PRCH - Porch Group, Inc.
Price:
--
--
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CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$9.33
DETAILS
HIGH:
$20.00
LOW:
$4.00
MEDIAN:
$4.00
CONSENSUS:
$9.33
DOWNSIDE:
2.41%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||
| Revenue | 482.4 | 437.8 | 430.3 | 275.9 | 192.4 | 72.3 | 77.6 | 54.1 |
| Cost of Revenue | 142.4 | 225.6 | 220.2 | 107.6 | 58.7 | 17.6 | 21.5 | 15.3 |
| Gross Profit | 340.0 | 212.2 | 210.1 | 168.4 | 133.7 | 54.7 | 56.1 | 38.8 |
| Operating Expenses | ||||||||
| R&D Expenses | 53.3 | 55.3 | 58.5 | 59.6 | 47.0 | 28.5 | 31.0 | 24.2 |
| SG&A Expenses | 250.1 | 221.3 | 247.5 | 223.7 | 169.0 | 69.9 | 108.2 | 63.9 |
| Other Expenses | 0 | 0.2 | 94.4 | 62.2 | 1.1 | (1.4) | 5.0 | 0 |
| Operating Expenses | 303.4 | 276.8 | 400.4 | 345.4 | 217.1 | 97.0 | 144.2 | 85.6 |
| Operating Income | ||||||||
| Operating Income | 36.6 | (64.6) | (190.4) | (177.0) | (83.4) | (42.2) | (88.1) | (49.3) |
| Interest Expense | 51.6 | 42.5 | 31.8 | 8.7 | 5.8 | 14.7 | 7.1 | 0 |
| Interest Income | 0 | 1.7 | 3.9 | 0.7 | 0.0 | 0 | 0 | 3.7 |
| Profitability | ||||||||
| EBITDA | 98.9 | 37.3 | (77.1) | (119.1) | (94.7) | (34.3) | (88.7) | (43.8) |
| EBIT | 78.3 | 11.8 | (101.5) | (147.0) | (111.1) | (41.0) | (96.1) | (49.3) |
| Income Before Tax | 26.7 | (30.7) | (133.3) | (155.7) | (116.9) | (55.7) | (103.2) | (50.5) |
| Income Tax Expense | 11.4 | 2.1 | 0.6 | 0.8 | (10.3) | (1.7) | 0.1 | (0.6) |
| Net Income | 15.3 | (32.8) | (133.9) | (156.6) | (106.6) | (54.0) | (103.3) | (49.9) |
| Per Share Data | ||||||||
| EPS (Basic) | -0.03 | -0.33 | -1.39 | -1.61 | -1.16 | -0.63 | -4.79 | -2.59 |
| EPS (Diluted) | -0.03 | -0.33 | -1.39 | -1.61 | -1.16 | -0.63 | -4.79 | -2.59 |
| Shares Outstanding | 103.7 | 99.6 | 96.1 | 97.4 | 93.9 | 81.5 | 21.6 | 19.3 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||
| Cash & Cash Equivalents | 53.2 | 167.6 | 258.4 | 215.1 | 315.7 | 196.0 | 4.2 | 4.2 |
| Short-Term Investments | 12.6 | 24.1 | 35.6 | 36.5 | 9.3 | 0 | 0 | 0 |
| Net Receivables | 11.3 | 111.4 | 107.9 | 324.5 | 257.2 | 4.3 | 4.7 | 2.5 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0.7 | 62.0 | 79.2 | 33.6 | 8.6 | 11.4 | 0 | 3.5 |
| Total Current Assets | 88.2 | 365.1 | 481.1 | 609.6 | 605.1 | 215.8 | 10.2 | 10.2 |
| Non-Current Assets | ||||||||
| Property, Plant & Equipment | 27.6 | 22.5 | 20.1 | 12.2 | 11.2 | 4.6 | 6.7 | 6.7 |
| Goodwill | 191.9 | 191.9 | 191.9 | 244.7 | 225.8 | 28.3 | 18.3 | 21.3 |
| Intangible Assets | 30.5 | 68.7 | 87.2 | 108.3 | 129.7 | 16.0 | 9.8 | 14.7 |
| Long-Term Investments | 55.4 | 158.7 | 103.6 | 55.1 | 58.3 | 0 | 0 | 0 |
| Other Non-Current Assets | 403.8 | 7.0 | 15.5 | 18.1 | 8.7 | 3.7 | 3.5 | 3.7 |
| Total Non-Current Assets | 709.2 | 448.8 | 418.3 | 438.4 | 433.7 | 52.6 | 38.3 | 46.4 |
| Total Assets | 797.4 | 814.0 | 899.4 | 1,049.1 | 1,038.7 | 268.4 | 48.5 | 56.6 |
| Current Liabilities | ||||||||
| Account Payables | 4.0 | 4.5 | 8.8 | 6.3 | 7.0 | 9.2 | 4.8 | 2.3 |
| Short-Term Debt | 7.8 | 0.1 | 0.2 | 16.5 | 0.1 | 4.7 | 20.5 | 48.8 |
| Deferred Revenue | 0 | 261.3 | 248.7 | 290.8 | 216.4 | 5.2 | 3.3 | 0 |
| Other Current Liabilities | (6.7) | 81.9 | 129.3 | 111.2 | 102.0 | 2.7 | 11.8 | 24.5 |
| Total Current Liabilities | 67.8 | 414.2 | 462.2 | 515.6 | 363.1 | 31.7 | 57.5 | 75.7 |
| Non-Current Liabilities | ||||||||
| Long-Term Debt | 385.1 | 403.8 | 435.5 | 425.3 | 414.6 | 43.2 | 40.7 | 9.7 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 102.6 | 39.2 | 37.4 | 26.2 | 41.3 | 85.6 | 7.2 | 2.1 |
| Total Non-Current Liabilities | 707.3 | 443.0 | 472.9 | 454.1 | 458.6 | 129.3 | 51.0 | 11.8 |
| Total Liabilities | 775.0 | 857.2 | 935.1 | 969.7 | 821.7 | 161.1 | 108.4 | 87.4 |
| Stockholders' Equity | ||||||||
| Common Stock | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.2 |
| Retained Earnings | (648.3) | (754.9) | (722.1) | (585.0) | (424.1) | (317.5) | (263.5) | (160.7) |
| Accumulated Other Comprehensive Income | 0.6 | (5.4) | (3.9) | (6.2) | (0.3) | 0 | 0 | 0 |
| Total Stockholders' Equity | (24.6) | (43.2) | (35.7) | 79.4 | 217.0 | 107.3 | (60.0) | (30.8) |
| Total Liabilities & Equity | 797.4 | 814.0 | 899.4 | 1,049.1 | 1,038.7 | 268.4 | 48.5 | 56.6 |
| Debt Metrics | ||||||||
| Total Debt | 392.8 | 403.9 | 435.7 | 444.3 | 417.4 | 48.0 | 61.1 | 58.5 |
| Net Debt | 339.7 | 236.3 | 177.3 | 229.2 | 101.7 | (148.1) | 56.9 | 54.2 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | (3.4) | (32.8) | (133.9) | (156.6) | (106.6) | (54.0) | (103.3) | (49.9) |
| Depreciation & Amortization | 20.6 | 25.5 | 24.4 | 27.9 | 16.7 | 6.6 | 7.4 | 5.5 |
| Stock-Based Compensation | 29.0 | 27.2 | 20.7 | 27.0 | 0 | 11.3 | 36.0 | 5.2 |
| Change in Working Capital | (18.2) | (28.0) | 88.9 | 37.2 | (16.0) | (16.5) | 13.2 | 8.2 |
| Other Non-Cash Items | 38.4 | (23.6) | 33.9 | 47.0 | 69.3 | 3.9 | 17.4 | 0.6 |
| Operating Cash Flow | 66.4 | (31.7) | 33.9 | (17.7) | (34.8) | (48.7) | (29.3) | (30.5) |
| Investing Activities | ||||||||
| Capital Expenditure | (14.4) | (0.5) | (10.1) | (10.4) | (4.7) | (2.9) | (4.6) | (0.8) |
| Acquisitions | 1.2 | 0 | (2.0) | (38.6) | (256.4) | (7.8) | (0.6) | (2.7) |
| Purchases of Investments | (58.8) | (110.9) | (91.0) | (52.5) | (24.0) | 0 | 0 | 0 |
| Sales/Maturities of Investments | 89.6 | 67.8 | 46.8 | 21.9 | 21.7 | 0 | 0 | 0 |
| Other Investing Activities | (89.6) | (1.4) | (9.2) | (8.1) | 0 | (2.6) | (4.1) | (4.1) |
| Investing Cash Flow | (71.9) | (45.1) | (56.3) | (79.7) | (263.4) | (10.7) | (5.2) | (7.5) |
| Financing Activities | ||||||||
| Net Debt Issuance | (17.2) | (23.4) | 106.5 | 9.8 | 366.6 | (15.4) | 31.1 | 0 |
| Stock Repurchased | 0 | 0 | (5.6) | (1.8) | 0 | (0.0) | 0 | (0.2) |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | (30) | 0 | 0 |
| Other Financing Activities | (5.0) | (0.3) | (10.0) | (6.8) | (82.1) | 300.4 | 0.1 | 35.7 |
| Financing Cash Flow | (22.2) | (23.7) | 91.0 | 1.2 | 415.5 | 259.6 | 34.5 | 35.7 |
| Cash Position | ||||||||
| Net Change in Cash | (143.6) | (100.5) | 68.6 | (96.2) | 116.8 | 200.3 | (0.1) | (2.3) |
| Cash at Beginning | 196.8 | 297.2 | 228.6 | 324.8 | 207.5 | 7.2 | 7.2 | 9.6 |
| Cash at End | 53.2 | 196.8 | 297.2 | 228.6 | 324.3 | 207.5 | 7.2 | 7.2 |
| Free Cash Flow | 52.1 | (32.2) | 23.8 | (28.2) | (39.5) | (51.5) | (33.9) | (31.3) |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||
| Revenue | 482.4 | 437.8 | 430.3 | 275.9 | 192.4 | 72.3 | 77.6 | 54.1 |
| Gross Profit | 340.0 | 212.2 | 210.1 | 168.4 | 133.7 | 54.7 | 56.1 | 38.8 |
| Operating Income | 36.6 | (64.6) | (190.4) | (177.0) | (83.4) | (42.2) | (88.1) | (49.3) |
| Net Income | 15.3 | (32.8) | (133.9) | (156.6) | (106.6) | (54.0) | (103.3) | (49.9) |
| EPS (Diluted) | -0.03 | -0.33 | -1.39 | -1.61 | -1.16 | -0.63 | -4.79 | -2.59 |
| Balance Sheet | ||||||||
| Cash & Equivalents | 53.2 | 167.6 | 258.4 | 215.1 | 315.7 | 196.0 | 4.2 | 4.2 |
| Total Assets | 797.4 | 814.0 | 899.4 | 1,049.1 | 1,038.7 | 268.4 | 48.5 | 56.6 |
| Total Debt | 392.8 | 403.9 | 435.7 | 444.3 | 417.4 | 48.0 | 61.1 | 58.5 |
| Stockholders' Equity | (24.6) | (43.2) | (35.7) | 79.4 | 217.0 | 107.3 | (60.0) | (30.8) |
| Cash Flow | ||||||||
| Operating Cash Flow | 66.4 | (31.7) | 33.9 | (17.7) | (34.8) | (48.7) | (29.3) | (30.5) |
| Capital Expenditure | (14.4) | (0.5) | (10.1) | (10.4) | (4.7) | (2.9) | (4.6) | (0.8) |
| Free Cash Flow | 52.1 | (32.2) | 23.8 | (28.2) | (39.5) | (51.5) | (33.9) | (31.3) |