QCR Holdings, Inc. logo QCRH - QCR Holdings, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 7
HOLD 1
SELL 0
STRONG
SELL
0
| PRICE TARGET: $103.00 DETAILS
HIGH: $107.00
LOW: $99.00
MEDIAN: $103.00
CONSENSUS: $103.00
UPSIDE: 13.34%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2001 2000 1999 1998 1997 1996 1995
Revenue
Revenue 596.7 587.8 535.6 365.6 293.8 306.6 278.6 220.2 162.3 134.4 111.3 104.7 100.7 92.0 92.2 93.3 101.2 99.1 99.8 54.2 58.8 46.7 44.5 36.4 34.9 30.2 25.7 21.2 12.6 8.3
Cost of Revenue 252.3 267.2 208.9 69.7 25.4 87.1 67.6 53.1 27.9 19.4 20.6 23.7 23.7 24.1 30.2 37.7 51.9 49.7 52.2 42.2 22.2 14.7 15.4 15.1 17.5 14.3 11.9 9.3 5.8 4
Gross Profit 344.5 320.6 326.7 295.9 268.4 219.5 211.0 167.1 134.3 115.0 90.7 81.0 77.0 67.9 62.0 55.6 49.2 49.3 47.6 12.0 36.6 32.0 29.2 21.3 17.4 15.9 13.8 11.9 6.8 4.3
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 140.6 142.7 149.8 126.1 109.6 103.7 99.6 76.1 61.1 51.0 47.6 45.2 43.5 38.6 35.8 33.9 33.4 30.7 29.3 21.3 17.9 14.8 13.5 10.7 8.6 7.3 6.2 4.8 3 2.2
Other Expenses 68.0 55.3 50.3 56.2 37.3 42.5 39.4 38.8 32.6 27.4 22.5 17.7 14.0 11.7 12.2 12.4 13.5 11.6 10.1 (13.2) 11.7 9.5 7.5 6.3 5.2 4.2 3.5 3 2.4 2.1
Operating Expenses 208.6 198.0 200.1 182.3 146.9 146.2 139.0 114.9 93.7 78.4 70.1 63.0 57.4 50.3 48.0 46.4 46.9 42.3 39.4 8.1 29.5 24.3 21.0 17.0 13.8 11.5 9.7 7.8 5.4 4.3
Operating Income
Operating Income 135.9 122.6 126.8 113.5 121.5 73.3 72.0 52.1 40.7 36.6 20.6 18.0 19.6 17.6 14.0 9.3 2.3 7.0 8.2 3.9 7.1 7.7 8.2 4.3 3.6 4.4 4.1 4.1 1.4 0
Interest Expense 234.2 250.1 192.4 61.5 21.9 31.4 60.5 40.5 19.5 12.0 13.7 16.9 17.8 19.7 23.6 30.2 34.9 40.5 49.4 38.9 21.3 13.3 11.9 12.9 16.6 13.3 11.0 8.4 5 3.5
Interest Income 489.4 481.9 413.4 292.6 200.2 198.4 216.1 182.9 135.5 106.5 90.0 86.0 81.9 77.4 77.7 80.1 85.6 84.7 85.7 68.8 48.7 38.0 33.4 28.5 28.5 24.1 20.1 15.1 9.8 6.6
Profitability
EBITDA 135.9 133.8 138.3 124.1 128.9 80.8 79.5 58.3 45.6 40.5 23.9 21.0 22.4 20.0 16.4 11.8 7.1 7.0 10.4 6.3 9.6 10.2 10.0 5.4 4.4 5.2 4.7 4.5 1.7 0.1
EBIT 135.9 122.6 126.6 113.5 121.5 73.3 72.0 52.1 40.7 36.6 20.6 18.0 19.6 17.6 14.0 9.3 2.3 7.0 8.2 3.9 7.1 7.7 8.2 4.3 3.6 4.4 4.1 4.1 1.4 0
Income Before Tax 135.9 122.6 126.6 113.5 121.5 73.3 72.0 52.1 40.7 36.6 20.6 18.0 19.6 17.6 14.0 9.3 2.3 7.0 8.2 3.9 7.1 7.7 8.2 4.3 3.6 4.4 4.1 4.1 1.4 0
Income Tax Expense 8.7 8.7 13.1 14.5 22.6 12.7 14.6 9.0 4.9 8.9 3.7 3.0 4.6 4.5 3.9 2.4 0.2 1.7 2.4 0.9 2.3 2.5 2.7 1.3 1.2 1.7 1.6 1.7 0.2 0
Net Income 127.2 113.8 113.6 99.1 98.9 60.6 57.4 43.1 35.7 27.7 16.9 15.0 14.9 12.6 9.7 6.6 1.8 6.7 5.8 2.8 4.8 5.2 5.5 3.0 2.4 2.7 2.5 2.4 1.2 0.7
Per Share Data
EPS (Basic) 7.54 6.77 6.79 5.94 6.30 3.84 3.65 2.92 2.68 2.20 1.64 1.75 2.13 1.88 0.93 0.54 -0.46 1.07 1.03 0.57 1.06 1.23 0.87 0.73 0.71 0.79 0.72 0.72 0.38 0.09
EPS (Diluted) 7.52 6.71 6.73 5.87 6.20 3.80 3.60 2.86 2.61 2.17 1.61 1.72 2.08 1.85 0.92 0.53 -0.46 1.06 1.02 0.57 1.04 1.20 0.85 0.72 0.69 0.77 0.69 0.68 0.36 0.09
Shares Outstanding 16.8 16.8 16.7 16.7 15.7 15.6 15.7 14.8 13.3 12.6 10.3 7.9 5.5 4.8 4.7 4.6 4.5 4.6 4.6 4.6 4.5 4.2 6.3 4.0 3.4 3.5 3.4 3.3 3.2 3.2
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Current Assets
Cash & Cash Equivalents 76.5 235.2 202.0 127.1 112.8 147.9 224.1 218.7 131.5 134.5 65.2 35.6 25.2 34.9 39.5 33.5 30.7 25.9 21 20 12.4 12.1
Short-Term Investments 107.0 281.1 299.7 341.0 337.8 362.0 210.7 261.1 272.9 251.1 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 32.8 16.5 30.2 30.9 43.6 64.3 87.9 118.0 141.4 165.4 7.6 7.8 4.1 3.6 3.2 3.1 2.9 2.3 2 1.8 1.4 1.1
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets (139.8) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 76.5 532.8 531.9 499.0 494.3 574.1 522.7 597.7 545.8 551.1 80.6 43.4 29.3 38.5 42.7 36.6 33.6 28.2 23 21.8 13.8 13.2
Non-Current Assets
Property, Plant & Equipment 0 159.2 123.3 117.9 78.5 72.7 73.9 75.6 62.8 60.6 31.5 31.4 18.1 12.0 9.2 9.2 8.7 7.6 7.6 7.7 5.2 4.5
Goodwill 138.6 138.6 139.0 137.6 74.1 74.1 74.7 77.8 28.3 13.1 3.2 3.2 0 0 0 0 0 0 0 0 0 0
Intangible Assets 8.1 11.1 13.8 16.8 9.3 11.4 15.0 17.4 9.1 7.4 0 0 0 0 0 0 0 0 0 0 0 0
Long-Term Investments 8,658.2 7,700.6 7,296.9 6,785.0 5,252.4 4,801.4 4,066.8 3,976.9 3,168.2 2,532.2 1,592.3 1,453.0 788.6 642.7 524.5 460.7 340.3 266.6 246.8 195.2 138.5 90.2
Other Non-Current Assets (8,658.2) 483.8 434.0 392.5 187.6 171.3 156.0 204.2 168.4 137.5 72.1 74.6 34.0 16.8 28.2 12.3 18.4 40.9 43.9 25.5 10.9 3.6
Total Non-Current Assets 146.7 8,493.3 8,007.0 7,449.9 5,601.9 5,130.9 4,386.3 4,352.0 3,436.8 2,750.9 1,699.1 1,562.2 840.8 671.5 561.9 482.2 367.4 315.1 298.3 228.4 154.6 98.3
Total Assets 9,575.5 9,026.0 8,538.9 7,948.8 6,096.1 5,705.0 4,909.1 4,949.7 3,982.7 3,301.9 1,779.6 1,605.6 870.1 710.0 604.6 518.8 400.9 343.3 321.3 250.2 168.4 111.5
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 2.6 1.8 1.5 129.6 3.8 5.4 13.4 72.8 49.0 124.9 150.9 320.2 104.8 51.6 32.9 34.6 28.3 11.3 9.7 2 10.8 4.6
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 0 7,061.2 6,514.0 5,984.2 4,922.8 4,599.1 3,911.1 3,977.0 3,266.7 2,669.3 1,089.3 1,059.0 588.0 511.7 434.7 376.3 302.2 271.7 247.9 197.4 136 92.9
Total Current Liabilities 2.6 7,063.0 6,515.5 6,113.8 4,926.6 4,604.6 3,924.5 4,049.8 3,315.6 2,794.2 1,240.2 1,379.1 692.8 563.3 467.6 410.9 330.5 283 257.6 199.4 146.8 97.5
Non-Current Liabilities
Long-Term Debt 615.2 567.7 716.8 696.3 167.0 171.7 265.5 332.2 260.5 251.0 392.0 330.4 118.6 98.2 5 57.4 29.7 22.6 24.6 26.2 1.5 1
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 7,847.9 397.9 420.0 366.0 325.5 335.0 183.7 94.6 53.2 (29.3) 21.8 (196.3) 7.9 6.7 83.4 5.9 4.9 6.1 8.6 5.5 5.5 1.3
Total Non-Current Liabilities 8,460.5 965.7 1,136.8 1,062.3 492.6 506.7 449.2 426.8 313.7 221.7 413.8 134.0 126.5 105.0 88.4 63.3 34.6 28.7 33.2 31.7 7 2.3
Total Liabilities 8,463.2 8,028.6 7,652.3 7,176.1 5,419.1 5,111.2 4,373.7 4,476.6 3,629.4 3,015.9 1,654.1 1,513.1 819.3 668.2 556.0 474.3 365.1 311.7 290.8 231.1 153.8 99.8
Stockholders' Equity
Common Stock 16.7 16.9 16.7 16.8 15.6 15.8 15.8 15.7 13.9 13.1 4.7 4.6 4.5 2.9 2.8 2.8 2.3 2.3 2.3 0 0 0
Retained Earnings 773.4 665.2 555.0 450.1 386.1 300.8 245.8 192.2 152.0 118.6 38.5 40.9 25.3 20.9 15.7 12.7 9.7 5.9 4.6 2.6 0.2 (1)
Accumulated Other Comprehensive Income (50.6) (59.6) (56.0) (64.9) 1.6 1.4 (1.1) (5.5) (1.7) (2.5) 0.1 3.6 0.7 1.8 2.1 1.3 0.5 (0.7) (0.3) 0 (0.1) (0.5)
Total Stockholders' Equity 1,112.3 997.4 886.6 772.7 677.0 593.8 535.4 473.1 353.3 286.0 123.9 90.6 50.8 41.8 36.6 32.6 23.8 19.6 18.5 19.1 14.6 11.7
Total Liabilities & Equity 9,575.5 9,026.0 8,538.9 7,948.8 6,096.1 5,705.0 4,909.1 4,949.7 3,982.7 3,301.9 1,779.6 1,605.6 870.1 710.0 604.6 518.8 400.9 343.3 321.3 250.2 168.4 111.5
Debt Metrics
Total Debt 617.9 567.7 716.8 825.9 170.8 177.1 279.0 405.0 309.5 375.9 542.9 650.5 223.4 149.8 37.9 92.0 58.1 33.9 34.3 28.2 12.3 5.6
Net Debt 541.4 332.6 514.8 698.8 58.0 29.2 54.8 186.2 178.0 241.4 477.7 614.9 198.2 115.0 (1.6) 58.6 27.3 8 13.3 8.2 (0.1) (6.5)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2001 2000 1999 1998 1997 1996 1995
Operating Activities
Net Income 127.2 113.8 113.6 99.1 98.9 60.6 57.4 43.1 35.7 27.7 4.8 5.2 5.5 3.0 2.4 2.7 2.5 2.4 1.2 0.7
Depreciation & Amortization 12.3 11.2 11.7 10.5 7.4 7.5 7.5 6.1 5.0 3.9 2.5 2.5 1.9 1.1 0.9 0.7 0.6 0.4 0.3 0.1
Stock-Based Compensation 3.2 2.8 2.7 2.4 2.4 2.1 2.5 1.4 1.2 0.9 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (25.0) (25.9) (11.8) 1.4 (44.2) (2.9) 2.8 (5.2) (9.3) 7.6 2.2 (1.3) (0.1) 0.7 (0.8) (0.9) 1.4 (2.1) 3 (0.5)
Other Non-Cash Items 306.1 349.7 261.2 9.9 8.5 59.4 (0.0) 12.5 7.2 6.4 0.1 1.2 23.6 (0.6) (3.8) 2.0 3 (5.1) 0.2 0.5
Operating Cash Flow 421.5 444.5 376.3 118.7 88.2 112.2 76.5 64.3 33.7 43.4 9.6 7.4 30.2 3.5 (1.7) 4.2 7.5 (4.4) 4.7 0.8
Investing Activities
Capital Expenditure (67.4) (44.5) (14.9) (33.3) (14.0) (4.3) (12.4) (11.5) (5.8) (6.0) (8.5) (7.5) (4.2) (1.5) (1.7) (0.8) (0.5) (2.8) (1.1) (2.9)
Acquisitions 0 0 0 145.0 0 (0.2) 42.6 (5.2) (3.4) (69.9) (5.0) 0 0 0 0 0 0 0 0 0
Purchases of Investments (235.0) (218.0) (187.6) (230.5) (173.2) (356.9) (76.3) (84.0) (179.8) (179.6) (83.8) (86.7) (91.7) (30.0) (17.0) (23.7) (50.2) (33.5) (12.4) (23.3)
Sales/Maturities of Investments 108.0 78.4 141.9 186.8 195.7 138.9 106.1 70.2 152.6 285.2 47.0 64.3 53.6 18.6 36.2 25.8 16.4 14 8.9 13.1
Other Investing Activities (660.2) (661.1) (688.6) (702.7) (420.3) (482.0) (368.6) (303.1) (374.2) (198.7) (77.4) (135.1) (90.2) (97.7) (39.4) (47.4) (42.2) (48) (50.7) (15.2)
Investing Cash Flow (854.7) (845.2) (749.3) (634.7) (411.8) (704.5) (308.7) (333.6) (410.5) (169.0) (127.7) (165.1) (132.5) (110.6) (21.9) (46.1) (76.5) (70.3) (55.3) (28.3)
Financing Activities
Net Debt Issuance 89.5 (149.3) (108.1) 609.8 (6.6) (104.2) (110.8) 9.9 (2.7) (177.9) 25.2 73.6 25.0 34.0 14.9 8.9 6.2 16 6.7 (1.6)
Stock Repurchased (21.6) 0 (8.7) (53.0) (14.2) (3.8) 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (4.1) (4.0) (4.0) (3.9) (3.8) (3.8) (3.8) (3.3) (2.5) (2.0) (0.4) (0.3) (0.3) 0 0 0 0 0 0 0
Other Financing Activities 353.0 547.2 529.8 (15.1) 323.6 687.7 335.6 271.3 385.1 302.4 110.5 76.4 76.9 74.2 14.1 40.1 50.6 61.3 43 31.8
Financing Cash Flow 417.9 395.3 410.3 538.2 299.7 577.4 222.9 279.2 382.0 154.4 135.7 154.6 101.8 113.1 28.7 48.5 66 79.3 51 30.2
Cash Position
Net Change in Cash (15.2) (5.4) 37.4 22.2 (23.8) (14.9) (9.3) 9.8 5.2 28.8 17.6 (3.1) (0.5) 6.0 5.1 6.6 (3.1) (7) 0.4 (3.8)
Cash at Beginning 91.7 97.1 59.7 37.5 61.3 76.3 85.5 75.7 70.6 41.7 21.4 24.4 24.9 20.2 15.1 8.5 11.6 7 6.6 3.8
Cash at End 76.5 91.7 97.1 59.7 37.5 61.3 76.3 85.5 75.7 70.6 39.0 21.4 24.4 26.2 20.2 15.1 8.5 11.6 7 6.5
Free Cash Flow 354.1 400.0 361.4 85.4 74.2 107.9 64.1 52.8 28.0 37.4 1.1 (0.1) 26.1 2.0 (3.4) 3.4 7 (7.2) 3.6 (2.1)
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2001 2000 1999 1998 1997 1996 1995
Income Statement
Revenue 596.7 587.8 535.6 365.6 293.8 306.6 278.6 220.2 162.3 134.4 111.3 104.7 100.7 92.0 92.2 93.3 101.2 99.1 99.8 54.2 58.8 46.7 44.5 36.4 34.9 30.2 25.7 21.2 12.6 8.3
Gross Profit 344.5 320.6 326.7 295.9 268.4 219.5 211.0 167.1 134.3 115.0 90.7 81.0 77.0 67.9 62.0 55.6 49.2 49.3 47.6 12.0 36.6 32.0 29.2 21.3 17.4 15.9 13.8 11.9 6.8 4.3
Operating Income 135.9 122.6 126.8 113.5 121.5 73.3 72.0 52.1 40.7 36.6 20.6 18.0 19.6 17.6 14.0 9.3 2.3 7.0 8.2 3.9 7.1 7.7 8.2 4.3 3.6 4.4 4.1 4.1 1.4 0
Net Income 127.2 113.8 113.6 99.1 98.9 60.6 57.4 43.1 35.7 27.7 16.9 15.0 14.9 12.6 9.7 6.6 1.8 6.7 5.8 2.8 4.8 5.2 5.5 3.0 2.4 2.7 2.5 2.4 1.2 0.7
EPS (Diluted) 7.52 6.71 6.73 5.87 6.20 3.80 3.60 2.86 2.61 2.17 1.61 1.72 2.08 1.85 0.92 0.53 -0.46 1.06 1.02 0.57 1.04 1.20 0.85 0.72 0.69 0.77 0.69 0.68 0.36 0.09
Balance Sheet
Cash & Equivalents 76.5 235.2 202.0 127.1 112.8 147.9 224.1 218.7 131.5 134.5 65.2 35.6 25.2 34.9 39.5 33.5 30.7 25.9 21 20 12.4 12.1
Total Assets 9,575.5 9,026.0 8,538.9 7,948.8 6,096.1 5,705.0 4,909.1 4,949.7 3,982.7 3,301.9 1,779.6 1,605.6 870.1 710.0 604.6 518.8 400.9 343.3 321.3 250.2 168.4 111.5
Total Debt 617.9 567.7 716.8 825.9 170.8 177.1 279.0 405.0 309.5 375.9 542.9 650.5 223.4 149.8 37.9 92.0 58.1 33.9 34.3 28.2 12.3 5.6
Stockholders' Equity 1,112.3 997.4 886.6 772.7 677.0 593.8 535.4 473.1 353.3 286.0 123.9 90.6 50.8 41.8 36.6 32.6 23.8 19.6 18.5 19.1 14.6 11.7
Cash Flow
Operating Cash Flow 421.5 444.5 376.3 118.7 88.2 112.2 76.5 64.3 33.7 43.4 9.6 7.4 30.2 3.5 (1.7) 4.2 7.5 (4.4) 4.7 0.8
Capital Expenditure (67.4) (44.5) (14.9) (33.3) (14.0) (4.3) (12.4) (11.5) (5.8) (6.0) (8.5) (7.5) (4.2) (1.5) (1.7) (0.8) (0.5) (2.8) (1.1) (2.9)
Free Cash Flow 354.1 400.0 361.4 85.4 74.2 107.9 64.1 52.8 28.0 37.4 1.1 (0.1) 26.1 2.0 (3.4) 3.4 7 (7.2) 3.6 (2.1)