Payoneer Global Inc. logo PAYO - Payoneer Global Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
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0
BUY 10
HOLD 0
SELL 0
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| PRICE TARGET: $8.50 DETAILS
HIGH: $9.00
LOW: $8.00
MEDIAN: $8.50
CONSENSUS: $8.50
UPSIDE: 72.06%
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1
Revenue
Revenue 261.6 274.7 270.9 260.6 246.6 261.7 248.3 239.5 228.2 224.3 208.0 206.7 192.0 183.6 158.9 148.2 137.0 139.2 122.7 110.9 100.6 94.7 90.5 78.4 82.0
Cost of Revenue 54.1 62.4 42.5 40.6 39.3 43.1 38.1 37.0 34.0 36.3 30.4 28.5 27.1 30.4 28.0 26.2 25.6 28.1 24.7 28.5 20.2 23.9 24.5 23.8 24.8
Gross Profit 207.5 212.3 228.4 220.0 207.3 218.6 210.2 202.6 194.2 188 177.6 178.2 164.9 153.2 130.9 122.0 111.4 111.1 98.0 82.4 80.5 70.8 66.0 54.6 57.2
Operating Expenses
R&D Expenses 43.3 40.9 39.9 37.4 37.3 40.4 34.6 27.6 32.1 35.0 26.9 28.0 29.3 32.9 29.6 26.6 25.9 25.5 20.1 18.5 16.7 17.4 13.2 11.2 10.6
SG&A Expenses 94.1 102.0 95.5 94.2 84.6 123.3 82.0 76.7 74.1 97.0 73.8 70.4 74.5 77.1 62.8 57.0 52.6 53.7 45.5 45.9 33.7 34.0 29.4 25.4 25.7
Other Expenses 38.0 40.5 56.6 58.4 56.0 25.8 58.4 52.0 49.7 30.3 47.4 46.4 46.1 51.7 43.6 40.6 39.2 36.2 38.8 36.4 31.3 28.8 22.5 23.8 24.0
Operating Expenses 175.5 183.4 192.0 190.0 177.9 189.4 175.1 156.2 155.8 162.3 148.1 144.8 149.9 161.7 136.0 124.2 117.7 115.3 104.5 100.8 81.6 80.2 65.1 60.3 60.2
Operating Income
Operating Income 32.0 28.9 36.3 30.1 29.3 29.2 35.2 46.3 38.4 25.7 29.5 33.4 15.0 (8.6) (5.1) (2.2) (6.3) (4.2) (6.5) (18.4) (1.1) (9.4) 0.9 (5.7) (3.1)
Interest Expense (0.6) 0 5.8 0.2 0 0 0 0 0 1.8 0 0 0 0.5 3.6 0.3 0.3 0.2 3.3 0 0 0 0 0 0
Interest Income 0 0 59.5 58.3 58.0 57.6 66.8 66.8 2.7 0 1.1 4.3 2.4 0 0 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 50.9 47 52.5 57.9 29.9 28.4 34.2 66.3 45.0 45.2 24.8 53.2 19.3 0.1 (18.1) 8.3 24.4 (13.7) 6.5 (7.5) (0.0) (7.9) 5.3 (2.7) (3.3)
EBIT 32.0 27.5 36.3 30.1 27.8 26.2 22.1 48.3 42.9 43.1 22.8 51.3 17.1 (2.0) (20.2) 6.1 22.5 (15.6) 4.8 (9.2) (1.8) (9.6) 3.5 (4.4) (4.9)
Income Before Tax 29.2 27.5 30.5 29.9 27.8 26.2 22.1 48.3 42.9 41.3 22.8 51.3 17.1 (2.5) (23.8) 5.8 22.2 (15.8) 1.5 (9.2) (1.8) (9.6) 3.5 (4.4) (4.9)
Income Tax Expense 9.6 8.4 16.4 10.4 7.2 8.0 (19.5) 15.9 13.9 14.3 10.0 5.7 9.2 7.6 2.6 1.4 2.0 3.1 0.7 3.2 1.7 1.6 1.9 2.2 2.6
Net Income 19.6 19.0 14.1 19.5 20.6 18.2 41.6 32.4 29.0 27.0 12.8 45.5 7.9 (10.2) (26.5) 4.4 20.2 (18.9) 0.8 (12.4) (3.5) (11.2) 1.6 (6.7) (7.5)
Per Share Data
EPS (Basic) 0.06 0.05 0.04 0.05 0.06 0.05 0.12 0.09 0.08 0.08 0.04 0.12 0.02 -0.03 -0.08 0.01 0.06 -0.06 0.00 -0.04 -0.01 -0.03 -0.01 -0.02 -0.02
EPS (Diluted) 0.06 0.05 0.04 0.05 0.05 0.05 0.11 0.09 0.08 0.07 0.03 0.12 0.02 -0.03 -0.08 0.01 0.06 -0.06 0.00 -0.03 -0.01 -0.03 -0.01 -0.02 -0.02
Shares Outstanding 345.3 356.3 368.3 368.8 363.0 358.3 357.3 356.3 359.3 354.7 357.4 365.0 360.2 352.8 349.7 345.5 366.0 340.4 339.7 339.0 338.4 338.4 338.4 338.4 338.4
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q1
Current Assets
Cash & Cash Equivalents 339.4 415.5 479.4 497.1 524.1 497.5 534.2 575.7 587.2 617.0 590.6 581.1 544.5 543.3 507.9 492.0 465.7 465.9 449.0 498.7 104.7 103.0 (114.9)
Short-Term Investments 7,245.4 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 229.8
Net Receivables 82.2 97.8 89.4 68.7 71.0 92.8 92.6 68.7 67.8 66.3 65.0 59 61.3 61.2 62.5 60.5 63.8 77.3 69.1 67.6 84.0 84.0 0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 56.5 7,565.0 6,794.1 6,604.4 6,075.8 6,454.4 5,572.8 6,051.1 5,932.0 6,400.6 5,376.2 5,541.3 5,479.2 5,846.8 5,046.3 5,147.0 4,637.2 4,407.1 3,713.4 3,641.2 3,352.7 3,375.4 0
Total Current Assets 7,723.5 8,110.9 7,401.4 7,212.5 6,712.8 7,099.6 6,249.3 6,732.9 6,616.1 7,108.7 6,061.3 6,208.9 6,118.8 6,471.1 5,640.2 5,719.9 5,185.5 4,962.7 4,246.5 4,215.9 3,550.8 3,570.5 114.9
Non-Current Assets
Property, Plant & Equipment 103.5 94.7 69.3 62.7 37.1 35.5 36.1 37.6 37.5 40.4 26.1 26.3 29.6 29.7 32.0 32.5 30.8 25.1 26.0 27.1 28.9 12.7 0
Goodwill 86.2 77.8 77.8 77.8 77.8 77.8 76.1 19.9 19.9 19.9 19.9 19.9 19.9 19.9 18.2 19.5 21.2 21.1 21.5 22.0 21.8 22.5 0
Intangible Assets 214.4 208.1 205.9 203.9 104.7 102.4 99.9 88.6 82.6 76.3 70.9 57.9 50.1 45.4 40.4 39.8 39.6 37.5 35.3 35.2 34.5 34.4 0
Long-Term Investments 0 48.5 0 45.3 0 0 0 0 0 0 0 0 0 6.4 6.2 6.6 7.0 7.0 6.9 6.8 6.8 6.9 0
Other Non-Current Assets 410.2 359.8 401.2 463.6 576.5 573.6 560.3 22.2 22.6 22.6 23.4 16.8 17.1 18.0 18.3 20.2 20.2 20.4 20.0 23.0 26.4 19.0 (114.9)
Total Non-Current Assets 874.5 845.7 804.1 897.9 837.3 830.7 801.9 187.4 179.3 174.4 156.5 134.9 119.0 123.5 119.3 122.4 122.3 116.0 113.7 117.6 121.1 99.2 (114.9)
Total Assets 8,598.0 8,956.6 8,205.5 8,110.4 7,550.2 7,930.4 7,051.2 6,920.3 6,795.5 7,283.1 6,217.8 6,343.9 6,237.7 6,594.7 5,759.5 5,842.3 5,307.9 5,078.8 4,360.2 4,333.5 3,671.9 3,669.7 0
Current Liabilities
Account Payables 41.8 44.6 39.7 42.4 32.9 37.3 45.1 39.0 35.3 33.9 35.6 29.2 31.8 41.6 26.7 26.7 17.4 17.2 16.9 16.9 13.2 17.2 0
Short-Term Debt 0 0 0 0 0 0 13.2 15.0 0 0 0 0 0 0 0 0 0 0 0 0 15 13.5 0
Deferred Revenue 0 7,894.5 7,122.9 7,033.8 6,578.4 6,964.2 6,085.8 6,037.1 5,920.9 6,390.5 5,370.5 5,528.7 5,467.3 5,838.6 5,039.6 5,140.6 4,630.6 4,401.3 3,706.9 3,634.2 3,324.7 3,346.7 0
Other Current Liabilities 7,703.5 87.0 86.9 79.5 67.6 81.5 72.6 57.5 49.8 67.8 56.3 44.6 43.2 64.5 54.5 42.9 36.2 47.0 40.1 81.2 28.7 33.2 0
Total Current Liabilities 7,761.9 8,083.7 7,308.3 7,208.2 6,731.0 7,131.1 6,262.6 6,191.5 6,060.1 6,542.0 5,510.8 5,658.4 5,586.1 5,977.5 5,153.4 5,240.9 4,716.3 4,497.8 3,801.0 3,772.3 3,411.0 3,440.9 0
Non-Current Liabilities
Long-Term Debt 0 0 0 0 0 0 0 0 14.4 18.4 15.8 15.6 17.1 16.1 15.7 14.8 14.3 13.7 0 0 49.0 26.5 0
Deferred Tax Liabilities 25.5 93.2 88.0 81.6 51.7 48.8 37.0 34.7 33.9 30.0 26.0 25.3 23.9 21.0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 78.5 10.1 10.7 10.5 2.0 10.1 7.2 7.8 8.8 10.6 23.1 14.7 28.4 28.2 57.7 43.7 55.2 80.2 67.3 79.4 187.5 177.9 0
Total Non-Current Liabilities 177.1 168.4 146.7 131.4 68.4 74.5 60.7 59.5 73.8 76.9 69.0 59.5 74.8 71.9 73.5 58.5 69.5 93.9 67.3 79.4 236.5 204.5 0
Total Liabilities 7,938.9 8,252.2 7,455.0 7,339.5 6,799.4 7,205.6 6,323.3 6,250.9 6,133.9 6,618.8 5,579.8 5,717.9 5,660.9 6,049.4 5,226.8 5,299.4 4,785.9 4,591.7 3,868.3 3,851.7 3,647.5 3,645.4 0
Stockholders' Equity
Common Stock 4.2 4.1 4.1 4.0 4.0 4.0 3.9 3.8 3.8 3.7 3.7 3.6 3.6 3.5 3.5 3.5 3.4 3.4 3.4 3.4 0.3 0.5 0
Retained Earnings 198.7 179.2 160.1 146.0 126.5 106.0 87.8 46.2 13.8 (15.2) (42.2) (55.0) (100.6) (108.5) (98.4) (71.9) (76.3) (94.1) (75.2) (76.0) (63.6) (60.1) 0
Accumulated Other Comprehensive Income (13.1) (6.3) (1.3) 4.6 (3.9) (12.6) 10.5 0.1 (0.1) (0.2) (0.2) (0.2) (0.2) (0.2) (2.3) (0.6) 2.6 2.3 2.8 3.4 3.0 4.2 (5.4)
Total Stockholders' Equity 659.1 704.4 750.5 770.9 750.7 724.8 727.9 669.4 661.5 664.3 638.0 625.9 576.8 545.3 532.6 542.9 522.0 487.1 491.9 481.8 24.4 24.3 149.4
Total Liabilities & Equity 8,598.0 8,956.6 8,205.5 8,110.4 7,550.2 7,930.4 7,051.2 6,920.3 6,795.5 7,283.1 6,217.8 6,343.9 6,237.7 6,594.7 5,759.5 5,842.3 5,307.9 5,078.8 4,360.2 4,333.5 3,671.9 3,669.7 149.4
Debt Metrics
Total Debt 80.0 72.3 54.4 45.9 21.9 21.4 36.5 38.8 37.4 43.4 27.6 27.7 31.9 31.0 24.8 23.3 23.0 23.0 9.4 9.1 72.7 40.0 0
Net Debt (259.3) (343.2) (425.0) (451.3) (502.3) (476.1) (497.7) (537.0) (549.8) (573.6) (563.0) (553.4) (512.7) (512.3) (483.1) (468.7) (442.7) (443.0) (439.6) (489.6) (32.0) (63.0) 114.9
Metric 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1
Operating Activities
Net Income 19.6 19.0 14.1 19.5 20.6 18.2 41.6 32.4 29.0 27.0 12.8 45.5 7.9 (10.2) (26.5) 4.4 20.2 (18.9) 0.8 (12.4) (3.5) (11.2) 1.6 (6.7) (7.5)
Depreciation & Amortization 18.9 19.5 16.1 15.6 14.4 13.2 13.5 10.7 9.4 8.8 7.1 5.9 6.0 5.3 5.9 5.2 4.5 4.5 4.4 4.4 4.7 4.5 4.3 4.1 4.2
Stock-Based Compensation 18.5 16.5 17.8 20.1 18.8 18.6 17.4 13.7 15.1 17.3 15.3 16.2 16.9 13.0 13.9 12.2 13.1 13.2 8.6 10.8 4.4 2.7 3.1 3.1 2.2
Change in Working Capital 0.7 17.8 9.2 25.3 6.7 5.9 (18.2) (10.1) (11.9) 21.1 (0.8) 13.8 (28.6) 36.8 6.8 15.6 (5.8) (0.0) (8.4) 38.2 (23.9) (3.8) (0.4) 0.7 9.7
Other Non-Cash Items (5.8) (12.3) 0.7 (4.0) (4.4) (4.5) 9.2 (3.0) (0.7) (16.9) 9.2 (13.8) (0.2) (5.3) 15.6 (10.4) (31.1) 11.4 (10.9) (7.0) 0.9 (0.2) (0.2) 1.4 (1.4)
Operating Cash Flow 51.8 54.9 54.2 70.7 53.7 45.9 50.1 41.4 39.5 58.2 41.4 56.0 3.9 39.6 15.5 26.5 2.4 9.2 (5.9) 33.2 (16.5) (9.3) 7.6 2.4 8.9
Investing Activities
Capital Expenditure (10.1) 15.4 (18.9) (2.6) (20.8) (16.3) (14.0) (14.5) (15.7) (18.1) (14.3) (6.0) (9.4) (3.4) (4.5) (6.4) (6.5) (7.4) 4.9 (4.5) (4.1) (3.5) (2.6) (4.3) (3.6)
Acquisitions 0 0 0 (33.1) 0 0.0 (48.2) 0 0 0 0 0 6.0 0 0 0 0 0 0 0 0 0 0 0 (15.5)
Purchases of Investments 0 (94.5) (78.8) (201.0) (72.0) (223.3) (816.5) (920.5) (118.6) 0 0 0 (6.0) 0 0 0 0 0 0 0 0 0 0 0 0
Sales/Maturities of Investments 0 0 73 191 64.5 63 109 85 20 0 0 0 6.0 0 0 0 0 0 0 0 0 0 0 0 0
Other Investing Activities (60.9) 46.2 (25.0) (25.9) (35.8) 16.9 (91.4) (14.4) (13.9) 7.6 17.6 (5.8) (53.6) 31.2 25.1 (60.1) 34.5 17.8 (0.0) 9.6 (3.9) (17.5) (4.9) (18.1) 3.1
Investing Cash Flow (60.9) (49.0) (35.9) (85.5) (48.0) (147.2) (848.8) (851.2) (114.1) 3.5 15.7 (6.4) (57.0) 19.7 20.6 (62.5) 28.0 14.7 (4.8) 8.3 (8.0) (21.0) (7.6) (22.4) (15.9)
Financing Activities
Net Debt Issuance 0 0 0 0 0 (13.2) (1.8) 0.6 (4.0) 2.6 14.2 (5.7) (8.9) 2.6 1.0 0.5 0.6 13.7 0 (40.0) 24.0 (20.0) 0 0 0
Stock Repurchased (75.0) (78.6) (45.3) (32.0) (22.2) (17.1) (21.8) (47.7) (51.0) (21.0) (17.3) (17.1) 0 0 0 0 0 0.0 (39.8) 0 0 0 0 0 0
Dividends Paid 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Financing Activities (308.1) 775.6 80.1 434.5 (380.3) 896.9 30.1 116.2 (469.6) 1,020.1 (172.2) 65.6 (361.5) 796.9 (101.0) 510.6 229.3 305.5 72.7 676.3 (21.6) 732.9 722.0 205.9 32.7
Financing Cash Flow (385.7) 701.0 34.8 404.7 (402.4) 864.7 6.5 77.6 (521.1) 1,004.7 (177.3) 49.0 (364.5) 805.6 (96.1) 518.2 233.6 709.3 34.2 650.2 2.4 712.9 722.0 205.9 32.7
Cash Position
Net Change in Cash (395.5) 7,478.1 52.2 (28.4) (394.8) 759.7 (789.7) (732.9) (597.3) 1,071.5 (121.5) 98.8 (417.1) 35.1 (60.9) 479.8 263.9 733.4 (49.6) 691.7 (23.0) 682.7 722.4 184.5 27.1
Cash at Beginning 6,416.7 488.1 5,657.4 534.1 5,658.2 4,898.5 5,688.2 6,421.1 7,018.4 5,946.9 6,068.4 5,969.6 6,386.7 511.1 5,582.1 5,102.3 4,838.4 4,105.1 501.4 3,390.3 3,413.3 2,730.6 2,008.1 1,823.6 1,796.5
Cash at End 6,021.2 7,966.2 5,709.6 505.8 5,263.4 5,658.2 4,898.5 5,688.2 6,421.1 7,018.4 5,946.9 6,068.4 5,969.6 546.2 5,521.2 5,582.1 5,102.3 4,838.4 451.8 4,082.0 3,390.3 3,413.3 2,730.6 2,008.1 1,823.6
Free Cash Flow 41.7 70.3 35.3 68.1 32.9 29.6 36.2 26.9 23.8 40.0 27.1 50.0 (5.5) 36.3 11.0 20.1 (4.1) 1.8 (1.0) 28.6 (20.6) (12.9) 5.0 (1.9) 5.3
Key Metrics 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1 2024 Q4 2024 Q3 2024 Q2 2024 Q1 2023 Q4 2023 Q3 2023 Q2 2023 Q1 2022 Q4 2022 Q3 2022 Q2 2022 Q1 2021 Q4 2021 Q3 2021 Q2 2021 Q1 2020 Q4 2020 Q3 2020 Q2 2020 Q1
Income Statement
Revenue 261.6 274.7 270.9 260.6 246.6 261.7 248.3 239.5 228.2 224.3 208.0 206.7 192.0 183.6 158.9 148.2 137.0 139.2 122.7 110.9 100.6 94.7 90.5 78.4 82.0
Gross Profit 207.5 212.3 228.4 220.0 207.3 218.6 210.2 202.6 194.2 188 177.6 178.2 164.9 153.2 130.9 122.0 111.4 111.1 98.0 82.4 80.5 70.8 66.0 54.6 57.2
Operating Income 32.0 28.9 36.3 30.1 29.3 29.2 35.2 46.3 38.4 25.7 29.5 33.4 15.0 (8.6) (5.1) (2.2) (6.3) (4.2) (6.5) (18.4) (1.1) (9.4) 0.9 (5.7) (3.1)
Net Income 19.6 19.0 14.1 19.5 20.6 18.2 41.6 32.4 29.0 27.0 12.8 45.5 7.9 (10.2) (26.5) 4.4 20.2 (18.9) 0.8 (12.4) (3.5) (11.2) 1.6 (6.7) (7.5)
EPS (Diluted) 0.06 0.05 0.04 0.05 0.05 0.05 0.11 0.09 0.08 0.07 0.03 0.12 0.02 -0.03 -0.08 0.01 0.06 -0.06 0.00 -0.03 -0.01 -0.03 -0.01 -0.02 -0.02
Balance Sheet
Cash & Equivalents 339.4 415.5 479.4 497.1 524.1 497.5 534.2 575.7 587.2 617.0 590.6 581.1 544.5 543.3 507.9 492.0 465.7 465.9 449.0 498.7 104.7 103.0 (114.9)
Total Assets 8,598.0 8,956.6 8,205.5 8,110.4 7,550.2 7,930.4 7,051.2 6,920.3 6,795.5 7,283.1 6,217.8 6,343.9 6,237.7 6,594.7 5,759.5 5,842.3 5,307.9 5,078.8 4,360.2 4,333.5 3,671.9 3,669.7 0
Total Debt 80.0 72.3 54.4 45.9 21.9 21.4 36.5 38.8 37.4 43.4 27.6 27.7 31.9 31.0 24.8 23.3 23.0 23.0 9.4 9.1 72.7 40.0 0
Stockholders' Equity 659.1 704.4 750.5 770.9 750.7 724.8 727.9 669.4 661.5 664.3 638.0 625.9 576.8 545.3 532.6 542.9 522.0 487.1 491.9 481.8 24.4 24.3 149.4
Cash Flow
Operating Cash Flow 51.8 54.9 54.2 70.7 53.7 45.9 50.1 41.4 39.5 58.2 41.4 56.0 3.9 39.6 15.5 26.5 2.4 9.2 (5.9) 33.2 (16.5) (9.3) 7.6 2.4 8.9
Capital Expenditure (10.1) 15.4 (18.9) (2.6) (20.8) (16.3) (14.0) (14.5) (15.7) (18.1) (14.3) (6.0) (9.4) (3.4) (4.5) (6.4) (6.5) (7.4) 4.9 (4.5) (4.1) (3.5) (2.6) (4.3) (3.6)
Free Cash Flow 41.7 70.3 35.3 68.1 32.9 29.6 36.2 26.9 23.8 40.0 27.1 50.0 (5.5) 36.3 11.0 20.1 (4.1) 1.8 (1.0) 28.6 (20.6) (12.9) 5.0 (1.9) 5.3