ProAssurance Corporation logo PRA - ProAssurance Corporation

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 2
HOLD 8
SELL 1
STRONG
SELL
0
| PRICE TARGET: $18.33 DETAILS
HIGH: $20.00
LOW: $17.00
MEDIAN: $18.00
CONSENSUS: $18.33
DOWNSIDE: 25.55%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Revenue
Revenue 1,098.0 1,128.2 1,130.4 1,101.8 1,075.4 886.9 1,009.9 877.1 858.1 876.0 768.4 848.3 732.6 722.7 725.9 692.1 672.7 562.6 706.1 737.6 648.0 794.6 535.8 402.1 382.6 222.6 208.2 193.6 160.7 139.3 110.3 85.6 87.7
Cost of Revenue 665.4 874.9 935.3 909.9 862.9 772.0 869.2 697.7 564.9 531.6 490.3 363.1 224.8 179.9 298.7 356.1 347.6 311.9 457.7 549.7 530.2 690.6 543.6 442.6 369.0 0 40.2 33.5 33.9 25.7 17.9 10.5 8.8
Gross Profit 432.6 253.3 195.1 191.9 212.6 114.8 140.7 179.4 293.2 344.4 278.1 485.3 507.9 542.8 427.2 336.0 325.1 250.7 248.3 187.9 117.8 104.0 (7.7) (40.5) 13.6 222.6 168 160.1 126.8 113.6 92.4 75.1 78.9
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Expenses 360.5 190.3 234.3 198.1 66.0 331.9 169.5 150.3 164.6 168.2 149.3 223.3 110.7 146.8 12.6 3.3 6.3 2.3 12.0 11.1 8.9 6.5 (104.2) (91.3) 2.6 222.6 0 0 0 0 0 0 0
Operating Expenses 360.5 190.3 234.3 198.1 66.0 331.9 169.5 150.3 164.6 168.2 149.3 223.3 110.7 146.8 12.6 3.3 6.3 2.3 12.0 11.1 8.9 6.5 (104.2) (91.3) 2.6 222.6 0 0 0 0 0 0 0
Operating Income
Operating Income 72.1 63.1 (39.1) (6.2) 146.6 (217.1) (28.8) 29.0 128.6 176.2 128.9 262.0 397.2 396.0 414.6 332.7 318.8 248.4 236.3 176.8 108.9 97.5 96.5 50.8 11.0 0 168 160.1 126.8 113.6 92.4 75.1 78.9
Interest Expense 20.8 22.3 23.1 20.4 19.7 15.5 16.6 16.1 16.8 15.0 14.6 14.1 2.8 2.2 3.5 3.3 3.5 6.9 12.0 11.1 8.9 6.5 3.4 2.9 2.6 0 0 0 0 0 0 0 0
Interest Income 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 106.6 103.2 10.0 52.2 203.6 (180.2) 6.5 66.4 174.3 224.0 179.7 315.7 435.7 435.7 453.8 362.6 341.9 271.8 264.4 206.7 141.8 131.0 77.3 31.5 25.4 0 174.4 163.3 129.8 113.8 94.4 78.1 81.9
EBIT 92.9 85.4 (16.0) 14.2 166.3 (201.6) (12.2) 45.1 145.5 191.2 143.5 276.1 399.9 398.1 418.1 336.0 322.2 255.3 248.3 187.9 117.8 104.0 53.7 16.5 13.6 (6.3) 168 160.1 126.8 113.6 92.4 75.1 78.9
Income Before Tax 72.1 63.1 (39.1) (6.2) 146.6 (217.1) (28.8) 29.0 128.6 176.2 128.9 262.0 397.2 396.0 414.6 332.7 318.8 248.4 236.3 176.8 108.9 97.5 50.3 13.6 11.0 28.3 63.2 66.2 49.2 40.7 38.7 31.2 33.8
Income Tax Expense 21.2 10.3 (0.5) (5.8) 2.5 (41.3) (29.8) (18.0) 21.4 25.1 12.7 65.4 99.6 120.5 127.5 101.1 96.7 70.7 68.2 49.8 28.8 24.7 11.4 0.2 (2.8) 4 16.5 17.7 11.7 9.6 9 6.4 6.9
Net Income 50.9 52.7 (38.6) (0.4) 144.1 (175.7) 1.0 47.1 107.3 151.1 116.2 196.6 297.5 275.5 287.1 231.6 222.0 177.7 168.2 236.4 113.5 72.8 38.7 12.2 12.4 24.3 46.7 47.4 37.5 31.1 29.7 24.8 30.5
Per Share Data
EPS (Basic) 0.99 1.03 -0.73 -0.01 2.67 -3.26 0.02 0.88 2.01 2.84 2.19 3.32 4.82 4.49 4.70 3.65 3.38 2.72 2.55 3.69 1.89 1.25 0.67 0.24 0.26 0.52 0.98 0.96 0.76 0.65 0.62 0.53 0.62
EPS (Diluted) 0.99 1.03 -0.73 -0.01 2.67 -3.26 0.02 0.88 2.00 2.83 2.11 3.30 4.80 4.46 4.65 3.60 3.35 2.61 2.39 3.43 1.77 1.19 0.67 0.23 0.26 0.52 0.98 0.96 0.76 0.65 0.62 0.53 0.62
Shares Outstanding 51.3 51.1 52.6 54.0 54.0 53.9 53.7 53.6 53.4 53.2 53.1 59.3 61.8 61.3 61.1 63.6 65.7 65.5 65.9 64.1 60.1 58.3 57.9 52.5 48.5 46.6 48.0 49.4 49.7 48.2 48.3 47.2 49.6
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Current Assets
Cash & Cash Equivalents 36.5 54.9 65.9 30.0 143.6 215.8 175.4 80.5 134.5 117.3 40.6 3.5 30.1 47.1 143.3 53.2 8.6 0 0 0 0 0 0 0
Short-Term Investments 4,092.7 4,020.4 0 3,717.8 4,050.7 2,795.3 2,628.7 0 0 0 187.1 442.0 41.4 109.7 252.9 136.0 100.9 0 0 0 0 0 0 0
Net Receivables 582.0 656.2 235.6 693.3 707.4 600.9 653.0 0 0 0 116.4 86.1 541.1 577.1 573.0 451.8 220.6 0 0 0 0 0 0 0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 (4,578.8) 239.8 (4,470.2) 0 (3,647.9) (3,499.8) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 4,744.2 0 541.3 0 4,926.3 0 0 80.5 134.5 117.3 355.9 544.6 612.6 751.5 990.5 661.3 330.1 0 0 0 0 0 0 0
Non-Current Assets
Property, Plant & Equipment 13.8 16.5 46.0 19.0 19.6 19.0 21.1 0 0 0 0 0 0 0 0 13.1 11.2 11.3 11.6 0 0 0 11.8 12
Goodwill 5.5 5.5 5.5 49.6 49.6 49.6 210.7 210.7 210.7 210.7 122.3 72.2 0 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 105.9 54.2 60.3 66.8 73.3 65.7 70.8 76.8 83 84.4 10.0 0 0 0 0 0 0 0 0 0 0 0 0 0
Long-Term Investments 349.7 376.6 420.8 512.7 4,644.8 3,274.4 3,285.3 466.1 503.6 482.9 3,651.2 3,133.9 2,338.8 1,948.5 1,661.9 1,503.3 785.3 0 0 0 0 0 0 0
Other Non-Current Assets 106.2 (452.8) 3,904.7 (648.1) 0 (3,408.8) (3,587.9) 155.7 72.8 20.6 (3,651.2) (3,133.9) (2,314.4) (1,948.5) (1,661.9) (1,516.5) (796.5) (11.3) (11.6) 0 0 0 (11.8) (12)
Total Non-Current Assets 703.0 0 4,623.4 0 4,787.3 0 0 909.4 870.1 798.7 132.3 72.2 24.4 1,948.5 1,596.2 1,516.5 785.3 0 0 0 0 0 0 0
Total Assets 5,447.2 5,574.3 5,631.9 5,700.0 6,191.5 4,654.8 4,805.6 4,600.7 4,929.2 5,065.2 4,647.4 4,280.9 3,239.2 2,879.4 2,586.7 2,238.3 1,122.8 1,117.7 1,132.2 1,063.2 905.3 720.5 565.7 507.5
Current Liabilities
Account Payables 14.4 27.3 24.0 28.5 22.6 40.0 52.9 55.6 37.7 30.0 114.0 127.9 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 125 125 3.3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Deferred Revenue 403.9 418.8 0 422.9 0 0 0 (1.4) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 3,018.4 3,257.7 2,934.6 (451.5) 0 (108.9) (125.4) (151.2) (351.9) (329.9) (54.7) 0 1,816.6 2,159.7 1,946.5 1,693.9 (27.2) 0 0 0 0 0 0 0
Total Current Liabilities 3,561.7 3,828.7 2,961.9 0 22.6 0 0 0 0 (200) 59.3 127.9 1,886.1 2,228.2 2,009 1,742.6 0 0 0 0 0 0 0 0
Non-Current Liabilities
Long-Term Debt 295.4 299.9 427.1 427.0 425.0 284.7 285.8 287.8 410.4 448.2 50.2 34.9 151.5 104.8 72.5 82.5 0 0 0 0 0 0 0 0
Deferred Tax Liabilities 0 0 30.6 0 0 0 0 0 14.9 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 226.3 226.5 619.2 226.4 4,317.3 (304.8) (307.9) 2,790.0 2,909.1 2,818.3 2,721.2 (0.0) 0.0 (104.8) (72.5) (82.5) 0 0 0 0 0 0 0 0
Total Non-Current Liabilities 536.4 543.8 1,090.8 673.4 4,763.1 0 0 3,077.7 3,334.4 3,266.5 2,771.4 34.9 151.5 104.8 0 0 0 0 0 0 0 0 0 0
Total Liabilities 4,098.1 4,372.5 4,519.9 4,596.0 4,763.1 3,305.6 3,293.7 3,077.7 3,334.4 3,266.5 2,942.8 2,857.4 2,628.2 2,333.0 2,081.5 1,802.6 777.7 792 808 776 660.7 512.5 404.2 352.6
Stockholders' Equity
Common Stock 0.6 0.6 0.6 0.6 0.6 0.6 0.6 0.6 0.6 0.6 0.3 0.3 0.3 0.3 0.3 0.3 25.1 25.1 23.9 0 0 0 0 0
Retained Earnings 1,485.6 1,434.7 1,382.0 1,423.3 1,434.5 1,301.2 1,505.7 1,571.8 1,614.2 1,824.1 1,196.4 970.9 272.4 199.6 160.9 148.7 136.3 112 91.6 109.5 103 91.4 79.3 65.9
Accumulated Other Comprehensive Income (81.0) (172.4) (204.5) (298.6) 16.3 75.2 37.0 (16.9) 14.9 17.4 59.3 (35.9) 24.4 34.4 0 0 0 0 0 0 0 0 0 0
Total Stockholders' Equity 1,349.1 1,201.7 1,112.0 1,104.0 1,428.4 1,349.2 1,511.9 1,523.0 1,594.8 1,798.7 1,704.6 1,423.6 611.0 546.3 505.2 413.2 345.2 325.7 324.2 287.2 244.6 206 159.6 153.1
Total Liabilities & Equity 5,447.2 5,574.3 5,631.9 5,700.0 6,191.5 4,654.8 4,805.6 4,600.7 4,929.2 5,065.2 4,647.4 4,280.9 3,239.2 2,879.4 2,586.7 2,238.3 1,122.8 1,117.7 1,132.2 1,063.2 905.3 720.5 565.7 507.5
Debt Metrics
Total Debt 435.1 442.3 444.3 447.0 445.8 304.8 307.9 287.8 411.8 448.2 50.2 34.9 151.5 104.8 72.5 82.5 0 0 0 0 0 0 0 0
Net Debt 398.6 387.4 378.4 417.0 302.2 89.0 132.5 207.3 277.3 330.9 9.6 31.5 121.4 57.7 (70.8) 29.3 (8.6) 0 0 0 0 0 0 0
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Operating Activities
Net Income 50.9 52.7 (38.6) (0.4) 144.1 (175.7) 1.0 47.1 107.3 151.1 80.0 72.8 38.7 12.2 12.4 24.3 46.7 48.5 37.5 31.1 29.7 24.8 26.9
Depreciation & Amortization 13.7 17.8 26.0 38.1 37.2 21.4 18.7 21.3 28.8 32.8 24.0 24.8 23.5 15.0 3.2 6.3 6.4 3.2 3 0.2 2 3 3
Stock-Based Compensation 7.8 6.2 5.2 4.8 4.4 3.8 3.5 5.3 10.6 12.5 0 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (126.1) (96.0) (81.9) (124.5) 12.9 60.9 178.9 54.4 30.4 (4.0) 223.8 287.3 447.5 246.8 34.0 10.8 (22.2) (107.1) (40.5) 133.4 77.2 31.2 34.2
Other Non-Cash Items 11.3 (4.3) 41.2 58.8 (126.0) 203.1 (25.3) 61.1 (3.7) (21.9) (4.9) (12.5) (227.0) (97.2) 9.9 (6.0) 13.2 118.7 43.9 (88.2) (58) (18.5) (24.2)
Operating Cash Flow (25.6) (10.7) (49.9) (29.8) 74.0 92.3 148.2 177.3 173.4 179.0 323.6 373.5 282.8 177.0 61.3 36.3 46.4 71 43.2 74.8 47.2 38 35.6
Investing Activities
Capital Expenditure (3.6) (9.0) (4.8) (4.4) (3.8) (7.5) (9.6) (9.6) (10.5) (10.9) 0 0 0 0 0 0 0 0 0 (7.3) (4.2) 0 0
Acquisitions 19.4 39.7 0 0 0 0 216.7 (70.8) (42.7) 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Purchases of Investments (924.1) (798.4) (464.9) (681.3) (1,512.1) 0 (770.2) (1,054.6) (915.3) (767.9) (903.6) (1,202.1) (1,154.7) (1,040.7) (677.7) (184.0) (193.8) (390.9) (227.5) (195.5) (202.3) (114.7) (135.2)
Sales/Maturities of Investments 907.5 778.4 586.2 656.2 1,352.1 0 597.6 1,067.7 1,108.0 530.1 642.2 755.6 1,297.9 920.9 706.5 154.8 179.4 325.7 184.4 135.2 161 84 102.8
Other Investing Activities 20.3 0 24.7 (32.6) 78.3 (1.0) 16.0 282.2 50.3 (30.2) (52.0) 16.0 (522.8) (2.8) (127.7) (8.4) 6.3 (0.2) (0.2) 2.6 (2.5) (1.7) 1.2
Investing Cash Flow 19.4 10.7 141.1 (62.0) (85.5) (8.5) 50.5 214.9 200.3 (278.9) (313.4) (430.4) (379.7) (122.6) (98.9) (37.6) (8.1) (65.4) (43.3) (65) (48) (32.4) (31.2)
Financing Activities
Net Debt Issuance (6.2) (4.7) 0 0 (36.1) (1.5) (1.4) (124.4) (36.5) 100 0 44.9 32.1 (10) 82.5 0 0 0 0 0 0 0 0
Stock Repurchased 0 0 (50.5) (3.3) (10.4) (2.3) 0 (1.0) 0 (2.1) 0 0 0 0 (1.3) (9.6) (27.9) (8.7) (1.6) 0 0 (2.5) (4.1)
Dividends Paid 0 0 (5.4) (10.8) (10.8) (38.7) (93.2) (316.5) (315.2) (118.8) 0 0 0 0 0 0 0 (0.1) (0.1) 0 0 0 0
Other Financing Activities (6.0) (6.3) 0.6 (7.8) (3.4) (0.9) (9.1) (5.3) (4.7) 7.0 3.6 0.0 (31.5) (0.7) 1.1 0 (0.1) 0 0 0 0 0 0
Financing Cash Flow (12.2) (11.0) (55.3) (21.8) (60.6) (43.4) (103.8) (446.2) (356.5) (13.9) 3.6 44.9 0.7 35.8 82.3 (9.6) (28) (8.8) (1.7) 0 0 (2.5) (4.1)
Cash Position
Net Change in Cash (18.4) (11.0) 35.9 (113.6) (72.2) 40.4 94.9 (54.0) 17.1 (123.8) 13.8 (12.0) (96.2) 90.1 44.6 (10.9) 10.4 (3.2) (1.7) 9.8 (0.8) (2.5) (4.1)
Cash at Beginning 54.9 65.9 30.0 143.6 215.8 175.4 80.5 134.5 117.3 241.1 20.7 42.0 143.3 53.2 8.6 19.4 9 12.2 14 4.2 5 2 1.7
Cash at End 36.5 54.9 65.9 30.0 143.6 215.8 175.4 80.5 134.5 117.3 34.5 30.1 47.1 143.3 53.2 8.6 19.4 9 12.3 14 4.2 (0.5) (2.4)
Free Cash Flow (29.2) (19.7) (54.7) (34.2) 70.1 84.9 138.6 167.6 162.9 168.1 323.6 373.5 282.8 177.0 61.3 36.3 46.4 71 43.2 67.5 43 38 35.6
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Income Statement
Revenue 1,098.0 1,128.2 1,130.4 1,101.8 1,075.4 886.9 1,009.9 877.1 858.1 876.0 768.4 848.3 732.6 722.7 725.9 692.1 672.7 562.6 706.1 737.6 648.0 794.6 535.8 402.1 382.6 222.6 208.2 193.6 160.7 139.3 110.3 85.6 87.7
Gross Profit 432.6 253.3 195.1 191.9 212.6 114.8 140.7 179.4 293.2 344.4 278.1 485.3 507.9 542.8 427.2 336.0 325.1 250.7 248.3 187.9 117.8 104.0 (7.7) (40.5) 13.6 222.6 168 160.1 126.8 113.6 92.4 75.1 78.9
Operating Income 72.1 63.1 (39.1) (6.2) 146.6 (217.1) (28.8) 29.0 128.6 176.2 128.9 262.0 397.2 396.0 414.6 332.7 318.8 248.4 236.3 176.8 108.9 97.5 96.5 50.8 11.0 0 168 160.1 126.8 113.6 92.4 75.1 78.9
Net Income 50.9 52.7 (38.6) (0.4) 144.1 (175.7) 1.0 47.1 107.3 151.1 116.2 196.6 297.5 275.5 287.1 231.6 222.0 177.7 168.2 236.4 113.5 72.8 38.7 12.2 12.4 24.3 46.7 47.4 37.5 31.1 29.7 24.8 30.5
EPS (Diluted) 0.99 1.03 -0.73 -0.01 2.67 -3.26 0.02 0.88 2.00 2.83 2.11 3.30 4.80 4.46 4.65 3.60 3.35 2.61 2.39 3.43 1.77 1.19 0.67 0.23 0.26 0.52 0.98 0.96 0.76 0.65 0.62 0.53 0.62
Balance Sheet
Cash & Equivalents 36.5 54.9 65.9 30.0 143.6 215.8 175.4 80.5 134.5 117.3 40.6 3.5 30.1 47.1 143.3 53.2 8.6 0 0 0 0 0 0 0
Total Assets 5,447.2 5,574.3 5,631.9 5,700.0 6,191.5 4,654.8 4,805.6 4,600.7 4,929.2 5,065.2 4,647.4 4,280.9 3,239.2 2,879.4 2,586.7 2,238.3 1,122.8 1,117.7 1,132.2 1,063.2 905.3 720.5 565.7 507.5
Total Debt 435.1 442.3 444.3 447.0 445.8 304.8 307.9 287.8 411.8 448.2 50.2 34.9 151.5 104.8 72.5 82.5 0 0 0 0 0 0 0 0
Stockholders' Equity 1,349.1 1,201.7 1,112.0 1,104.0 1,428.4 1,349.2 1,511.9 1,523.0 1,594.8 1,798.7 1,704.6 1,423.6 611.0 546.3 505.2 413.2 345.2 325.7 324.2 287.2 244.6 206 159.6 153.1
Cash Flow
Operating Cash Flow (25.6) (10.7) (49.9) (29.8) 74.0 92.3 148.2 177.3 173.4 179.0 323.6 373.5 282.8 177.0 61.3 36.3 46.4 71 43.2 74.8 47.2 38 35.6
Capital Expenditure (3.6) (9.0) (4.8) (4.4) (3.8) (7.5) (9.6) (9.6) (10.5) (10.9) 0 0 0 0 0 0 0 0 0 (7.3) (4.2) 0 0
Free Cash Flow (29.2) (19.7) (54.7) (34.2) 70.1 84.9 138.6 167.6 162.9 168.1 323.6 373.5 282.8 177.0 61.3 36.3 46.4 71 43.2 67.5 43 38 35.6