.4 | 42.0 | 37.9 | 0 | 0 |
| Profitability | ||||||||||||||
| EBITDA | 48.8 | 44.9 | 69.9 | 102.4 | 94.5 | 55.3 | 62.1 | 51.3 | 49.2 | 33.9 | 23.0 | 18.5 | (0.9) | (1.1) |
| EBIT | 42.1 | 35.7 | 60.2 | 91.3 | 80.9 | 47.5 | 55.3 | 46.2 | 46.8 | 32.6 | 22.0 | 17.6 | 11.6 | 7.0 |
| Income Before Tax | 42.1 | 35.7 | 60.2 | 91.3 | 80.9 | 47.5 | 55.3 | 46.2 | 46.8 | 32.6 | 22.0 | 17.6 | 12.3 | 7.0 |
| Income Tax Expense | 10.2 | 9.0 | 17.8 | 27.0 | 24.0 | 14.5 | 16.1 | 10.1 | 21.3 | 13.5 | 9.0 | 7.1 | 5.3 | 3.0 |
| Net Income | 31.9 | 26.7 | 42.5 | 64.3 | 56.9 | 32.9 | 39.2 | 36.1 | 25.5 | 19.1 | 13.0 | 10.4 | 7.0 | 4.0 |
| Per Share Data | ||||||||||||||
| EPS (Basic) | 1.84 | 1.47 | 2.24 | 3.37 | 2.92 | 1.66 | 1.96 | 2.13 | 1.81 | 1.49 | 1.02 | 0.66 | 0.59 | 0.45 |
| EPS (Diluted) | 1.83 | 1.47 | 2.24 | 3.33 | 2.86 | 1.65 | 1.92 | 2.03 | 1.68 | 1.39 | 0.96 | 0.66 | 0.59 | 0.45 |
| Shares Outstanding | 17.0 | 18.1 | 19.0 | 19.1 | 19.4 | 19.8 | 20.0 | 17.2 | 14.1 | 12.8 | 12.8 | 15.7 | 12.0 | 9.1 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 27.1 | 258.3 | 432.0 | 84.1 | 502.0 | 138.3 | 115.4 | 148.3 | 70.6 | 74.6 |
| Short-Term Investments | 407.2 | 87.2 | 76.1 | 256.8 | 368.3 | 210.9 | 126.1 | 73.8 | 65.0 | 39.3 |
| Net Receivables | 0 | 10.3 | 1.2 | 50.5 | 0.5 | 40.3 | 34.8 | 33.3 | 0.3 | 7.7 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 434.3 | 355.9 | 509.3 | 391.5 | 870.7 | 389.7 | 276.2 | 255.4 | 135.9 | 121.5 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 71.4 | 52.6 | 55.5 | 52.5 | 49.7 | 27.1 | 16.8 | 17.3 | 6.6 | 6.6 |
| Goodwill | 71.5 | 71.5 | 71.5 | 71.5 | 69.2 | 69.2 | 58.6 | 58.4 | 29.9 | 29.9 |
| Intangible Assets | 1.3 | 2.0 | 2.8 | 3.7 | 4.1 | 5.2 | 6.1 | 7.6 | 1.4 | 1.8 |
| Long-Term Investments | 3,270.4 | 3,354.9 | 3,239.9 | 3,301.1 | 2,910.6 | 2,734.6 | 2,294.6 | 2,568.9 | 1,371.2 | 1,146.8 |
| Other Non-Current Assets | 359.4 | 136.5 | 131.2 | 81.8 | 319.0 | 122.0 | 133.7 | 61.8 | 140.0 | 77.8 |
| Total Non-Current Assets | 3,774.0 | 3,636.6 | 3,516.7 | 3,527.6 | 3,357.5 | 2,960.7 | 2,512.2 | 2,718.6 | 1,555.2 | 1,274.0 |
| Total Assets | 4,208.3 | 3,992.5 | 4,026.0 | 3,919.1 | 4,228.2 | 3,350.1 | 2,788.5 | 2,975.6 | 1,691.1 | 1,395.6 |
| Current Liabilities | ||||||||||
| Account Payables | 0 | 0 | 0 | 20.8 | 14.0 | 16.4 | 17.4 | 21.9 | 10.4 | 7.1 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 25 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 9.5 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 3,350.4 | 3,083.8 | 3,174.8 | 2,977.7 | 3,385.5 | 2,635.1 | 2,248.9 | 2,144.0 | 1,337.3 | 1,152.8 |
| Total Current Liabilities | 3,350.4 | 3,083.8 | 3,174.8 | 2,998.5 | 3,399.5 | 2,651.5 | 2,266.3 | 2,166.0 | 1,372.6 | 1,153.6 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 290.1 | 334.7 | 284.1 | 408.3 | 337.5 | 268.7 | 113.7 | 432.7 | 78.0 | 52.7 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 19.6 | 36.4 | 24.7 | 1.2 | 0 | 0 | 0 | 0 | (24.7) | 7.7 |
| Total Non-Current Liabilities | 334.5 | 400.8 | 340.0 | 436.0 | 360.8 | 268.7 | 113.7 | 432.7 | 53.2 | 60.4 |
| Total Liabilities | 3,684.9 | 3,484.6 | 3,514.8 | 3,434.5 | 3,761.5 | 2,921.6 | 2,381.0 | 2,600.4 | 1,425.9 | 1,214.0 |
| Stockholders' Equity | ||||||||||
| Common Stock | 250.7 | 260.0 | 271.9 | 276.9 | 282.3 | 284.3 | 290.4 | 288.6 | 205.9 | 142.7 |
| Retained Earnings | 282.0 | 264.5 | 255.2 | 225.9 | 181.3 | 138.1 | 112.0 | 81.6 | 51.3 | 30.8 |
| Accumulated Other Comprehensive Income | (13.3) | (20.3) | (19.5) | (21.7) | (1.7) | 1.1 | 0.2 | (1.3) | (0.4) | (0.3) |
| Total Stockholders' Equity | 523.4 | 507.8 | 511.2 | 484.5 | 466.6 | 428.4 | 407.5 | 375.0 | 265.2 | 181.6 |
| Total Liabilities & Equity | 4,208.3 | 3,992.5 | 4,026.0 | 3,919.1 | 4,228.2 | 3,350.1 | 2,788.5 | 2,975.6 | 1,691.1 | 1,395.6 |
| Debt Metrics | ||||||||||
| Total Debt | 314.9 | 364.4 | 315.3 | 434.8 | 360.8 | 268.7 | 113.7 | 432.7 | 103.0 | 52.7 |
| Net Debt | 287.8 | 106.0 | (116.7) | 350.7 | (141.2) | 130.4 | (1.6) | 284.4 | 32.3 | (21.8) |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 31.9 | 26.7 | 42.5 | 64.3 | 56.9 | 32.9 | 39.2 | 36.1 | 25.5 | 19.1 |
| Depreciation & Amortization | 8.8 | 9.3 | 9.6 | 11.0 | 13.5 | 7.8 | 6.8 | 5.1 | 2.4 | 1.4 |
| Stock-Based Compensation | 1.7 | 1.4 | 0.8 | 0.8 | 1.1 | 0.7 | 0.7 | 0.7 | 0.8 | 0.9 |
| Change in Working Capital | (6.7) | (6.3) | (6.1) | (6.2) | (6.1) | (0.8) | (0.8) | (0.8) | (0.8) | (0.6) |
| Other Non-Cash Items | 6.1 | 29.1 | 3.2 | 25.0 | 136.8 | 85.9 | 428.2 | (126.0) | (4.5) | 34.2 |
| Operating Cash Flow | 43.4 | 58.5 | 51.3 | 93.8 | 202.2 | 124.5 | 476.5 | (84.6) | 28.8 | 56.2 |
| Investing Activities | ||||||||||
| Capital Expenditure | (0.8) | (0.8) | (0.7) | (2.1) | (2.0) | (4.2) | (1.4) | (2.5) | (0.7) | (0.2) |
| Acquisitions | 0 | 0 | 0 | 71.4 | 0 | 6.6 | 0 | 25.1 | 0 | (35.1) |
| Purchases of Investments | (268.0) | (417.9) | (694.5) | (402.9) | (604.6) | (551.4) | (200.0) | (76.1) | (39.5) | (12.5) |
| Sales/Maturities of Investments | 287.5 | 316.2 | 642.2 | 486.3 | 443.0 | 467.4 | 149.3 | 108.6 | 5.5 | 9.5 |
| Other Investing Activities | (278.9) | (57.8) | 296.2 | (412.9) | (340.5) | (364.4) | (167.3) | (377.5) | (229.7) | 45.5 |
| Investing Cash Flow | (260.2) | (160.4) | 243.3 | (260.2) | (504.2) | (446.0) | (219.4) | (322.4) | (264.4) | 7.2 |
| Financing Activities | ||||||||||
| Net Debt Issuance | (70) | 50 | (125) | 70 | 68.1 | 150 | (319.5) | 224.0 | 25 | 49.3 |
| Stock Repurchased | (14.2) | (20.7) | (6.8) | (19.8) | (10.5) | (7.9) | (3.2) | 0 | 0 | 0 |
| Dividends Paid | (11.3) | (11.7) | (12.2) | (10.7) | (9.9) | (6.6) | (8.0) | (5.8) | (5.1) | (2.6) |
| Other Financing Activities | 266.2 | (89.3) | 197.2 | (483.9) | 754.1 | 198.8 | 107.7 | 186.4 | 186.9 | (105.3) |
| Financing Cash Flow | 171.4 | (71.7) | 53.2 | (444.5) | 801.7 | 334.4 | (223.0) | 404.7 | 267.0 | (58.6) |
| Cash Position | ||||||||||
| Net Change in Cash | (45.4) | (173.6) | 347.8 | (610.8) | 499.7 | 12.9 | 34.1 | (2.4) | 31.3 | 4.8 |
| Cash at Beginning | 257.7 | 431.4 | 83.5 | 694.4 | 194.7 | 181.8 | 147.7 | 150.0 | 118.7 | 113.9 |
| Cash at End | 212.3 | 257.7 | 431.4 | 83.5 | 694.4 | 194.7 | 181.8 | 147.7 | 150.0 | 118.7 |
| Free Cash Flow | 42.6 | 57.7 | 50.6 | 91.7 | 200.2 | 120.3 | 475.1 | (87.1) | 28.1 | 56.0 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||
| Revenue | 238.0 | 232.0 | 236.1 | 191.5 | 165.8 | 153.1 | 159.9 | 113.6 | 87.2 | 77.0 | 50.3 | 43.4 | 30.5 | 20.3 |
| Gross Profit | 118.8 | 104.8 | 130.9 | 155.1 | 139.1 | 107.0 | 112.8 | 86.8 | 74.4 | 60.5 | 42.1 | 37.7 | 30.5 | 20.3 |
| Operating Income | 42.1 | 35.7 | 60.2 | 91.3 | 80.9 | 47.5 | 55.3 | 46.2 | 46.8 | 32.6 | 22.0 | 17.6 | 13.2 | 8.1 |
| Net Income | 31.9 | 26.7 | 42.5 | 64.3 | 56.9 | 32.9 | 39.2 | 36.1 | 25.5 | 19.1 | 13.0 | 10.4 | 7.0 | 4.0 |
| EPS (Diluted) | 1.83 | 1.47 | 2.24 | 3.33 | 2.86 | 1.65 | 1.92 | 2.03 | 1.68 | 1.39 | 0.96 | 0.66 | 0.59 | 0.45 |
| Balance Sheet | ||||||||||||||
| Cash & Equivalents | 27.1 | 258.3 | 432.0 | 84.1 | 502.0 | 138.3 | 115.4 | 148.3 | 70.6 | 74.6 | ||||
| Total Assets | 4,208.3 | 3,992.5 | 4,026.0 | 3,919.1 | 4,228.2 | 3,350.1 | 2,788.5 | 2,975.6 | 1,691.1 | 1,395.6 | ||||
| Total Debt | 314.9 | 364.4 | 315.3 | 434.8 | 360.8 | 268.7 | 113.7 | 432.7 | 103.0 | 52.7 | ||||
| Stockholders' Equity | 523.4 | 507.8 | 511.2 | 484.5 | 466.6 | 428.4 | 407.5 | 375.0 | 265.2 | 181.6 | ||||
| Cash Flow | ||||||||||||||
| Operating Cash Flow | 43.4 | 58.5 | 51.3 | 93.8 | 202.2 | 124.5 | 476.5 | (84.6) | 28.8 | 56.2 | ||||
| Capital Expenditure | (0.8) | (0.8) | (0.7) | (2.1) | (2.0) | (4.2) | (1.4) | (2.5) | (0.7) | (0.2) | ||||
| Free Cash Flow | 42.6 | 57.7 | 50.6 | 91.7 | 200.2 | 120.3 | 475.1 | (87.1) | 28.1 | 56.0 | ||||